Essential Home Loan Fixed 1 Year from Defence Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.08%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,435
Number of Repayments
300
Total Interest Paid
$130,500
Total repayments
$430,500
DatePrincipleInterestPaymentBalance
1Dec 2019$665.15$770.00$1,435.15$299,334.85
2019 Total$665.15$770$1,435.15
2Jan 2020$666.86$768.29$1,435.15$298,667.99
3Feb 2020$668.57$766.58$1,435.15$297,999.42
4Mar 2020$670.28$764.87$1,435.15$297,329.14
5Apr 2020$672.01$763.14$1,435.15$296,657.13
6May 2020$673.73$761.42$1,435.15$295,983.40
7Jun 2020$675.46$759.69$1,435.15$295,307.94
8Jul 2020$677.19$757.96$1,435.15$294,630.75
9Aug 2020$678.93$756.22$1,435.15$293,951.82
10Sep 2020$680.67$754.48$1,435.15$293,271.15
11Oct 2020$682.42$752.73$1,435.15$292,588.73
12Nov 2020$684.17$750.98$1,435.15$291,904.56
13Dec 2020$685.93$749.22$1,435.15$291,218.63
2020 Total$8,116.22$9,105.58$17,221.8
14Jan 2021$687.69$747.46$1,435.15$290,530.94
15Feb 2021$689.45$745.70$1,435.15$289,841.49
16Mar 2021$691.22$743.93$1,435.15$289,150.27
17Apr 2021$693.00$742.15$1,435.15$288,457.27
18May 2021$694.78$740.37$1,435.15$287,762.49
19Jun 2021$696.56$738.59$1,435.15$287,065.93
20Jul 2021$698.35$736.80$1,435.15$286,367.58
21Aug 2021$700.14$735.01$1,435.15$285,667.44
22Sep 2021$701.94$733.21$1,435.15$284,965.50
23Oct 2021$703.74$731.41$1,435.15$284,261.76
24Nov 2021$705.54$729.61$1,435.15$283,556.22
25Dec 2021$707.36$727.79$1,435.15$282,848.86
2021 Total$8,369.77$8,852.03$17,221.8
26Jan 2022$709.17$725.98$1,435.15$282,139.69
27Feb 2022$710.99$724.16$1,435.15$281,428.70
28Mar 2022$712.82$722.33$1,435.15$280,715.88
29Apr 2022$714.65$720.50$1,435.15$280,001.23
30May 2022$716.48$718.67$1,435.15$279,284.75
31Jun 2022$718.32$716.83$1,435.15$278,566.43
32Jul 2022$720.16$714.99$1,435.15$277,846.27
33Aug 2022$722.01$713.14$1,435.15$277,124.26
34Sep 2022$723.86$711.29$1,435.15$276,400.40
35Oct 2022$725.72$709.43$1,435.15$275,674.68
36Nov 2022$727.58$707.57$1,435.15$274,947.10
37Dec 2022$729.45$705.70$1,435.15$274,217.65
2022 Total$8,631.21$8,590.59$17,221.8
38Jan 2023$731.32$703.83$1,435.15$273,486.33
39Feb 2023$733.20$701.95$1,435.15$272,753.13
40Mar 2023$735.08$700.07$1,435.15$272,018.05
41Apr 2023$736.97$698.18$1,435.15$271,281.08
42May 2023$738.86$696.29$1,435.15$270,542.22
43Jun 2023$740.76$694.39$1,435.15$269,801.46
44Jul 2023$742.66$692.49$1,435.15$269,058.80
45Aug 2023$744.57$690.58$1,435.15$268,314.23
46Sep 2023$746.48$688.67$1,435.15$267,567.75
47Oct 2023$748.39$686.76$1,435.15$266,819.36
