Premium Package Investment Loan (Interest Only) (LVR < 80%) from Gateway Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.87%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$806
Number of Repayments
300
Total Interest Paid
$-8,200
Total repayments
$241,800
DatePrincipleInterestPaymentBalance
1Sep 2019$495.46$806.25$1,301.71$249,504.54
2Oct 2019$497.06$804.65$1,301.71$249,007.48
3Nov 2019$498.66$803.05$1,301.71$248,508.82
4Dec 2019$500.27$801.44$1,301.71$248,008.55
2019 Total$1,991.45$3,215.39$5,206.84
5Jan 2020$501.88$799.83$1,301.71$247,506.67
6Feb 2020$503.50$798.21$1,301.71$247,003.17
7Mar 2020$505.12$796.59$1,301.71$246,498.05
8Apr 2020$506.75$794.96$1,301.71$245,991.30
9May 2020$508.39$793.32$1,301.71$245,482.91
10Jun 2020$510.03$791.68$1,301.71$244,972.88
11Jul 2020$511.67$790.04$1,301.71$244,461.21
12Aug 2020$513.32$788.39$1,301.71$243,947.89
13Sep 2020$514.98$786.73$1,301.71$243,432.91
14Oct 2020$516.64$785.07$1,301.71$242,916.27
15Nov 2020$518.31$783.40$1,301.71$242,397.96
16Dec 2020$519.98$781.73$1,301.71$241,877.98
2020 Total$6,130.57$9,489.95$15,620.52
17Jan 2021$521.65$780.06$1,301.71$241,356.33
18Feb 2021$523.34$778.37$1,301.71$240,832.99
19Mar 2021$525.02$776.69$1,301.71$240,307.97
20Apr 2021$526.72$774.99$1,301.71$239,781.25
21May 2021$528.42$773.29$1,301.71$239,252.83
22Jun 2021$530.12$771.59$1,301.71$238,722.71
23Jul 2021$531.83$769.88$1,301.71$238,190.88
24Aug 2021$533.54$768.17$1,301.71$237,657.34
25Sep 2021$535.27$766.44$1,301.71$237,122.07
26Oct 2021$536.99$764.72$1,301.71$236,585.08
27Nov 2021$538.72$762.99$1,301.71$236,046.36
28Dec 2021$540.46$761.25$1,301.71$235,505.90
2021 Total$6,372.08$9,248.44$15,620.52
29Jan 2022$542.20$759.51$1,301.71$234,963.70
30Feb 2022$543.95$757.76$1,301.71$234,419.75
31Mar 2022$545.71$756.00$1,301.71$233,874.04
32Apr 2022$547.47$754.24$1,301.71$233,326.57
33May 2022$549.23$752.48$1,301.71$232,777.34
34Jun 2022$551.00$750.71$1,301.71$232,226.34
35Jul 2022$552.78$748.93$1,301.71$231,673.56
36Aug 2022$554.56$747.15$1,301.71$231,119.00
37Sep 2022$556.35$745.36$1,301.71$230,562.65
38Oct 2022$558.15$743.56$1,301.71$230,004.50
39Nov 2022$559.95$741.76$1,301.71$229,444.55
40Dec 2022$561.75$739.96$1,301.71$228,882.80
2022 Total$6,623.1$8,997.42$15,620.52
41Jan 2023$563.56$738.15$1,301.71$228,319.24
42Feb 2023$565.38$736.33$1,301.71$227,753.86
43Mar 2023$567.20$734.51$1,301.71$227,186.66
44Apr 2023$569.03$732.68$1,301.71$226,617.63
45May 2023$570.87$730.84$1,301.71$226,046.76
46Jun 2023$572.71$729.00$1,301.71$225,474.05
47Jul 2023$574.56$727.15$1,301.71$224,899.49
48Aug 2023$576.41$725.30$1,301.71$224,323.08
