Mortgage Plus Variable Investment Loan (Interest Only) ($250k+, LVR 80%-85%) from Citi

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.99%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$831
Number of Repayments
300
Total Interest Paid
$-700
Total repayments
$249,300
DatePrincipleInterestPaymentBalance
1Sep 2019$486.96$831.25$1,318.21$249,513.04
2Oct 2019$488.58$829.63$1,318.21$249,024.46
3Nov 2019$490.20$828.01$1,318.21$248,534.26
4Dec 2019$491.83$826.38$1,318.21$248,042.43
2019 Total$1,957.57$3,315.27$5,272.84
5Jan 2020$493.47$824.74$1,318.21$247,548.96
6Feb 2020$495.11$823.10$1,318.21$247,053.85
7Mar 2020$496.76$821.45$1,318.21$246,557.09
8Apr 2020$498.41$819.80$1,318.21$246,058.68
9May 2020$500.06$818.15$1,318.21$245,558.62
10Jun 2020$501.73$816.48$1,318.21$245,056.89
11Jul 2020$503.40$814.81$1,318.21$244,553.49
12Aug 2020$505.07$813.14$1,318.21$244,048.42
13Sep 2020$506.75$811.46$1,318.21$243,541.67
14Oct 2020$508.43$809.78$1,318.21$243,033.24
15Nov 2020$510.12$808.09$1,318.21$242,523.12
16Dec 2020$511.82$806.39$1,318.21$242,011.30
2020 Total$6,031.13$9,787.39$15,818.52
17Jan 2021$513.52$804.69$1,318.21$241,497.78
18Feb 2021$515.23$802.98$1,318.21$240,982.55
19Mar 2021$516.94$801.27$1,318.21$240,465.61
20Apr 2021$518.66$799.55$1,318.21$239,946.95
21May 2021$520.39$797.82$1,318.21$239,426.56
22Jun 2021$522.12$796.09$1,318.21$238,904.44
23Jul 2021$523.85$794.36$1,318.21$238,380.59
24Aug 2021$525.59$792.62$1,318.21$237,855.00
25Sep 2021$527.34$790.87$1,318.21$237,327.66
26Oct 2021$529.10$789.11$1,318.21$236,798.56
27Nov 2021$530.85$787.36$1,318.21$236,267.71
28Dec 2021$532.62$785.59$1,318.21$235,735.09
2021 Total$6,276.21$9,542.31$15,818.52
29Jan 2022$534.39$783.82$1,318.21$235,200.70
30Feb 2022$536.17$782.04$1,318.21$234,664.53
31Mar 2022$537.95$780.26$1,318.21$234,126.58
32Apr 2022$539.74$778.47$1,318.21$233,586.84
33May 2022$541.53$776.68$1,318.21$233,045.31
34Jun 2022$543.33$774.88$1,318.21$232,501.98
35Jul 2022$545.14$773.07$1,318.21$231,956.84
36Aug 2022$546.95$771.26$1,318.21$231,409.89
37Sep 2022$548.77$769.44$1,318.21$230,861.12
38Oct 2022$550.60$767.61$1,318.21$230,310.52
39Nov 2022$552.43$765.78$1,318.21$229,758.09
40Dec 2022$554.26$763.95$1,318.21$229,203.83
2022 Total$6,531.26$9,287.26$15,818.52
41Jan 2023$556.11$762.10$1,318.21$228,647.72
42Feb 2023$557.96$760.25$1,318.21$228,089.76
43Mar 2023$559.81$758.40$1,318.21$227,529.95
44Apr 2023$561.67$756.54$1,318.21$226,968.28
45May 2023$563.54$754.67$1,318.21$226,404.74
46Jun 2023$565.41$752.80$1,318.21$225,839.33
