RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

1.98

% p.a

Fixed - 2 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,269
Number of repayments
300
Total interest paid
$80,594
Total Repayments

$380,592

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$773.64$495.00$1,268.64$299,226.36
2Nov 2021$774.92$493.72$1,268.64$298,451.44
3Dec 2021$776.20$492.44$1,268.64$297,675.24
2021 Total$2,324.76$1,481.16$3,805.92
4Jan 2022$777.48$491.16$1,268.64$296,897.76
5Feb 2022$778.76$489.88$1,268.64$296,119.00
6Mar 2022$780.04$488.60$1,268.64$295,338.96
7Apr 2022$781.33$487.31$1,268.64$294,557.63
8May 2022$782.62$486.02$1,268.64$293,775.01
9Jun 2022$783.91$484.73$1,268.64$292,991.10
10Jul 2022$785.20$483.44$1,268.64$292,205.90
11Aug 2022$786.50$482.14$1,268.64$291,419.40
12Sep 2022$787.80$480.84$1,268.64$290,631.60
13Oct 2022$789.10$479.54$1,268.64$289,842.50
14Nov 2022$790.40$478.24$1,268.64$289,052.10
15Dec 2022$791.70$476.94$1,268.64$288,260.40
2022 Total$9,414.84$5,808.84$15,223.68
16Jan 2023$793.01$475.63$1,268.64$287,467.39
17Feb 2023$794.32$474.32$1,268.64$286,673.07
18Mar 2023$795.63$473.01$1,268.64$285,877.44
19Apr 2023$796.94$471.70$1,268.64$285,080.50
20May 2023$798.26$470.38$1,268.64$284,282.24
21Jun 2023$799.57$469.07$1,268.64$283,482.67
22Jul 2023$800.89$467.75$1,268.64$282,681.78
23Aug 2023$802.22$466.42$1,268.64$281,879.56
24Sep 2023$803.54$465.10$1,268.64$281,076.02
25Oct 2023$804.86$463.78$1,268.64$280,271.16
26Nov 2023$806.19$462.45$1,268.64$279,464.97
27Dec 2023$807.52$461.12$1,268.64$278,657.45
2023 Total$9,602.95$5,620.73$15,223.68
28Jan 2024$808.86$459.78$1,268.64$277,848.59
29Feb 2024$810.19$458.45$1,268.64$277,038.40
30Mar 2024$811.53$457.11$1,268.64$276,226.87
31Apr 2024$812.87$455.77$1,268.64$275,414.00
32May 2024$814.21$454.43$1,268.64$274,599.79
33Jun 2024$815.55$453.09$1,268.64$273,784.24
34Jul 2024$816.90$451.74$1,268.64$272,967.34
35Aug 2024$818.24$450.40$1,268.64$272,149.10
36Sep 2024$819.59$449.05$1,268.64$271,329.51
37Oct 2024$820.95$447.69$1,268.64$270,508.56
38Nov 2024$822.30$446.34$1,268.64$269,686.26
39Dec 2024$823.66$444.98$1,268.64$268,862.60
2024 Total$9,794.85$5,428.83$15,223.68
40Jan 2025$825.02$443.62$1,268.64$268,037.58
41Feb 2025$826.38$442.26$1,268.64$267,211.20
42Mar 2025$827.74$440.90$1,268.64$266,383.46
43Apr 2025$829.11$439.53$1,268.64$265,554.35
44May 2025$830.48$438.16$1,268.64$264,723.87
45Jun 2025$831.85$436.79$1,268.64$263,892.02
46Jul 2025$833.22$435.42$1,268.64$263,058.80
47Aug 2025$834.59$434.05$1,268.64$262,224.21
