RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

4.94

% p.a

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,743
Number of repayments
300
Total interest paid
$222,989
Total Repayments

$522,989

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$508.30$1,235.00$1,743.30$299,491.70
2Nov 2021$510.39$1,232.91$1,743.30$298,981.31
3Dec 2021$512.49$1,230.81$1,743.30$298,468.82
2021 Total$1,531.18$3,698.72$5,229.9
4Jan 2022$514.60$1,228.70$1,743.30$297,954.22
5Feb 2022$516.72$1,226.58$1,743.30$297,437.50
6Mar 2022$518.85$1,224.45$1,743.30$296,918.65
7Apr 2022$520.98$1,222.32$1,743.30$296,397.67
8May 2022$523.13$1,220.17$1,743.30$295,874.54
9Jun 2022$525.28$1,218.02$1,743.30$295,349.26
10Jul 2022$527.45$1,215.85$1,743.30$294,821.81
11Aug 2022$529.62$1,213.68$1,743.30$294,292.19
12Sep 2022$531.80$1,211.50$1,743.30$293,760.39
13Oct 2022$533.99$1,209.31$1,743.30$293,226.40
14Nov 2022$536.18$1,207.12$1,743.30$292,690.22
15Dec 2022$538.39$1,204.91$1,743.30$292,151.83
2022 Total$6,316.99$14,602.61$20,919.6
16Jan 2023$540.61$1,202.69$1,743.30$291,611.22
17Feb 2023$542.83$1,200.47$1,743.30$291,068.39
18Mar 2023$545.07$1,198.23$1,743.30$290,523.32
19Apr 2023$547.31$1,195.99$1,743.30$289,976.01
20May 2023$549.57$1,193.73$1,743.30$289,426.44
21Jun 2023$551.83$1,191.47$1,743.30$288,874.61
22Jul 2023$554.10$1,189.20$1,743.30$288,320.51
23Aug 2023$556.38$1,186.92$1,743.30$287,764.13
24Sep 2023$558.67$1,184.63$1,743.30$287,205.46
25Oct 2023$560.97$1,182.33$1,743.30$286,644.49
26Nov 2023$563.28$1,180.02$1,743.30$286,081.21
27Dec 2023$565.60$1,177.70$1,743.30$285,515.61
2023 Total$6,636.22$14,283.38$20,919.6
28Jan 2024$567.93$1,175.37$1,743.30$284,947.68
29Feb 2024$570.27$1,173.03$1,743.30$284,377.41
30Mar 2024$572.61$1,170.69$1,743.30$283,804.80
31Apr 2024$574.97$1,168.33$1,743.30$283,229.83
32May 2024$577.34$1,165.96$1,743.30$282,652.49
33Jun 2024$579.71$1,163.59$1,743.30$282,072.78
34Jul 2024$582.10$1,161.20$1,743.30$281,490.68
35Aug 2024$584.50$1,158.80$1,743.30$280,906.18
36Sep 2024$586.90$1,156.40$1,743.30$280,319.28
37Oct 2024$589.32$1,153.98$1,743.30$279,729.96
38Nov 2024$591.74$1,151.56$1,743.30$279,138.22
39Dec 2024$594.18$1,149.12$1,743.30$278,544.04
2024 Total$6,971.57$13,948.03$20,919.6
40Jan 2025$596.63$1,146.67$1,743.30$277,947.41
41Feb 2025$599.08$1,144.22$1,743.30$277,348.33
42Mar 2025$601.55$1,141.75$1,743.30$276,746.78
43Apr 2025$604.03$1,139.27$1,743.30$276,142.75
44May 2025$606.51$1,136.79$1,743.30$275,536.24
45Jun 2025$609.01$1,134.29$1,743.30$274,927.23
46Jul 2025$611.52$1,131.78$1,743.30$274,315.71
