Mortgage House Autumn Loan


The Mortgage House Autumn Loan provides borrowers with a simple set of features that give them control over their finances while paying off the mortgage.

Borrowers will have access to a 100 per cent offset account, allowing them to deposit their savings and thereby reduce the interest payable on the loan.

The offset account feature offered by the Autumn Loan, combined with the opportunity to make extra repayments, will give borrowers the ability to reduce their loan as quickly as possible. The extra repayments that can be made are accompanied by a redraw facility that will give borrowers the ability to withdraw any extra repayments they have made if that money should be needed elsewhere.

Borrowers are also given some control over the loan’s interest structure and payment method. They will be able to choose either the standard variable rate offered by the Autumn Loan, or a split rate that combines fixed and variable rates of interest. Borrowers are also able to choose whether they would like to make payments via direct debit or salary credit.

Investor borrowers will be required to have a minimum of 30 per cent deposit to be eligible for this loan.

Who is the Mortgage House Autumn Loan good for?

The Autumn Loan could potentially offer some useful features for investors.

Its 100 per cent offset account and additional repayments option make this loan suitable for those looking to pay the loan down faster than with standard payments only. However, with the redraw facility, it’s still possible to access those additional repayments, should you need to.

Review - What RateCity says

The Mortgage House Autumn Loan will provide investor borrowers with a relatively-low rate of interest and no ongoing fees.

It offers the borrower some attractive home loan features, including a 100 per cent offset account and redraw facility, as well as the ability to make higher repayments.

The loan does not allow for interest-only repayments, however, which may not suit all investors, so it’s worth factoring this into your decision before signing up.

Mortgage House Autumn Loan Options

The Mortgage House Autumn Loan offers borrowers a number of options designed to meet a range of needs. 

  • Competitive interest rates.
  • 100 per cent offset account.
  • Redraw facility and extra repayments allowed.
  • Upfront fees apply.
  • Interest only not available.
  • Investors must have a minimum of 30 per cent deposit.

Australian resident.

At least 18 years of age.

Minimum deposit.

Proof of income.


About Mortgage House

Mortgage House was founded in 1986 to provide affordable home loans around Australia. It has since won a number of business community awards, and steadily grown its customer base. 

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