RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.38

% p.a

Fixed - 3 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,328
Number of repayments
300
Total interest paid
$98,338
Total Repayments

$398,337

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$732.79$595.00$1,327.79$299,267.21
2Nov 2021$734.24$593.55$1,327.79$298,532.97
3Dec 2021$735.70$592.09$1,327.79$297,797.27
2021 Total$2,202.73$1,780.64$3,983.37
4Jan 2022$737.16$590.63$1,327.79$297,060.11
5Feb 2022$738.62$589.17$1,327.79$296,321.49
6Mar 2022$740.09$587.70$1,327.79$295,581.40
7Apr 2022$741.55$586.24$1,327.79$294,839.85
8May 2022$743.02$584.77$1,327.79$294,096.83
9Jun 2022$744.50$583.29$1,327.79$293,352.33
10Jul 2022$745.97$581.82$1,327.79$292,606.36
11Aug 2022$747.45$580.34$1,327.79$291,858.91
12Sep 2022$748.94$578.85$1,327.79$291,109.97
13Oct 2022$750.42$577.37$1,327.79$290,359.55
14Nov 2022$751.91$575.88$1,327.79$289,607.64
15Dec 2022$753.40$574.39$1,327.79$288,854.24
2022 Total$8,943.03$6,990.45$15,933.48
16Jan 2023$754.90$572.89$1,327.79$288,099.34
17Feb 2023$756.39$571.40$1,327.79$287,342.95
18Mar 2023$757.89$569.90$1,327.79$286,585.06
19Apr 2023$759.40$568.39$1,327.79$285,825.66
20May 2023$760.90$566.89$1,327.79$285,064.76
21Jun 2023$762.41$565.38$1,327.79$284,302.35
22Jul 2023$763.92$563.87$1,327.79$283,538.43
23Aug 2023$765.44$562.35$1,327.79$282,772.99
24Sep 2023$766.96$560.83$1,327.79$282,006.03
25Oct 2023$768.48$559.31$1,327.79$281,237.55
26Nov 2023$770.00$557.79$1,327.79$280,467.55
27Dec 2023$771.53$556.26$1,327.79$279,696.02
2023 Total$9,158.22$6,775.26$15,933.48
28Jan 2024$773.06$554.73$1,327.79$278,922.96
29Feb 2024$774.59$553.20$1,327.79$278,148.37
30Mar 2024$776.13$551.66$1,327.79$277,372.24
31Apr 2024$777.67$550.12$1,327.79$276,594.57
32May 2024$779.21$548.58$1,327.79$275,815.36
33Jun 2024$780.76$547.03$1,327.79$275,034.60
34Jul 2024$782.30$545.49$1,327.79$274,252.30
35Aug 2024$783.86$543.93$1,327.79$273,468.44
36Sep 2024$785.41$542.38$1,327.79$272,683.03
37Oct 2024$786.97$540.82$1,327.79$271,896.06
38Nov 2024$788.53$539.26$1,327.79$271,107.53
39Dec 2024$790.09$537.70$1,327.79$270,317.44
2024 Total$9,378.58$6,554.9$15,933.48
40Jan 2025$791.66$536.13$1,327.79$269,525.78
41Feb 2025$793.23$534.56$1,327.79$268,732.55
42Mar 2025$794.80$532.99$1,327.79$267,937.75
43Apr 2025$796.38$531.41$1,327.79$267,141.37
44May 2025$797.96$529.83$1,327.79$266,343.41
45Jun 2025$799.54$528.25$1,327.79$265,543.87
46Jul 2025$801.13$526.66$1,327.79$264,742.74
47Aug 2025$802.72$525.07$1,327.79$263,940.02
