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5.19
% p.a
Fixed - 3 years
3.89
% p.a
$1,298
based on $300,000 loan amount for 25 years at 5.19%
Calculate your repayments for this loan
Your estimated repayment
$1,298
based on $300,000 loan amount for 25 years at 5.19%
Firefighters Mutual Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Neil McKay
Get expert advice from a home loans specialist.
I have over 20 years experience helping consumers and SME business owners find the right funding solution when they are making important decisions on property ownership and investment. Our business Opibus Finance has a diverse panel of lenders who can assist all types of borrowers from the first home buyer or people upgrading their home through to the savvy investor. I am passionate about assisting them to secure a loan that has terms, conditions, and interest rates that suit their financial requirements. I bring to the market complete transparency to the options available. On every transaction I ask what is important to the client and make myself accountable for delivering those requirements. I want you to be completely satisfied with the process and the outcome.
CRN: 537543
MICHAEL EVANS
Get expert advice from a home loans specialist.
CA – Chartered Accountant Cert IV – Finance and Mortgage Broker Agents Representative – Real Estate Bachelor of Business – (Acct) Michael started his finance and accounting career as an Accounting graduate at KPMG. He has spent his career focused on finance and accounting, working with small to medium size business for many years. Michael’s extensive experience in the Real Estate and Property industry gives him solid knowledge of all of the steps involved in buying, selling, financing and managing property transactions. Michael has owned investment properties across Australia and has been involved in small to medium scale property developments in a variety of roles. Michael has worked across many industries throughout his career including, Real Estate, Property Development, Construction, Marketing and Advertising. Michael understands business and business structures, he has extensive knowledge of the varied requirements for business finance, from equipment through to property and business finance. Michael is focused on finding the best outcome for all of his clients, and providing personalised service.
CRN: 537543
Eric Antoniou
Get expert advice from a home loans specialist.
With over 20 years experience in banking, finance, credit and lending previously working for organisations such as Esanda, Liberty Financial, ME Bank & Bank Of Melbourne, Eric, the Director of Break Free Home Loans is well suited to assisting you with your financial needs. As lending specialists, Break Free Home Loans know the key to success is understanding your requirements, needs and objectives. We know how each of the various lenders work and operate thus we can search the available market to pair you up with your ideal lender and financial solution. With access to a pool of over 40+ lenders, we are confident that we can find your ideal fit. We will complete all your checks, deal with the lender and negotiate rates and packages on your behalf. You will not have to deal with anyone except your personally assigned Break Free Home Loan specialist. We are equipped to assist you with great technology and information gathering processes that will make the application to settlement process smoother than ever before. As if that wasn’t enough, we make life convenient for you by being fully mobile. We can meet you at home, work, or even your favourite café by appointment Monday to Saturday.
CRN: 513050
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Your Way Plus Fixed Home Loan (Interest Only) 3 Years (LVR < 60%)
These are the benefits of this home loan.
- No upfront fees
- 100% full offset account
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- No redraw facility
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
- No repayment holidays
Home loan overview
For Your Way Plus Fixed Home Loan (Interest Only) 3 Years (LVR < 60%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 60% | Total Repayments $389,400 |
Interest rate type Fixed - 3 years | |
Borrowing range
$150k
-
$5m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $300 annually | Discharge fee 75 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Firefighters Mutual Bank to view Target Market Determination.
Other Benefits
Refer to the Package Terms and Conditions for Eligibility Criteria and other product benefits. 5bps discount on variable interest rates are available for essential workers subject to eligibility. Up to 10% discount on home and contents insurance (Allianz Insurance) Personal Loan application fee waived. All products are originated on relevant LVR tiers based on the LVR of the home loan at the time of origination. Fixed Rate loans will roll to the equivalent Variable rate LVR tier of the LVR at origination. Movement between the LVR tiers are subject to switching rules.
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