Mortgage Plus Variable Home Loan ($250k+, LVR 80%-85%) from Citi

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.46%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,246
Number of Repayments
300
Total Interest Paid
$123,800
Total repayments
$373,800
DatePrincipleInterestPaymentBalance
1Oct 2019$525.37$720.83$1,246.20$249,474.63
2Nov 2019$526.88$719.32$1,246.20$248,947.75
3Dec 2019$528.40$717.80$1,246.20$248,419.35
2019 Total$1,580.65$2,157.95$3,738.6
4Jan 2020$529.92$716.28$1,246.20$247,889.43
5Feb 2020$531.45$714.75$1,246.20$247,357.98
6Mar 2020$532.98$713.22$1,246.20$246,825.00
7Apr 2020$534.52$711.68$1,246.20$246,290.48
8May 2020$536.06$710.14$1,246.20$245,754.42
9Jun 2020$537.61$708.59$1,246.20$245,216.81
10Jul 2020$539.16$707.04$1,246.20$244,677.65
11Aug 2020$540.71$705.49$1,246.20$244,136.94
12Sep 2020$542.27$703.93$1,246.20$243,594.67
13Oct 2020$543.84$702.36$1,246.20$243,050.83
14Nov 2020$545.40$700.80$1,246.20$242,505.43
15Dec 2020$546.98$699.22$1,246.20$241,958.45
2020 Total$6,460.9$8,493.5$14,954.4
16Jan 2021$548.55$697.65$1,246.20$241,409.90
17Feb 2021$550.13$696.07$1,246.20$240,859.77
18Mar 2021$551.72$694.48$1,246.20$240,308.05
19Apr 2021$553.31$692.89$1,246.20$239,754.74
20May 2021$554.91$691.29$1,246.20$239,199.83
21Jun 2021$556.51$689.69$1,246.20$238,643.32
22Jul 2021$558.11$688.09$1,246.20$238,085.21
23Aug 2021$559.72$686.48$1,246.20$237,525.49
24Sep 2021$561.33$684.87$1,246.20$236,964.16
25Oct 2021$562.95$683.25$1,246.20$236,401.21
26Nov 2021$564.58$681.62$1,246.20$235,836.63
27Dec 2021$566.20$680.00$1,246.20$235,270.43
2021 Total$6,688.02$8,266.38$14,954.4
28Jan 2022$567.84$678.36$1,246.20$234,702.59
29Feb 2022$569.47$676.73$1,246.20$234,133.12
30Mar 2022$571.12$675.08$1,246.20$233,562.00
31Apr 2022$572.76$673.44$1,246.20$232,989.24
32May 2022$574.41$671.79$1,246.20$232,414.83
33Jun 2022$576.07$670.13$1,246.20$231,838.76
34Jul 2022$577.73$668.47$1,246.20$231,261.03
35Aug 2022$579.40$666.80$1,246.20$230,681.63
36Sep 2022$581.07$665.13$1,246.20$230,100.56
37Oct 2022$582.74$663.46$1,246.20$229,517.82
38Nov 2022$584.42$661.78$1,246.20$228,933.40
39Dec 2022$586.11$660.09$1,246.20$228,347.29
2022 Total$6,923.14$8,031.26$14,954.4
40Jan 2023$587.80$658.40$1,246.20$227,759.49
41Feb 2023$589.49$656.71$1,246.20$227,170.00
42Mar 2023$591.19$655.01$1,246.20$226,578.81
43Apr 2023$592.90$653.30$1,246.20$225,985.91
44May 2023$594.61$651.59$1,246.20$225,391.30
45Jun 2023$596.32$649.88$1,246.20$224,794.98
46Jul 2023$598.04$648.16$1,246.20$224,196.94
