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Coastline Credit Union home loans
Coastline Credit Union operates mostly on the Mid North Coast of New South Wales. It offers a wide range of financial service products including home loans, credit cards, business and personal banking facilities, and personal loans. It also offers car loans and insurance services and offers a number of branches on the New South Wales coast.
Customers can access their funds from any Westpac Group or St George ATM for free. Unlike a bank, Coastline Credit Union is a mutually owned credit union where all the customers are also shareholders / owners of the lender. Coastline Credit Union offers 24/7 internet banking services as well as a call centre.
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Why choose Coastline Credit Union
Coastline Credit Union Home Loans
Loan amount
Minimum deposit
Loan type & Term
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7.94%
7.99%
$2,687
Australian Credit Licence 239175
Fees & charges apply
Variable Residential Investment Loan
- Investor
- Variable
- 10% min deposit
- P&I
7.24%
7.39%
$2,528
Australian Credit Licence 239175
Fees & charges apply
The Classic Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.94%
7.09%
$2,460
Australian Credit Licence 239175
Fees & charges apply
The Classic Home Loan
- Owner Occupied
- Variable
- 40% min deposit
- P&I
7.14%
7.29%
$2,505
Australian Credit Licence 239175
Fees & charges apply
Minimiser Home Loan
- Owner Occupied
- Variable
- 40% min deposit
- P&I
6.49%
7.31%
$2,361
Australian Credit Licence 239175
Fees & charges apply
Fixed Rate Home Loan
- Owner Occupied
- Fixed 3 years
- 40% min deposit
- P&I
6.59%
7.34%
$2,383
Australian Credit Licence 239175
Fees & charges apply
Fixed Rate Home Loan
- Owner Occupied
- Fixed 3 years
- 20% min deposit
- P&I
6.69%
7.37%
$2,405
Australian Credit Licence 239175
Fees & charges apply
Fixed Rate Home Loan
- Owner Occupied
- Fixed 3 years
- 10% min deposit
- P&I
6.49%
7.39%
$2,361
Australian Credit Licence 239175
Fees & charges apply
Fixed Rate Home Loan
- Owner Occupied
- Fixed 2 years
- 40% min deposit
- P&I
7.24%
7.39%
$2,528
Australian Credit Licence 239175
Fees & charges apply
Variable Residential Investment Loan
- Investor
- Variable
- 40% min deposit
- P&I
7.24%
7.39%
$2,528
Australian Credit Licence 239175
Fees & charges apply
Essentials Residential Investment Home Loan
- Investor
- Variable
- 40% min deposit
- P&I
5.99%
7.40%
$2,253
Australian Credit Licence 239175
Fees & charges apply
Fixed Rate Home Loan
- Owner Occupied
- Fixed 1 year
- 40% min deposit
- P&I
6.59%
7.41%
$2,383
Australian Credit Licence 239175
Fees & charges apply
Fixed Rate Home Loan
- Owner Occupied
- Fixed 2 years
- 20% min deposit
- P&I
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated mortgage repayments
Total interest
$0
Total repayments
$0
- All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
- The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
- At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
- The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
- One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
- The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
- After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.
