Fixed Rate Investment Loan (Interest Only) 1 Year from Credit Union SA

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.74%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$988
Number of Repayments
300
Total Interest Paid
$46,400
Total repayments
$296,400
DatePrincipleInterestPaymentBalance
1Aug 2019$436.36$987.50$1,423.86$249,563.64
2Sep 2019$438.08$985.78$1,423.86$249,125.56
3Oct 2019$439.81$984.05$1,423.86$248,685.75
4Nov 2019$441.55$982.31$1,423.86$248,244.20
5Dec 2019$443.30$980.56$1,423.86$247,800.90
2019 Total$2,199.1$4,920.2$7,119.3
6Jan 2020$445.05$978.81$1,423.86$247,355.85
7Feb 2020$446.80$977.06$1,423.86$246,909.05
8Mar 2020$448.57$975.29$1,423.86$246,460.48
9Apr 2020$450.34$973.52$1,423.86$246,010.14
10May 2020$452.12$971.74$1,423.86$245,558.02
11Jun 2020$453.91$969.95$1,423.86$245,104.11
12Jul 2020$455.70$968.16$1,423.86$244,648.41
13Aug 2020$457.50$966.36$1,423.86$244,190.91
14Sep 2020$459.31$964.55$1,423.86$243,731.60
15Oct 2020$461.12$962.74$1,423.86$243,270.48
16Nov 2020$462.94$960.92$1,423.86$242,807.54
17Dec 2020$464.77$959.09$1,423.86$242,342.77
2020 Total$5,458.13$11,628.19$17,086.32
18Jan 2021$466.61$957.25$1,423.86$241,876.16
19Feb 2021$468.45$955.41$1,423.86$241,407.71
20Mar 2021$470.30$953.56$1,423.86$240,937.41
21Apr 2021$472.16$951.70$1,423.86$240,465.25
22May 2021$474.02$949.84$1,423.86$239,991.23
23Jun 2021$475.89$947.97$1,423.86$239,515.34
24Jul 2021$477.77$946.09$1,423.86$239,037.57
25Aug 2021$479.66$944.20$1,423.86$238,557.91
26Sep 2021$481.56$942.30$1,423.86$238,076.35
27Oct 2021$483.46$940.40$1,423.86$237,592.89
28Nov 2021$485.37$938.49$1,423.86$237,107.52
29Dec 2021$487.29$936.57$1,423.86$236,620.23
2021 Total$5,722.54$11,363.78$17,086.32
30Jan 2022$489.21$934.65$1,423.86$236,131.02
31Feb 2022$491.14$932.72$1,423.86$235,639.88
32Mar 2022$493.08$930.78$1,423.86$235,146.80
33Apr 2022$495.03$928.83$1,423.86$234,651.77
34May 2022$496.99$926.87$1,423.86$234,154.78
35Jun 2022$498.95$924.91$1,423.86$233,655.83
36Jul 2022$500.92$922.94$1,423.86$233,154.91
37Aug 2022$502.90$920.96$1,423.86$232,652.01
38Sep 2022$504.88$918.98$1,423.86$232,147.13
39Oct 2022$506.88$916.98$1,423.86$231,640.25
40Nov 2022$508.88$914.98$1,423.86$231,131.37
41Dec 2022$510.89$912.97$1,423.86$230,620.48
2022 Total$5,999.75$11,086.57$17,086.32
42Jan 2023$512.91$910.95$1,423.86$230,107.57
43Feb 2023$514.94$908.92$1,423.86$229,592.63
44Mar 2023$516.97$906.89$1,423.86$229,075.66
45Apr 2023$519.01$904.85$1,423.86$228,556.65
46May 2023$521.06$902.80$1,423.86$228,035.59
