Premium Investment Loan Fixed 2 Years from First Option Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
5.00%
Fixed - 2 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,754
Number of Repayments
300
Total Interest Paid
$226,200
Total repayments
$526,200
DatePrincipleInterestPaymentBalance
1Dec 2019$503.77$1,250.00$1,753.77$299,496.23
2019 Total$503.77$1,250$1,753.77
2Jan 2020$505.87$1,247.90$1,753.77$298,990.36
3Feb 2020$507.98$1,245.79$1,753.77$298,482.38
4Mar 2020$510.09$1,243.68$1,753.77$297,972.29
5Apr 2020$512.22$1,241.55$1,753.77$297,460.07
6May 2020$514.35$1,239.42$1,753.77$296,945.72
7Jun 2020$516.50$1,237.27$1,753.77$296,429.22
8Jul 2020$518.65$1,235.12$1,753.77$295,910.57
9Aug 2020$520.81$1,232.96$1,753.77$295,389.76
10Sep 2020$522.98$1,230.79$1,753.77$294,866.78
11Oct 2020$525.16$1,228.61$1,753.77$294,341.62
12Nov 2020$527.35$1,226.42$1,753.77$293,814.27
13Dec 2020$529.54$1,224.23$1,753.77$293,284.73
2020 Total$6,211.5$14,833.74$21,045.24
14Jan 2021$531.75$1,222.02$1,753.77$292,752.98
15Feb 2021$533.97$1,219.80$1,753.77$292,219.01
16Mar 2021$536.19$1,217.58$1,753.77$291,682.82
17Apr 2021$538.42$1,215.35$1,753.77$291,144.40
18May 2021$540.67$1,213.10$1,753.77$290,603.73
19Jun 2021$542.92$1,210.85$1,753.77$290,060.81
20Jul 2021$545.18$1,208.59$1,753.77$289,515.63
21Aug 2021$547.45$1,206.32$1,753.77$288,968.18
22Sep 2021$549.74$1,204.03$1,753.77$288,418.44
23Oct 2021$552.03$1,201.74$1,753.77$287,866.41
24Nov 2021$554.33$1,199.44$1,753.77$287,312.08
25Dec 2021$556.64$1,197.13$1,753.77$286,755.44
2021 Total$6,529.29$14,515.95$21,045.24
26Jan 2022$558.96$1,194.81$1,753.77$286,196.48
27Feb 2022$561.28$1,192.49$1,753.77$285,635.20
28Mar 2022$563.62$1,190.15$1,753.77$285,071.58
29Apr 2022$565.97$1,187.80$1,753.77$284,505.61
30May 2022$568.33$1,185.44$1,753.77$283,937.28
31Jun 2022$570.70$1,183.07$1,753.77$283,366.58
32Jul 2022$573.08$1,180.69$1,753.77$282,793.50
33Aug 2022$575.46$1,178.31$1,753.77$282,218.04
34Sep 2022$577.86$1,175.91$1,753.77$281,640.18
35Oct 2022$580.27$1,173.50$1,753.77$281,059.91
36Nov 2022$582.69$1,171.08$1,753.77$280,477.22
37Dec 2022$585.11$1,168.66$1,753.77$279,892.11
2022 Total$6,863.33$14,181.91$21,045.24
38Jan 2023$587.55$1,166.22$1,753.77$279,304.56
39Feb 2023$590.00$1,163.77$1,753.77$278,714.56
40Mar 2023$592.46$1,161.31$1,753.77$278,122.10
41Apr 2023$594.93$1,158.84$1,753.77$277,527.17
42May 2023$597.41$1,156.36$1,753.77$276,929.76
43Jun 2023$599.90$1,153.87$1,753.77$276,329.86
44Jul 2023$602.40$1,151.37$1,753.77$275,727.46
45Aug 2023$604.91$1,148.86$1,753.77$275,122.55