48Nov 2023$750.31$684.84$1,435.15$266,069.05
49Dec 2023$752.24$682.91$1,435.15$265,316.81
2023 Total$8,900.84$8,320.96$17,221.8
50Jan 2024$754.17$680.98$1,435.15$264,562.64
51Feb 2024$756.11$679.04$1,435.15$263,806.53
52Mar 2024$758.05$677.10$1,435.15$263,048.48
53Apr 2024$759.99$675.16$1,435.15$262,288.49
54May 2024$761.94$673.21$1,435.15$261,526.55
55Jun 2024$763.90$671.25$1,435.15$260,762.65
56Jul 2024$765.86$669.29$1,435.15$259,996.79
57Aug 2024$767.82$667.33$1,435.15$259,228.97
58Sep 2024$769.80$665.35$1,435.15$258,459.17
59Oct 2024$771.77$663.38$1,435.15$257,687.40
60Nov 2024$773.75$661.40$1,435.15$256,913.65
61Dec 2024$775.74$659.41$1,435.15$256,137.91
2024 Total$9,178.9$8,042.9$17,221.8
62Jan 2025$777.73$657.42$1,435.15$255,360.18
63Feb 2025$779.73$655.42$1,435.15$254,580.45
64Mar 2025$781.73$653.42$1,435.15$253,798.72
65Apr 2025$783.73$651.42$1,435.15$253,014.99
66May 2025$785.74$649.41$1,435.15$252,229.25
67Jun 2025$787.76$647.39$1,435.15$251,441.49
68Jul 2025$789.78$645.37$1,435.15$250,651.71
69Aug 2025$791.81$643.34$1,435.15$249,859.90
70Sep 2025$793.84$641.31$1,435.15$249,066.06
71Oct 2025$795.88$639.27$1,435.15$248,270.18
72Nov 2025$797.92$637.23$1,435.15$247,472.26
73Dec 2025$799.97$635.18$1,435.15$246,672.29
2025 Total$9,465.62$7,756.18$17,221.8
74Jan 2026$802.02$633.13$1,435.15$245,870.27
75Feb 2026$804.08$631.07$1,435.15$245,066.19
76Mar 2026$806.15$629.00$1,435.15$244,260.04
77Apr 2026$808.22$626.93$1,435.15$243,451.82
78May 2026$810.29$624.86$1,435.15$242,641.53
79Jun 2026$812.37$622.78$1,435.15$241,829.16
80Jul 2026$814.46$620.69$1,435.15$241,014.70
81Aug 2026$816.55$618.60$1,435.15$240,198.15
82Sep 2026$818.64$616.51$1,435.15$239,379.51
83Oct 2026$820.74$614.41$1,435.15$238,558.77
84Nov 2026$822.85$612.30$1,435.15$237,735.92
85Dec 2026$824.96$610.19$1,435.15$236,910.96
2026 Total$9,761.33$7,460.47$17,221.8
86Jan 2027$827.08$608.07$1,435.15$236,083.88
87Feb 2027$829.20$605.95$1,435.15$235,254.68
88Mar 2027$831.33$603.82$1,435.15$234,423.35
89Apr 2027$833.46$601.69$1,435.15$233,589.89
90May 2027$835.60$599.55$1,435.15$232,754.29
91Jun 2027$837.75$597.40$1,435.15$231,916.54
92Jul 2027$839.90$595.25$1,435.15$231,076.64
93Aug 2027$842.05$593.10$1,435.15$230,234.59
94Sep 2027$844.21$590.94$1,435.15$229,390.38
95Oct 2027$846.38$588.77$1,435.15$228,544.00
96Nov 2027$848.55$586.60$1,435.15$227,695.45
97Dec 2027$850.73$584.42$1,435.15$226,844.72
2027 Total$10,066.24$7,155.56$17,221.8
98Jan 2028$852.92$582.23$1,435.15$225,991.80
99Feb 2028$855.10$580.05$1,435.15$225,136.70