47Aug 2025$614.03$1,129.27$1,743.30$273,701.68
48Sep 2025$616.56$1,126.74$1,743.30$273,085.12
49Oct 2025$619.10$1,124.20$1,743.30$272,466.02
50Nov 2025$621.65$1,121.65$1,743.30$271,844.37
51Dec 2025$624.21$1,119.09$1,743.30$271,220.16
2025 Total$7,323.88$13,595.72$20,919.6
52Jan 2026$626.78$1,116.52$1,743.30$270,593.38
53Feb 2026$629.36$1,113.94$1,743.30$269,964.02
54Mar 2026$631.95$1,111.35$1,743.30$269,332.07
55Apr 2026$634.55$1,108.75$1,743.30$268,697.52
56May 2026$637.16$1,106.14$1,743.30$268,060.36
57Jun 2026$639.78$1,103.52$1,743.30$267,420.58
58Jul 2026$642.42$1,100.88$1,743.30$266,778.16
59Aug 2026$645.06$1,098.24$1,743.30$266,133.10
60Sep 2026$647.72$1,095.58$1,743.30$265,485.38
61Oct 2026$650.39$1,092.91$1,743.30$264,834.99
62Nov 2026$653.06$1,090.24$1,743.30$264,181.93
63Dec 2026$655.75$1,087.55$1,743.30$263,526.18
2026 Total$7,693.98$13,225.62$20,919.6
64Jan 2027$658.45$1,084.85$1,743.30$262,867.73
65Feb 2027$661.16$1,082.14$1,743.30$262,206.57
66Mar 2027$663.88$1,079.42$1,743.30$261,542.69
67Apr 2027$666.62$1,076.68$1,743.30$260,876.07
68May 2027$669.36$1,073.94$1,743.30$260,206.71
69Jun 2027$672.12$1,071.18$1,743.30$259,534.59
70Jul 2027$674.88$1,068.42$1,743.30$258,859.71
71Aug 2027$677.66$1,065.64$1,743.30$258,182.05
72Sep 2027$680.45$1,062.85$1,743.30$257,501.60
73Oct 2027$683.25$1,060.05$1,743.30$256,818.35
74Nov 2027$686.06$1,057.24$1,743.30$256,132.29
75Dec 2027$688.89$1,054.41$1,743.30$255,443.40
2027 Total$8,082.78$12,836.82$20,919.6
76Jan 2028$691.72$1,051.58$1,743.30$254,751.68
77Feb 2028$694.57$1,048.73$1,743.30$254,057.11
78Mar 2028$697.43$1,045.87$1,743.30$253,359.68
79Apr 2028$700.30$1,043.00$1,743.30$252,659.38
80May 2028$703.19$1,040.11$1,743.30$251,956.19
81Jun 2028$706.08$1,037.22$1,743.30$251,250.11
82Jul 2028$708.99$1,034.31$1,743.30$250,541.12
83Aug 2028$711.91$1,031.39$1,743.30$249,829.21
84Sep 2028$714.84$1,028.46$1,743.30$249,114.37
85Oct 2028$717.78$1,025.52$1,743.30$248,396.59
86Nov 2028$720.73$1,022.57$1,743.30$247,675.86
87Dec 2028$723.70$1,019.60$1,743.30$246,952.16
2028 Total$8,491.24$12,428.36$20,919.6
88Jan 2029$726.68$1,016.62$1,743.30$246,225.48
89Feb 2029$729.67$1,013.63$1,743.30$245,495.81
90Mar 2029$732.68$1,010.62$1,743.30$244,763.13
91Apr 2029$735.69$1,007.61$1,743.30$244,027.44
92May 2029$738.72$1,004.58$1,743.30$243,288.72
93Jun 2029$741.76$1,001.54$1,743.30$242,546.96
94Jul 2029$744.82$998.48$1,743.30$241,802.14
95Aug 2029$747.88$995.42$1,743.30$241,054.26
96Sep 2029$750.96$992.34$1,743.30$240,303.30
97Oct 2029$754.05$989.25$1,743.30$239,549.25