47Aug 2023$599.77$646.43$1,246.20$223,597.17
48Sep 2023$601.49$644.71$1,246.20$222,995.68
49Oct 2023$603.23$642.97$1,246.20$222,392.45
50Nov 2023$604.97$641.23$1,246.20$221,787.48
51Dec 2023$606.71$639.49$1,246.20$221,180.77
2023 Total$7,166.52$7,787.88$14,954.4
52Jan 2024$608.46$637.74$1,246.20$220,572.31
53Feb 2024$610.22$635.98$1,246.20$219,962.09
54Mar 2024$611.98$634.22$1,246.20$219,350.11
55Apr 2024$613.74$632.46$1,246.20$218,736.37
56May 2024$615.51$630.69$1,246.20$218,120.86
57Jun 2024$617.28$628.92$1,246.20$217,503.58
58Jul 2024$619.06$627.14$1,246.20$216,884.52
59Aug 2024$620.85$625.35$1,246.20$216,263.67
60Sep 2024$622.64$623.56$1,246.20$215,641.03
61Oct 2024$624.44$621.76$1,246.20$215,016.59
62Nov 2024$626.24$619.96$1,246.20$214,390.35
63Dec 2024$628.04$618.16$1,246.20$213,762.31
2024 Total$7,418.46$7,535.94$14,954.4
64Jan 2025$629.85$616.35$1,246.20$213,132.46
65Feb 2025$631.67$614.53$1,246.20$212,500.79
66Mar 2025$633.49$612.71$1,246.20$211,867.30
67Apr 2025$635.32$610.88$1,246.20$211,231.98
68May 2025$637.15$609.05$1,246.20$210,594.83
69Jun 2025$638.98$607.22$1,246.20$209,955.85
70Jul 2025$640.83$605.37$1,246.20$209,315.02
71Aug 2025$642.68$603.52$1,246.20$208,672.34
72Sep 2025$644.53$601.67$1,246.20$208,027.81
73Oct 2025$646.39$599.81$1,246.20$207,381.42
74Nov 2025$648.25$597.95$1,246.20$206,733.17
75Dec 2025$650.12$596.08$1,246.20$206,083.05
2025 Total$7,679.26$7,275.14$14,954.4
76Jan 2026$651.99$594.21$1,246.20$205,431.06
77Feb 2026$653.87$592.33$1,246.20$204,777.19
78Mar 2026$655.76$590.44$1,246.20$204,121.43
79Apr 2026$657.65$588.55$1,246.20$203,463.78
80May 2026$659.55$586.65$1,246.20$202,804.23
81Jun 2026$661.45$584.75$1,246.20$202,142.78
82Jul 2026$663.35$582.85$1,246.20$201,479.43
83Aug 2026$665.27$580.93$1,246.20$200,814.16
84Sep 2026$667.19$579.01$1,246.20$200,146.97
85Oct 2026$669.11$577.09$1,246.20$199,477.86
86Nov 2026$671.04$575.16$1,246.20$198,806.82
87Dec 2026$672.97$573.23$1,246.20$198,133.85
2026 Total$7,949.2$7,005.2$14,954.4
88Jan 2027$674.91$571.29$1,246.20$197,458.94
89Feb 2027$676.86$569.34$1,246.20$196,782.08
90Mar 2027$678.81$567.39$1,246.20$196,103.27
91Apr 2027$680.77$565.43$1,246.20$195,422.50
92May 2027$682.73$563.47$1,246.20$194,739.77
93Jun 2027$684.70$561.50$1,246.20$194,055.07
94Jul 2027$686.67$559.53$1,246.20$193,368.40
95Aug 2027$688.65$557.55$1,246.20$192,679.75
96Sep 2027$690.64$555.56$1,246.20$191,989.11
97Oct 2027$692.63$553.57$1,246.20$191,296.48
98Nov 2027$694.63$551.57$1,246.20$190,601.85
