Fixed Rate Home Loan 5 Years from Gateway Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.23%
Fixed - 5 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,622
Number of Repayments
300
Total Interest Paid
$186,600
Total repayments
$486,600
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$564.36$1,057.50$1,621.86$299,435.64
2Feb 2020$566.35$1,055.51$1,621.86$298,869.29
3Mar 2020$568.35$1,053.51$1,621.86$298,300.94
4Apr 2020$570.35$1,051.51$1,621.86$297,730.59
5May 2020$572.36$1,049.50$1,621.86$297,158.23
6Jun 2020$574.38$1,047.48$1,621.86$296,583.85
7Jul 2020$576.40$1,045.46$1,621.86$296,007.45
8Aug 2020$578.43$1,043.43$1,621.86$295,429.02
9Sep 2020$580.47$1,041.39$1,621.86$294,848.55
10Oct 2020$582.52$1,039.34$1,621.86$294,266.03
11Nov 2020$584.57$1,037.29$1,621.86$293,681.46
12Dec 2020$586.63$1,035.23$1,621.86$293,094.83
2020 Total$6,905.17$12,557.15$19,462.32
13Jan 2021$588.70$1,033.16$1,621.86$292,506.13
14Feb 2021$590.78$1,031.08$1,621.86$291,915.35
15Mar 2021$592.86$1,029.00$1,621.86$291,322.49
16Apr 2021$594.95$1,026.91$1,621.86$290,727.54
17May 2021$597.05$1,024.81$1,621.86$290,130.49
18Jun 2021$599.15$1,022.71$1,621.86$289,531.34
19Jul 2021$601.26$1,020.60$1,621.86$288,930.08
20Aug 2021$603.38$1,018.48$1,621.86$288,326.70
21Sep 2021$605.51$1,016.35$1,621.86$287,721.19
22Oct 2021$607.64$1,014.22$1,621.86$287,113.55
23Nov 2021$609.78$1,012.08$1,621.86$286,503.77
24Dec 2021$611.93$1,009.93$1,621.86$285,891.84
2021 Total$7,202.99$12,259.33$19,462.32
25Jan 2022$614.09$1,007.77$1,621.86$285,277.75
26Feb 2022$616.26$1,005.60$1,621.86$284,661.49
27Mar 2022$618.43$1,003.43$1,621.86$284,043.06
28Apr 2022$620.61$1,001.25$1,621.86$283,422.45
29May 2022$622.80$999.06$1,621.86$282,799.65
30Jun 2022$624.99$996.87$1,621.86$282,174.66
31Jul 2022$627.19$994.67$1,621.86$281,547.47
32Aug 2022$629.41$992.45$1,621.86$280,918.06
33Sep 2022$631.62$990.24$1,621.86$280,286.44
34Oct 2022$633.85$988.01$1,621.86$279,652.59
35Nov 2022$636.08$985.78$1,621.86$279,016.51
36Dec 2022$638.33$983.53$1,621.86$278,378.18
2022 Total$7,513.66$11,948.66$19,462.32
37Jan 2023$640.58$981.28$1,621.86$277,737.60
38Feb 2023$642.83$979.03$1,621.86$277,094.77
39Mar 2023$645.10$976.76$1,621.86$276,449.67
40Apr 2023$647.37$974.49$1,621.86$275,802.30
41May 2023$649.66$972.20$1,621.86$275,152.64
42Jun 2023$651.95$969.91$1,621.86$274,500.69
43Jul 2023$654.25$967.61$1,621.86$273,846.44
44Aug 2023$656.55$965.31$1,621.86$273,189.89
45Sep 2023$658.87$962.99$1,621.86$272,531.02
46Oct 2023$661.19$960.67$1,621.86$271,869.83
