All Home Loan Companies

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.

Hsbc
Ubank
Reduce Home Loans
Nab
Mortgage House
Beyond Bank
Bank Australia
Homestar Finance
Commonwealth Bank
Australian Unity Home Loans
Newcastle Permanent
Racq

Big 4 banks

Australian and New Zealand Banking Group
Commonwealth Bank of Australia
NAB
Westpac

Bank

Ing Direct
Anz
Arab Bank Australia
Australian Military Bank
Wide Bay Australia
Bank Of Us
Bank Australia
Bank Of Melbourne
Banksa
Bankstown City Cu
Bankvic
Bankwest
Bendigo Bank
Beyond Bank
Boq
Circle Credit Co Op
Citibank
Commonwealth Bank
Regional Australia Bank
Defence Bank
Sge Credit Union
Heritage Bank
Greater Bank
Hsbc
Hume Bank
Imb
Me Bank
Mystate
Nab
P N Bank
Police Bank
Qudos Bank
Qbank
Racq
Endeavour Mutual Bank
Service One Members Banking
St George Bank
Suncorp Bank
Teachers Mutual Bank
The Capricornian
The Mac
Unicredit Wa
Bank First
Westpac
Bank Of Sydney
Macquarie Bank
Adelaide Bank
Amp Bank
Delphi Bank

Mutual

The Mutual
Qccc
Australian Military Bank
Bank Australia
Bankvic
Bcu
Beyond Bank
Catalyst Money
Coastline Credit Union
Community First Cu
Regional Australia Bank
Cua
Easy Street Fin Services
Family First Cu
Fccs Credit Union
First Option Credit Union
Sge Credit Union
Gateway Bank
Heritage Bank
Greater Bank
Horizon Credit Union
Holiday Coast Cu
Hume Bank
Hunter United
Illawarra Cu Nsw
Imb
Macquarie Credit Union
Me Bank
Newcastle Permanent
Northern Inland Credit Union
P N Bank
People S Choice Credit Union
Police Bank
Qudos Bank
Qbank
Racq
Scu
Endeavour Mutual Bank
Service One Members Banking
Southern Cross Credit Union
Summerland Cu
Teachers Mutual Bank
The Capricornian
The Mac
Transport Mutual Credit Union
Unicredit Wa
Bank First
Move Bank
Credit Union Sa

Minor Bank

Ing Direct
Arab Bank Australia
Australian Military Bank
Wide Bay Australia
Bank Of Us
Bank Australia
Bank Of Melbourne
Banksa
Bankstown City Cu
Bankvic
Bankwest
Bendigo Bank
Beyond Bank
Boq
Circle Credit Co Op
Citibank
Regional Australia Bank
Defence Bank
Sge Credit Union
Heritage Bank
Greater Bank
Hsbc
Hume Bank
Imb
Me Bank
Mystate
P N Bank
Police Bank
Qudos Bank
Qbank
Racq
Endeavour Mutual Bank
Service One Members Banking
St George Bank
Suncorp Bank
Teachers Mutual Bank
The Capricornian
The Mac
Unicredit Wa
Bank First
Bank Of Sydney
Macquarie Bank
Adelaide Bank
Amp Bank
Delphi Bank

Finance Company

Squirrel
Resimac
Loan Market
Mortgage House
Pepper
Rams
State Custodians
Yellow Brick Road
Real Home Loans
Resi Mortgage Corp
Tic Toc
Morgan Brooks
La Trobe Financial
Lj Hooker
Rate Chaser
Arab Bank Australia
Aussie
Bankstown City Cu
Circle Credit Co Op
Regional Australia Bank
Easy Street Fin Services
Liberty Financial
The Capricornian
The Mac
Switzer Home Loans
Virgin Money
Adelaide Bank
Australian Financial
Australian Unity Home Loans
Delphi Bank
Firstmac