47Jul 2023$567.29$750.92$1,318.21$225,272.04
48Aug 2023$569.18$749.03$1,318.21$224,702.86
49Sep 2023$571.07$747.14$1,318.21$224,131.79
50Oct 2023$572.97$745.24$1,318.21$223,558.82
51Nov 2023$574.88$743.33$1,318.21$222,983.94
52Dec 2023$576.79$741.42$1,318.21$222,407.15
2023 Total$6,796.68$9,021.84$15,818.52
53Jan 2024$578.71$739.50$1,318.21$221,828.44
54Feb 2024$580.63$737.58$1,318.21$221,247.81
55Mar 2024$582.56$735.65$1,318.21$220,665.25
56Apr 2024$584.50$733.71$1,318.21$220,080.75
57May 2024$586.44$731.77$1,318.21$219,494.31
58Jun 2024$588.39$729.82$1,318.21$218,905.92
59Jul 2024$590.35$727.86$1,318.21$218,315.57
60Aug 2024$592.31$725.90$1,318.21$217,723.26
61Sep 2024$594.28$723.93$1,318.21$217,128.98
62Oct 2024$596.26$721.95$1,318.21$216,532.72
63Nov 2024$598.24$719.97$1,318.21$215,934.48
64Dec 2024$600.23$717.98$1,318.21$215,334.25
2024 Total$7,072.9$8,745.62$15,818.52
65Jan 2025$602.22$715.99$1,318.21$214,732.03
66Feb 2025$604.23$713.98$1,318.21$214,127.80
67Mar 2025$606.24$711.97$1,318.21$213,521.56
68Apr 2025$608.25$709.96$1,318.21$212,913.31
69May 2025$610.27$707.94$1,318.21$212,303.04
70Jun 2025$612.30$705.91$1,318.21$211,690.74
71Jul 2025$614.34$703.87$1,318.21$211,076.40
72Aug 2025$616.38$701.83$1,318.21$210,460.02
73Sep 2025$618.43$699.78$1,318.21$209,841.59
74Oct 2025$620.49$697.72$1,318.21$209,221.10
75Nov 2025$622.55$695.66$1,318.21$208,598.55
76Dec 2025$624.62$693.59$1,318.21$207,973.93
2025 Total$7,360.32$8,458.2$15,818.52
77Jan 2026$626.70$691.51$1,318.21$207,347.23
78Feb 2026$628.78$689.43$1,318.21$206,718.45
79Mar 2026$630.87$687.34$1,318.21$206,087.58
80Apr 2026$632.97$685.24$1,318.21$205,454.61
81May 2026$635.07$683.14$1,318.21$204,819.54
82Jun 2026$637.19$681.02$1,318.21$204,182.35
83Jul 2026$639.30$678.91$1,318.21$203,543.05
84Aug 2026$641.43$676.78$1,318.21$202,901.62
85Sep 2026$643.56$674.65$1,318.21$202,258.06
86Oct 2026$645.70$672.51$1,318.21$201,612.36
87Nov 2026$647.85$670.36$1,318.21$200,964.51
88Dec 2026$650.00$668.21$1,318.21$200,314.51
2026 Total$7,659.42$8,159.1$15,818.52
89Jan 2027$652.16$666.05$1,318.21$199,662.35
90Feb 2027$654.33$663.88$1,318.21$199,008.02
91Mar 2027$656.51$661.70$1,318.21$198,351.51
92Apr 2027$658.69$659.52$1,318.21$197,692.82
93May 2027$660.88$657.33$1,318.21$197,031.94
94Jun 2027$663.08$655.13$1,318.21$196,368.86
95Jul 2027$665.28$652.93$1,318.21$195,703.58
96Aug 2027$667.50$650.71$1,318.21$195,036.08
97Sep 2027$669.72$648.49$1,318.21$194,366.36
98Oct 2027$671.94$646.27$1,318.21$193,694.42