47Nov 2023$663.52$958.34$1,621.86$271,206.31
48Dec 2023$665.86$956.00$1,621.86$270,540.45
2023 Total$7,837.73$11,624.59$19,462.32
49Jan 2024$668.20$953.66$1,621.86$269,872.25
50Feb 2024$670.56$951.30$1,621.86$269,201.69
51Mar 2024$672.92$948.94$1,621.86$268,528.77
52Apr 2024$675.30$946.56$1,621.86$267,853.47
53May 2024$677.68$944.18$1,621.86$267,175.79
54Jun 2024$680.07$941.79$1,621.86$266,495.72
55Jul 2024$682.46$939.40$1,621.86$265,813.26
56Aug 2024$684.87$936.99$1,621.86$265,128.39
57Sep 2024$687.28$934.58$1,621.86$264,441.11
58Oct 2024$689.71$932.15$1,621.86$263,751.40
59Nov 2024$692.14$929.72$1,621.86$263,059.26
60Dec 2024$694.58$927.28$1,621.86$262,364.68
2024 Total$8,175.77$11,286.55$19,462.32
61Jan 2025$697.02$924.84$1,621.86$261,667.66
62Feb 2025$699.48$922.38$1,621.86$260,968.18
63Mar 2025$701.95$919.91$1,621.86$260,266.23
64Apr 2025$704.42$917.44$1,621.86$259,561.81
65May 2025$706.90$914.96$1,621.86$258,854.91
66Jun 2025$709.40$912.46$1,621.86$258,145.51
67Jul 2025$711.90$909.96$1,621.86$257,433.61
68Aug 2025$714.41$907.45$1,621.86$256,719.20
69Sep 2025$716.92$904.94$1,621.86$256,002.28
70Oct 2025$719.45$902.41$1,621.86$255,282.83
71Nov 2025$721.99$899.87$1,621.86$254,560.84
72Dec 2025$724.53$897.33$1,621.86$253,836.31
2025 Total$8,528.37$10,933.95$19,462.32
73Jan 2026$727.09$894.77$1,621.86$253,109.22
74Feb 2026$729.65$892.21$1,621.86$252,379.57
75Mar 2026$732.22$889.64$1,621.86$251,647.35
76Apr 2026$734.80$887.06$1,621.86$250,912.55
77May 2026$737.39$884.47$1,621.86$250,175.16
78Jun 2026$739.99$881.87$1,621.86$249,435.17
79Jul 2026$742.60$879.26$1,621.86$248,692.57
80Aug 2026$745.22$876.64$1,621.86$247,947.35
81Sep 2026$747.85$874.01$1,621.86$247,199.50
82Oct 2026$750.48$871.38$1,621.86$246,449.02
83Nov 2026$753.13$868.73$1,621.86$245,695.89
84Dec 2026$755.78$866.08$1,621.86$244,940.11
2026 Total$8,896.2$10,566.12$19,462.32
85Jan 2027$758.45$863.41$1,621.86$244,181.66
86Feb 2027$761.12$860.74$1,621.86$243,420.54
87Mar 2027$763.80$858.06$1,621.86$242,656.74
88Apr 2027$766.49$855.37$1,621.86$241,890.25
89May 2027$769.20$852.66$1,621.86$241,121.05
90Jun 2027$771.91$849.95$1,621.86$240,349.14
91Jul 2027$774.63$847.23$1,621.86$239,574.51
92Aug 2027$777.36$844.50$1,621.86$238,797.15
93Sep 2027$780.10$841.76$1,621.86$238,017.05
94Oct 2027$782.85$839.01$1,621.86$237,234.20
95Nov 2027$785.61$836.25$1,621.86$236,448.59
96Dec 2027$788.38$833.48$1,621.86$235,660.21
2027 Total$9,279.9$10,182.42$19,462.32
97Jan 2028$791.16$830.70$1,621.86$234,869.05
98Feb 2028$793.95$827.91$1,621.86$234,075.10
99Mar 2028$796.75$825.11$1,621.86$233,278.35