Mutual Bank

Australian Military Bank
Bank Australia
Bankvic
Beyond Bank
Regional Australia Bank
Sge Credit Union
Heritage Bank
Greater Bank
Hume Bank
Imb
Me Bank
P N Bank
Police Bank
Qudos Bank
Qbank
Racq
Endeavour Mutual Bank
Service One Members Banking
Teachers Mutual Bank
The Capricornian
The Mac
Unicredit Wa
Bank First

Online Only

Freedom Lend
Bideloan
Well Home Loans
Homestar Finance
Imortgage
Pacific Mortgage Group
Ratebusters
Reduce Home Loans
Ubank
Online Home Loans
Loans Com Au
Click Loans

Major Bank

Anz
Commonwealth Bank
Nab
Westpac
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Talk to a broker.

For expert home loan advice and access to exclusive offers, contact a mortgage broker today.

Talk to an expert

How do I choose a lender?

Australia's lending market is crowded with lenders vying for your business, so before you make a decision, it's worth mapping out exactly what you are looking for in a loan - and at what cost. 

Lenders compete on a number of fronts, including with competitive interest rates, low or no fees and a variety of features, including offset accounts, redraw facilities and add-ons like rewards cards. 

If you are looking for a feature-rich loan, it's worth keeping in mind that it may come at a cost of a lower rate. 

Choosing the wrong loan can cost you. You may be paying off the loan for a lot longer than you anticipated or you may be paying extra each year in hidden fees. That's why it's essential to do your research at the start. 

How big does my home loan need to be?

Everyone has a different financial situation, which is why there's no such thing as a one-size-fits-all home loan. You will need to weigh up your individual circumstances and select a product that's most suitable for your needs.

A good place to start is to use our mortgage calculator. All you need to do is input some key figures and it will give you an idea of what your first home loan repayments might be. You will also be presented with a list of lenders who are offering mortgages that might be right for you.

It's important to ask yourself 'how much can I borrow?' during the early stages of the search for a mortgage. No matter whether you're looking for your first home loan or want to re-mortgage, it's wise to have a firm idea of exactly where your finances stand before approaching a lender.

Your deposit will play an important part in this. The more money you have to put down on a property, the more appealing you will appear to a prospective lender. Aim for around 20 per cent of the property's value for the greatest bargaining power. Remember to use home loan comparison tools to determine what your ideal mortgage solution is.

Why should I use RateCity to compare home loans?

Do you want to know if you're getting a competitive deal on your current home loan or are you in the market for a new one? RateCity allows you to search, compare and apply for more than 2,000 home loans. All you have to do is complete the mortgage form at the top of this page to receive immediate results, or head straight to one of our popular searches found at the base of this page.

Some of the benefits of using the RateCity home loan comparison service are:

  • We can help you search, compare and apply for more than 2,000 home loans
  • Input your personal information for immediate results
  • We offer a mortgage calculator to give an idea of your borrowing power
  • Our service extends to investment home loans, SMSF loans, and line of credit and equity loans
  • We work with some of the biggest lenders in the country, as well as smaller ones you might not otherwise have considered

Which home loan should I choose?

The only person who can determine which home loan is right for your needs is you. Industry experts can provide all the facts and figures you need to carry out a home loan comparison, but the final decision rests with the person making the application.

If you need further information, we recommend that you take a look at our Home Loan Guide. It gives a valuable insight into the criteria you'll need to consider when weighing up the options.

You might be applying for your first home loan or moving up the property ladder. In either situation, it's imperative that you know the short- and long-term financial ramifications of your decision, and choose a product that most accurately reflects your requirements.

Mortgage Guide

Read the Home Loans Guide

RateCity's Mortgage Guide provides you with tips and useful information on what to consider when purchasing a mortgage.

We understand how important it is that you find the right mortgage as not only will you be able to rest assured with the confidence of knowing that you have made the right decision but you may also be able to save money in the long term.

Our Mortgage Guide offers the most up-to-date information, hints and tips and all you need to know about mortgages and what you need to be aware of throughout the entire process of purchasing a mortgage. Whether you want to know about mortgage repayments and how they are calculated, the fees involved with getting a mortgage or different features available with some home loans, you are in the right place.

 

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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