98Nov 2029$757.16$986.14$1,743.30$238,792.09
99Dec 2029$760.27$983.03$1,743.30$238,031.82
2029 Total$8,920.34$11,999.26$20,919.6
100Jan 2030$763.40$979.90$1,743.30$237,268.42
101Feb 2030$766.55$976.75$1,743.30$236,501.87
102Mar 2030$769.70$973.60$1,743.30$235,732.17
103Apr 2030$772.87$970.43$1,743.30$234,959.30
104May 2030$776.05$967.25$1,743.30$234,183.25
105Jun 2030$779.25$964.05$1,743.30$233,404.00
106Jul 2030$782.45$960.85$1,743.30$232,621.55
107Aug 2030$785.67$957.63$1,743.30$231,835.88
108Sep 2030$788.91$954.39$1,743.30$231,046.97
109Oct 2030$792.16$951.14$1,743.30$230,254.81
110Nov 2030$795.42$947.88$1,743.30$229,459.39
111Dec 2030$798.69$944.61$1,743.30$228,660.70
2030 Total$9,371.12$11,548.48$20,919.6
112Jan 2031$801.98$941.32$1,743.30$227,858.72
113Feb 2031$805.28$938.02$1,743.30$227,053.44
114Mar 2031$808.60$934.70$1,743.30$226,244.84
115Apr 2031$811.93$931.37$1,743.30$225,432.91
116May 2031$815.27$928.03$1,743.30$224,617.64
117Jun 2031$818.62$924.68$1,743.30$223,799.02
118Jul 2031$821.99$921.31$1,743.30$222,977.03
119Aug 2031$825.38$917.92$1,743.30$222,151.65
120Sep 2031$828.78$914.52$1,743.30$221,322.87
121Oct 2031$832.19$911.11$1,743.30$220,490.68
122Nov 2031$835.61$907.69$1,743.30$219,655.07
123Dec 2031$839.05$904.25$1,743.30$218,816.02
2031 Total$9,844.68$11,074.92$20,919.6
124Jan 2032$842.51$900.79$1,743.30$217,973.51
125Feb 2032$845.98$897.32$1,743.30$217,127.53
126Mar 2032$849.46$893.84$1,743.30$216,278.07
127Apr 2032$852.96$890.34$1,743.30$215,425.11
128May 2032$856.47$886.83$1,743.30$214,568.64
129Jun 2032$859.99$883.31$1,743.30$213,708.65
130Jul 2032$863.53$879.77$1,743.30$212,845.12
131Aug 2032$867.09$876.21$1,743.30$211,978.03
132Sep 2032$870.66$872.64$1,743.30$211,107.37
133Oct 2032$874.24$869.06$1,743.30$210,233.13
134Nov 2032$877.84$865.46$1,743.30$209,355.29
135Dec 2032$881.45$861.85$1,743.30$208,473.84
2032 Total$10,342.18$10,577.42$20,919.6
136Jan 2033$885.08$858.22$1,743.30$207,588.76
137Feb 2033$888.73$854.57$1,743.30$206,700.03
138Mar 2033$892.38$850.92$1,743.30$205,807.65
139Apr 2033$896.06$847.24$1,743.30$204,911.59
140May 2033$899.75$843.55$1,743.30$204,011.84
141Jun 2033$903.45$839.85$1,743.30$203,108.39
142Jul 2033$907.17$836.13$1,743.30$202,201.22
143Aug 2033$910.90$832.40$1,743.30$201,290.32
144Sep 2033$914.65$828.65$1,743.30$200,375.67
145Oct 2033$918.42$824.88$1,743.30$199,457.25
146Nov 2033$922.20$821.10$1,743.30$198,535.05
147Dec 2033$926.00$817.30$1,743.30$197,609.05
2033 Total$10,864.79$10,054.81$20,919.6
148Jan 2034$929.81$813.49$1,743.30$196,679.24