46Sep 2023$607.43$1,146.34$1,753.77$274,515.12
47Oct 2023$609.96$1,143.81$1,753.77$273,905.16
48Nov 2023$612.50$1,141.27$1,753.77$273,292.66
49Dec 2023$615.05$1,138.72$1,753.77$272,677.61
2023 Total$7,214.5$13,830.74$21,045.24
50Jan 2024$617.61$1,136.16$1,753.77$272,060.00
51Feb 2024$620.19$1,133.58$1,753.77$271,439.81
52Mar 2024$622.77$1,131.00$1,753.77$270,817.04
53Apr 2024$625.37$1,128.40$1,753.77$270,191.67
54May 2024$627.97$1,125.80$1,753.77$269,563.70
55Jun 2024$630.59$1,123.18$1,753.77$268,933.11
56Jul 2024$633.22$1,120.55$1,753.77$268,299.89
57Aug 2024$635.85$1,117.92$1,753.77$267,664.04
58Sep 2024$638.50$1,115.27$1,753.77$267,025.54
59Oct 2024$641.16$1,112.61$1,753.77$266,384.38
60Nov 2024$643.84$1,109.93$1,753.77$265,740.54
61Dec 2024$646.52$1,107.25$1,753.77$265,094.02
2024 Total$7,583.59$13,461.65$21,045.24
62Jan 2025$649.21$1,104.56$1,753.77$264,444.81
63Feb 2025$651.92$1,101.85$1,753.77$263,792.89
64Mar 2025$654.63$1,099.14$1,753.77$263,138.26
65Apr 2025$657.36$1,096.41$1,753.77$262,480.90
66May 2025$660.10$1,093.67$1,753.77$261,820.80
67Jun 2025$662.85$1,090.92$1,753.77$261,157.95
68Jul 2025$665.61$1,088.16$1,753.77$260,492.34
69Aug 2025$668.39$1,085.38$1,753.77$259,823.95
70Sep 2025$671.17$1,082.60$1,753.77$259,152.78
71Oct 2025$673.97$1,079.80$1,753.77$258,478.81
72Nov 2025$676.77$1,077.00$1,753.77$257,802.04
73Dec 2025$679.59$1,074.18$1,753.77$257,122.45
2025 Total$7,971.57$13,073.67$21,045.24
74Jan 2026$682.43$1,071.34$1,753.77$256,440.02
75Feb 2026$685.27$1,068.50$1,753.77$255,754.75
76Mar 2026$688.13$1,065.64$1,753.77$255,066.62
77Apr 2026$690.99$1,062.78$1,753.77$254,375.63
78May 2026$693.87$1,059.90$1,753.77$253,681.76
79Jun 2026$696.76$1,057.01$1,753.77$252,985.00
80Jul 2026$699.67$1,054.10$1,753.77$252,285.33
81Aug 2026$702.58$1,051.19$1,753.77$251,582.75
82Sep 2026$705.51$1,048.26$1,753.77$250,877.24
83Oct 2026$708.45$1,045.32$1,753.77$250,168.79
84Nov 2026$711.40$1,042.37$1,753.77$249,457.39
85Dec 2026$714.36$1,039.41$1,753.77$248,743.03
2026 Total$8,379.42$12,665.82$21,045.24
86Jan 2027$717.34$1,036.43$1,753.77$248,025.69
87Feb 2027$720.33$1,033.44$1,753.77$247,305.36
88Mar 2027$723.33$1,030.44$1,753.77$246,582.03
89Apr 2027$726.34$1,027.43$1,753.77$245,855.69
90May 2027$729.37$1,024.40$1,753.77$245,126.32
91Jun 2027$732.41$1,021.36$1,753.77$244,393.91
92Jul 2027$735.46$1,018.31$1,753.77$243,658.45
93Aug 2027$738.53$1,015.24$1,753.77$242,919.92
94Sep 2027$741.60$1,012.17$1,753.77$242,178.32
95Oct 2027$744.69$1,009.08$1,753.77$241,433.63
96Nov 2027$747.80$1,005.97$1,753.77$240,685.83
97Dec 2027$750.91$1,002.86$1,753.77$239,934.92