99Nov 2027$674.18$644.03$1,318.21$193,020.24
100Dec 2027$676.42$641.79$1,318.21$192,343.82
2027 Total$7,970.69$7,847.83$15,818.52
101Jan 2028$678.67$639.54$1,318.21$191,665.15
102Feb 2028$680.92$637.29$1,318.21$190,984.23
103Mar 2028$683.19$635.02$1,318.21$190,301.04
104Apr 2028$685.46$632.75$1,318.21$189,615.58
105May 2028$687.74$630.47$1,318.21$188,927.84
106Jun 2028$690.02$628.19$1,318.21$188,237.82
107Jul 2028$692.32$625.89$1,318.21$187,545.50
108Aug 2028$694.62$623.59$1,318.21$186,850.88
109Sep 2028$696.93$621.28$1,318.21$186,153.95
110Oct 2028$699.25$618.96$1,318.21$185,454.70
111Nov 2028$701.57$616.64$1,318.21$184,753.13
112Dec 2028$703.91$614.30$1,318.21$184,049.22
2028 Total$8,294.6$7,523.92$15,818.52
113Jan 2029$706.25$611.96$1,318.21$183,342.97
114Feb 2029$708.59$609.62$1,318.21$182,634.38
115Mar 2029$710.95$607.26$1,318.21$181,923.43
116Apr 2029$713.31$604.90$1,318.21$181,210.12
117May 2029$715.69$602.52$1,318.21$180,494.43
118Jun 2029$718.07$600.14$1,318.21$179,776.36
119Jul 2029$720.45$597.76$1,318.21$179,055.91
120Aug 2029$722.85$595.36$1,318.21$178,333.06
121Sep 2029$725.25$592.96$1,318.21$177,607.81
122Oct 2029$727.66$590.55$1,318.21$176,880.15
123Nov 2029$730.08$588.13$1,318.21$176,150.07
124Dec 2029$732.51$585.70$1,318.21$175,417.56
2029 Total$8,631.66$7,186.86$15,818.52
125Jan 2030$734.95$583.26$1,318.21$174,682.61
126Feb 2030$737.39$580.82$1,318.21$173,945.22
127Mar 2030$739.84$578.37$1,318.21$173,205.38
128Apr 2030$742.30$575.91$1,318.21$172,463.08
129May 2030$744.77$573.44$1,318.21$171,718.31
130Jun 2030$747.25$570.96$1,318.21$170,971.06
131Jul 2030$749.73$568.48$1,318.21$170,221.33
132Aug 2030$752.22$565.99$1,318.21$169,469.11
133Sep 2030$754.73$563.48$1,318.21$168,714.38
134Oct 2030$757.23$560.98$1,318.21$167,957.15
135Nov 2030$759.75$558.46$1,318.21$167,197.40
136Dec 2030$762.28$555.93$1,318.21$166,435.12
2030 Total$8,982.44$6,836.08$15,818.52
137Jan 2031$764.81$553.40$1,318.21$165,670.31
138Feb 2031$767.36$550.85$1,318.21$164,902.95
139Mar 2031$769.91$548.30$1,318.21$164,133.04
140Apr 2031$772.47$545.74$1,318.21$163,360.57
141May 2031$775.04$543.17$1,318.21$162,585.53
142Jun 2031$777.61$540.60$1,318.21$161,807.92
143Jul 2031$780.20$538.01$1,318.21$161,027.72
144Aug 2031$782.79$535.42$1,318.21$160,244.93
145Sep 2031$785.40$532.81$1,318.21$159,459.53
146Oct 2031$788.01$530.20$1,318.21$158,671.52
147Nov 2031$790.63$527.58$1,318.21$157,880.89
148Dec 2031$793.26$524.95$1,318.21$157,087.63
2031 Total$9,347.49$6,471.03$15,818.52
149Jan 2032$795.89$522.32$1,318.21$156,291.74