100Apr 2028$799.55$822.31$1,621.86$232,478.80
101May 2028$802.37$819.49$1,621.86$231,676.43
102Jun 2028$805.20$816.66$1,621.86$230,871.23
103Jul 2028$808.04$813.82$1,621.86$230,063.19
104Aug 2028$810.89$810.97$1,621.86$229,252.30
105Sep 2028$813.75$808.11$1,621.86$228,438.55
106Oct 2028$816.61$805.25$1,621.86$227,621.94
107Nov 2028$819.49$802.37$1,621.86$226,802.45
108Dec 2028$822.38$799.48$1,621.86$225,980.07
2028 Total$9,680.14$9,782.18$19,462.32
109Jan 2029$825.28$796.58$1,621.86$225,154.79
110Feb 2029$828.19$793.67$1,621.86$224,326.60
111Mar 2029$831.11$790.75$1,621.86$223,495.49
112Apr 2029$834.04$787.82$1,621.86$222,661.45
113May 2029$836.98$784.88$1,621.86$221,824.47
114Jun 2029$839.93$781.93$1,621.86$220,984.54
115Jul 2029$842.89$778.97$1,621.86$220,141.65
116Aug 2029$845.86$776.00$1,621.86$219,295.79
117Sep 2029$848.84$773.02$1,621.86$218,446.95
118Oct 2029$851.83$770.03$1,621.86$217,595.12
119Nov 2029$854.84$767.02$1,621.86$216,740.28
120Dec 2029$857.85$764.01$1,621.86$215,882.43
2029 Total$10,097.64$9,364.68$19,462.32
121Jan 2030$860.87$760.99$1,621.86$215,021.56
122Feb 2030$863.91$757.95$1,621.86$214,157.65
123Mar 2030$866.95$754.91$1,621.86$213,290.70
124Apr 2030$870.01$751.85$1,621.86$212,420.69
125May 2030$873.08$748.78$1,621.86$211,547.61
126Jun 2030$876.15$745.71$1,621.86$210,671.46
127Jul 2030$879.24$742.62$1,621.86$209,792.22
128Aug 2030$882.34$739.52$1,621.86$208,909.88
129Sep 2030$885.45$736.41$1,621.86$208,024.43
130Oct 2030$888.57$733.29$1,621.86$207,135.86
131Nov 2030$891.71$730.15$1,621.86$206,244.15
132Dec 2030$894.85$727.01$1,621.86$205,349.30
2030 Total$10,533.13$8,929.19$19,462.32
133Jan 2031$898.00$723.86$1,621.86$204,451.30
134Feb 2031$901.17$720.69$1,621.86$203,550.13
135Mar 2031$904.35$717.51$1,621.86$202,645.78
136Apr 2031$907.53$714.33$1,621.86$201,738.25
137May 2031$910.73$711.13$1,621.86$200,827.52
138Jun 2031$913.94$707.92$1,621.86$199,913.58
139Jul 2031$917.16$704.70$1,621.86$198,996.42
140Aug 2031$920.40$701.46$1,621.86$198,076.02
141Sep 2031$923.64$698.22$1,621.86$197,152.38
142Oct 2031$926.90$694.96$1,621.86$196,225.48
143Nov 2031$930.17$691.69$1,621.86$195,295.31
144Dec 2031$933.44$688.42$1,621.86$194,361.87
2031 Total$10,987.43$8,474.89$19,462.32
145Jan 2032$936.73$685.13$1,621.86$193,425.14
146Feb 2032$940.04$681.82$1,621.86$192,485.10
147Mar 2032$943.35$678.51$1,621.86$191,541.75
148Apr 2032$946.68$675.18$1,621.86$190,595.07
149May 2032$950.01$671.85$1,621.86$189,645.06
150Jun 2032$953.36$668.50$1,621.86$188,691.70
151Jul 2032$956.72$665.14$1,621.86$187,734.98
