Delphi Bank home loans

Delphi Bank (formerly Bank of Cyprus Australia) opened in the 1980s and was bought by Bendigo and Adelaide Bank in 2012.

Delphi Bank offers a range of everyday banking products, insurance products and home loans to its small customer base. With branches in New South Wales, Queensland, Victoria and South Australia, Delphi Bank has over a dozen stores in Australia.

Delphi Bank is the first bank of Greek origin to offer a full range of banking services in Australia.

RateCity

Content updated

16 Oct, 2023

Product data updated

24 Apr, 2024

Why choose Delphi Bank

Benefits

Suitable for low deposits.
Financial products can be grouped together.
All loans are suitable for investors.
Split loan options are included.

Drawbacks

Some products include numerous fees.
Lack of branches across Australia.

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Your estimated mortgage repayments

Total interest

Total repayments

How much can I borrow?

Compare home loans

All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.

Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
Calculator does not include the cost of fees or other extra charges.
Calculator does not account for changes to interest rates over time.
This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.

Delphi Bank customer service

Delphi Bank home loan customers can pop into one of the lender’s branches in Victoria, New South Wales, South Australia or Queensland for face-to-face advice. Alternatively, customers can submit an enquiry through the bank’s website or via email. Delphi Bank’s online banking facilities also allow customers to complete basic transactions 24-hours a day. During the week Delphi Bank home loan customers can also contact the customer service centre for telephone support.

Customer service centre (phone)
Online banking
Email
Branch
Mobile banking staff

How to Apply

While home loan customers cannot complete an online application, they can speak to a Delphi Bank advisor on the phone to start the application process. Customers in Queensland, South Australia, New South Wales and Victoria can also visit their local branch for assistance. Before going ahead with the application for any Delphi Bank loan customers should use the range of tools and calculators available to check how much they can afford to borrow. Based on their current earnings and outgoings customers will be able to get a guide on how much their repayments are likely to cost at a variety of rates and term durations. To apply for a loan Delphi Bank will require some basic documentation that may include:

Personal identification.
Personal income details.
Details of current debts and assets.

Share this page

About our expert

RateCity

At RateCity, it’s not just our expert money writers and news journalists that are passionate about helping Aussies save money. Stories are also published by our experienced data analysts, property experts, and product marketing team using this byline.

Did you find this page helpful?

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Delphi Bank home loans

Why choose Delphi Bank

Benefits

Drawbacks