99Dec 2027$696.63$549.57$1,246.20$189,905.22
2027 Total$8,228.63$6,725.77$14,954.4
100Jan 2028$698.64$547.56$1,246.20$189,206.58
101Feb 2028$700.65$545.55$1,246.20$188,505.93
102Mar 2028$702.67$543.53$1,246.20$187,803.26
103Apr 2028$704.70$541.50$1,246.20$187,098.56
104May 2028$706.73$539.47$1,246.20$186,391.83
105Jun 2028$708.77$537.43$1,246.20$185,683.06
106Jul 2028$710.81$535.39$1,246.20$184,972.25
107Aug 2028$712.86$533.34$1,246.20$184,259.39
108Sep 2028$714.92$531.28$1,246.20$183,544.47
109Oct 2028$716.98$529.22$1,246.20$182,827.49
110Nov 2028$719.05$527.15$1,246.20$182,108.44
111Dec 2028$721.12$525.08$1,246.20$181,387.32
2028 Total$8,517.9$6,436.5$14,954.4
112Jan 2029$723.20$523.00$1,246.20$180,664.12
113Feb 2029$725.29$520.91$1,246.20$179,938.83
114Mar 2029$727.38$518.82$1,246.20$179,211.45
115Apr 2029$729.47$516.73$1,246.20$178,481.98
116May 2029$731.58$514.62$1,246.20$177,750.40
117Jun 2029$733.69$512.51$1,246.20$177,016.71
118Jul 2029$735.80$510.40$1,246.20$176,280.91
119Aug 2029$737.92$508.28$1,246.20$175,542.99
120Sep 2029$740.05$506.15$1,246.20$174,802.94
121Oct 2029$742.18$504.02$1,246.20$174,060.76
122Nov 2029$744.32$501.88$1,246.20$173,316.44
123Dec 2029$746.47$499.73$1,246.20$172,569.97
2029 Total$8,817.35$6,137.05$14,954.4
124Jan 2030$748.62$497.58$1,246.20$171,821.35
125Feb 2030$750.78$495.42$1,246.20$171,070.57
126Mar 2030$752.95$493.25$1,246.20$170,317.62
127Apr 2030$755.12$491.08$1,246.20$169,562.50
128May 2030$757.29$488.91$1,246.20$168,805.21
129Jun 2030$759.48$486.72$1,246.20$168,045.73
130Jul 2030$761.67$484.53$1,246.20$167,284.06
131Aug 2030$763.86$482.34$1,246.20$166,520.20
132Sep 2030$766.07$480.13$1,246.20$165,754.13
133Oct 2030$768.28$477.92$1,246.20$164,985.85
134Nov 2030$770.49$475.71$1,246.20$164,215.36
135Dec 2030$772.71$473.49$1,246.20$163,442.65
2030 Total$9,127.32$5,827.08$14,954.4
136Jan 2031$774.94$471.26$1,246.20$162,667.71
137Feb 2031$777.17$469.03$1,246.20$161,890.54
138Mar 2031$779.42$466.78$1,246.20$161,111.12
139Apr 2031$781.66$464.54$1,246.20$160,329.46
140May 2031$783.92$462.28$1,246.20$159,545.54
141Jun 2031$786.18$460.02$1,246.20$158,759.36
142Jul 2031$788.44$457.76$1,246.20$157,970.92
143Aug 2031$790.72$455.48$1,246.20$157,180.20
144Sep 2031$793.00$453.20$1,246.20$156,387.20
145Oct 2031$795.28$450.92$1,246.20$155,591.92
146Nov 2031$797.58$448.62$1,246.20$154,794.34
147Dec 2031$799.88$446.32$1,246.20$153,994.46
2031 Total$9,448.19$5,506.21$14,954.4
148Jan 2032$802.18$444.02$1,246.20$153,192.28
149Feb 2032$804.50$441.70$1,246.20$152,387.78