47Jun 2023$523.12$900.74$1,423.86$227,512.47
48Jul 2023$525.19$898.67$1,423.86$226,987.28
49Aug 2023$527.26$896.60$1,423.86$226,460.02
50Sep 2023$529.34$894.52$1,423.86$225,930.68
51Oct 2023$531.43$892.43$1,423.86$225,399.25
52Nov 2023$533.53$890.33$1,423.86$224,865.72
53Dec 2023$535.64$888.22$1,423.86$224,330.08
2023 Total$6,290.4$10,795.92$17,086.32
54Jan 2024$537.76$886.10$1,423.86$223,792.32
55Feb 2024$539.88$883.98$1,423.86$223,252.44
56Mar 2024$542.01$881.85$1,423.86$222,710.43
57Apr 2024$544.15$879.71$1,423.86$222,166.28
58May 2024$546.30$877.56$1,423.86$221,619.98
59Jun 2024$548.46$875.40$1,423.86$221,071.52
60Jul 2024$550.63$873.23$1,423.86$220,520.89
61Aug 2024$552.80$871.06$1,423.86$219,968.09
62Sep 2024$554.99$868.87$1,423.86$219,413.10
63Oct 2024$557.18$866.68$1,423.86$218,855.92
64Nov 2024$559.38$864.48$1,423.86$218,296.54
65Dec 2024$561.59$862.27$1,423.86$217,734.95
2024 Total$6,595.13$10,491.19$17,086.32
66Jan 2025$563.81$860.05$1,423.86$217,171.14
67Feb 2025$566.03$857.83$1,423.86$216,605.11
68Mar 2025$568.27$855.59$1,423.86$216,036.84
69Apr 2025$570.51$853.35$1,423.86$215,466.33
70May 2025$572.77$851.09$1,423.86$214,893.56
71Jun 2025$575.03$848.83$1,423.86$214,318.53
72Jul 2025$577.30$846.56$1,423.86$213,741.23
73Aug 2025$579.58$844.28$1,423.86$213,161.65
74Sep 2025$581.87$841.99$1,423.86$212,579.78
75Oct 2025$584.17$839.69$1,423.86$211,995.61
76Nov 2025$586.48$837.38$1,423.86$211,409.13
77Dec 2025$588.79$835.07$1,423.86$210,820.34
2025 Total$6,914.61$10,171.71$17,086.32
78Jan 2026$591.12$832.74$1,423.86$210,229.22
79Feb 2026$593.45$830.41$1,423.86$209,635.77
80Mar 2026$595.80$828.06$1,423.86$209,039.97
81Apr 2026$598.15$825.71$1,423.86$208,441.82
82May 2026$600.51$823.35$1,423.86$207,841.31
83Jun 2026$602.89$820.97$1,423.86$207,238.42
84Jul 2026$605.27$818.59$1,423.86$206,633.15
85Aug 2026$607.66$816.20$1,423.86$206,025.49
86Sep 2026$610.06$813.80$1,423.86$205,415.43
87Oct 2026$612.47$811.39$1,423.86$204,802.96
88Nov 2026$614.89$808.97$1,423.86$204,188.07
89Dec 2026$617.32$806.54$1,423.86$203,570.75
2026 Total$7,249.59$9,836.73$17,086.32
90Jan 2027$619.76$804.10$1,423.86$202,950.99
91Feb 2027$622.20$801.66$1,423.86$202,328.79
92Mar 2027$624.66$799.20$1,423.86$201,704.13
93Apr 2027$627.13$796.73$1,423.86$201,077.00
94May 2027$629.61$794.25$1,423.86$200,447.39
95Jun 2027$632.09$791.77$1,423.86$199,815.30
96Jul 2027$634.59$789.27$1,423.86$199,180.71
97Aug 2027$637.10$786.76$1,423.86$198,543.61
98Sep 2027$639.61$784.25$1,423.86$197,904.00
99Oct 2027$642.14$781.72$1,423.86$197,261.86