48Sep 2025$804.31$523.48$1,327.79$263,135.71
49Oct 2025$805.90$521.89$1,327.79$262,329.81
50Nov 2025$807.50$520.29$1,327.79$261,522.31
51Dec 2025$809.10$518.69$1,327.79$260,713.21
2025 Total$9,604.23$6,329.25$15,933.48
52Jan 2026$810.71$517.08$1,327.79$259,902.50
53Feb 2026$812.32$515.47$1,327.79$259,090.18
54Mar 2026$813.93$513.86$1,327.79$258,276.25
55Apr 2026$815.54$512.25$1,327.79$257,460.71
56May 2026$817.16$510.63$1,327.79$256,643.55
57Jun 2026$818.78$509.01$1,327.79$255,824.77
58Jul 2026$820.40$507.39$1,327.79$255,004.37
59Aug 2026$822.03$505.76$1,327.79$254,182.34
60Sep 2026$823.66$504.13$1,327.79$253,358.68
61Oct 2026$825.30$502.49$1,327.79$252,533.38
62Nov 2026$826.93$500.86$1,327.79$251,706.45
63Dec 2026$828.57$499.22$1,327.79$250,877.88
2026 Total$9,835.33$6,098.15$15,933.48
64Jan 2027$830.22$497.57$1,327.79$250,047.66
65Feb 2027$831.86$495.93$1,327.79$249,215.80
66Mar 2027$833.51$494.28$1,327.79$248,382.29
67Apr 2027$835.17$492.62$1,327.79$247,547.12
68May 2027$836.82$490.97$1,327.79$246,710.30
69Jun 2027$838.48$489.31$1,327.79$245,871.82
70Jul 2027$840.14$487.65$1,327.79$245,031.68
71Aug 2027$841.81$485.98$1,327.79$244,189.87
72Sep 2027$843.48$484.31$1,327.79$243,346.39
73Oct 2027$845.15$482.64$1,327.79$242,501.24
74Nov 2027$846.83$480.96$1,327.79$241,654.41
75Dec 2027$848.51$479.28$1,327.79$240,805.90
2027 Total$10,071.98$5,861.5$15,933.48
76Jan 2028$850.19$477.60$1,327.79$239,955.71
77Feb 2028$851.88$475.91$1,327.79$239,103.83
78Mar 2028$853.57$474.22$1,327.79$238,250.26
79Apr 2028$855.26$472.53$1,327.79$237,395.00
80May 2028$856.96$470.83$1,327.79$236,538.04
81Jun 2028$858.66$469.13$1,327.79$235,679.38
82Jul 2028$860.36$467.43$1,327.79$234,819.02
83Aug 2028$862.07$465.72$1,327.79$233,956.95
84Sep 2028$863.78$464.01$1,327.79$233,093.17
85Oct 2028$865.49$462.30$1,327.79$232,227.68
86Nov 2028$867.21$460.58$1,327.79$231,360.47
87Dec 2028$868.93$458.86$1,327.79$230,491.54
2028 Total$10,314.36$5,619.12$15,933.48
88Jan 2029$870.65$457.14$1,327.79$229,620.89
89Feb 2029$872.38$455.41$1,327.79$228,748.51
90Mar 2029$874.11$453.68$1,327.79$227,874.40
91Apr 2029$875.84$451.95$1,327.79$226,998.56
92May 2029$877.58$450.21$1,327.79$226,120.98
93Jun 2029$879.32$448.47$1,327.79$225,241.66
94Jul 2029$881.06$446.73$1,327.79$224,360.60
95Aug 2029$882.81$444.98$1,327.79$223,477.79
96Sep 2029$884.56$443.23$1,327.79$222,593.23
97Oct 2029$886.31$441.48$1,327.79$221,706.92
98Nov 2029$888.07$439.72$1,327.79$220,818.85
99Dec 2029$889.83$437.96$1,327.79$219,929.02
2029 Total$10,562.52$5,370.96$15,933.48