2027 Total$8,808.11$12,237.13$21,045.24
98Jan 2028$754.04$999.73$1,753.77$239,180.88
99Feb 2028$757.18$996.59$1,753.77$238,423.70
100Mar 2028$760.34$993.43$1,753.77$237,663.36
101Apr 2028$763.51$990.26$1,753.77$236,899.85
102May 2028$766.69$987.08$1,753.77$236,133.16
103Jun 2028$769.88$983.89$1,753.77$235,363.28
104Jul 2028$773.09$980.68$1,753.77$234,590.19
105Aug 2028$776.31$977.46$1,753.77$233,813.88
106Sep 2028$779.55$974.22$1,753.77$233,034.33
107Oct 2028$782.79$970.98$1,753.77$232,251.54
108Nov 2028$786.06$967.71$1,753.77$231,465.48
109Dec 2028$789.33$964.44$1,753.77$230,676.15
2028 Total$9,258.77$11,786.47$21,045.24
110Jan 2029$792.62$961.15$1,753.77$229,883.53
111Feb 2029$795.92$957.85$1,753.77$229,087.61
112Mar 2029$799.24$954.53$1,753.77$228,288.37
113Apr 2029$802.57$951.20$1,753.77$227,485.80
114May 2029$805.91$947.86$1,753.77$226,679.89
115Jun 2029$809.27$944.50$1,753.77$225,870.62
116Jul 2029$812.64$941.13$1,753.77$225,057.98
117Aug 2029$816.03$937.74$1,753.77$224,241.95
118Sep 2029$819.43$934.34$1,753.77$223,422.52
119Oct 2029$822.84$930.93$1,753.77$222,599.68
120Nov 2029$826.27$927.50$1,753.77$221,773.41
121Dec 2029$829.71$924.06$1,753.77$220,943.70
2029 Total$9,732.45$11,312.79$21,045.24
122Jan 2030$833.17$920.60$1,753.77$220,110.53
123Feb 2030$836.64$917.13$1,753.77$219,273.89
124Mar 2030$840.13$913.64$1,753.77$218,433.76
125Apr 2030$843.63$910.14$1,753.77$217,590.13
126May 2030$847.14$906.63$1,753.77$216,742.99
127Jun 2030$850.67$903.10$1,753.77$215,892.32
128Jul 2030$854.22$899.55$1,753.77$215,038.10
129Aug 2030$857.78$895.99$1,753.77$214,180.32
130Sep 2030$861.35$892.42$1,753.77$213,318.97
131Oct 2030$864.94$888.83$1,753.77$212,454.03
132Nov 2030$868.54$885.23$1,753.77$211,585.49
133Dec 2030$872.16$881.61$1,753.77$210,713.33
2030 Total$10,230.37$10,814.87$21,045.24
134Jan 2031$875.80$877.97$1,753.77$209,837.53
135Feb 2031$879.45$874.32$1,753.77$208,958.08
136Mar 2031$883.11$870.66$1,753.77$208,074.97
137Apr 2031$886.79$866.98$1,753.77$207,188.18
138May 2031$890.49$863.28$1,753.77$206,297.69
139Jun 2031$894.20$859.57$1,753.77$205,403.49
140Jul 2031$897.92$855.85$1,753.77$204,505.57
141Aug 2031$901.66$852.11$1,753.77$203,603.91
142Sep 2031$905.42$848.35$1,753.77$202,698.49
143Oct 2031$909.19$844.58$1,753.77$201,789.30
144Nov 2031$912.98$840.79$1,753.77$200,876.32
145Dec 2031$916.79$836.98$1,753.77$199,959.53
2031 Total$10,753.8$10,291.44$21,045.24
146Jan 2032$920.61$833.16$1,753.77$199,038.92
147Feb 2032$924.44$829.33$1,753.77$198,114.48
148Mar 2032$928.29$825.48$1,753.77$197,186.19
