Easy Street Financial Services Fixed Home Loan (Interest Only) 1 Year | Review & Compare Home Loans

Fixed Home Loan

Interest Rate

5.29

% p.a

Fixed - 1 year

Comparison Rate*

3.46

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,323

based on $300,000 loan amount for 25 years at 5.29%

Interest Rate

5.29

% p.a

Fixed - 1 year

Comparison Rate*

3.46

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,323

based on $300,000 loan amount for 25 years at 5.29%

Calculate your repayments for this loan

Your estimated repayment

$1,323

based on $300,000 loan amount for 25 years at 5.29%

Here are some similar home loans that you may be interested in

Monthly Repayment

$1,683

based on $300,000 loan amount for 25 years at 4.59%

Interest Rate

4.59

% p.a

Fixed - 1 year

Comparison Rate*

3.28

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,438

based on $300,000 loan amount for 25 years at 3.1%

Interest Rate

3.10

% p.a

Variable

Comparison Rate*

3.12

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.00

% p.a

Cashback

$5,000 cashback + up to $2,500 bonus payment for refinance application submitted between 1 May 2022 and 31 August 2022 and settle on or before 31 October 2022 ~ Ends in 19 days

Real Time Rating™

More Features

Quick home loan review

For Fixed Home Loan (Interest Only) 1 Year

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

Limited extra repayments
Loan reverts to higher rate after fixed period
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Fixed Home Loan (Interest Only) 1 Year

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $396,900 View repayment schedule »
Next LVR	Interest rate type Fixed - 1 year
Borrowing range $50k - $1m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 5 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $25000	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 500	Application fee 500
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 300

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit Easy Street Financial Services to view Target Market Determination.

Checkout more home loans

Interest Rate

5.19

% p.a

Fixed - 1 year

Comparison Rate*

4.27

% p.a

Interest rates ranked in the best 20%

Real Time Rating™

Interest Rate

4.59

% p.a

Fixed - 1 year

Comparison Rate*

3.28

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

5.39

% p.a

Fixed - 1 year

Comparison Rate*

6.45

% p.a

Lower than average interest rate
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

5.39

% p.a

Fixed - 1 year

Comparison Rate*

4.38

% p.a

Lower than average interest rate

Real Time Rating™

Product data updated on 12 Aug 2022

FAQs

The range you can borrow from this loan is $50k to $1,000,000.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

Easy Street Financial Services allows you to have this loan for a range of 5 to 30 years.

Easy Street Financial Services allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $500 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact Easy Street Financial Services.

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