149Feb 2034$933.64$809.66$1,743.30$195,745.60
150Mar 2034$937.48$805.82$1,743.30$194,808.12
151Apr 2034$941.34$801.96$1,743.30$193,866.78
152May 2034$945.22$798.08$1,743.30$192,921.56
153Jun 2034$949.11$794.19$1,743.30$191,972.45
154Jul 2034$953.01$790.29$1,743.30$191,019.44
155Aug 2034$956.94$786.36$1,743.30$190,062.50
156Sep 2034$960.88$782.42$1,743.30$189,101.62
157Oct 2034$964.83$778.47$1,743.30$188,136.79
158Nov 2034$968.80$774.50$1,743.30$187,167.99
159Dec 2034$972.79$770.51$1,743.30$186,195.20
2034 Total$11,413.85$9,505.75$20,919.6
160Jan 2035$976.80$766.50$1,743.30$185,218.40
161Feb 2035$980.82$762.48$1,743.30$184,237.58
162Mar 2035$984.86$758.44$1,743.30$183,252.72
163Apr 2035$988.91$754.39$1,743.30$182,263.81
164May 2035$992.98$750.32$1,743.30$181,270.83
165Jun 2035$997.07$746.23$1,743.30$180,273.76
166Jul 2035$1,001.17$742.13$1,743.30$179,272.59
167Aug 2035$1,005.29$738.01$1,743.30$178,267.30
168Sep 2035$1,009.43$733.87$1,743.30$177,257.87
169Oct 2035$1,013.59$729.71$1,743.30$176,244.28
170Nov 2035$1,017.76$725.54$1,743.30$175,226.52
171Dec 2035$1,021.95$721.35$1,743.30$174,204.57
2035 Total$11,990.63$8,928.97$20,919.6
172Jan 2036$1,026.16$717.14$1,743.30$173,178.41
173Feb 2036$1,030.38$712.92$1,743.30$172,148.03
174Mar 2036$1,034.62$708.68$1,743.30$171,113.41
175Apr 2036$1,038.88$704.42$1,743.30$170,074.53
176May 2036$1,043.16$700.14$1,743.30$169,031.37
177Jun 2036$1,047.45$695.85$1,743.30$167,983.92
178Jul 2036$1,051.77$691.53$1,743.30$166,932.15
179Aug 2036$1,056.10$687.20$1,743.30$165,876.05
180Sep 2036$1,060.44$682.86$1,743.30$164,815.61
181Oct 2036$1,064.81$678.49$1,743.30$163,750.80
182Nov 2036$1,069.19$674.11$1,743.30$162,681.61
183Dec 2036$1,073.59$669.71$1,743.30$161,608.02
2036 Total$12,596.55$8,323.05$20,919.6
184Jan 2037$1,078.01$665.29$1,743.30$160,530.01
185Feb 2037$1,082.45$660.85$1,743.30$159,447.56
186Mar 2037$1,086.91$656.39$1,743.30$158,360.65
187Apr 2037$1,091.38$651.92$1,743.30$157,269.27
188May 2037$1,095.87$647.43$1,743.30$156,173.40
189Jun 2037$1,100.39$642.91$1,743.30$155,073.01
190Jul 2037$1,104.92$638.38$1,743.30$153,968.09
191Aug 2037$1,109.46$633.84$1,743.30$152,858.63
192Sep 2037$1,114.03$629.27$1,743.30$151,744.60
193Oct 2037$1,118.62$624.68$1,743.30$150,625.98
194Nov 2037$1,123.22$620.08$1,743.30$149,502.76
195Dec 2037$1,127.85$615.45$1,743.30$148,374.91
2037 Total$13,233.11$7,686.49$20,919.6
196Jan 2038$1,132.49$610.81$1,743.30$147,242.42
197Feb 2038$1,137.15$606.15$1,743.30$146,105.27
198Mar 2038$1,141.83$601.47$1,743.30$144,963.44
199Apr 2038$1,146.53$596.77$1,743.30$143,816.91