149Apr 2032$932.16$821.61$1,753.77$196,254.03
150May 2032$936.04$817.73$1,753.77$195,317.99
151Jun 2032$939.95$813.82$1,753.77$194,378.04
152Jul 2032$943.86$809.91$1,753.77$193,434.18
153Aug 2032$947.79$805.98$1,753.77$192,486.39
154Sep 2032$951.74$802.03$1,753.77$191,534.65
155Oct 2032$955.71$798.06$1,753.77$190,578.94
156Nov 2032$959.69$794.08$1,753.77$189,619.25
157Dec 2032$963.69$790.08$1,753.77$188,655.56
2032 Total$11,303.97$9,741.27$21,045.24
158Jan 2033$967.71$786.06$1,753.77$187,687.85
159Feb 2033$971.74$782.03$1,753.77$186,716.11
160Mar 2033$975.79$777.98$1,753.77$185,740.32
161Apr 2033$979.85$773.92$1,753.77$184,760.47
162May 2033$983.93$769.84$1,753.77$183,776.54
163Jun 2033$988.03$765.74$1,753.77$182,788.51
164Jul 2033$992.15$761.62$1,753.77$181,796.36
165Aug 2033$996.29$757.48$1,753.77$180,800.07
166Sep 2033$1,000.44$753.33$1,753.77$179,799.63
167Oct 2033$1,004.60$749.17$1,753.77$178,795.03
168Nov 2033$1,008.79$744.98$1,753.77$177,786.24
169Dec 2033$1,012.99$740.78$1,753.77$176,773.25
2033 Total$11,882.31$9,162.93$21,045.24
170Jan 2034$1,017.21$736.56$1,753.77$175,756.04
171Feb 2034$1,021.45$732.32$1,753.77$174,734.59
172Mar 2034$1,025.71$728.06$1,753.77$173,708.88
173Apr 2034$1,029.98$723.79$1,753.77$172,678.90
174May 2034$1,034.27$719.50$1,753.77$171,644.63
175Jun 2034$1,038.58$715.19$1,753.77$170,606.05
176Jul 2034$1,042.91$710.86$1,753.77$169,563.14
177Aug 2034$1,047.26$706.51$1,753.77$168,515.88
178Sep 2034$1,051.62$702.15$1,753.77$167,464.26
179Oct 2034$1,056.00$697.77$1,753.77$166,408.26
180Nov 2034$1,060.40$693.37$1,753.77$165,347.86
181Dec 2034$1,064.82$688.95$1,753.77$164,283.04
2034 Total$12,490.21$8,555.03$21,045.24
182Jan 2035$1,069.26$684.51$1,753.77$163,213.78
183Feb 2035$1,073.71$680.06$1,753.77$162,140.07
184Mar 2035$1,078.19$675.58$1,753.77$161,061.88
185Apr 2035$1,082.68$671.09$1,753.77$159,979.20
186May 2035$1,087.19$666.58$1,753.77$158,892.01
187Jun 2035$1,091.72$662.05$1,753.77$157,800.29
188Jul 2035$1,096.27$657.50$1,753.77$156,704.02
189Aug 2035$1,100.84$652.93$1,753.77$155,603.18
190Sep 2035$1,105.42$648.35$1,753.77$154,497.76
191Oct 2035$1,110.03$643.74$1,753.77$153,387.73
192Nov 2035$1,114.65$639.12$1,753.77$152,273.08
193Dec 2035$1,119.30$634.47$1,753.77$151,153.78
2035 Total$13,129.26$7,915.98$21,045.24
194Jan 2036$1,123.96$629.81$1,753.77$150,029.82
195Feb 2036$1,128.65$625.12$1,753.77$148,901.17
196Mar 2036$1,133.35$620.42$1,753.77$147,767.82
197Apr 2036$1,138.07$615.70$1,753.77$146,629.75
198May 2036$1,142.81$610.96$1,753.77$145,486.94
199Jun 2036$1,147.57$606.20$1,753.77$144,339.37
