How can I use the $100 gift card?

We use encryption so you can safely and securely enter your personal and financial information on our website.

We keep all information entered on our site private and confidential. We will not pass your information on to people outside RateCity without your consent. 

When you check your home loan rate, you’ll supply some basic information about your current loan, including:

• the amount owing on your mortgage
• the value of your property
• your current interest rate
• name of existing lender
• property address

We’ll compare this information to the home loan options in the RateCity database, and show you which home loan products you may be eligible to apply for.

To work out how much you could save, we run the home loan details you’ve provided through our database, and search for similar home loan options that we think would be suitable for you.

We then calculate the costs of these loan options over 15 years (to keep our calculations consistent) and compare them to the cost calculations for your current home loan.