150Feb 2032$798.54$519.67$1,318.21$155,493.20
151Mar 2032$801.20$517.01$1,318.21$154,692.00
152Apr 2032$803.86$514.35$1,318.21$153,888.14
153May 2032$806.53$511.68$1,318.21$153,081.61
154Jun 2032$809.21$509.00$1,318.21$152,272.40
155Jul 2032$811.90$506.31$1,318.21$151,460.50
156Aug 2032$814.60$503.61$1,318.21$150,645.90
157Sep 2032$817.31$500.90$1,318.21$149,828.59
158Oct 2032$820.03$498.18$1,318.21$149,008.56
159Nov 2032$822.76$495.45$1,318.21$148,185.80
160Dec 2032$825.49$492.72$1,318.21$147,360.31
2032 Total$9,727.32$6,091.2$15,818.52
161Jan 2033$828.24$489.97$1,318.21$146,532.07
162Feb 2033$830.99$487.22$1,318.21$145,701.08
163Mar 2033$833.75$484.46$1,318.21$144,867.33
164Apr 2033$836.53$481.68$1,318.21$144,030.80
165May 2033$839.31$478.90$1,318.21$143,191.49
166Jun 2033$842.10$476.11$1,318.21$142,349.39
167Jul 2033$844.90$473.31$1,318.21$141,504.49
168Aug 2033$847.71$470.50$1,318.21$140,656.78
169Sep 2033$850.53$467.68$1,318.21$139,806.25
170Oct 2033$853.35$464.86$1,318.21$138,952.90
171Nov 2033$856.19$462.02$1,318.21$138,096.71
172Dec 2033$859.04$459.17$1,318.21$137,237.67
2033 Total$10,122.64$5,695.88$15,818.52
173Jan 2034$861.89$456.32$1,318.21$136,375.78
174Feb 2034$864.76$453.45$1,318.21$135,511.02
175Mar 2034$867.64$450.57$1,318.21$134,643.38
176Apr 2034$870.52$447.69$1,318.21$133,772.86
177May 2034$873.42$444.79$1,318.21$132,899.44
178Jun 2034$876.32$441.89$1,318.21$132,023.12
179Jul 2034$879.23$438.98$1,318.21$131,143.89
180Aug 2034$882.16$436.05$1,318.21$130,261.73
181Sep 2034$885.09$433.12$1,318.21$129,376.64
182Oct 2034$888.03$430.18$1,318.21$128,488.61
183Nov 2034$890.99$427.22$1,318.21$127,597.62
184Dec 2034$893.95$424.26$1,318.21$126,703.67
2034 Total$10,534$5,284.52$15,818.52
185Jan 2035$896.92$421.29$1,318.21$125,806.75
186Feb 2035$899.90$418.31$1,318.21$124,906.85
187Mar 2035$902.89$415.32$1,318.21$124,003.96
188Apr 2035$905.90$412.31$1,318.21$123,098.06
189May 2035$908.91$409.30$1,318.21$122,189.15
190Jun 2035$911.93$406.28$1,318.21$121,277.22
191Jul 2035$914.96$403.25$1,318.21$120,362.26
192Aug 2035$918.01$400.20$1,318.21$119,444.25
193Sep 2035$921.06$397.15$1,318.21$118,523.19
194Oct 2035$924.12$394.09$1,318.21$117,599.07
195Nov 2035$927.19$391.02$1,318.21$116,671.88
196Dec 2035$930.28$387.93$1,318.21$115,741.60
2035 Total$10,962.07$4,856.45$15,818.52
197Jan 2036$933.37$384.84$1,318.21$114,808.23
198Feb 2036$936.47$381.74$1,318.21$113,871.76
199Mar 2036$939.59$378.62$1,318.21$112,932.17
200Apr 2036$942.71$375.50$1,318.21$111,989.46
