Important disclosure

4.89
% p.a
Fixed - 1 year
4.24
% p.a
$1,223
based on $300,000 loan amount for 25 years at 4.89%
Calculate your repayments for this loan
Your estimated repayment
$1,223
based on $300,000 loan amount for 25 years at 4.89%
Firefighters Mutual Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Melissa Huynh
Get expert advice from a home loans specialist.
Melissa has many years experience within the Finance Industry. Having started her career as a Financial Planner and over 7 years as an award winning Mortgage Broker with a strong focus on customer service. Melissa is highly efficient and will get the job done! Whether you have a complex situation or Commercial loan Melissa will strive to find you the most competitive and suitable loan options and ensure you are educated and kept up to date throughout the process.
ACL: 481374
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
CRN: 429699
MICHAEL EVANS
Get expert advice from a home loans specialist.
CA – Chartered Accountant Cert IV – Finance and Mortgage Broker Agents Representative – Real Estate Bachelor of Business – (Acct) Michael started his finance and accounting career as an Accounting graduate at KPMG. He has spent his career focused on finance and accounting, working with small to medium size business for many years. Michael’s extensive experience in the Real Estate and Property industry gives him solid knowledge of all of the steps involved in buying, selling, financing and managing property transactions. Michael has owned investment properties across Australia and has been involved in small to medium scale property developments in a variety of roles. Michael has worked across many industries throughout his career including, Real Estate, Property Development, Construction, Marketing and Advertising. Michael understands business and business structures, he has extensive knowledge of the varied requirements for business finance, from equipment through to property and business finance. Michael is focused on finding the best outcome for all of his clients, and providing personalised service.
CRN: 537543

Variable Home Loan
3.10
% p.a
Variable
3.12
% p.a
Enjoy a competitive interest rate home loan with helpful features and no ongoing fees
Quick home loan review
For Your Way Plus Fixed Home Loan (Interest Only) 1 Year (LVR 80%-90%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- 100% full offset account
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- No redraw facility
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Your Way Plus Fixed Home Loan (Interest Only) 1 Year (LVR 80%-90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $366,900 |
Interest rate type Fixed - 1 year | |
Borrowing range
$150k
-
$5m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $300 annually | Discharge fee 75 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Firefighters Mutual Bank to view Target Market Determination.
Other Benefits
Refer to the Package Terms and Conditions for Eligibility Criteria and other product benefits. 5bps discount on variable interest rates are available for essential workers subject to eligibility. Up to 10% discount on home and contents insurance (Allianz Insurance) Personal Loan application fee waived. All products are originated on relevant LVR tiers based on the LVR of the home loan at the time of origination. Fixed Rate loans will roll to the equivalent Variable rate LVR tier of the LVR at origination. Movement between the LVR tiers are subject to switching rules.
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