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emoney

Enhance Investment Variable Loan

Interest rate

3.19

% p.a

Variable

Comparison Rate*

3.23

% p.a

Maximum LVR
90%
Real Time Rating™

1.63

/ 5
Monthly Repayment

$1,452

based on $300,000 loan amount for 25 years at 3.19%

Interest rate

3.19

% p.a

Variable

Comparison Rate*

3.23

% p.a

Maximum LVR
90%
Real Time Rating™

1.63

/ 5
Monthly Repayment

$1,452

based on $300,000 loan amount for 25 years at 3.19%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,452

based on $300,000 loan amount for 25 years at 3.19%

Quick home loan review

For Enhance Variable Investment Loan (Principal and Interest) (LVR < 80%)

These are the benefits of this home loan.

  • No ongoing fees
  • Redraw facility available
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Higher than average interest rate
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Enhance Variable Investment Loan (Principal and Interest) (LVR < 80%)

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $20000 per year

Redraw facility

Redraw fee: $50

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

1,008

Application fee

0

Valuation fee

$0

Settlement fee

495

Other upfront fee

150

Ongoing fee

$0

Discharge fee

600

Application method

Online

Phone

In branch

Target Market Determination

Visit emoney to view Target Market Determination.

Other Benefits

$10 Monthly Administration fee applicable for 100% Offset Home Loan

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $10,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

emoney allows you to have this loan for a range of 5 to 30 years.

How often can you make repayments?

emoney allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,008 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $50 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact emoney.

Can a broker help me with this loan?

Yes, this emoney loan is available through a broker. Find a broker to help you with your needs.