200May 2038$1,151.25$592.05$1,743.30$142,665.66
201Jun 2038$1,155.99$587.31$1,743.30$141,509.67
202Jul 2038$1,160.75$582.55$1,743.30$140,348.92
203Aug 2038$1,165.53$577.77$1,743.30$139,183.39
204Sep 2038$1,170.33$572.97$1,743.30$138,013.06
205Oct 2038$1,175.15$568.15$1,743.30$136,837.91
206Nov 2038$1,179.98$563.32$1,743.30$135,657.93
207Dec 2038$1,184.84$558.46$1,743.30$134,473.09
2038 Total$13,901.82$7,017.78$20,919.6
208Jan 2039$1,189.72$553.58$1,743.30$133,283.37
209Feb 2039$1,194.62$548.68$1,743.30$132,088.75
210Mar 2039$1,199.53$543.77$1,743.30$130,889.22
211Apr 2039$1,204.47$538.83$1,743.30$129,684.75
212May 2039$1,209.43$533.87$1,743.30$128,475.32
213Jun 2039$1,214.41$528.89$1,743.30$127,260.91
214Jul 2039$1,219.41$523.89$1,743.30$126,041.50
215Aug 2039$1,224.43$518.87$1,743.30$124,817.07
216Sep 2039$1,229.47$513.83$1,743.30$123,587.60
217Oct 2039$1,234.53$508.77$1,743.30$122,353.07
218Nov 2039$1,239.61$503.69$1,743.30$121,113.46
219Dec 2039$1,244.72$498.58$1,743.30$119,868.74
2039 Total$14,604.35$6,315.25$20,919.6
220Jan 2040$1,249.84$493.46$1,743.30$118,618.90
221Feb 2040$1,254.99$488.31$1,743.30$117,363.91
222Mar 2040$1,260.15$483.15$1,743.30$116,103.76
223Apr 2040$1,265.34$477.96$1,743.30$114,838.42
224May 2040$1,270.55$472.75$1,743.30$113,567.87
225Jun 2040$1,275.78$467.52$1,743.30$112,292.09
226Jul 2040$1,281.03$462.27$1,743.30$111,011.06
227Aug 2040$1,286.30$457.00$1,743.30$109,724.76
228Sep 2040$1,291.60$451.70$1,743.30$108,433.16
229Oct 2040$1,296.92$446.38$1,743.30$107,136.24
230Nov 2040$1,302.26$441.04$1,743.30$105,833.98
231Dec 2040$1,307.62$435.68$1,743.30$104,526.36
2040 Total$15,342.38$5,577.22$20,919.6
232Jan 2041$1,313.00$430.30$1,743.30$103,213.36
233Feb 2041$1,318.41$424.89$1,743.30$101,894.95
234Mar 2041$1,323.83$419.47$1,743.30$100,571.12
235Apr 2041$1,329.28$414.02$1,743.30$99,241.84
236May 2041$1,334.75$408.55$1,743.30$97,907.09
237Jun 2041$1,340.25$403.05$1,743.30$96,566.84
238Jul 2041$1,345.77$397.53$1,743.30$95,221.07
239Aug 2041$1,351.31$391.99$1,743.30$93,869.76
240Sep 2041$1,356.87$386.43$1,743.30$92,512.89
241Oct 2041$1,362.46$380.84$1,743.30$91,150.43
242Nov 2041$1,368.06$375.24$1,743.30$89,782.37
243Dec 2041$1,373.70$369.60$1,743.30$88,408.67
2041 Total$16,117.69$4,801.91$20,919.6
244Jan 2042$1,379.35$363.95$1,743.30$87,029.32
245Feb 2042$1,385.03$358.27$1,743.30$85,644.29
246Mar 2042$1,390.73$352.57$1,743.30$84,253.56
247Apr 2042$1,396.46$346.84$1,743.30$82,857.10
248May 2042$1,402.20$341.10$1,743.30$81,454.90
249Jun 2042$1,407.98$335.32$1,743.30$80,046.92