100Nov 2027$644.68$779.18$1,423.86$196,617.18
101Dec 2027$647.22$776.64$1,423.86$195,969.96
2027 Total$7,600.79$9,485.53$17,086.32
102Jan 2028$649.78$774.08$1,423.86$195,320.18
103Feb 2028$652.35$771.51$1,423.86$194,667.83
104Mar 2028$654.92$768.94$1,423.86$194,012.91
105Apr 2028$657.51$766.35$1,423.86$193,355.40
106May 2028$660.11$763.75$1,423.86$192,695.29
107Jun 2028$662.71$761.15$1,423.86$192,032.58
108Jul 2028$665.33$758.53$1,423.86$191,367.25
109Aug 2028$667.96$755.90$1,423.86$190,699.29
110Sep 2028$670.60$753.26$1,423.86$190,028.69
111Oct 2028$673.25$750.61$1,423.86$189,355.44
112Nov 2028$675.91$747.95$1,423.86$188,679.53
113Dec 2028$678.58$745.28$1,423.86$188,000.95
2028 Total$7,969.01$9,117.31$17,086.32
114Jan 2029$681.26$742.60$1,423.86$187,319.69
115Feb 2029$683.95$739.91$1,423.86$186,635.74
116Mar 2029$686.65$737.21$1,423.86$185,949.09
117Apr 2029$689.36$734.50$1,423.86$185,259.73
118May 2029$692.08$731.78$1,423.86$184,567.65
119Jun 2029$694.82$729.04$1,423.86$183,872.83
120Jul 2029$697.56$726.30$1,423.86$183,175.27
121Aug 2029$700.32$723.54$1,423.86$182,474.95
122Sep 2029$703.08$720.78$1,423.86$181,771.87
123Oct 2029$705.86$718.00$1,423.86$181,066.01
124Nov 2029$708.65$715.21$1,423.86$180,357.36
125Dec 2029$711.45$712.41$1,423.86$179,645.91
2029 Total$8,355.04$8,731.28$17,086.32
126Jan 2030$714.26$709.60$1,423.86$178,931.65
127Feb 2030$717.08$706.78$1,423.86$178,214.57
128Mar 2030$719.91$703.95$1,423.86$177,494.66
129Apr 2030$722.76$701.10$1,423.86$176,771.90
130May 2030$725.61$698.25$1,423.86$176,046.29
131Jun 2030$728.48$695.38$1,423.86$175,317.81
132Jul 2030$731.35$692.51$1,423.86$174,586.46
133Aug 2030$734.24$689.62$1,423.86$173,852.22
134Sep 2030$737.14$686.72$1,423.86$173,115.08
135Oct 2030$740.06$683.80$1,423.86$172,375.02
136Nov 2030$742.98$680.88$1,423.86$171,632.04
137Dec 2030$745.91$677.95$1,423.86$170,886.13
2030 Total$8,759.78$8,326.54$17,086.32
138Jan 2031$748.86$675.00$1,423.86$170,137.27
139Feb 2031$751.82$672.04$1,423.86$169,385.45
140Mar 2031$754.79$669.07$1,423.86$168,630.66
141Apr 2031$757.77$666.09$1,423.86$167,872.89
142May 2031$760.76$663.10$1,423.86$167,112.13
143Jun 2031$763.77$660.09$1,423.86$166,348.36
144Jul 2031$766.78$657.08$1,423.86$165,581.58
145Aug 2031$769.81$654.05$1,423.86$164,811.77
146Sep 2031$772.85$651.01$1,423.86$164,038.92
147Oct 2031$775.91$647.95$1,423.86$163,263.01
148Nov 2031$778.97$644.89$1,423.86$162,484.04
149Dec 2031$782.05$641.81$1,423.86$161,701.99
2031 Total$9,184.14$7,902.18$17,086.32