152Aug 2032$960.09$661.77$1,621.86$186,774.89
153Sep 2032$963.48$658.38$1,621.86$185,811.41
154Oct 2032$966.87$654.99$1,621.86$184,844.54
155Nov 2032$970.28$651.58$1,621.86$183,874.26
156Dec 2032$973.70$648.16$1,621.86$182,900.56
2032 Total$11,461.31$8,001.01$19,462.32
157Jan 2033$977.14$644.72$1,621.86$181,923.42
158Feb 2033$980.58$641.28$1,621.86$180,942.84
159Mar 2033$984.04$637.82$1,621.86$179,958.80
160Apr 2033$987.51$634.35$1,621.86$178,971.29
161May 2033$990.99$630.87$1,621.86$177,980.30
162Jun 2033$994.48$627.38$1,621.86$176,985.82
163Jul 2033$997.98$623.88$1,621.86$175,987.84
164Aug 2033$1,001.50$620.36$1,621.86$174,986.34
165Sep 2033$1,005.03$616.83$1,621.86$173,981.31
166Oct 2033$1,008.58$613.28$1,621.86$172,972.73
167Nov 2033$1,012.13$609.73$1,621.86$171,960.60
168Dec 2033$1,015.70$606.16$1,621.86$170,944.90
2033 Total$11,955.66$7,506.66$19,462.32
169Jan 2034$1,019.28$602.58$1,621.86$169,925.62
170Feb 2034$1,022.87$598.99$1,621.86$168,902.75
171Mar 2034$1,026.48$595.38$1,621.86$167,876.27
172Apr 2034$1,030.10$591.76$1,621.86$166,846.17
173May 2034$1,033.73$588.13$1,621.86$165,812.44
174Jun 2034$1,037.37$584.49$1,621.86$164,775.07
175Jul 2034$1,041.03$580.83$1,621.86$163,734.04
176Aug 2034$1,044.70$577.16$1,621.86$162,689.34
177Sep 2034$1,048.38$573.48$1,621.86$161,640.96
178Oct 2034$1,052.08$569.78$1,621.86$160,588.88
179Nov 2034$1,055.78$566.08$1,621.86$159,533.10
180Dec 2034$1,059.51$562.35$1,621.86$158,473.59
2034 Total$12,471.31$6,991.01$19,462.32
181Jan 2035$1,063.24$558.62$1,621.86$157,410.35
182Feb 2035$1,066.99$554.87$1,621.86$156,343.36
183Mar 2035$1,070.75$551.11$1,621.86$155,272.61
184Apr 2035$1,074.52$547.34$1,621.86$154,198.09
185May 2035$1,078.31$543.55$1,621.86$153,119.78
186Jun 2035$1,082.11$539.75$1,621.86$152,037.67
187Jul 2035$1,085.93$535.93$1,621.86$150,951.74
188Aug 2035$1,089.76$532.10$1,621.86$149,861.98
189Sep 2035$1,093.60$528.26$1,621.86$148,768.38
190Oct 2035$1,097.45$524.41$1,621.86$147,670.93
191Nov 2035$1,101.32$520.54$1,621.86$146,569.61
192Dec 2035$1,105.20$516.66$1,621.86$145,464.41
2035 Total$13,009.18$6,453.14$19,462.32
193Jan 2036$1,109.10$512.76$1,621.86$144,355.31
194Feb 2036$1,113.01$508.85$1,621.86$143,242.30
195Mar 2036$1,116.93$504.93$1,621.86$142,125.37
196Apr 2036$1,120.87$500.99$1,621.86$141,004.50
197May 2036$1,124.82$497.04$1,621.86$139,879.68
198Jun 2036$1,128.78$493.08$1,621.86$138,750.90
199Jul 2036$1,132.76$489.10$1,621.86$137,618.14
200Aug 2036$1,136.76$485.10$1,621.86$136,481.38
201Sep 2036$1,140.76$481.10$1,621.86$135,340.62