48Sep 2025$835.97$432.67$1,268.64$261,388.24
49Oct 2025$837.35$431.29$1,268.64$260,550.89
50Nov 2025$838.73$429.91$1,268.64$259,712.16
51Dec 2025$840.11$428.53$1,268.64$258,872.05
2025 Total$9,990.55$5,233.13$15,223.68
52Jan 2026$841.50$427.14$1,268.64$258,030.55
53Feb 2026$842.89$425.75$1,268.64$257,187.66
54Mar 2026$844.28$424.36$1,268.64$256,343.38
55Apr 2026$845.67$422.97$1,268.64$255,497.71
56May 2026$847.07$421.57$1,268.64$254,650.64
57Jun 2026$848.47$420.17$1,268.64$253,802.17
58Jul 2026$849.87$418.77$1,268.64$252,952.30
59Aug 2026$851.27$417.37$1,268.64$252,101.03
60Sep 2026$852.67$415.97$1,268.64$251,248.36
61Oct 2026$854.08$414.56$1,268.64$250,394.28
62Nov 2026$855.49$413.15$1,268.64$249,538.79
63Dec 2026$856.90$411.74$1,268.64$248,681.89
2026 Total$10,190.16$5,033.52$15,223.68
64Jan 2027$858.31$410.33$1,268.64$247,823.58
65Feb 2027$859.73$408.91$1,268.64$246,963.85
66Mar 2027$861.15$407.49$1,268.64$246,102.70
67Apr 2027$862.57$406.07$1,268.64$245,240.13
68May 2027$863.99$404.65$1,268.64$244,376.14
69Jun 2027$865.42$403.22$1,268.64$243,510.72
70Jul 2027$866.85$401.79$1,268.64$242,643.87
71Aug 2027$868.28$400.36$1,268.64$241,775.59
72Sep 2027$869.71$398.93$1,268.64$240,905.88
73Oct 2027$871.15$397.49$1,268.64$240,034.73
74Nov 2027$872.58$396.06$1,268.64$239,162.15
75Dec 2027$874.02$394.62$1,268.64$238,288.13
2027 Total$10,393.76$4,829.92$15,223.68
76Jan 2028$875.46$393.18$1,268.64$237,412.67
77Feb 2028$876.91$391.73$1,268.64$236,535.76
78Mar 2028$878.36$390.28$1,268.64$235,657.40
79Apr 2028$879.81$388.83$1,268.64$234,777.59
80May 2028$881.26$387.38$1,268.64$233,896.33
81Jun 2028$882.71$385.93$1,268.64$233,013.62
82Jul 2028$884.17$384.47$1,268.64$232,129.45
83Aug 2028$885.63$383.01$1,268.64$231,243.82
84Sep 2028$887.09$381.55$1,268.64$230,356.73
85Oct 2028$888.55$380.09$1,268.64$229,468.18
86Nov 2028$890.02$378.62$1,268.64$228,578.16
87Dec 2028$891.49$377.15$1,268.64$227,686.67
2028 Total$10,601.46$4,622.22$15,223.68
88Jan 2029$892.96$375.68$1,268.64$226,793.71
89Feb 2029$894.43$374.21$1,268.64$225,899.28
90Mar 2029$895.91$372.73$1,268.64$225,003.37
91Apr 2029$897.38$371.26$1,268.64$224,105.99
92May 2029$898.87$369.77$1,268.64$223,207.12
93Jun 2029$900.35$368.29$1,268.64$222,306.77
94Jul 2029$901.83$366.81$1,268.64$221,404.94
95Aug 2029$903.32$365.32$1,268.64$220,501.62
96Sep 2029$904.81$363.83$1,268.64$219,596.81
97Oct 2029$906.31$362.33$1,268.64$218,690.50
98Nov 2029$907.80$360.84$1,268.64$217,782.70
99Dec 2029$909.30$359.34$1,268.64$216,873.40