150Jan 2032$785.14$638.72$1,423.86$160,916.85
151Feb 2032$788.24$635.62$1,423.86$160,128.61
152Mar 2032$791.35$632.51$1,423.86$159,337.26
153Apr 2032$794.48$629.38$1,423.86$158,542.78
154May 2032$797.62$626.24$1,423.86$157,745.16
155Jun 2032$800.77$623.09$1,423.86$156,944.39
156Jul 2032$803.93$619.93$1,423.86$156,140.46
157Aug 2032$807.11$616.75$1,423.86$155,333.35
158Sep 2032$810.29$613.57$1,423.86$154,523.06
159Oct 2032$813.49$610.37$1,423.86$153,709.57
160Nov 2032$816.71$607.15$1,423.86$152,892.86
161Dec 2032$819.93$603.93$1,423.86$152,072.93
2032 Total$9,629.06$7,457.26$17,086.32
162Jan 2033$823.17$600.69$1,423.86$151,249.76
163Feb 2033$826.42$597.44$1,423.86$150,423.34
164Mar 2033$829.69$594.17$1,423.86$149,593.65
165Apr 2033$832.97$590.89$1,423.86$148,760.68
166May 2033$836.26$587.60$1,423.86$147,924.42
167Jun 2033$839.56$584.30$1,423.86$147,084.86
168Jul 2033$842.87$580.99$1,423.86$146,241.99
169Aug 2033$846.20$577.66$1,423.86$145,395.79
170Sep 2033$849.55$574.31$1,423.86$144,546.24
171Oct 2033$852.90$570.96$1,423.86$143,693.34
172Nov 2033$856.27$567.59$1,423.86$142,837.07
173Dec 2033$859.65$564.21$1,423.86$141,977.42
2033 Total$10,095.51$6,990.81$17,086.32
174Jan 2034$863.05$560.81$1,423.86$141,114.37
175Feb 2034$866.46$557.40$1,423.86$140,247.91
176Mar 2034$869.88$553.98$1,423.86$139,378.03
177Apr 2034$873.32$550.54$1,423.86$138,504.71
178May 2034$876.77$547.09$1,423.86$137,627.94
179Jun 2034$880.23$543.63$1,423.86$136,747.71
180Jul 2034$883.71$540.15$1,423.86$135,864.00
181Aug 2034$887.20$536.66$1,423.86$134,976.80
182Sep 2034$890.70$533.16$1,423.86$134,086.10
183Oct 2034$894.22$529.64$1,423.86$133,191.88
184Nov 2034$897.75$526.11$1,423.86$132,294.13
185Dec 2034$901.30$522.56$1,423.86$131,392.83
2034 Total$10,584.59$6,501.73$17,086.32
186Jan 2035$904.86$519.00$1,423.86$130,487.97
187Feb 2035$908.43$515.43$1,423.86$129,579.54
188Mar 2035$912.02$511.84$1,423.86$128,667.52
189Apr 2035$915.62$508.24$1,423.86$127,751.90
190May 2035$919.24$504.62$1,423.86$126,832.66
191Jun 2035$922.87$500.99$1,423.86$125,909.79
192Jul 2035$926.52$497.34$1,423.86$124,983.27
193Aug 2035$930.18$493.68$1,423.86$124,053.09
194Sep 2035$933.85$490.01$1,423.86$123,119.24
195Oct 2035$937.54$486.32$1,423.86$122,181.70
196Nov 2035$941.24$482.62$1,423.86$121,240.46
197Dec 2035$944.96$478.90$1,423.86$120,295.50
2035 Total$11,097.33$5,988.99$17,086.32
198Jan 2036$948.69$475.17$1,423.86$119,346.81
199Feb 2036$952.44$471.42$1,423.86$118,394.37
200Mar 2036$956.20$467.66$1,423.86$117,438.17
201Apr 2036$959.98$463.88$1,423.86$116,478.19