200Jul 2036$1,152.36$601.41$1,753.77$143,187.01
201Aug 2036$1,157.16$596.61$1,753.77$142,029.85
202Sep 2036$1,161.98$591.79$1,753.77$140,867.87
203Oct 2036$1,166.82$586.95$1,753.77$139,701.05
204Nov 2036$1,171.68$582.09$1,753.77$138,529.37
205Dec 2036$1,176.56$577.21$1,753.77$137,352.81
2036 Total$13,800.97$7,244.27$21,045.24
206Jan 2037$1,181.47$572.30$1,753.77$136,171.34
207Feb 2037$1,186.39$567.38$1,753.77$134,984.95
208Mar 2037$1,191.33$562.44$1,753.77$133,793.62
209Apr 2037$1,196.30$557.47$1,753.77$132,597.32
210May 2037$1,201.28$552.49$1,753.77$131,396.04
211Jun 2037$1,206.29$547.48$1,753.77$130,189.75
212Jul 2037$1,211.31$542.46$1,753.77$128,978.44
213Aug 2037$1,216.36$537.41$1,753.77$127,762.08
214Sep 2037$1,221.43$532.34$1,753.77$126,540.65
215Oct 2037$1,226.52$527.25$1,753.77$125,314.13
216Nov 2037$1,231.63$522.14$1,753.77$124,082.50
217Dec 2037$1,236.76$517.01$1,753.77$122,845.74
2037 Total$14,507.07$6,538.17$21,045.24
218Jan 2038$1,241.91$511.86$1,753.77$121,603.83
219Feb 2038$1,247.09$506.68$1,753.77$120,356.74
220Mar 2038$1,252.28$501.49$1,753.77$119,104.46
221Apr 2038$1,257.50$496.27$1,753.77$117,846.96
222May 2038$1,262.74$491.03$1,753.77$116,584.22
223Jun 2038$1,268.00$485.77$1,753.77$115,316.22
224Jul 2038$1,273.29$480.48$1,753.77$114,042.93
225Aug 2038$1,278.59$475.18$1,753.77$112,764.34
226Sep 2038$1,283.92$469.85$1,753.77$111,480.42
227Oct 2038$1,289.27$464.50$1,753.77$110,191.15
228Nov 2038$1,294.64$459.13$1,753.77$108,896.51
229Dec 2038$1,300.03$453.74$1,753.77$107,596.48
2038 Total$15,249.26$5,795.98$21,045.24
230Jan 2039$1,305.45$448.32$1,753.77$106,291.03
231Feb 2039$1,310.89$442.88$1,753.77$104,980.14
232Mar 2039$1,316.35$437.42$1,753.77$103,663.79
233Apr 2039$1,321.84$431.93$1,753.77$102,341.95
234May 2039$1,327.35$426.42$1,753.77$101,014.60
235Jun 2039$1,332.88$420.89$1,753.77$99,681.72
236Jul 2039$1,338.43$415.34$1,753.77$98,343.29
237Aug 2039$1,344.01$409.76$1,753.77$96,999.28
238Sep 2039$1,349.61$404.16$1,753.77$95,649.67
239Oct 2039$1,355.23$398.54$1,753.77$94,294.44
240Nov 2039$1,360.88$392.89$1,753.77$92,933.56
241Dec 2039$1,366.55$387.22$1,753.77$91,567.01
2039 Total$16,029.47$5,015.77$21,045.24
242Jan 2040$1,372.24$381.53$1,753.77$90,194.77
243Feb 2040$1,377.96$375.81$1,753.77$88,816.81
244Mar 2040$1,383.70$370.07$1,753.77$87,433.11
245Apr 2040$1,389.47$364.30$1,753.77$86,043.64
246May 2040$1,395.25$358.52$1,753.77$84,648.39
247Jun 2040$1,401.07$352.70$1,753.77$83,247.32
248Jul 2040$1,406.91$346.86$1,753.77$81,840.41
249Aug 2040$1,412.77$341.00$1,753.77$80,427.64
250Sep 2040$1,418.65$335.12$1,753.77$79,008.99