2029 Total$10,813.27$4,410.41$15,223.68
100Jan 2030$910.80$357.84$1,268.64$215,962.60
101Feb 2030$912.30$356.34$1,268.64$215,050.30
102Mar 2030$913.81$354.83$1,268.64$214,136.49
103Apr 2030$915.31$353.33$1,268.64$213,221.18
104May 2030$916.83$351.81$1,268.64$212,304.35
105Jun 2030$918.34$350.30$1,268.64$211,386.01
106Jul 2030$919.85$348.79$1,268.64$210,466.16
107Aug 2030$921.37$347.27$1,268.64$209,544.79
108Sep 2030$922.89$345.75$1,268.64$208,621.90
109Oct 2030$924.41$344.23$1,268.64$207,697.49
110Nov 2030$925.94$342.70$1,268.64$206,771.55
111Dec 2030$927.47$341.17$1,268.64$205,844.08
2030 Total$11,029.32$4,194.36$15,223.68
112Jan 2031$929.00$339.64$1,268.64$204,915.08
113Feb 2031$930.53$338.11$1,268.64$203,984.55
114Mar 2031$932.07$336.57$1,268.64$203,052.48
115Apr 2031$933.60$335.04$1,268.64$202,118.88
116May 2031$935.14$333.50$1,268.64$201,183.74
117Jun 2031$936.69$331.95$1,268.64$200,247.05
118Jul 2031$938.23$330.41$1,268.64$199,308.82
119Aug 2031$939.78$328.86$1,268.64$198,369.04
120Sep 2031$941.33$327.31$1,268.64$197,427.71
121Oct 2031$942.88$325.76$1,268.64$196,484.83
122Nov 2031$944.44$324.20$1,268.64$195,540.39
123Dec 2031$946.00$322.64$1,268.64$194,594.39
2031 Total$11,249.69$3,973.99$15,223.68
124Jan 2032$947.56$321.08$1,268.64$193,646.83
125Feb 2032$949.12$319.52$1,268.64$192,697.71
126Mar 2032$950.69$317.95$1,268.64$191,747.02
127Apr 2032$952.26$316.38$1,268.64$190,794.76
128May 2032$953.83$314.81$1,268.64$189,840.93
129Jun 2032$955.40$313.24$1,268.64$188,885.53
130Jul 2032$956.98$311.66$1,268.64$187,928.55
131Aug 2032$958.56$310.08$1,268.64$186,969.99
132Sep 2032$960.14$308.50$1,268.64$186,009.85
133Oct 2032$961.72$306.92$1,268.64$185,048.13
134Nov 2032$963.31$305.33$1,268.64$184,084.82
135Dec 2032$964.90$303.74$1,268.64$183,119.92
2032 Total$11,474.47$3,749.21$15,223.68
136Jan 2033$966.49$302.15$1,268.64$182,153.43
137Feb 2033$968.09$300.55$1,268.64$181,185.34
138Mar 2033$969.68$298.96$1,268.64$180,215.66
139Apr 2033$971.28$297.36$1,268.64$179,244.38
140May 2033$972.89$295.75$1,268.64$178,271.49
141Jun 2033$974.49$294.15$1,268.64$177,297.00
142Jul 2033$976.10$292.54$1,268.64$176,320.90
143Aug 2033$977.71$290.93$1,268.64$175,343.19
144Sep 2033$979.32$289.32$1,268.64$174,363.87
145Oct 2033$980.94$287.70$1,268.64$173,382.93
146Nov 2033$982.56$286.08$1,268.64$172,400.37
147Dec 2033$984.18$284.46$1,268.64$171,416.19
2033 Total$11,703.73$3,519.95$15,223.68
148Jan 2034$985.80$282.84$1,268.64$170,430.39
149Feb 2034$987.43$281.21$1,268.64$169,442.96
150Mar 2034$989.06$279.58$1,268.64$168,453.90