202May 2036$963.77$460.09$1,423.86$115,514.42
203Jun 2036$967.58$456.28$1,423.86$114,546.84
204Jul 2036$971.40$452.46$1,423.86$113,575.44
205Aug 2036$975.24$448.62$1,423.86$112,600.20
206Sep 2036$979.09$444.77$1,423.86$111,621.11
207Oct 2036$982.96$440.90$1,423.86$110,638.15
208Nov 2036$986.84$437.02$1,423.86$109,651.31
209Dec 2036$990.74$433.12$1,423.86$108,660.57
2036 Total$11,634.93$5,451.39$17,086.32
210Jan 2037$994.65$429.21$1,423.86$107,665.92
211Feb 2037$998.58$425.28$1,423.86$106,667.34
212Mar 2037$1,002.52$421.34$1,423.86$105,664.82
213Apr 2037$1,006.48$417.38$1,423.86$104,658.34
214May 2037$1,010.46$413.40$1,423.86$103,647.88
215Jun 2037$1,014.45$409.41$1,423.86$102,633.43
216Jul 2037$1,018.46$405.40$1,423.86$101,614.97
217Aug 2037$1,022.48$401.38$1,423.86$100,592.49
218Sep 2037$1,026.52$397.34$1,423.86$99,565.97
219Oct 2037$1,030.57$393.29$1,423.86$98,535.40
220Nov 2037$1,034.65$389.21$1,423.86$97,500.75
221Dec 2037$1,038.73$385.13$1,423.86$96,462.02
2037 Total$12,198.55$4,887.77$17,086.32
222Jan 2038$1,042.84$381.02$1,423.86$95,419.18
223Feb 2038$1,046.95$376.91$1,423.86$94,372.23
224Mar 2038$1,051.09$372.77$1,423.86$93,321.14
225Apr 2038$1,055.24$368.62$1,423.86$92,265.90
226May 2038$1,059.41$364.45$1,423.86$91,206.49
227Jun 2038$1,063.59$360.27$1,423.86$90,142.90
228Jul 2038$1,067.80$356.06$1,423.86$89,075.10
229Aug 2038$1,072.01$351.85$1,423.86$88,003.09
230Sep 2038$1,076.25$347.61$1,423.86$86,926.84
231Oct 2038$1,080.50$343.36$1,423.86$85,846.34
232Nov 2038$1,084.77$339.09$1,423.86$84,761.57
233Dec 2038$1,089.05$334.81$1,423.86$83,672.52
2038 Total$12,789.5$4,296.82$17,086.32
234Jan 2039$1,093.35$330.51$1,423.86$82,579.17
235Feb 2039$1,097.67$326.19$1,423.86$81,481.50
236Mar 2039$1,102.01$321.85$1,423.86$80,379.49
237Apr 2039$1,106.36$317.50$1,423.86$79,273.13
238May 2039$1,110.73$313.13$1,423.86$78,162.40
239Jun 2039$1,115.12$308.74$1,423.86$77,047.28
240Jul 2039$1,119.52$304.34$1,423.86$75,927.76
241Aug 2039$1,123.95$299.91$1,423.86$74,803.81
242Sep 2039$1,128.38$295.48$1,423.86$73,675.43
243Oct 2039$1,132.84$291.02$1,423.86$72,542.59
244Nov 2039$1,137.32$286.54$1,423.86$71,405.27
245Dec 2039$1,141.81$282.05$1,423.86$70,263.46
2039 Total$13,409.06$3,677.26$17,086.32
246Jan 2040$1,146.32$277.54$1,423.86$69,117.14
247Feb 2040$1,150.85$273.01$1,423.86$67,966.29
248Mar 2040$1,155.39$268.47$1,423.86$66,810.90
249Apr 2040$1,159.96$263.90$1,423.86$65,650.94
250May 2040$1,164.54$259.32$1,423.86$64,486.40
251Jun 2040$1,169.14$254.72$1,423.86$63,317.26
