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Standard Variable Home Loan (New Money Offer)

SpecialLow rate on Standard Variable Loan. Offer is for applications made and unconditionally approved by 31/12/18, funded by 31/03/19.
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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
Cons:
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates

Fees and Features

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $2.5m
Total repayments
Total repayments
$486,720
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$500.00
Application fee
Application fee
$500
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$300
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $2.5m
Total repayments
Total repayments
$486,720
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$500.00
Application fee
Application fee
$500
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$300
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Compare and review home loans with similar features

Loan Profile
Advertised rate
Advertised rate
4.25%
Variable
Advertised rate
4.39%
Variable
Advertised rate
4.82%
Variable
Advertised rate
4.58%
Variable
Comparison rate*
Comparison rate*
4.64%
Comparison rate*
4.78%
Comparison rate*
4.86%
Comparison rate*
4.96%
Monthly repayment
Monthly repayment
$2,167
Monthly repayment
$2,194
Monthly repayment
$2,275
Monthly repayment
$2,229
Total repayments
Total repayments
$520,080
Total repayments
$526,560
Total repayments
$546,000
Total repayments
$534,960
Loan term
Loan term
0 - 30 years
Loan term
1 - 30 years
Loan term
1 - 30 years
Loan term
1 - 30 years
Loan Fees
Estimated upfront fees
Estimated upfront fees
$0
Estimated upfront fees
$0
Estimated upfront fees
$595.00
Estimated upfront fees
$0
Legal fee
Legal fee
At Cost
Legal fee
$0
Legal fee
$0
Legal fee
$0
Discharge fee
Discharge fee
$300
Discharge fee
$350
Discharge fee
$250
Discharge fee
$350
Application fee
Application fee
$0
Application fee
$0
Application fee
$595
Application fee
$0
Ongoing fee
Ongoing fee
$395 annually
Ongoing fee
$395 annually
Ongoing fee
$0
Ongoing fee
$395 annually
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Easy Street is an online-only provider of home loans as well as various other financial products such as credit cards, savings accounts and insurance.

Easy Street is a division of Community First Credit Union Limited, the largest community-based credit union in Sydney. It is owned by its members rather than shareholders.

Easy Street offers a wide range of home loans, including mortgages for first home buyers, investors and upgraders, as well additional features such as offset accounts and redraw facilities.

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