100Jan 2030$891.60$436.19$1,327.79$219,037.42
101Feb 2030$893.37$434.42$1,327.79$218,144.05
102Mar 2030$895.14$432.65$1,327.79$217,248.91
103Apr 2030$896.91$430.88$1,327.79$216,352.00
104May 2030$898.69$429.10$1,327.79$215,453.31
105Jun 2030$900.47$427.32$1,327.79$214,552.84
106Jul 2030$902.26$425.53$1,327.79$213,650.58
107Aug 2030$904.05$423.74$1,327.79$212,746.53
108Sep 2030$905.84$421.95$1,327.79$211,840.69
109Oct 2030$907.64$420.15$1,327.79$210,933.05
110Nov 2030$909.44$418.35$1,327.79$210,023.61
111Dec 2030$911.24$416.55$1,327.79$209,112.37
2030 Total$10,816.65$5,116.83$15,933.48
112Jan 2031$913.05$414.74$1,327.79$208,199.32
113Feb 2031$914.86$412.93$1,327.79$207,284.46
114Mar 2031$916.68$411.11$1,327.79$206,367.78
115Apr 2031$918.49$409.30$1,327.79$205,449.29
116May 2031$920.32$407.47$1,327.79$204,528.97
117Jun 2031$922.14$405.65$1,327.79$203,606.83
118Jul 2031$923.97$403.82$1,327.79$202,682.86
119Aug 2031$925.80$401.99$1,327.79$201,757.06
120Sep 2031$927.64$400.15$1,327.79$200,829.42
121Oct 2031$929.48$398.31$1,327.79$199,899.94
122Nov 2031$931.32$396.47$1,327.79$198,968.62
123Dec 2031$933.17$394.62$1,327.79$198,035.45
2031 Total$11,076.92$4,856.56$15,933.48
124Jan 2032$935.02$392.77$1,327.79$197,100.43
125Feb 2032$936.87$390.92$1,327.79$196,163.56
126Mar 2032$938.73$389.06$1,327.79$195,224.83
127Apr 2032$940.59$387.20$1,327.79$194,284.24
128May 2032$942.46$385.33$1,327.79$193,341.78
129Jun 2032$944.33$383.46$1,327.79$192,397.45
130Jul 2032$946.20$381.59$1,327.79$191,451.25
131Aug 2032$948.08$379.71$1,327.79$190,503.17
132Sep 2032$949.96$377.83$1,327.79$189,553.21
133Oct 2032$951.84$375.95$1,327.79$188,601.37
134Nov 2032$953.73$374.06$1,327.79$187,647.64
135Dec 2032$955.62$372.17$1,327.79$186,692.02
2032 Total$11,343.43$4,590.05$15,933.48
136Jan 2033$957.52$370.27$1,327.79$185,734.50
137Feb 2033$959.42$368.37$1,327.79$184,775.08
138Mar 2033$961.32$366.47$1,327.79$183,813.76
139Apr 2033$963.23$364.56$1,327.79$182,850.53
140May 2033$965.14$362.65$1,327.79$181,885.39
141Jun 2033$967.05$360.74$1,327.79$180,918.34
142Jul 2033$968.97$358.82$1,327.79$179,949.37
143Aug 2033$970.89$356.90$1,327.79$178,978.48
144Sep 2033$972.82$354.97$1,327.79$178,005.66
145Oct 2033$974.75$353.04$1,327.79$177,030.91
146Nov 2033$976.68$351.11$1,327.79$176,054.23
147Dec 2033$978.62$349.17$1,327.79$175,075.61
2033 Total$11,616.41$4,317.07$15,933.48
148Jan 2034$980.56$347.23$1,327.79$174,095.05
149Feb 2034$982.50$345.29$1,327.79$173,112.55
150Mar 2034$984.45$343.34$1,327.79$172,128.10