49Sep 2023$578.27$723.44$1,301.71$223,744.81
50Oct 2023$580.13$721.58$1,301.71$223,164.68
51Nov 2023$582.00$719.71$1,301.71$222,582.68
52Dec 2023$583.88$717.83$1,301.71$221,998.80
2023 Total$6,884$8,736.52$15,620.52
53Jan 2024$585.76$715.95$1,301.71$221,413.04
54Feb 2024$587.65$714.06$1,301.71$220,825.39
55Mar 2024$589.55$712.16$1,301.71$220,235.84
56Apr 2024$591.45$710.26$1,301.71$219,644.39
57May 2024$593.36$708.35$1,301.71$219,051.03
58Jun 2024$595.27$706.44$1,301.71$218,455.76
59Jul 2024$597.19$704.52$1,301.71$217,858.57
60Aug 2024$599.12$702.59$1,301.71$217,259.45
61Sep 2024$601.05$700.66$1,301.71$216,658.40
62Oct 2024$602.99$698.72$1,301.71$216,055.41
63Nov 2024$604.93$696.78$1,301.71$215,450.48
64Dec 2024$606.88$694.83$1,301.71$214,843.60
2024 Total$7,155.2$8,465.32$15,620.52
65Jan 2025$608.84$692.87$1,301.71$214,234.76
66Feb 2025$610.80$690.91$1,301.71$213,623.96
67Mar 2025$612.77$688.94$1,301.71$213,011.19
68Apr 2025$614.75$686.96$1,301.71$212,396.44
69May 2025$616.73$684.98$1,301.71$211,779.71
70Jun 2025$618.72$682.99$1,301.71$211,160.99
71Jul 2025$620.72$680.99$1,301.71$210,540.27
72Aug 2025$622.72$678.99$1,301.71$209,917.55
73Sep 2025$624.73$676.98$1,301.71$209,292.82
74Oct 2025$626.74$674.97$1,301.71$208,666.08
75Nov 2025$628.76$672.95$1,301.71$208,037.32
76Dec 2025$630.79$670.92$1,301.71$207,406.53
2025 Total$7,437.07$8,183.45$15,620.52
77Jan 2026$632.82$668.89$1,301.71$206,773.71
78Feb 2026$634.86$666.85$1,301.71$206,138.85
79Mar 2026$636.91$664.80$1,301.71$205,501.94
80Apr 2026$638.97$662.74$1,301.71$204,862.97
81May 2026$641.03$660.68$1,301.71$204,221.94
82Jun 2026$643.09$658.62$1,301.71$203,578.85
83Jul 2026$645.17$656.54$1,301.71$202,933.68
84Aug 2026$647.25$654.46$1,301.71$202,286.43
85Sep 2026$649.34$652.37$1,301.71$201,637.09
86Oct 2026$651.43$650.28$1,301.71$200,985.66
87Nov 2026$653.53$648.18$1,301.71$200,332.13
88Dec 2026$655.64$646.07$1,301.71$199,676.49
2026 Total$7,730.04$7,890.48$15,620.52
89Jan 2027$657.75$643.96$1,301.71$199,018.74
90Feb 2027$659.87$641.84$1,301.71$198,358.87
91Mar 2027$662.00$639.71$1,301.71$197,696.87
92Apr 2027$664.14$637.57$1,301.71$197,032.73
93May 2027$666.28$635.43$1,301.71$196,366.45
94Jun 2027$668.43$633.28$1,301.71$195,698.02
95Jul 2027$670.58$631.13$1,301.71$195,027.44
96Aug 2027$672.75$628.96$1,301.71$194,354.69
97Sep 2027$674.92$626.79$1,301.71$193,679.77
98Oct 2027$677.09$624.62$1,301.71$193,002.68
99Nov 2027$679.28$622.43$1,301.71$192,323.40
100Dec 2027$681.47$620.24$1,301.71$191,641.93
2027 Total$8,034.56$7,585.96$15,620.52
101Jan 2028$683.66$618.05$1,301.71$190,958.27
102Feb 2028$685.87$615.84$1,301.71$190,272.40