150Mar 2032$806.82$439.38$1,246.20$151,580.96
151Apr 2032$809.14$437.06$1,246.20$150,771.82
152May 2032$811.47$434.73$1,246.20$149,960.35
153Jun 2032$813.81$432.39$1,246.20$149,146.54
154Jul 2032$816.16$430.04$1,246.20$148,330.38
155Aug 2032$818.51$427.69$1,246.20$147,511.87
156Sep 2032$820.87$425.33$1,246.20$146,691.00
157Oct 2032$823.24$422.96$1,246.20$145,867.76
158Nov 2032$825.61$420.59$1,246.20$145,042.15
159Dec 2032$828.00$418.20$1,246.20$144,214.15
2032 Total$9,780.31$5,174.09$14,954.4
160Jan 2033$830.38$415.82$1,246.20$143,383.77
161Feb 2033$832.78$413.42$1,246.20$142,550.99
162Mar 2033$835.18$411.02$1,246.20$141,715.81
163Apr 2033$837.59$408.61$1,246.20$140,878.22
164May 2033$840.00$406.20$1,246.20$140,038.22
165Jun 2033$842.42$403.78$1,246.20$139,195.80
166Jul 2033$844.85$401.35$1,246.20$138,350.95
167Aug 2033$847.29$398.91$1,246.20$137,503.66
168Sep 2033$849.73$396.47$1,246.20$136,653.93
169Oct 2033$852.18$394.02$1,246.20$135,801.75
170Nov 2033$854.64$391.56$1,246.20$134,947.11
171Dec 2033$857.10$389.10$1,246.20$134,090.01
2033 Total$10,124.14$4,830.26$14,954.4
172Jan 2034$859.57$386.63$1,246.20$133,230.44
173Feb 2034$862.05$384.15$1,246.20$132,368.39
174Mar 2034$864.54$381.66$1,246.20$131,503.85
175Apr 2034$867.03$379.17$1,246.20$130,636.82
176May 2034$869.53$376.67$1,246.20$129,767.29
177Jun 2034$872.04$374.16$1,246.20$128,895.25
178Jul 2034$874.55$371.65$1,246.20$128,020.70
179Aug 2034$877.07$369.13$1,246.20$127,143.63
180Sep 2034$879.60$366.60$1,246.20$126,264.03
181Oct 2034$882.14$364.06$1,246.20$125,381.89
182Nov 2034$884.68$361.52$1,246.20$124,497.21
183Dec 2034$887.23$358.97$1,246.20$123,609.98
2034 Total$10,480.03$4,474.37$14,954.4
184Jan 2035$889.79$356.41$1,246.20$122,720.19
185Feb 2035$892.36$353.84$1,246.20$121,827.83
186Mar 2035$894.93$351.27$1,246.20$120,932.90
187Apr 2035$897.51$348.69$1,246.20$120,035.39
188May 2035$900.10$346.10$1,246.20$119,135.29
189Jun 2035$902.69$343.51$1,246.20$118,232.60
190Jul 2035$905.30$340.90$1,246.20$117,327.30
191Aug 2035$907.91$338.29$1,246.20$116,419.39
192Sep 2035$910.52$335.68$1,246.20$115,508.87
193Oct 2035$913.15$333.05$1,246.20$114,595.72
194Nov 2035$915.78$330.42$1,246.20$113,679.94
195Dec 2035$918.42$327.78$1,246.20$112,761.52
2035 Total$10,848.46$4,105.94$14,954.4
196Jan 2036$921.07$325.13$1,246.20$111,840.45
197Feb 2036$923.73$322.47$1,246.20$110,916.72
198Mar 2036$926.39$319.81$1,246.20$109,990.33
199Apr 2036$929.06$317.14$1,246.20$109,061.27
200May 2036$931.74$314.46$1,246.20$108,129.53