202Oct 2036$1,144.78$477.08$1,621.86$134,195.84
203Nov 2036$1,148.82$473.04$1,621.86$133,047.02
204Dec 2036$1,152.87$468.99$1,621.86$131,894.15
2036 Total$13,570.26$5,892.06$19,462.32
205Jan 2037$1,156.93$464.93$1,621.86$130,737.22
206Feb 2037$1,161.01$460.85$1,621.86$129,576.21
207Mar 2037$1,165.10$456.76$1,621.86$128,411.11
208Apr 2037$1,169.21$452.65$1,621.86$127,241.90
209May 2037$1,173.33$448.53$1,621.86$126,068.57
210Jun 2037$1,177.47$444.39$1,621.86$124,891.10
211Jul 2037$1,181.62$440.24$1,621.86$123,709.48
212Aug 2037$1,185.78$436.08$1,621.86$122,523.70
213Sep 2037$1,189.96$431.90$1,621.86$121,333.74
214Oct 2037$1,194.16$427.70$1,621.86$120,139.58
215Nov 2037$1,198.37$423.49$1,621.86$118,941.21
216Dec 2037$1,202.59$419.27$1,621.86$117,738.62
2037 Total$14,155.53$5,306.79$19,462.32
217Jan 2038$1,206.83$415.03$1,621.86$116,531.79
218Feb 2038$1,211.09$410.77$1,621.86$115,320.70
219Mar 2038$1,215.35$406.51$1,621.86$114,105.35
220Apr 2038$1,219.64$402.22$1,621.86$112,885.71
221May 2038$1,223.94$397.92$1,621.86$111,661.77
222Jun 2038$1,228.25$393.61$1,621.86$110,433.52
223Jul 2038$1,232.58$389.28$1,621.86$109,200.94
224Aug 2038$1,236.93$384.93$1,621.86$107,964.01
225Sep 2038$1,241.29$380.57$1,621.86$106,722.72
226Oct 2038$1,245.66$376.20$1,621.86$105,477.06
227Nov 2038$1,250.05$371.81$1,621.86$104,227.01
228Dec 2038$1,254.46$367.40$1,621.86$102,972.55
2038 Total$14,766.07$4,696.25$19,462.32
229Jan 2039$1,258.88$362.98$1,621.86$101,713.67
230Feb 2039$1,263.32$358.54$1,621.86$100,450.35
231Mar 2039$1,267.77$354.09$1,621.86$99,182.58
232Apr 2039$1,272.24$349.62$1,621.86$97,910.34
233May 2039$1,276.73$345.13$1,621.86$96,633.61
234Jun 2039$1,281.23$340.63$1,621.86$95,352.38
235Jul 2039$1,285.74$336.12$1,621.86$94,066.64
236Aug 2039$1,290.28$331.58$1,621.86$92,776.36
237Sep 2039$1,294.82$327.04$1,621.86$91,481.54
238Oct 2039$1,299.39$322.47$1,621.86$90,182.15
239Nov 2039$1,303.97$317.89$1,621.86$88,878.18
240Dec 2039$1,308.56$313.30$1,621.86$87,569.62
2039 Total$15,402.93$4,059.39$19,462.32
241Jan 2040$1,313.18$308.68$1,621.86$86,256.44
242Feb 2040$1,317.81$304.05$1,621.86$84,938.63
243Mar 2040$1,322.45$299.41$1,621.86$83,616.18
244Apr 2040$1,327.11$294.75$1,621.86$82,289.07
245May 2040$1,331.79$290.07$1,621.86$80,957.28
246Jun 2040$1,336.49$285.37$1,621.86$79,620.79
247Jul 2040$1,341.20$280.66$1,621.86$78,279.59
248Aug 2040$1,345.92$275.94$1,621.86$76,933.67
249Sep 2040$1,350.67$271.19$1,621.86$75,583.00
250Oct 2040$1,355.43$266.43$1,621.86$74,227.57
251Nov 2040$1,360.21$261.65$1,621.86$72,867.36