100Mar 2028$857.30$577.85$1,435.15$224,279.40
101Apr 2028$859.50$575.65$1,435.15$223,419.90
102May 2028$861.71$573.44$1,435.15$222,558.19
103Jun 2028$863.92$571.23$1,435.15$221,694.27
104Jul 2028$866.13$569.02$1,435.15$220,828.14
105Aug 2028$868.36$566.79$1,435.15$219,959.78
106Sep 2028$870.59$564.56$1,435.15$219,089.19
107Oct 2028$872.82$562.33$1,435.15$218,216.37
108Nov 2028$875.06$560.09$1,435.15$217,341.31
109Dec 2028$877.31$557.84$1,435.15$216,464.00
2028 Total$10,380.72$6,841.08$17,221.8
110Jan 2029$879.56$555.59$1,435.15$215,584.44
111Feb 2029$881.82$553.33$1,435.15$214,702.62
112Mar 2029$884.08$551.07$1,435.15$213,818.54
113Apr 2029$886.35$548.80$1,435.15$212,932.19
114May 2029$888.62$546.53$1,435.15$212,043.57
115Jun 2029$890.90$544.25$1,435.15$211,152.67
116Jul 2029$893.19$541.96$1,435.15$210,259.48
117Aug 2029$895.48$539.67$1,435.15$209,364.00
118Sep 2029$897.78$537.37$1,435.15$208,466.22
119Oct 2029$900.09$535.06$1,435.15$207,566.13
120Nov 2029$902.40$532.75$1,435.15$206,663.73
121Dec 2029$904.71$530.44$1,435.15$205,759.02
2029 Total$10,704.98$6,516.82$17,221.8
122Jan 2030$907.04$528.11$1,435.15$204,851.98
123Feb 2030$909.36$525.79$1,435.15$203,942.62
124Mar 2030$911.70$523.45$1,435.15$203,030.92
125Apr 2030$914.04$521.11$1,435.15$202,116.88
126May 2030$916.38$518.77$1,435.15$201,200.50
127Jun 2030$918.74$516.41$1,435.15$200,281.76
128Jul 2030$921.09$514.06$1,435.15$199,360.67
129Aug 2030$923.46$511.69$1,435.15$198,437.21
130Sep 2030$925.83$509.32$1,435.15$197,511.38
131Oct 2030$928.20$506.95$1,435.15$196,583.18
132Nov 2030$930.59$504.56$1,435.15$195,652.59
133Dec 2030$932.98$502.17$1,435.15$194,719.61
2030 Total$11,039.41$6,182.39$17,221.8
134Jan 2031$935.37$499.78$1,435.15$193,784.24
135Feb 2031$937.77$497.38$1,435.15$192,846.47
136Mar 2031$940.18$494.97$1,435.15$191,906.29
137Apr 2031$942.59$492.56$1,435.15$190,963.70
138May 2031$945.01$490.14$1,435.15$190,018.69
139Jun 2031$947.44$487.71$1,435.15$189,071.25
140Jul 2031$949.87$485.28$1,435.15$188,121.38
141Aug 2031$952.31$482.84$1,435.15$187,169.07
142Sep 2031$954.75$480.40$1,435.15$186,214.32
143Oct 2031$957.20$477.95$1,435.15$185,257.12
144Nov 2031$959.66$475.49$1,435.15$184,297.46
145Dec 2031$962.12$473.03$1,435.15$183,335.34
2031 Total$11,384.27$5,837.53$17,221.8
146Jan 2032$964.59$470.56$1,435.15$182,370.75
147Feb 2032$967.07$468.08$1,435.15$181,403.68
148Mar 2032$969.55$465.60$1,435.15$180,434.13
149Apr 2032$972.04$463.11$1,435.15$179,462.09
150May 2032$974.53$460.62$1,435.15$178,487.56
151Jun 2032$977.03$458.12$1,435.15$177,510.53