201May 2036$945.85$372.36$1,318.21$111,043.61
202Jun 2036$948.99$369.22$1,318.21$110,094.62
203Jul 2036$952.15$366.06$1,318.21$109,142.47
204Aug 2036$955.31$362.90$1,318.21$108,187.16
205Sep 2036$958.49$359.72$1,318.21$107,228.67
206Oct 2036$961.67$356.54$1,318.21$106,267.00
207Nov 2036$964.87$353.34$1,318.21$105,302.13
208Dec 2036$968.08$350.13$1,318.21$104,334.05
2036 Total$11,407.55$4,410.97$15,818.52
209Jan 2037$971.30$346.91$1,318.21$103,362.75
210Feb 2037$974.53$343.68$1,318.21$102,388.22
211Mar 2037$977.77$340.44$1,318.21$101,410.45
212Apr 2037$981.02$337.19$1,318.21$100,429.43
213May 2037$984.28$333.93$1,318.21$99,445.15
214Jun 2037$987.55$330.66$1,318.21$98,457.60
215Jul 2037$990.84$327.37$1,318.21$97,466.76
216Aug 2037$994.13$324.08$1,318.21$96,472.63
217Sep 2037$997.44$320.77$1,318.21$95,475.19
218Oct 2037$1,000.75$317.46$1,318.21$94,474.44
219Nov 2037$1,004.08$314.13$1,318.21$93,470.36
220Dec 2037$1,007.42$310.79$1,318.21$92,462.94
2037 Total$11,871.11$3,947.41$15,818.52
221Jan 2038$1,010.77$307.44$1,318.21$91,452.17
222Feb 2038$1,014.13$304.08$1,318.21$90,438.04
223Mar 2038$1,017.50$300.71$1,318.21$89,420.54
224Apr 2038$1,020.89$297.32$1,318.21$88,399.65
225May 2038$1,024.28$293.93$1,318.21$87,375.37
226Jun 2038$1,027.69$290.52$1,318.21$86,347.68
227Jul 2038$1,031.10$287.11$1,318.21$85,316.58
228Aug 2038$1,034.53$283.68$1,318.21$84,282.05
229Sep 2038$1,037.97$280.24$1,318.21$83,244.08
230Oct 2038$1,041.42$276.79$1,318.21$82,202.66
231Nov 2038$1,044.89$273.32$1,318.21$81,157.77
232Dec 2038$1,048.36$269.85$1,318.21$80,109.41
2038 Total$12,353.53$3,464.99$15,818.52
233Jan 2039$1,051.85$266.36$1,318.21$79,057.56
234Feb 2039$1,055.34$262.87$1,318.21$78,002.22
235Mar 2039$1,058.85$259.36$1,318.21$76,943.37
236Apr 2039$1,062.37$255.84$1,318.21$75,881.00
237May 2039$1,065.91$252.30$1,318.21$74,815.09
238Jun 2039$1,069.45$248.76$1,318.21$73,745.64
239Jul 2039$1,073.01$245.20$1,318.21$72,672.63
240Aug 2039$1,076.57$241.64$1,318.21$71,596.06
241Sep 2039$1,080.15$238.06$1,318.21$70,515.91
242Oct 2039$1,083.74$234.47$1,318.21$69,432.17
243Nov 2039$1,087.35$230.86$1,318.21$68,344.82
244Dec 2039$1,090.96$227.25$1,318.21$67,253.86
2039 Total$12,855.55$2,962.97$15,818.52
245Jan 2040$1,094.59$223.62$1,318.21$66,159.27
246Feb 2040$1,098.23$219.98$1,318.21$65,061.04
247Mar 2040$1,101.88$216.33$1,318.21$63,959.16
248Apr 2040$1,105.55$212.66$1,318.21$62,853.61
249May 2040$1,109.22$208.99$1,318.21$61,744.39
250Jun 2040$1,112.91$205.30$1,318.21$60,631.48
251Jul 2040$1,116.61$201.60$1,318.21$59,514.87