252Dec 2040$1,365.00$256.86$1,621.86$71,502.36
2040 Total$16,067.26$3,395.06$19,462.32
253Jan 2041$1,369.81$252.05$1,621.86$70,132.55
254Feb 2041$1,374.64$247.22$1,621.86$68,757.91
255Mar 2041$1,379.49$242.37$1,621.86$67,378.42
256Apr 2041$1,384.35$237.51$1,621.86$65,994.07
257May 2041$1,389.23$232.63$1,621.86$64,604.84
258Jun 2041$1,394.13$227.73$1,621.86$63,210.71
259Jul 2041$1,399.04$222.82$1,621.86$61,811.67
260Aug 2041$1,403.97$217.89$1,621.86$60,407.70
261Sep 2041$1,408.92$212.94$1,621.86$58,998.78
262Oct 2041$1,413.89$207.97$1,621.86$57,584.89
263Nov 2041$1,418.87$202.99$1,621.86$56,166.02
264Dec 2041$1,423.87$197.99$1,621.86$54,742.15
2041 Total$16,760.21$2,702.11$19,462.32
265Jan 2042$1,428.89$192.97$1,621.86$53,313.26
266Feb 2042$1,433.93$187.93$1,621.86$51,879.33
267Mar 2042$1,438.99$182.87$1,621.86$50,440.34
268Apr 2042$1,444.06$177.80$1,621.86$48,996.28
269May 2042$1,449.15$172.71$1,621.86$47,547.13
270Jun 2042$1,454.26$167.60$1,621.86$46,092.87
271Jul 2042$1,459.38$162.48$1,621.86$44,633.49
272Aug 2042$1,464.53$157.33$1,621.86$43,168.96
273Sep 2042$1,469.69$152.17$1,621.86$41,699.27
274Oct 2042$1,474.87$146.99$1,621.86$40,224.40
275Nov 2042$1,480.07$141.79$1,621.86$38,744.33
276Dec 2042$1,485.29$136.57$1,621.86$37,259.04
2042 Total$17,483.11$1,979.21$19,462.32
277Jan 2043$1,490.52$131.34$1,621.86$35,768.52
278Feb 2043$1,495.78$126.08$1,621.86$34,272.74
279Mar 2043$1,501.05$120.81$1,621.86$32,771.69
280Apr 2043$1,506.34$115.52$1,621.86$31,265.35
281May 2043$1,511.65$110.21$1,621.86$29,753.70
282Jun 2043$1,516.98$104.88$1,621.86$28,236.72
283Jul 2043$1,522.33$99.53$1,621.86$26,714.39
284Aug 2043$1,527.69$94.17$1,621.86$25,186.70
285Sep 2043$1,533.08$88.78$1,621.86$23,653.62
286Oct 2043$1,538.48$83.38$1,621.86$22,115.14
287Nov 2043$1,543.90$77.96$1,621.86$20,571.24
288Dec 2043$1,549.35$72.51$1,621.86$19,021.89
2043 Total$18,237.15$1,225.17$19,462.32
289Jan 2044$1,554.81$67.05$1,621.86$17,467.08
290Feb 2044$1,560.29$61.57$1,621.86$15,906.79
291Mar 2044$1,565.79$56.07$1,621.86$14,341.00
292Apr 2044$1,571.31$50.55$1,621.86$12,769.69
293May 2044$1,576.85$45.01$1,621.86$11,192.84
294Jun 2044$1,582.41$39.45$1,621.86$9,610.43
295Jul 2044$1,587.98$33.88$1,621.86$8,022.45
296Aug 2044$1,593.58$28.28$1,621.86$6,428.87
297Sep 2044$1,599.20$22.66$1,621.86$4,829.67
298Oct 2044$1,604.84$17.02$1,621.86$3,224.83
299Nov 2044$1,610.49$11.37$1,621.86$1,614.34
300Dec 2044$1,614.34$5.69$1,620.03$0.00
2044 Total$19,021.89$438.6$19,460.49
Compare your product with the big 4 banks, or add more products to compare
As seen on