Compare first home loans

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 25 May 2018

Compare first home loans

Promoted
Discount Offer Variable Home Loan ($200k-$700k)Rewards$1,000 Cash offer when you refinance a non-UBank home loan of at least $200k and apply by 6 June 2018. Offer conditions apply.
Advertised rate
3.69%Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.35 / 5

Compare
Promoted
Discount Variable Home Loan ($150k+) (LVR < 80%)SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.69%Variable
Comparison rate*
3.71%
Monthly repayment
$1,149
Real Time Rating™

4.41 / 5

Compare
Promoted
Special Low Variable Rate Home Loan (LVR < 80%)
Advertised rate
3.73%Variable
Comparison rate*
3.73%
Monthly repayment
$1,155
Real Time Rating™

4.37 / 5

Compare
Variable Rate Home Loan (Principal and Interest) (Amounts < $750k, LVR 70%-80%)Cashback$900 cashback after your settlement
Advertised rate
3.54%Variable
Comparison rate*
3.58%
Monthly repayment
$1,128
Real Time Rating™

4.69 / 5

Compare
Basic Home Loan Special (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018
Advertised rate
3.65%Variable
Comparison rate*
3.66%
Monthly repayment
$1,144
Real Time Rating™

4.42 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.66 / 5

Compare
Budget Home Loan Special (Principal and Interest) (NSW and ACT only)SpecialSpecial discounted rate for new owner occupier, principal and interest loans of $75k+. IMB transaction account must be opened with this loan.
Advertised rate
3.69%Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.48 / 5

Compare
Select Basic Home Loan (Principal and Interest) (Amounts < $500k, LVR < 80%)
Advertised rate
3.69%Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.33 / 5

Compare
Base Variable Home Loan (Principal and Interest)SpecialLimited time discount of 0.48% p.a. off the Base Variable Rate Home Loan (Principal and Interest).
Advertised rate
3.69%Variable
Comparison rate*
3.73%
Monthly repayment
$1,149
Real Time Rating™

4.39 / 5

Compare
First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

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Discount Variable Home Loan ($150k+) (LVR 80%-90%) SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.79%Variable
Comparison rate*
3.81%
Monthly repayment
$1,163
Real Time Rating™

4.29 / 5

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OMG Home Loan (Principal and Interest)
Advertised rate
3.79%Variable
Comparison rate*
3.83%
Monthly repayment
$1,163
Real Time Rating™

4.09 / 5

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Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%Variable
Comparison rate*
3.87%
Monthly repayment
$1,171
Real Time Rating™

4.44 / 5

Compare
Basic Home Loan (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018
Advertised rate
3.86%Variable
Comparison rate*
3.87%
Monthly repayment
$1,173
Real Time Rating™

4.21 / 5

Compare
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%)
Advertised rate
3.89%Variable
Comparison rate*
3.90%
Monthly repayment
$1,178
Real Time Rating™

4.16 / 5

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Discount Variable Home Loan ($150k+) (LVR 90%-95%) SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.89%Variable
Comparison rate*
3.91%
Monthly repayment
$1,178
Real Time Rating™

4.16 / 5

Compare
Discount Offer for Investor Variable P&I RateRewards$1,000 Cash offer when you refinance a non-UBank home loan of at least $200k and apply by 6 June 2018. Offer conditions apply.
Advertised rate
3.99%Variable
Comparison rate*
3.99%
Monthly repayment
$1,192
Real Time Rating™

4 / 5

Compare
UHomeLoan Fixed (Interest Only) 3 Years
Advertised rate
3.74%Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.31 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 3 Years
Advertised rate
3.74%Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.51 / 5

Compare
Budget Home Loan (Principal and Interest) (NSW and ACT only) (LVR < 90%)
Advertised rate
3.97%Variable
Comparison rate*
4.02%
Monthly repayment
$1,189
Real Time Rating™

4.06 / 5

Compare
Premium Plus Package Variable Rate Home Loan Special (Principal and Interest) (LVR < 95%)SpecialIncludes a discounted rate off the Premium Plus Package Variable Rate Tier 4 home loan when meeting certain eligibility requirements.
Advertised rate
3.64%Variable
Comparison rate*
4.03%
Monthly repayment
$1,142
Real Time Rating™

4.59 / 5

Compare
OMG Investment Loan (Principal and Interest)
Advertised rate
4.04%Variable
Comparison rate*
4.08%
Monthly repayment
$1,199
Real Time Rating™

3.77 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%Fixed - 5 years
Comparison rate*
4.10%
Monthly repayment
$1,207
Real Time Rating™

3.27 / 5

Compare
UHomeLoan - Standard Variable (Principal and Interest)
Advertised rate
4.17%Variable
Comparison rate*
4.10%
Monthly repayment
$1,218
Real Time Rating™