252Aug 2040$1,120.32$197.89$1,318.21$58,394.55
253Sep 2040$1,124.05$194.16$1,318.21$57,270.50
254Oct 2040$1,127.79$190.42$1,318.21$56,142.71
255Nov 2040$1,131.54$186.67$1,318.21$55,011.17
256Dec 2040$1,135.30$182.91$1,318.21$53,875.87
2040 Total$13,377.99$2,440.53$15,818.52
257Jan 2041$1,139.07$179.14$1,318.21$52,736.80
258Feb 2041$1,142.86$175.35$1,318.21$51,593.94
259Mar 2041$1,146.66$171.55$1,318.21$50,447.28
260Apr 2041$1,150.47$167.74$1,318.21$49,296.81
261May 2041$1,154.30$163.91$1,318.21$48,142.51
262Jun 2041$1,158.14$160.07$1,318.21$46,984.37
263Jul 2041$1,161.99$156.22$1,318.21$45,822.38
264Aug 2041$1,165.85$152.36$1,318.21$44,656.53
265Sep 2041$1,169.73$148.48$1,318.21$43,486.80
266Oct 2041$1,173.62$144.59$1,318.21$42,313.18
267Nov 2041$1,177.52$140.69$1,318.21$41,135.66
268Dec 2041$1,181.43$136.78$1,318.21$39,954.23
2041 Total$13,921.64$1,896.88$15,818.52
269Jan 2042$1,185.36$132.85$1,318.21$38,768.87
270Feb 2042$1,189.30$128.91$1,318.21$37,579.57
271Mar 2042$1,193.26$124.95$1,318.21$36,386.31
272Apr 2042$1,197.23$120.98$1,318.21$35,189.08
273May 2042$1,201.21$117.00$1,318.21$33,987.87
274Jun 2042$1,205.20$113.01$1,318.21$32,782.67
275Jul 2042$1,209.21$109.00$1,318.21$31,573.46
276Aug 2042$1,213.23$104.98$1,318.21$30,360.23
277Sep 2042$1,217.26$100.95$1,318.21$29,142.97
278Oct 2042$1,221.31$96.90$1,318.21$27,921.66
279Nov 2042$1,225.37$92.84$1,318.21$26,696.29
280Dec 2042$1,229.44$88.77$1,318.21$25,466.85
2042 Total$14,487.38$1,331.14$15,818.52
281Jan 2043$1,233.53$84.68$1,318.21$24,233.32
282Feb 2043$1,237.63$80.58$1,318.21$22,995.69
283Mar 2043$1,241.75$76.46$1,318.21$21,753.94
284Apr 2043$1,245.88$72.33$1,318.21$20,508.06
285May 2043$1,250.02$68.19$1,318.21$19,258.04
286Jun 2043$1,254.18$64.03$1,318.21$18,003.86
287Jul 2043$1,258.35$59.86$1,318.21$16,745.51
288Aug 2043$1,262.53$55.68$1,318.21$15,482.98
289Sep 2043$1,266.73$51.48$1,318.21$14,216.25
290Oct 2043$1,270.94$47.27$1,318.21$12,945.31
291Nov 2043$1,275.17$43.04$1,318.21$11,670.14
292Dec 2043$1,279.41$38.80$1,318.21$10,390.73
2043 Total$15,076.12$742.4$15,818.52
293Jan 2044$1,283.66$34.55$1,318.21$9,107.07
294Feb 2044$1,287.93$30.28$1,318.21$7,819.14
295Mar 2044$1,292.21$26.00$1,318.21$6,526.93
296Apr 2044$1,296.51$21.70$1,318.21$5,230.42
297May 2044$1,300.82$17.39$1,318.21$3,929.60
298Jun 2044$1,305.14$13.07$1,318.21$2,624.46
299Jul 2044$1,309.48$8.73$1,318.21$1,314.98
300Aug 2044$1,313.84$4.37$1,318.21$1.14
2044 Total$10,389.59$156.09$10,545.68
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