252Jul 2040$1,173.76$250.10$1,423.86$62,143.50
253Aug 2040$1,178.39$245.47$1,423.86$60,965.11
254Sep 2040$1,183.05$240.81$1,423.86$59,782.06
255Oct 2040$1,187.72$236.14$1,423.86$58,594.34
256Nov 2040$1,192.41$231.45$1,423.86$57,401.93
257Dec 2040$1,197.12$226.74$1,423.86$56,204.81
2040 Total$14,058.65$3,027.67$17,086.32
258Jan 2041$1,201.85$222.01$1,423.86$55,002.96
259Feb 2041$1,206.60$217.26$1,423.86$53,796.36
260Mar 2041$1,211.36$212.50$1,423.86$52,585.00
261Apr 2041$1,216.15$207.71$1,423.86$51,368.85
262May 2041$1,220.95$202.91$1,423.86$50,147.90
263Jun 2041$1,225.78$198.08$1,423.86$48,922.12
264Jul 2041$1,230.62$193.24$1,423.86$47,691.50
265Aug 2041$1,235.48$188.38$1,423.86$46,456.02
266Sep 2041$1,240.36$183.50$1,423.86$45,215.66
267Oct 2041$1,245.26$178.60$1,423.86$43,970.40
268Nov 2041$1,250.18$173.68$1,423.86$42,720.22
269Dec 2041$1,255.12$168.74$1,423.86$41,465.10
2041 Total$14,739.71$2,346.61$17,086.32
270Jan 2042$1,260.07$163.79$1,423.86$40,205.03
271Feb 2042$1,265.05$158.81$1,423.86$38,939.98
272Mar 2042$1,270.05$153.81$1,423.86$37,669.93
273Apr 2042$1,275.06$148.80$1,423.86$36,394.87
274May 2042$1,280.10$143.76$1,423.86$35,114.77
275Jun 2042$1,285.16$138.70$1,423.86$33,829.61
276Jul 2042$1,290.23$133.63$1,423.86$32,539.38
277Aug 2042$1,295.33$128.53$1,423.86$31,244.05
278Sep 2042$1,300.45$123.41$1,423.86$29,943.60
279Oct 2042$1,305.58$118.28$1,423.86$28,638.02
280Nov 2042$1,310.74$113.12$1,423.86$27,327.28
281Dec 2042$1,315.92$107.94$1,423.86$26,011.36
2042 Total$15,453.74$1,632.58$17,086.32
282Jan 2043$1,321.12$102.74$1,423.86$24,690.24
283Feb 2043$1,326.33$97.53$1,423.86$23,363.91
284Mar 2043$1,331.57$92.29$1,423.86$22,032.34
285Apr 2043$1,336.83$87.03$1,423.86$20,695.51
286May 2043$1,342.11$81.75$1,423.86$19,353.40
287Jun 2043$1,347.41$76.45$1,423.86$18,005.99
288Jul 2043$1,352.74$71.12$1,423.86$16,653.25
289Aug 2043$1,358.08$65.78$1,423.86$15,295.17
290Sep 2043$1,363.44$60.42$1,423.86$13,931.73
291Oct 2043$1,368.83$55.03$1,423.86$12,562.90
292Nov 2043$1,374.24$49.62$1,423.86$11,188.66
293Dec 2043$1,379.66$44.20$1,423.86$9,809.00
2043 Total$16,202.36$883.96$17,086.32
294Jan 2044$1,385.11$38.75$1,423.86$8,423.89
295Feb 2044$1,390.59$33.27$1,423.86$7,033.30
296Mar 2044$1,396.08$27.78$1,423.86$5,637.22
297Apr 2044$1,401.59$22.27$1,423.86$4,235.63
298May 2044$1,407.13$16.73$1,423.86$2,828.50
299Jun 2044$1,412.69$11.17$1,423.86$1,415.81
300Jul 2044$1,415.81$5.59$1,421.40$0.00
2044 Total$9,809$155.56$9,964.56
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