151Apr 2034$986.40$341.39$1,327.79$171,141.70
152May 2034$988.36$339.43$1,327.79$170,153.34
153Jun 2034$990.32$337.47$1,327.79$169,163.02
154Jul 2034$992.28$335.51$1,327.79$168,170.74
155Aug 2034$994.25$333.54$1,327.79$167,176.49
156Sep 2034$996.22$331.57$1,327.79$166,180.27
157Oct 2034$998.20$329.59$1,327.79$165,182.07
158Nov 2034$1,000.18$327.61$1,327.79$164,181.89
159Dec 2034$1,002.16$325.63$1,327.79$163,179.73
2034 Total$11,895.88$4,037.6$15,933.48
160Jan 2035$1,004.15$323.64$1,327.79$162,175.58
161Feb 2035$1,006.14$321.65$1,327.79$161,169.44
162Mar 2035$1,008.14$319.65$1,327.79$160,161.30
163Apr 2035$1,010.14$317.65$1,327.79$159,151.16
164May 2035$1,012.14$315.65$1,327.79$158,139.02
165Jun 2035$1,014.15$313.64$1,327.79$157,124.87
166Jul 2035$1,016.16$311.63$1,327.79$156,108.71
167Aug 2035$1,018.17$309.62$1,327.79$155,090.54
168Sep 2035$1,020.19$307.60$1,327.79$154,070.35
169Oct 2035$1,022.22$305.57$1,327.79$153,048.13
170Nov 2035$1,024.24$303.55$1,327.79$152,023.89
171Dec 2035$1,026.28$301.51$1,327.79$150,997.61
2035 Total$12,182.12$3,751.36$15,933.48
172Jan 2036$1,028.31$299.48$1,327.79$149,969.30
173Feb 2036$1,030.35$297.44$1,327.79$148,938.95
174Mar 2036$1,032.39$295.40$1,327.79$147,906.56
175Apr 2036$1,034.44$293.35$1,327.79$146,872.12
176May 2036$1,036.49$291.30$1,327.79$145,835.63
177Jun 2036$1,038.55$289.24$1,327.79$144,797.08
178Jul 2036$1,040.61$287.18$1,327.79$143,756.47
179Aug 2036$1,042.67$285.12$1,327.79$142,713.80
180Sep 2036$1,044.74$283.05$1,327.79$141,669.06
181Oct 2036$1,046.81$280.98$1,327.79$140,622.25
182Nov 2036$1,048.89$278.90$1,327.79$139,573.36
183Dec 2036$1,050.97$276.82$1,327.79$138,522.39
2036 Total$12,475.22$3,458.26$15,933.48
184Jan 2037$1,053.05$274.74$1,327.79$137,469.34
185Feb 2037$1,055.14$272.65$1,327.79$136,414.20
186Mar 2037$1,057.24$270.55$1,327.79$135,356.96
187Apr 2037$1,059.33$268.46$1,327.79$134,297.63
188May 2037$1,061.43$266.36$1,327.79$133,236.20
189Jun 2037$1,063.54$264.25$1,327.79$132,172.66
190Jul 2037$1,065.65$262.14$1,327.79$131,107.01
191Aug 2037$1,067.76$260.03$1,327.79$130,039.25
192Sep 2037$1,069.88$257.91$1,327.79$128,969.37
193Oct 2037$1,072.00$255.79$1,327.79$127,897.37
194Nov 2037$1,074.13$253.66$1,327.79$126,823.24
195Dec 2037$1,076.26$251.53$1,327.79$125,746.98
2037 Total$12,775.41$3,158.07$15,933.48
196Jan 2038$1,078.39$249.40$1,327.79$124,668.59
197Feb 2038$1,080.53$247.26$1,327.79$123,588.06
198Mar 2038$1,082.67$245.12$1,327.79$122,505.39
199Apr 2038$1,084.82$242.97$1,327.79$121,420.57