3.78 / 5

Compare
Basic Home Loan (LVR < 80%)
Advertised rate
4.09%Variable
Comparison rate*
4.11%
Monthly repayment
$1,207
Real Time Rating™

3.87 / 5

Compare
UHomeLoan Fixed (Interest Only) 1 Year
Advertised rate
3.59%Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$1,135
Real Time Rating™

3.24 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 1 Year
Advertised rate
3.59%Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$1,135
Real Time Rating™

3.33 / 5

Compare
Liberty Free Home Loan (LVR 60%-70%)
Advertised rate
4.14%Variable
Comparison rate*
4.15%
Monthly repayment
$1,214
Real Time Rating™

4.06 / 5

Compare
Premium Plus Package Variable Rate Home Loan Special (Interest Only)
Advertised rate
4.09%Variable
Comparison rate*
4.16%
Monthly repayment
$1,207
Real Time Rating™

3.79 / 5

Compare
Liberty Sharp Investment Loan (LVR < 60%)
Advertised rate
4.14%Variable
Comparison rate*
4.21%
Monthly repayment
$1,214
Real Time Rating™

3.62 / 5

Compare
Discount Variable Investment Loan (Principal and Interest) (LVR<80%)SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
4.19%Variable
Comparison rate*
4.21%
Monthly repayment
$1,221
Real Time Rating™

3.82 / 5

Compare
Home Advantage Fixed Home Loan 2 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
3.79%Fixed - 2 years
Comparison rate*
4.22%
Monthly repayment
$1,163
Real Time Rating™

4.17 / 5

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Home Advantage Fixed Home Loan 1 YearSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
3.89%Fixed - 1 year
Comparison rate*
4.24%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

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Home Advantage Fixed Home Loan 3 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
3.89%Fixed - 3 years
Comparison rate*
4.24%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

Compare
UHomeLoan - Standard Variable (Interest Only)
Advertised rate
4.46%Variable
Comparison rate*
4.39%
Monthly repayment
$1,261
Real Time Rating™

3.17 / 5

Compare
Base Variable Home Loan (Interest Only)
Advertised rate
4.70%Variable
Comparison rate*
4.42%
Monthly repayment
$1,297
Real Time Rating™

2.79 / 5

Compare
Inv UHomeLoan Fixed 3 Years
Advertised rate
3.99%Fixed - 3 years
Comparison rate*
4.44%
Monthly repayment
$1,192
Real Time Rating™

3.16 / 5

Compare
Total Home Loan Package Variable Investment (Principal and Interest) (New Customer) ($50k+)
Advertised rate
4.09%Variable
Comparison rate*
4.49%
Monthly repayment
$1,207
Real Time Rating™

4.05 / 5

Compare
Home Advantage Fixed Home Loan 5 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
4.49%Fixed - 5 years
Comparison rate*
4.49%
Monthly repayment
$1,265
Real Time Rating™

3.36 / 5

Compare
Premium Plus Package Variable Rate Investment Loan Special (Principal and Interest)
Advertised rate
4.17%Variable
Comparison rate*
4.54%
Monthly repayment
$1,218
Real Time Rating™

3.92 / 5

Compare
Liberty Star Investment Loan (LVR < 60%)
Advertised rate
4.24%Variable
Comparison rate*
4.55%
Monthly repayment
$1,228
Real Time Rating™

3.87 / 5

Compare
Inv UHomeLoan Fixed 5 Years
Advertised rate
4.49%Fixed - 5 years
Comparison rate*
4.56%
Monthly repayment
$1,265
Real Time Rating™

2.85 / 5

Compare
Inv UHomeLoan Variable
Advertised rate
4.66%Variable
Comparison rate*
4.59%
Monthly repayment
$1,291
Real Time Rating™

3.24 / 5

Compare
Discount Variable Home LoanSpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
4.59%Variable
Comparison rate*
4.61%
Monthly repayment
$1,280
Real Time Rating™

3.28 / 5

Compare
Inv UHomeLoan Fixed 1 Year
Advertised rate
3.99%Fixed - 1 year
Comparison rate*
4.62%
Monthly repayment
$1,192
Real Time Rating™

2.81 / 5

Compare
Flexi First Option Home Loan (Principal and Interest)
Advertised rate
4.59%Variable
Comparison rate*
4.64%
Monthly repayment
$1,280
Real Time Rating™

3.21 / 5

Compare
Premium Home Loan Fixed 3 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.04%Fixed - 3 years
Comparison rate*
4.66%
Monthly repayment
$1,199
Real Time Rating™

3.85 / 5

Compare
Real Deal Variable Home Loan (Principal and Interest)
Advertised rate
4.65%Variable
Comparison rate*
4.69%
Monthly repayment
$1,289
Real Time Rating™