201Jun 2036$934.43$311.77$1,246.20$107,195.10
202Jul 2036$937.12$309.08$1,246.20$106,257.98
203Aug 2036$939.82$306.38$1,246.20$105,318.16
204Sep 2036$942.53$303.67$1,246.20$104,375.63
205Oct 2036$945.25$300.95$1,246.20$103,430.38
206Nov 2036$947.98$298.22$1,246.20$102,482.40
207Dec 2036$950.71$295.49$1,246.20$101,531.69
2036 Total$11,229.83$3,724.57$14,954.4
208Jan 2037$953.45$292.75$1,246.20$100,578.24
209Feb 2037$956.20$290.00$1,246.20$99,622.04
210Mar 2037$958.96$287.24$1,246.20$98,663.08
211Apr 2037$961.72$284.48$1,246.20$97,701.36
212May 2037$964.49$281.71$1,246.20$96,736.87
213Jun 2037$967.28$278.92$1,246.20$95,769.59
214Jul 2037$970.06$276.14$1,246.20$94,799.53
215Aug 2037$972.86$273.34$1,246.20$93,826.67
216Sep 2037$975.67$270.53$1,246.20$92,851.00
217Oct 2037$978.48$267.72$1,246.20$91,872.52
218Nov 2037$981.30$264.90$1,246.20$90,891.22
219Dec 2037$984.13$262.07$1,246.20$89,907.09
2037 Total$11,624.6$3,329.8$14,954.4
220Jan 2038$986.97$259.23$1,246.20$88,920.12
221Feb 2038$989.81$256.39$1,246.20$87,930.31
222Mar 2038$992.67$253.53$1,246.20$86,937.64
223Apr 2038$995.53$250.67$1,246.20$85,942.11
224May 2038$998.40$247.80$1,246.20$84,943.71
225Jun 2038$1,001.28$244.92$1,246.20$83,942.43
226Jul 2038$1,004.17$242.03$1,246.20$82,938.26
227Aug 2038$1,007.06$239.14$1,246.20$81,931.20
228Sep 2038$1,009.97$236.23$1,246.20$80,921.23
229Oct 2038$1,012.88$233.32$1,246.20$79,908.35
230Nov 2038$1,015.80$230.40$1,246.20$78,892.55
231Dec 2038$1,018.73$227.47$1,246.20$77,873.82
2038 Total$12,033.27$2,921.13$14,954.4
232Jan 2039$1,021.66$224.54$1,246.20$76,852.16
233Feb 2039$1,024.61$221.59$1,246.20$75,827.55
234Mar 2039$1,027.56$218.64$1,246.20$74,799.99
235Apr 2039$1,030.53$215.67$1,246.20$73,769.46
236May 2039$1,033.50$212.70$1,246.20$72,735.96
237Jun 2039$1,036.48$209.72$1,246.20$71,699.48
238Jul 2039$1,039.47$206.73$1,246.20$70,660.01
239Aug 2039$1,042.46$203.74$1,246.20$69,617.55
240Sep 2039$1,045.47$200.73$1,246.20$68,572.08
241Oct 2039$1,048.48$197.72$1,246.20$67,523.60
242Nov 2039$1,051.51$194.69$1,246.20$66,472.09
243Dec 2039$1,054.54$191.66$1,246.20$65,417.55
2039 Total$12,456.27$2,498.13$14,954.4
244Jan 2040$1,057.58$188.62$1,246.20$64,359.97
245Feb 2040$1,060.63$185.57$1,246.20$63,299.34
246Mar 2040$1,063.69$182.51$1,246.20$62,235.65
247Apr 2040$1,066.75$179.45$1,246.20$61,168.90
248May 2040$1,069.83$176.37$1,246.20$60,099.07
249Jun 2040$1,072.91$173.29$1,246.20$59,026.16
250Jul 2040$1,076.01$170.19$1,246.20$57,950.15
251Aug 2040$1,079.11$167.09$1,246.20$56,871.04