151Apr 2034$990.69$277.95$1,268.64$167,463.21
152May 2034$992.33$276.31$1,268.64$166,470.88
153Jun 2034$993.96$274.68$1,268.64$165,476.92
154Jul 2034$995.60$273.04$1,268.64$164,481.32
155Aug 2034$997.25$271.39$1,268.64$163,484.07
156Sep 2034$998.89$269.75$1,268.64$162,485.18
157Oct 2034$1,000.54$268.10$1,268.64$161,484.64
158Nov 2034$1,002.19$266.45$1,268.64$160,482.45
159Dec 2034$1,003.84$264.80$1,268.64$159,478.61
2034 Total$11,937.58$3,286.1$15,223.68
160Jan 2035$1,005.50$263.14$1,268.64$158,473.11
161Feb 2035$1,007.16$261.48$1,268.64$157,465.95
162Mar 2035$1,008.82$259.82$1,268.64$156,457.13
163Apr 2035$1,010.49$258.15$1,268.64$155,446.64
164May 2035$1,012.15$256.49$1,268.64$154,434.49
165Jun 2035$1,013.82$254.82$1,268.64$153,420.67
166Jul 2035$1,015.50$253.14$1,268.64$152,405.17
167Aug 2035$1,017.17$251.47$1,268.64$151,388.00
168Sep 2035$1,018.85$249.79$1,268.64$150,369.15
169Oct 2035$1,020.53$248.11$1,268.64$149,348.62
170Nov 2035$1,022.21$246.43$1,268.64$148,326.41
171Dec 2035$1,023.90$244.74$1,268.64$147,302.51
2035 Total$12,176.1$3,047.58$15,223.68
172Jan 2036$1,025.59$243.05$1,268.64$146,276.92
173Feb 2036$1,027.28$241.36$1,268.64$145,249.64
174Mar 2036$1,028.98$239.66$1,268.64$144,220.66
175Apr 2036$1,030.68$237.96$1,268.64$143,189.98
176May 2036$1,032.38$236.26$1,268.64$142,157.60
177Jun 2036$1,034.08$234.56$1,268.64$141,123.52
178Jul 2036$1,035.79$232.85$1,268.64$140,087.73
179Aug 2036$1,037.50$231.14$1,268.64$139,050.23
180Sep 2036$1,039.21$229.43$1,268.64$138,011.02
181Oct 2036$1,040.92$227.72$1,268.64$136,970.10
182Nov 2036$1,042.64$226.00$1,268.64$135,927.46
183Dec 2036$1,044.36$224.28$1,268.64$134,883.10
2036 Total$12,419.41$2,804.27$15,223.68
184Jan 2037$1,046.08$222.56$1,268.64$133,837.02
185Feb 2037$1,047.81$220.83$1,268.64$132,789.21
186Mar 2037$1,049.54$219.10$1,268.64$131,739.67
187Apr 2037$1,051.27$217.37$1,268.64$130,688.40
188May 2037$1,053.00$215.64$1,268.64$129,635.40
189Jun 2037$1,054.74$213.90$1,268.64$128,580.66
190Jul 2037$1,056.48$212.16$1,268.64$127,524.18
191Aug 2037$1,058.23$210.41$1,268.64$126,465.95
192Sep 2037$1,059.97$208.67$1,268.64$125,405.98
193Oct 2037$1,061.72$206.92$1,268.64$124,344.26
194Nov 2037$1,063.47$205.17$1,268.64$123,280.79
195Dec 2037$1,065.23$203.41$1,268.64$122,215.56
2037 Total$12,667.54$2,556.14$15,223.68
196Jan 2038$1,066.98$201.66$1,268.64$121,148.58
197Feb 2038$1,068.74$199.90$1,268.64$120,079.84
198Mar 2038$1,070.51$198.13$1,268.64$119,009.33
199Apr 2038$1,072.27$196.37$1,268.64$117,937.06