152Jul 2032$979.54$455.61$1,435.15$176,530.99
153Aug 2032$982.05$453.10$1,435.15$175,548.94
154Sep 2032$984.57$450.58$1,435.15$174,564.37
155Oct 2032$987.10$448.05$1,435.15$173,577.27
156Nov 2032$989.64$445.51$1,435.15$172,587.63
157Dec 2032$992.18$442.97$1,435.15$171,595.45
2032 Total$11,739.89$5,481.91$17,221.8
158Jan 2033$994.72$440.43$1,435.15$170,600.73
159Feb 2033$997.27$437.88$1,435.15$169,603.46
160Mar 2033$999.83$435.32$1,435.15$168,603.63
161Apr 2033$1,002.40$432.75$1,435.15$167,601.23
162May 2033$1,004.97$430.18$1,435.15$166,596.26
163Jun 2033$1,007.55$427.60$1,435.15$165,588.71
164Jul 2033$1,010.14$425.01$1,435.15$164,578.57
165Aug 2033$1,012.73$422.42$1,435.15$163,565.84
166Sep 2033$1,015.33$419.82$1,435.15$162,550.51
167Oct 2033$1,017.94$417.21$1,435.15$161,532.57
168Nov 2033$1,020.55$414.60$1,435.15$160,512.02
169Dec 2033$1,023.17$411.98$1,435.15$159,488.85
2033 Total$12,106.6$5,115.2$17,221.8
170Jan 2034$1,025.80$409.35$1,435.15$158,463.05
171Feb 2034$1,028.43$406.72$1,435.15$157,434.62
172Mar 2034$1,031.07$404.08$1,435.15$156,403.55
173Apr 2034$1,033.71$401.44$1,435.15$155,369.84
174May 2034$1,036.37$398.78$1,435.15$154,333.47
175Jun 2034$1,039.03$396.12$1,435.15$153,294.44
176Jul 2034$1,041.69$393.46$1,435.15$152,252.75
177Aug 2034$1,044.37$390.78$1,435.15$151,208.38
178Sep 2034$1,047.05$388.10$1,435.15$150,161.33
179Oct 2034$1,049.74$385.41$1,435.15$149,111.59
180Nov 2034$1,052.43$382.72$1,435.15$148,059.16
181Dec 2034$1,055.13$380.02$1,435.15$147,004.03
2034 Total$12,484.82$4,736.98$17,221.8
182Jan 2035$1,057.84$377.31$1,435.15$145,946.19
183Feb 2035$1,060.55$374.60$1,435.15$144,885.64
184Mar 2035$1,063.28$371.87$1,435.15$143,822.36
185Apr 2035$1,066.01$369.14$1,435.15$142,756.35
186May 2035$1,068.74$366.41$1,435.15$141,687.61
187Jun 2035$1,071.49$363.66$1,435.15$140,616.12
188Jul 2035$1,074.24$360.91$1,435.15$139,541.88
189Aug 2035$1,076.99$358.16$1,435.15$138,464.89
190Sep 2035$1,079.76$355.39$1,435.15$137,385.13
191Oct 2035$1,082.53$352.62$1,435.15$136,302.60
192Nov 2035$1,085.31$349.84$1,435.15$135,217.29
193Dec 2035$1,088.09$347.06$1,435.15$134,129.20
2035 Total$12,874.83$4,346.97$17,221.8
194Jan 2036$1,090.89$344.26$1,435.15$133,038.31
195Feb 2036$1,093.69$341.46$1,435.15$131,944.62
196Mar 2036$1,096.49$338.66$1,435.15$130,848.13
197Apr 2036$1,099.31$335.84$1,435.15$129,748.82
198May 2036$1,102.13$333.02$1,435.15$128,646.69
199Jun 2036$1,104.96$330.19$1,435.15$127,541.73
200Jul 2036$1,107.79$327.36$1,435.15$126,433.94