252Sep 2040$1,082.22$163.98$1,246.20$55,788.82
253Oct 2040$1,085.34$160.86$1,246.20$54,703.48
254Nov 2040$1,088.47$157.73$1,246.20$53,615.01
255Dec 2040$1,091.61$154.59$1,246.20$52,523.40
2040 Total$12,894.15$2,060.25$14,954.4
256Jan 2041$1,094.76$151.44$1,246.20$51,428.64
257Feb 2041$1,097.91$148.29$1,246.20$50,330.73
258Mar 2041$1,101.08$145.12$1,246.20$49,229.65
259Apr 2041$1,104.25$141.95$1,246.20$48,125.40
260May 2041$1,107.44$138.76$1,246.20$47,017.96
261Jun 2041$1,110.63$135.57$1,246.20$45,907.33
262Jul 2041$1,113.83$132.37$1,246.20$44,793.50
263Aug 2041$1,117.05$129.15$1,246.20$43,676.45
264Sep 2041$1,120.27$125.93$1,246.20$42,556.18
265Oct 2041$1,123.50$122.70$1,246.20$41,432.68
266Nov 2041$1,126.74$119.46$1,246.20$40,305.94
267Dec 2041$1,129.98$116.22$1,246.20$39,175.96
2041 Total$13,347.44$1,606.96$14,954.4
268Jan 2042$1,133.24$112.96$1,246.20$38,042.72
269Feb 2042$1,136.51$109.69$1,246.20$36,906.21
270Mar 2042$1,139.79$106.41$1,246.20$35,766.42
271Apr 2042$1,143.07$103.13$1,246.20$34,623.35
272May 2042$1,146.37$99.83$1,246.20$33,476.98
273Jun 2042$1,149.67$96.53$1,246.20$32,327.31
274Jul 2042$1,152.99$93.21$1,246.20$31,174.32
275Aug 2042$1,156.31$89.89$1,246.20$30,018.01
276Sep 2042$1,159.65$86.55$1,246.20$28,858.36
277Oct 2042$1,162.99$83.21$1,246.20$27,695.37
278Nov 2042$1,166.35$79.85$1,246.20$26,529.02
279Dec 2042$1,169.71$76.49$1,246.20$25,359.31
2042 Total$13,816.65$1,137.75$14,954.4
280Jan 2043$1,173.08$73.12$1,246.20$24,186.23
281Feb 2043$1,176.46$69.74$1,246.20$23,009.77
282Mar 2043$1,179.86$66.34$1,246.20$21,829.91
283Apr 2043$1,183.26$62.94$1,246.20$20,646.65
284May 2043$1,186.67$59.53$1,246.20$19,459.98
285Jun 2043$1,190.09$56.11$1,246.20$18,269.89
286Jul 2043$1,193.52$52.68$1,246.20$17,076.37
287Aug 2043$1,196.96$49.24$1,246.20$15,879.41
288Sep 2043$1,200.41$45.79$1,246.20$14,679.00
289Oct 2043$1,203.88$42.32$1,246.20$13,475.12
290Nov 2043$1,207.35$38.85$1,246.20$12,267.77
291Dec 2043$1,210.83$35.37$1,246.20$11,056.94
2043 Total$14,302.37$652.03$14,954.4
292Jan 2044$1,214.32$31.88$1,246.20$9,842.62
293Feb 2044$1,217.82$28.38$1,246.20$8,624.80
294Mar 2044$1,221.33$24.87$1,246.20$7,403.47
295Apr 2044$1,224.85$21.35$1,246.20$6,178.62
296May 2044$1,228.38$17.82$1,246.20$4,950.24
297Jun 2044$1,231.93$14.27$1,246.20$3,718.31
298Jul 2044$1,235.48$10.72$1,246.20$2,482.83
299Aug 2044$1,239.04$7.16$1,246.20$1,243.79
300Sep 2044$1,242.61$3.59$1,246.20$1.18
2044 Total$11,055.76$160.04$11,215.8
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