200May 2038$1,074.04$194.60$1,268.64$116,863.02
201Jun 2038$1,075.82$192.82$1,268.64$115,787.20
202Jul 2038$1,077.59$191.05$1,268.64$114,709.61
203Aug 2038$1,079.37$189.27$1,268.64$113,630.24
204Sep 2038$1,081.15$187.49$1,268.64$112,549.09
205Oct 2038$1,082.93$185.71$1,268.64$111,466.16
206Nov 2038$1,084.72$183.92$1,268.64$110,381.44
207Dec 2038$1,086.51$182.13$1,268.64$109,294.93
2038 Total$12,920.63$2,303.05$15,223.68
208Jan 2039$1,088.30$180.34$1,268.64$108,206.63
209Feb 2039$1,090.10$178.54$1,268.64$107,116.53
210Mar 2039$1,091.90$176.74$1,268.64$106,024.63
211Apr 2039$1,093.70$174.94$1,268.64$104,930.93
212May 2039$1,095.50$173.14$1,268.64$103,835.43
213Jun 2039$1,097.31$171.33$1,268.64$102,738.12
214Jul 2039$1,099.12$169.52$1,268.64$101,639.00
215Aug 2039$1,100.94$167.70$1,268.64$100,538.06
216Sep 2039$1,102.75$165.89$1,268.64$99,435.31
217Oct 2039$1,104.57$164.07$1,268.64$98,330.74
218Nov 2039$1,106.39$162.25$1,268.64$97,224.35
219Dec 2039$1,108.22$160.42$1,268.64$96,116.13
2039 Total$13,178.8$2,044.88$15,223.68
220Jan 2040$1,110.05$158.59$1,268.64$95,006.08
221Feb 2040$1,111.88$156.76$1,268.64$93,894.20
222Mar 2040$1,113.71$154.93$1,268.64$92,780.49
223Apr 2040$1,115.55$153.09$1,268.64$91,664.94
224May 2040$1,117.39$151.25$1,268.64$90,547.55
225Jun 2040$1,119.24$149.40$1,268.64$89,428.31
226Jul 2040$1,121.08$147.56$1,268.64$88,307.23
227Aug 2040$1,122.93$145.71$1,268.64$87,184.30
228Sep 2040$1,124.79$143.85$1,268.64$86,059.51
229Oct 2040$1,126.64$142.00$1,268.64$84,932.87
230Nov 2040$1,128.50$140.14$1,268.64$83,804.37
231Dec 2040$1,130.36$138.28$1,268.64$82,674.01
2040 Total$13,442.12$1,781.56$15,223.68
232Jan 2041$1,132.23$136.41$1,268.64$81,541.78
233Feb 2041$1,134.10$134.54$1,268.64$80,407.68
234Mar 2041$1,135.97$132.67$1,268.64$79,271.71
235Apr 2041$1,137.84$130.80$1,268.64$78,133.87
236May 2041$1,139.72$128.92$1,268.64$76,994.15
237Jun 2041$1,141.60$127.04$1,268.64$75,852.55
238Jul 2041$1,143.48$125.16$1,268.64$74,709.07
239Aug 2041$1,145.37$123.27$1,268.64$73,563.70
240Sep 2041$1,147.26$121.38$1,268.64$72,416.44
241Oct 2041$1,149.15$119.49$1,268.64$71,267.29
242Nov 2041$1,151.05$117.59$1,268.64$70,116.24
243Dec 2041$1,152.95$115.69$1,268.64$68,963.29
2041 Total$13,710.72$1,512.96$15,223.68
244Jan 2042$1,154.85$113.79$1,268.64$67,808.44
245Feb 2042$1,156.76$111.88$1,268.64$66,651.68
246Mar 2042$1,158.66$109.98$1,268.64$65,493.02
247Apr 2042$1,160.58$108.06$1,268.64$64,332.44
248May 2042$1,162.49$106.15$1,268.64$63,169.95
249Jun 2042$1,164.41$104.23$1,268.64$62,005.54