201Aug 2036$1,110.64$324.51$1,435.15$125,323.30
202Sep 2036$1,113.49$321.66$1,435.15$124,209.81
203Oct 2036$1,116.34$318.81$1,435.15$123,093.47
204Nov 2036$1,119.21$315.94$1,435.15$121,974.26
205Dec 2036$1,122.08$313.07$1,435.15$120,852.18
2036 Total$13,277.02$3,944.78$17,221.8
206Jan 2037$1,124.96$310.19$1,435.15$119,727.22
207Feb 2037$1,127.85$307.30$1,435.15$118,599.37
208Mar 2037$1,130.74$304.41$1,435.15$117,468.63
209Apr 2037$1,133.65$301.50$1,435.15$116,334.98
210May 2037$1,136.56$298.59$1,435.15$115,198.42
211Jun 2037$1,139.47$295.68$1,435.15$114,058.95
212Jul 2037$1,142.40$292.75$1,435.15$112,916.55
213Aug 2037$1,145.33$289.82$1,435.15$111,771.22
214Sep 2037$1,148.27$286.88$1,435.15$110,622.95
215Oct 2037$1,151.22$283.93$1,435.15$109,471.73
216Nov 2037$1,154.17$280.98$1,435.15$108,317.56
217Dec 2037$1,157.13$278.02$1,435.15$107,160.43
2037 Total$13,691.75$3,530.05$17,221.8
218Jan 2038$1,160.10$275.05$1,435.15$106,000.33
219Feb 2038$1,163.08$272.07$1,435.15$104,837.25
220Mar 2038$1,166.07$269.08$1,435.15$103,671.18
221Apr 2038$1,169.06$266.09$1,435.15$102,502.12
222May 2038$1,172.06$263.09$1,435.15$101,330.06
223Jun 2038$1,175.07$260.08$1,435.15$100,154.99
224Jul 2038$1,178.09$257.06$1,435.15$98,976.90
225Aug 2038$1,181.11$254.04$1,435.15$97,795.79
226Sep 2038$1,184.14$251.01$1,435.15$96,611.65
227Oct 2038$1,187.18$247.97$1,435.15$95,424.47
228Nov 2038$1,190.23$244.92$1,435.15$94,234.24
229Dec 2038$1,193.28$241.87$1,435.15$93,040.96
2038 Total$14,119.47$3,102.33$17,221.8
230Jan 2039$1,196.34$238.81$1,435.15$91,844.62
231Feb 2039$1,199.42$235.73$1,435.15$90,645.20
232Mar 2039$1,202.49$232.66$1,435.15$89,442.71
233Apr 2039$1,205.58$229.57$1,435.15$88,237.13
234May 2039$1,208.67$226.48$1,435.15$87,028.46
235Jun 2039$1,211.78$223.37$1,435.15$85,816.68
236Jul 2039$1,214.89$220.26$1,435.15$84,601.79
237Aug 2039$1,218.01$217.14$1,435.15$83,383.78
238Sep 2039$1,221.13$214.02$1,435.15$82,162.65
239Oct 2039$1,224.27$210.88$1,435.15$80,938.38
240Nov 2039$1,227.41$207.74$1,435.15$79,710.97
241Dec 2039$1,230.56$204.59$1,435.15$78,480.41
2039 Total$14,560.55$2,661.25$17,221.8
242Jan 2040$1,233.72$201.43$1,435.15$77,246.69
243Feb 2040$1,236.88$198.27$1,435.15$76,009.81
244Mar 2040$1,240.06$195.09$1,435.15$74,769.75
245Apr 2040$1,243.24$191.91$1,435.15$73,526.51
246May 2040$1,246.43$188.72$1,435.15$72,280.08
247Jun 2040$1,249.63$185.52$1,435.15$71,030.45
248Jul 2040$1,252.84$182.31$1,435.15$69,777.61
249Aug 2040$1,256.05$179.10$1,435.15$68,521.56
250Sep 2040$1,259.28$175.87$1,435.15$67,262.28
251Oct 2040$1,262.51$172.64$1,435.15$65,999.77
