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4.79
% p.a
Fixed - 3 years
4.09
% p.a
$1,717
based on $300,000 loan amount for 25 years at 4.79%
On this page
4.79
% p.a
Fixed - 3 years
4.09
% p.a
$1,717
based on $300,000 loan amount for 25 years at 4.79%
Calculate your repayments for this loan
Your estimated repayment
$1,717
based on $300,000 loan amount for 25 years at 4.79%
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Quick home loan review
For Fixed Home Loan Package (Principal and Interest) 3 Years special
These are the benefits of this home loan.
- No upfront fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Fixed Home Loan Package (Principal and Interest) 3 Years special
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $515,100 |
Interest rate type Fixed - 3 years | |
Borrowing range
$150k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states SA |
Features
Extra repayments Yes - limited to $10000 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Enjoy a $2,500 cashback when you take out a home loan with us.Cashback offer available on any owner-occupied or investment loan with minimum new borrowings of $250,000 where the loan to value ratio is 80% or less. Funds available at settlement, except in the case of construction loans where cashback will be paid on confirmation that the foundation has been poured. Limit of one cashback per household.
Target Market Determination
Visit Credit Union SA to view Target Market Determination.
Other Restrictions
Split loans fee to be introduced at $150 for the first split on the same security and $100 for every split thereafter for all home loan types without a limit on the number of splits allowed on the same security, providing that lending criteria is met. Deed of priority fee of $200 applies.
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