251Oct 2040$1,424.57$329.20$1,753.77$77,584.42
252Nov 2040$1,430.50$323.27$1,753.77$76,153.92
253Dec 2040$1,436.46$317.31$1,753.77$74,717.46
2040 Total$16,849.55$4,195.69$21,045.24
254Jan 2041$1,442.45$311.32$1,753.77$73,275.01
255Feb 2041$1,448.46$305.31$1,753.77$71,826.55
256Mar 2041$1,454.49$299.28$1,753.77$70,372.06
257Apr 2041$1,460.55$293.22$1,753.77$68,911.51
258May 2041$1,466.64$287.13$1,753.77$67,444.87
259Jun 2041$1,472.75$281.02$1,753.77$65,972.12
260Jul 2041$1,478.89$274.88$1,753.77$64,493.23
261Aug 2041$1,485.05$268.72$1,753.77$63,008.18
262Sep 2041$1,491.24$262.53$1,753.77$61,516.94
263Oct 2041$1,497.45$256.32$1,753.77$60,019.49
264Nov 2041$1,503.69$250.08$1,753.77$58,515.80
265Dec 2041$1,509.95$243.82$1,753.77$57,005.85
2041 Total$17,711.61$3,333.63$21,045.24
266Jan 2042$1,516.25$237.52$1,753.77$55,489.60
267Feb 2042$1,522.56$231.21$1,753.77$53,967.04
268Mar 2042$1,528.91$224.86$1,753.77$52,438.13
269Apr 2042$1,535.28$218.49$1,753.77$50,902.85
270May 2042$1,541.67$212.10$1,753.77$49,361.18
271Jun 2042$1,548.10$205.67$1,753.77$47,813.08
272Jul 2042$1,554.55$199.22$1,753.77$46,258.53
273Aug 2042$1,561.03$192.74$1,753.77$44,697.50
274Sep 2042$1,567.53$186.24$1,753.77$43,129.97
275Oct 2042$1,574.06$179.71$1,753.77$41,555.91
276Nov 2042$1,580.62$173.15$1,753.77$39,975.29
277Dec 2042$1,587.21$166.56$1,753.77$38,388.08
2042 Total$18,617.77$2,427.47$21,045.24
278Jan 2043$1,593.82$159.95$1,753.77$36,794.26
279Feb 2043$1,600.46$153.31$1,753.77$35,193.80
280Mar 2043$1,607.13$146.64$1,753.77$33,586.67
281Apr 2043$1,613.83$139.94$1,753.77$31,972.84
282May 2043$1,620.55$133.22$1,753.77$30,352.29
283Jun 2043$1,627.30$126.47$1,753.77$28,724.99
284Jul 2043$1,634.08$119.69$1,753.77$27,090.91
285Aug 2043$1,640.89$112.88$1,753.77$25,450.02
286Sep 2043$1,647.73$106.04$1,753.77$23,802.29
287Oct 2043$1,654.59$99.18$1,753.77$22,147.70
288Nov 2043$1,661.49$92.28$1,753.77$20,486.21
289Dec 2043$1,668.41$85.36$1,753.77$18,817.80
2043 Total$19,570.28$1,474.96$21,045.24
290Jan 2044$1,675.36$78.41$1,753.77$17,142.44
291Feb 2044$1,682.34$71.43$1,753.77$15,460.10
292Mar 2044$1,689.35$64.42$1,753.77$13,770.75
293Apr 2044$1,696.39$57.38$1,753.77$12,074.36
294May 2044$1,703.46$50.31$1,753.77$10,370.90
295Jun 2044$1,710.56$43.21$1,753.77$8,660.34
296Jul 2044$1,717.69$36.08$1,753.77$6,942.65
297Aug 2044$1,724.84$28.93$1,753.77$5,217.81
298Sep 2044$1,732.03$21.74$1,753.77$3,485.78
299Oct 2044$1,739.25$14.52$1,753.77$1,746.53
300Nov 2044$1,746.49$7.28$1,753.77$0.04
2044 Total$18,817.76$473.71$19,291.47
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