252Nov 2040$1,265.75$169.40$1,435.15$64,734.02
253Dec 2040$1,269.00$166.15$1,435.15$63,465.02
2040 Total$15,015.39$2,206.41$17,221.8
254Jan 2041$1,272.26$162.89$1,435.15$62,192.76
255Feb 2041$1,275.52$159.63$1,435.15$60,917.24
256Mar 2041$1,278.80$156.35$1,435.15$59,638.44
257Apr 2041$1,282.08$153.07$1,435.15$58,356.36
258May 2041$1,285.37$149.78$1,435.15$57,070.99
259Jun 2041$1,288.67$146.48$1,435.15$55,782.32
260Jul 2041$1,291.98$143.17$1,435.15$54,490.34
261Aug 2041$1,295.29$139.86$1,435.15$53,195.05
262Sep 2041$1,298.62$136.53$1,435.15$51,896.43
263Oct 2041$1,301.95$133.20$1,435.15$50,594.48
264Nov 2041$1,305.29$129.86$1,435.15$49,289.19
265Dec 2041$1,308.64$126.51$1,435.15$47,980.55
2041 Total$15,484.47$1,737.33$17,221.8
266Jan 2042$1,312.00$123.15$1,435.15$46,668.55
267Feb 2042$1,315.37$119.78$1,435.15$45,353.18
268Mar 2042$1,318.74$116.41$1,435.15$44,034.44
269Apr 2042$1,322.13$113.02$1,435.15$42,712.31
270May 2042$1,325.52$109.63$1,435.15$41,386.79
271Jun 2042$1,328.92$106.23$1,435.15$40,057.87
272Jul 2042$1,332.33$102.82$1,435.15$38,725.54
273Aug 2042$1,335.75$99.40$1,435.15$37,389.79
274Sep 2042$1,339.18$95.97$1,435.15$36,050.61
275Oct 2042$1,342.62$92.53$1,435.15$34,707.99
276Nov 2042$1,346.07$89.08$1,435.15$33,361.92
277Dec 2042$1,349.52$85.63$1,435.15$32,012.40
2042 Total$15,968.15$1,253.65$17,221.8
278Jan 2043$1,352.98$82.17$1,435.15$30,659.42
279Feb 2043$1,356.46$78.69$1,435.15$29,302.96
280Mar 2043$1,359.94$75.21$1,435.15$27,943.02
281Apr 2043$1,363.43$71.72$1,435.15$26,579.59
282May 2043$1,366.93$68.22$1,435.15$25,212.66
283Jun 2043$1,370.44$64.71$1,435.15$23,842.22
284Jul 2043$1,373.95$61.20$1,435.15$22,468.27
285Aug 2043$1,377.48$57.67$1,435.15$21,090.79
286Sep 2043$1,381.02$54.13$1,435.15$19,709.77
287Oct 2043$1,384.56$50.59$1,435.15$18,325.21
288Nov 2043$1,388.12$47.03$1,435.15$16,937.09
289Dec 2043$1,391.68$43.47$1,435.15$15,545.41
2043 Total$16,466.99$754.81$17,221.8
290Jan 2044$1,395.25$39.90$1,435.15$14,150.16
291Feb 2044$1,398.83$36.32$1,435.15$12,751.33
292Mar 2044$1,402.42$32.73$1,435.15$11,348.91
293Apr 2044$1,406.02$29.13$1,435.15$9,942.89
294May 2044$1,409.63$25.52$1,435.15$8,533.26
295Jun 2044$1,413.25$21.90$1,435.15$7,120.01
296Jul 2044$1,416.88$18.27$1,435.15$5,703.13
297Aug 2044$1,420.51$14.64$1,435.15$4,282.62
298Sep 2044$1,424.16$10.99$1,435.15$2,858.46
299Oct 2044$1,427.81$7.34$1,435.15$1,430.65
300Nov 2044$1,430.65$3.67$1,434.32$0.00
2044 Total$15,545.41$240.41$15,785.82
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