200May 2038$1,086.97$240.82$1,327.79$120,333.60
201Jun 2038$1,089.13$238.66$1,327.79$119,244.47
202Jul 2038$1,091.29$236.50$1,327.79$118,153.18
203Aug 2038$1,093.45$234.34$1,327.79$117,059.73
204Sep 2038$1,095.62$232.17$1,327.79$115,964.11
205Oct 2038$1,097.79$230.00$1,327.79$114,866.32
206Nov 2038$1,099.97$227.82$1,327.79$113,766.35
207Dec 2038$1,102.15$225.64$1,327.79$112,664.20
2038 Total$13,082.78$2,850.7$15,933.48
208Jan 2039$1,104.34$223.45$1,327.79$111,559.86
209Feb 2039$1,106.53$221.26$1,327.79$110,453.33
210Mar 2039$1,108.72$219.07$1,327.79$109,344.61
211Apr 2039$1,110.92$216.87$1,327.79$108,233.69
212May 2039$1,113.13$214.66$1,327.79$107,120.56
213Jun 2039$1,115.33$212.46$1,327.79$106,005.23
214Jul 2039$1,117.55$210.24$1,327.79$104,887.68
215Aug 2039$1,119.76$208.03$1,327.79$103,767.92
216Sep 2039$1,121.98$205.81$1,327.79$102,645.94
217Oct 2039$1,124.21$203.58$1,327.79$101,521.73
218Nov 2039$1,126.44$201.35$1,327.79$100,395.29
219Dec 2039$1,128.67$199.12$1,327.79$99,266.62
2039 Total$13,397.58$2,535.9$15,933.48
220Jan 2040$1,130.91$196.88$1,327.79$98,135.71
221Feb 2040$1,133.15$194.64$1,327.79$97,002.56
222Mar 2040$1,135.40$192.39$1,327.79$95,867.16
223Apr 2040$1,137.65$190.14$1,327.79$94,729.51
224May 2040$1,139.91$187.88$1,327.79$93,589.60
225Jun 2040$1,142.17$185.62$1,327.79$92,447.43
226Jul 2040$1,144.44$183.35$1,327.79$91,302.99
227Aug 2040$1,146.71$181.08$1,327.79$90,156.28
228Sep 2040$1,148.98$178.81$1,327.79$89,007.30
229Oct 2040$1,151.26$176.53$1,327.79$87,856.04
230Nov 2040$1,153.54$174.25$1,327.79$86,702.50
231Dec 2040$1,155.83$171.96$1,327.79$85,546.67
2040 Total$13,719.95$2,213.53$15,933.48
232Jan 2041$1,158.12$169.67$1,327.79$84,388.55
233Feb 2041$1,160.42$167.37$1,327.79$83,228.13
234Mar 2041$1,162.72$165.07$1,327.79$82,065.41
235Apr 2041$1,165.03$162.76$1,327.79$80,900.38
236May 2041$1,167.34$160.45$1,327.79$79,733.04
237Jun 2041$1,169.65$158.14$1,327.79$78,563.39
238Jul 2041$1,171.97$155.82$1,327.79$77,391.42
239Aug 2041$1,174.30$153.49$1,327.79$76,217.12
240Sep 2041$1,176.63$151.16$1,327.79$75,040.49
241Oct 2041$1,178.96$148.83$1,327.79$73,861.53
242Nov 2041$1,181.30$146.49$1,327.79$72,680.23
243Dec 2041$1,183.64$144.15$1,327.79$71,496.59
2041 Total$14,050.08$1,883.4$15,933.48
244Jan 2042$1,185.99$141.80$1,327.79$70,310.60
245Feb 2042$1,188.34$139.45$1,327.79$69,122.26
246Mar 2042$1,190.70$137.09$1,327.79$67,931.56
247Apr 2042$1,193.06$134.73$1,327.79$66,738.50
248May 2042$1,195.43$132.36$1,327.79$65,543.07
249Jun 2042$1,197.80$129.99$1,327.79$64,345.27