250Jul 2042$1,166.33$102.31$1,268.64$60,839.21
251Aug 2042$1,168.26$100.38$1,268.64$59,670.95
252Sep 2042$1,170.18$98.46$1,268.64$58,500.77
253Oct 2042$1,172.11$96.53$1,268.64$57,328.66
254Nov 2042$1,174.05$94.59$1,268.64$56,154.61
255Dec 2042$1,175.98$92.66$1,268.64$54,978.63
2042 Total$13,984.66$1,239.02$15,223.68
256Jan 2043$1,177.93$90.71$1,268.64$53,800.70
257Feb 2043$1,179.87$88.77$1,268.64$52,620.83
258Mar 2043$1,181.82$86.82$1,268.64$51,439.01
259Apr 2043$1,183.77$84.87$1,268.64$50,255.24
260May 2043$1,185.72$82.92$1,268.64$49,069.52
261Jun 2043$1,187.68$80.96$1,268.64$47,881.84
262Jul 2043$1,189.63$79.01$1,268.64$46,692.21
263Aug 2043$1,191.60$77.04$1,268.64$45,500.61
264Sep 2043$1,193.56$75.08$1,268.64$44,307.05
265Oct 2043$1,195.53$73.11$1,268.64$43,111.52
266Nov 2043$1,197.51$71.13$1,268.64$41,914.01
267Dec 2043$1,199.48$69.16$1,268.64$40,714.53
2043 Total$14,264.1$959.58$15,223.68
268Jan 2044$1,201.46$67.18$1,268.64$39,513.07
269Feb 2044$1,203.44$65.20$1,268.64$38,309.63
270Mar 2044$1,205.43$63.21$1,268.64$37,104.20
271Apr 2044$1,207.42$61.22$1,268.64$35,896.78
272May 2044$1,209.41$59.23$1,268.64$34,687.37
273Jun 2044$1,211.41$57.23$1,268.64$33,475.96
274Jul 2044$1,213.40$55.24$1,268.64$32,262.56
275Aug 2044$1,215.41$53.23$1,268.64$31,047.15
276Sep 2044$1,217.41$51.23$1,268.64$29,829.74
277Oct 2044$1,219.42$49.22$1,268.64$28,610.32
278Nov 2044$1,221.43$47.21$1,268.64$27,388.89
279Dec 2044$1,223.45$45.19$1,268.64$26,165.44
2044 Total$14,549.09$674.59$15,223.68
280Jan 2045$1,225.47$43.17$1,268.64$24,939.97
281Feb 2045$1,227.49$41.15$1,268.64$23,712.48
282Mar 2045$1,229.51$39.13$1,268.64$22,482.97
283Apr 2045$1,231.54$37.10$1,268.64$21,251.43
284May 2045$1,233.58$35.06$1,268.64$20,017.85
285Jun 2045$1,235.61$33.03$1,268.64$18,782.24
286Jul 2045$1,237.65$30.99$1,268.64$17,544.59
287Aug 2045$1,239.69$28.95$1,268.64$16,304.90
288Sep 2045$1,241.74$26.90$1,268.64$15,063.16
289Oct 2045$1,243.79$24.85$1,268.64$13,819.37
290Nov 2045$1,245.84$22.80$1,268.64$12,573.53
291Dec 2045$1,247.89$20.75$1,268.64$11,325.64
2045 Total$14,839.8$383.88$15,223.68
292Jan 2046$1,249.95$18.69$1,268.64$10,075.69
293Feb 2046$1,252.02$16.62$1,268.64$8,823.67
294Mar 2046$1,254.08$14.56$1,268.64$7,569.59
295Apr 2046$1,256.15$12.49$1,268.64$6,313.44
296May 2046$1,258.22$10.42$1,268.64$5,055.22
297Jun 2046$1,260.30$8.34$1,268.64$3,794.92
298Jul 2046$1,262.38$6.26$1,268.64$2,532.54
299Aug 2046$1,264.46$4.18$1,268.64$1,268.08
300Sep 2046$1,266.55$2.09$1,268.64$1.53
2046 Total$11,324.11$93.65$11,417.76