103Mar 2028$688.08$613.63$1,301.71$189,584.32
104Apr 2028$690.30$611.41$1,301.71$188,894.02
105May 2028$692.53$609.18$1,301.71$188,201.49
106Jun 2028$694.76$606.95$1,301.71$187,506.73
107Jul 2028$697.00$604.71$1,301.71$186,809.73
108Aug 2028$699.25$602.46$1,301.71$186,110.48
109Sep 2028$701.50$600.21$1,301.71$185,408.98
110Oct 2028$703.77$597.94$1,301.71$184,705.21
111Nov 2028$706.04$595.67$1,301.71$183,999.17
112Dec 2028$708.31$593.40$1,301.71$183,290.86
2028 Total$8,351.07$7,269.45$15,620.52
113Jan 2029$710.60$591.11$1,301.71$182,580.26
114Feb 2029$712.89$588.82$1,301.71$181,867.37
115Mar 2029$715.19$586.52$1,301.71$181,152.18
116Apr 2029$717.49$584.22$1,301.71$180,434.69
117May 2029$719.81$581.90$1,301.71$179,714.88
118Jun 2029$722.13$579.58$1,301.71$178,992.75
119Jul 2029$724.46$577.25$1,301.71$178,268.29
120Aug 2029$726.79$574.92$1,301.71$177,541.50
121Sep 2029$729.14$572.57$1,301.71$176,812.36
122Oct 2029$731.49$570.22$1,301.71$176,080.87
123Nov 2029$733.85$567.86$1,301.71$175,347.02
124Dec 2029$736.22$565.49$1,301.71$174,610.80
2029 Total$8,680.06$6,940.46$15,620.52
125Jan 2030$738.59$563.12$1,301.71$173,872.21
126Feb 2030$740.97$560.74$1,301.71$173,131.24
127Mar 2030$743.36$558.35$1,301.71$172,387.88
128Apr 2030$745.76$555.95$1,301.71$171,642.12
129May 2030$748.16$553.55$1,301.71$170,893.96
130Jun 2030$750.58$551.13$1,301.71$170,143.38
131Jul 2030$753.00$548.71$1,301.71$169,390.38
132Aug 2030$755.43$546.28$1,301.71$168,634.95
133Sep 2030$757.86$543.85$1,301.71$167,877.09
134Oct 2030$760.31$541.40$1,301.71$167,116.78
135Nov 2030$762.76$538.95$1,301.71$166,354.02
136Dec 2030$765.22$536.49$1,301.71$165,588.80
2030 Total$9,022$6,598.52$15,620.52
137Jan 2031$767.69$534.02$1,301.71$164,821.11
138Feb 2031$770.16$531.55$1,301.71$164,050.95
139Mar 2031$772.65$529.06$1,301.71$163,278.30
140Apr 2031$775.14$526.57$1,301.71$162,503.16
141May 2031$777.64$524.07$1,301.71$161,725.52
142Jun 2031$780.15$521.56$1,301.71$160,945.37
143Jul 2031$782.66$519.05$1,301.71$160,162.71
144Aug 2031$785.19$516.52$1,301.71$159,377.52
145Sep 2031$787.72$513.99$1,301.71$158,589.80
146Oct 2031$790.26$511.45$1,301.71$157,799.54
147Nov 2031$792.81$508.90$1,301.71$157,006.73
148Dec 2031$795.36$506.35$1,301.71$156,211.37
2031 Total$9,377.43$6,243.09$15,620.52
149Jan 2032$797.93$503.78$1,301.71$155,413.44
150Feb 2032$800.50$501.21$1,301.71$154,612.94
151Mar 2032$803.08$498.63$1,301.71$153,809.86
152Apr 2032$805.67$496.04$1,301.71$153,004.19
153May 2032$808.27$493.44$1,301.71$152,195.92
154Jun 2032$810.88$490.83$1,301.71$151,385.04
155Jul 2032$813.49$488.22$1,301.71$150,571.55
156Aug 2032$816.12$485.59$1,301.71$149,755.43