250Jul 2042$1,413.77$329.53$1,743.30$78,633.15
251Aug 2042$1,419.59$323.71$1,743.30$77,213.56
252Sep 2042$1,425.44$317.86$1,743.30$75,788.12
253Oct 2042$1,431.31$311.99$1,743.30$74,356.81
254Nov 2042$1,437.20$306.10$1,743.30$72,919.61
255Dec 2042$1,443.11$300.19$1,743.30$71,476.50
2042 Total$16,932.17$3,987.43$20,919.6
256Jan 2043$1,449.06$294.24$1,743.30$70,027.44
257Feb 2043$1,455.02$288.28$1,743.30$68,572.42
258Mar 2043$1,461.01$282.29$1,743.30$67,111.41
259Apr 2043$1,467.02$276.28$1,743.30$65,644.39
260May 2043$1,473.06$270.24$1,743.30$64,171.33
261Jun 2043$1,479.13$264.17$1,743.30$62,692.20
262Jul 2043$1,485.22$258.08$1,743.30$61,206.98
263Aug 2043$1,491.33$251.97$1,743.30$59,715.65
264Sep 2043$1,497.47$245.83$1,743.30$58,218.18
265Oct 2043$1,503.64$239.66$1,743.30$56,714.54
266Nov 2043$1,509.83$233.47$1,743.30$55,204.71
267Dec 2043$1,516.04$227.26$1,743.30$53,688.67
2043 Total$17,787.83$3,131.77$20,919.6
268Jan 2044$1,522.28$221.02$1,743.30$52,166.39
269Feb 2044$1,528.55$214.75$1,743.30$50,637.84
270Mar 2044$1,534.84$208.46$1,743.30$49,103.00
271Apr 2044$1,541.16$202.14$1,743.30$47,561.84
272May 2044$1,547.50$195.80$1,743.30$46,014.34
273Jun 2044$1,553.87$189.43$1,743.30$44,460.47
274Jul 2044$1,560.27$183.03$1,743.30$42,900.20
275Aug 2044$1,566.69$176.61$1,743.30$41,333.51
276Sep 2044$1,573.14$170.16$1,743.30$39,760.37
277Oct 2044$1,579.62$163.68$1,743.30$38,180.75
278Nov 2044$1,586.12$157.18$1,743.30$36,594.63
279Dec 2044$1,592.65$150.65$1,743.30$35,001.98
2044 Total$18,686.69$2,232.91$20,919.6
280Jan 2045$1,599.21$144.09$1,743.30$33,402.77
281Feb 2045$1,605.79$137.51$1,743.30$31,796.98
282Mar 2045$1,612.40$130.90$1,743.30$30,184.58
283Apr 2045$1,619.04$124.26$1,743.30$28,565.54
284May 2045$1,625.71$117.59$1,743.30$26,939.83
285Jun 2045$1,632.40$110.90$1,743.30$25,307.43
286Jul 2045$1,639.12$104.18$1,743.30$23,668.31
287Aug 2045$1,645.87$97.43$1,743.30$22,022.44
288Sep 2045$1,652.64$90.66$1,743.30$20,369.80
289Oct 2045$1,659.44$83.86$1,743.30$18,710.36
290Nov 2045$1,666.28$77.02$1,743.30$17,044.08
291Dec 2045$1,673.14$70.16$1,743.30$15,370.94
2045 Total$19,631.04$1,288.56$20,919.6
292Jan 2046$1,680.02$63.28$1,743.30$13,690.92
293Feb 2046$1,686.94$56.36$1,743.30$12,003.98
294Mar 2046$1,693.88$49.42$1,743.30$10,310.10
295Apr 2046$1,700.86$42.44$1,743.30$8,609.24
296May 2046$1,707.86$35.44$1,743.30$6,901.38
297Jun 2046$1,714.89$28.41$1,743.30$5,186.49
298Jul 2046$1,721.95$21.35$1,743.30$3,464.54
299Aug 2046$1,729.04$14.26$1,743.30$1,735.50
300Sep 2046$1,735.50$7.14$1,742.64$0.00
2046 Total$15,370.94$318.1$15,689.04