3.34 / 5

Compare
Premium Home Loan Fixed 2 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.09%Fixed - 2 years
Comparison rate*
4.73%
Monthly repayment
$1,207
Real Time Rating™

3.63 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 3 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
4.29%Fixed - 3 years
Comparison rate*
4.74%
Monthly repayment
$1,236
Real Time Rating™

3.78 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 2 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
4.29%Fixed - 2 years
Comparison rate*
4.75%
Monthly repayment
$1,236
Real Time Rating™

3.81 / 5

Compare
Extra Investment Loan (Interest Only)
Advertised rate
5.18%Variable
Comparison rate*
4.75%
Monthly repayment
$1,370
Real Time Rating™

2.53 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 1 YearSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
4.29%Fixed - 1 year
Comparison rate*
4.77%
Monthly repayment
$1,236
Real Time Rating™

3.83 / 5

Compare
Fixed Home Loan (Principal and Interest) 3 Years
Advertised rate
3.90%Fixed - 3 years
Comparison rate*
4.78%
Monthly repayment
$1,179
Real Time Rating™

3.32 / 5

Compare
Premium Home Loan Fixed 1 Year (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
3.99%Fixed - 1 year
Comparison rate*
4.78%
Monthly repayment
$1,192
Real Time Rating™

3.46 / 5

Compare
Choice Package Tailored Home Loan (Principal and Interest) ($250k-$750k)
Advertised rate
4.39%Variable
Comparison rate*
4.78%
Monthly repayment
$1,250
Real Time Rating™

3.76 / 5

Compare
Fixed Rate Home Loan (Principal and Interest) 3 Years
Advertised rate
3.94%Fixed - 3 years
Comparison rate*
4.79%
Monthly repayment
$1,185
Real Time Rating™

3.4 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%Fixed - 5 years
Comparison rate*
4.80%
Monthly repayment
$1,207
Real Time Rating™

3.71 / 5

Compare
Flexible Home Loan Fixed 3 Years (LVR < 90%)
Advertised rate
4.14%Fixed - 3 years
Comparison rate*
4.81%
Monthly repayment
$1,214
Real Time Rating™

3.24 / 5

Compare
Premier Package Rocket Repay Home Loan (Principal and Interest) ($250k-$500k)
Advertised rate
4.44%Variable
Comparison rate*
4.82%
Monthly repayment
$1,258
Real Time Rating™

3.76 / 5

Compare
Home Package Plus Personal Variable (Principal and Interest) ($150k+, LVR 80%-90%)
Advertised rate
4.45%Variable
Comparison rate*
4.83%
Monthly repayment
$1,259
Real Time Rating™

3.61 / 5

Compare
Platinum Package Fixed Home Loan (NSW and ACT only) 2 Years (LVR < 90%)
Advertised rate
3.65%Fixed - 2 years
Comparison rate*
4.84%
Monthly repayment
$1,144
Real Time Rating™

3.55 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
3.94%Fixed - 3 years
Comparison rate*
4.84%
Monthly repayment
$1,185
Real Time Rating™

3.56 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years
Advertised rate
3.99%Fixed - 3 years
Comparison rate*
4.85%
Monthly repayment
$1,192
Real Time Rating™

3.5 / 5

Compare
Flexible Home Loan Fixed 2 Years (LVR < 90%)
Advertised rate
3.99%Fixed - 2 years
Comparison rate*
4.86%
Monthly repayment
$1,192
Real Time Rating™

3.1 / 5

Compare
Premium Home LoanSpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.82%Variable
Comparison rate*
4.86%
Monthly repayment
$1,315
Real Time Rating™

3.33 / 5

Compare
Fixed Rate Home Loan (Principal and Interest) 2 Years
Advertised rate
3.89%Fixed - 2 years
Comparison rate*
4.87%
Monthly repayment
$1,178
Real Time Rating™

3.14 / 5

Compare
Premier Package Fixed Options Home Loan (Principal and Interest) 5 Years
Advertised rate
4.29%Fixed - 5 years
Comparison rate*
4.87%
Monthly repayment
$1,236
Real Time Rating™

3.44 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years
Advertised rate
3.89%Fixed - 2 years
Comparison rate*
4.88%
Monthly repayment
$1,178
Real Time Rating™

3.39 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.88%Fixed - 2 years
Comparison rate*
4.89%
Monthly repayment
$1,176
Real Time Rating™

3.41 / 5

Compare
Basic Investment Loan (Principal and Interest)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018
Advertised rate
4.87%Variable
Comparison rate*
4.91%
Monthly repayment
$1,322
Real Time Rating™

2.93 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.19%Fixed - 5 years
Comparison rate*
4.93%
Monthly repayment
$1,221
Real Time Rating™

3.67 / 5