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Community First Credit Union

Accelerator package home loan

Interest rate

2.59

% p.a

Fixed - 2 years

Comparison Rate*

3.99

% p.a

Maximum LVR
95%
Real Time Rating™

2.05

/ 5
Monthly Repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Interest rate

2.59

% p.a

Fixed - 2 years

Comparison Rate*

3.99

% p.a

Maximum LVR
95%
Real Time Rating™

2.05

/ 5
Monthly Repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Quick home loan review

For Accelerator Package Investment Loan Fixed (Principal and Interest) 2 Years

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Accelerator Package Investment Loan Fixed (Principal and Interest) 2 Years

TMD

Details

Maximum LVR

95%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Investors

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 one off

Discharge fee

300

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Community First Credit Union to view Target Market Determination.

Other Benefits

$0 annual fee on low rate Visa credit card, $0 application fee on personal loans, Free initial consultation with Bridges Financial Planning, 10% discount on 1st year's premium on home and contents and/or car insurance

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

What's the maximum length for this loan?

Community First Credit Union allows you to have this loan for a range of 5 to 30 years.

How often can you make repayments?

Community First Credit Union allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Community First Credit Union makes it possible to apply for this product online. Apply here.