250Jul 2042$1,200.17$127.62$1,327.79$63,145.10
251Aug 2042$1,202.55$125.24$1,327.79$61,942.55
252Sep 2042$1,204.94$122.85$1,327.79$60,737.61
253Oct 2042$1,207.33$120.46$1,327.79$59,530.28
254Nov 2042$1,209.72$118.07$1,327.79$58,320.56
255Dec 2042$1,212.12$115.67$1,327.79$57,108.44
2042 Total$14,388.15$1,545.33$15,933.48
256Jan 2043$1,214.52$113.27$1,327.79$55,893.92
257Feb 2043$1,216.93$110.86$1,327.79$54,676.99
258Mar 2043$1,219.35$108.44$1,327.79$53,457.64
259Apr 2043$1,221.77$106.02$1,327.79$52,235.87
260May 2043$1,224.19$103.60$1,327.79$51,011.68
261Jun 2043$1,226.62$101.17$1,327.79$49,785.06
262Jul 2043$1,229.05$98.74$1,327.79$48,556.01
263Aug 2043$1,231.49$96.30$1,327.79$47,324.52
264Sep 2043$1,233.93$93.86$1,327.79$46,090.59
265Oct 2043$1,236.38$91.41$1,327.79$44,854.21
266Nov 2043$1,238.83$88.96$1,327.79$43,615.38
267Dec 2043$1,241.29$86.50$1,327.79$42,374.09
2043 Total$14,734.35$1,199.13$15,933.48
268Jan 2044$1,243.75$84.04$1,327.79$41,130.34
269Feb 2044$1,246.21$81.58$1,327.79$39,884.13
270Mar 2044$1,248.69$79.10$1,327.79$38,635.44
271Apr 2044$1,251.16$76.63$1,327.79$37,384.28
272May 2044$1,253.64$74.15$1,327.79$36,130.64
273Jun 2044$1,256.13$71.66$1,327.79$34,874.51
274Jul 2044$1,258.62$69.17$1,327.79$33,615.89
275Aug 2044$1,261.12$66.67$1,327.79$32,354.77
276Sep 2044$1,263.62$64.17$1,327.79$31,091.15
277Oct 2044$1,266.13$61.66$1,327.79$29,825.02
278Nov 2044$1,268.64$59.15$1,327.79$28,556.38
279Dec 2044$1,271.15$56.64$1,327.79$27,285.23
2044 Total$15,088.86$844.62$15,933.48
280Jan 2045$1,273.67$54.12$1,327.79$26,011.56
281Feb 2045$1,276.20$51.59$1,327.79$24,735.36
282Mar 2045$1,278.73$49.06$1,327.79$23,456.63
283Apr 2045$1,281.27$46.52$1,327.79$22,175.36
284May 2045$1,283.81$43.98$1,327.79$20,891.55
285Jun 2045$1,286.36$41.43$1,327.79$19,605.19
286Jul 2045$1,288.91$38.88$1,327.79$18,316.28
287Aug 2045$1,291.46$36.33$1,327.79$17,024.82
288Sep 2045$1,294.02$33.77$1,327.79$15,730.80
289Oct 2045$1,296.59$31.20$1,327.79$14,434.21
290Nov 2045$1,299.16$28.63$1,327.79$13,135.05
291Dec 2045$1,301.74$26.05$1,327.79$11,833.31
2045 Total$15,451.92$481.56$15,933.48
292Jan 2046$1,304.32$23.47$1,327.79$10,528.99
293Feb 2046$1,306.91$20.88$1,327.79$9,222.08
294Mar 2046$1,309.50$18.29$1,327.79$7,912.58
295Apr 2046$1,312.10$15.69$1,327.79$6,600.48
296May 2046$1,314.70$13.09$1,327.79$5,285.78
297Jun 2046$1,317.31$10.48$1,327.79$3,968.47
298Jul 2046$1,319.92$7.87$1,327.79$2,648.55
299Aug 2046$1,322.54$5.25$1,327.79$1,326.01
300Sep 2046$1,325.16$2.63$1,327.79$0.85
2046 Total$11,832.46$117.65$11,950.11