Compare compare home loan rates

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 22 May 2018

Compare compare home loan rates

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Discount Offer Variable Home Loan ($200k-$700k)Rewards$1,000 Cash offer when you refinance a non-UBank home loan of at least $200k and apply by 6 June 2018. Offer conditions apply.
Advertised rate
3.69%Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.35 / 5

Compare
Promoted
Discount Variable Home Loan ($150k+) (LVR < 80%)SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.69%Variable
Comparison rate*
3.71%
Monthly repayment
$1,149
Real Time Rating™

4.41 / 5

Compare
Promoted
Special Low Variable Rate Home Loan (LVR < 80%)
Advertised rate
3.73%Variable
Comparison rate*
3.73%
Monthly repayment
$1,155
Real Time Rating™

4.37 / 5

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Basic Home Loan Special (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018
Advertised rate
3.65%Variable
Comparison rate*
3.66%
Monthly repayment
$1,144
Real Time Rating™

4.42 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.66 / 5

Compare
Budget Home Loan Special (Principal and Interest) (NSW and ACT only)SpecialSpecial discounted rate for new owner occupier, principal and interest loans of $75k+. IMB transaction account must be opened with this loan.
Advertised rate
3.69%Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.48 / 5

Compare
Select Basic Home Loan (Principal and Interest) (Amounts < $500k, LVR < 80%)
Advertised rate
3.69%Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.33 / 5

Compare
Base Variable Home Loan (Principal and Interest)SpecialLimited time discount of 0.48% p.a. off the Base Variable Rate Home Loan (Principal and Interest).
Advertised rate
3.69%Variable
Comparison rate*
3.73%
Monthly repayment
$1,149
Real Time Rating™

4.39 / 5

Compare
Advantage Home Loan 80 (Purchase - PAYG)
Advertised rate
3.73%Variable
Comparison rate*
3.74%
Monthly repayment
$1,155
Real Time Rating™

4.22 / 5

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Basic Variable Rate Home Loan
Advertised rate
3.77%Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

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First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 80%-90%) SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.79%Variable
Comparison rate*
3.81%
Monthly repayment
$1,163
Real Time Rating™

4.29 / 5

Compare
OMG Home Loan (Principal and Interest)
Advertised rate
3.79%Variable
Comparison rate*
3.83%
Monthly repayment
$1,163
Real Time Rating™

4.09 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%Variable
Comparison rate*
3.87%
Monthly repayment
$1,171
Real Time Rating™

4.44 / 5

Compare
Basic Home Loan (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018
Advertised rate
3.86%Variable
Comparison rate*
3.87%
Monthly repayment
$1,173
Real Time Rating™

4.21 / 5

Compare
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%)
Advertised rate
3.89%Variable
Comparison rate*
3.90%
Monthly repayment
$1,178
Real Time Rating™

4.16 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 90%-95%) SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.89%Variable
Comparison rate*
3.91%
Monthly repayment
$1,178
Real Time Rating™

4.16 / 5

Compare
Discount Offer for Investor Variable P&I RateRewards$1,000 Cash offer when you refinance a non-UBank home loan of at least $200k and apply by 6 June 2018. Offer conditions apply.
Advertised rate
3.99%Variable
Comparison rate*
3.99%
Monthly repayment
$1,192
Real Time Rating™

4 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 3 Years
Advertised rate
3.74%Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.51 / 5

Compare
UHomeLoan Fixed (Interest Only) 3 Years
Advertised rate
3.74%Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.31 / 5

Compare
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Whatever your borrowing needs or financial circumstances, one of the easiest ways to find compare home loan rates to suit you is by using our rate comparison service. By simply entering a few details, including your desired loan amount, the size of your deposit and optimal loan term, you can compare rates from a variety of bank and non-bank lenders.

RateCity's comparison service will help you to compare home loan rates and determine how much your repayments would be on selected loans and how much you would be paying in fees. Find compare home loan rates at RateCity and apply to a mortgage that suits your needs.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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