157Sep 2032$818.75$482.96$1,301.71$148,936.68
158Oct 2032$821.39$480.32$1,301.71$148,115.29
159Nov 2032$824.04$477.67$1,301.71$147,291.25
160Dec 2032$826.70$475.01$1,301.71$146,464.55
2032 Total$9,746.82$5,873.7$15,620.52
161Jan 2033$829.36$472.35$1,301.71$145,635.19
162Feb 2033$832.04$469.67$1,301.71$144,803.15
163Mar 2033$834.72$466.99$1,301.71$143,968.43
164Apr 2033$837.41$464.30$1,301.71$143,131.02
165May 2033$840.11$461.60$1,301.71$142,290.91
166Jun 2033$842.82$458.89$1,301.71$141,448.09
167Jul 2033$845.54$456.17$1,301.71$140,602.55
168Aug 2033$848.27$453.44$1,301.71$139,754.28
169Sep 2033$851.00$450.71$1,301.71$138,903.28
170Oct 2033$853.75$447.96$1,301.71$138,049.53
171Nov 2033$856.50$445.21$1,301.71$137,193.03
172Dec 2033$859.26$442.45$1,301.71$136,333.77
2033 Total$10,130.78$5,489.74$15,620.52
173Jan 2034$862.03$439.68$1,301.71$135,471.74
174Feb 2034$864.81$436.90$1,301.71$134,606.93
175Mar 2034$867.60$434.11$1,301.71$133,739.33
176Apr 2034$870.40$431.31$1,301.71$132,868.93
177May 2034$873.21$428.50$1,301.71$131,995.72
178Jun 2034$876.02$425.69$1,301.71$131,119.70
179Jul 2034$878.85$422.86$1,301.71$130,240.85
180Aug 2034$881.68$420.03$1,301.71$129,359.17
181Sep 2034$884.53$417.18$1,301.71$128,474.64
182Oct 2034$887.38$414.33$1,301.71$127,587.26
183Nov 2034$890.24$411.47$1,301.71$126,697.02
184Dec 2034$893.11$408.60$1,301.71$125,803.91
2034 Total$10,529.86$5,090.66$15,620.52
185Jan 2035$895.99$405.72$1,301.71$124,907.92
186Feb 2035$898.88$402.83$1,301.71$124,009.04
187Mar 2035$901.78$399.93$1,301.71$123,107.26
188Apr 2035$904.69$397.02$1,301.71$122,202.57
189May 2035$907.61$394.10$1,301.71$121,294.96
190Jun 2035$910.53$391.18$1,301.71$120,384.43
191Jul 2035$913.47$388.24$1,301.71$119,470.96
192Aug 2035$916.42$385.29$1,301.71$118,554.54
193Sep 2035$919.37$382.34$1,301.71$117,635.17
194Oct 2035$922.34$379.37$1,301.71$116,712.83
195Nov 2035$925.31$376.40$1,301.71$115,787.52
196Dec 2035$928.30$373.41$1,301.71$114,859.22
2035 Total$10,944.69$4,675.83$15,620.52
197Jan 2036$931.29$370.42$1,301.71$113,927.93
198Feb 2036$934.29$367.42$1,301.71$112,993.64
199Mar 2036$937.31$364.40$1,301.71$112,056.33
200Apr 2036$940.33$361.38$1,301.71$111,116.00
201May 2036$943.36$358.35$1,301.71$110,172.64
202Jun 2036$946.40$355.31$1,301.71$109,226.24
203Jul 2036$949.46$352.25$1,301.71$108,276.78
204Aug 2036$952.52$349.19$1,301.71$107,324.26
205Sep 2036$955.59$346.12$1,301.71$106,368.67
206Oct 2036$958.67$343.04$1,301.71$105,410.00
207Nov 2036$961.76$339.95$1,301.71$104,448.24
208Dec 2036$964.86$336.85$1,301.71$103,483.38
2036 Total$11,375.84$4,244.68$15,620.52
209Jan 2037$967.98$333.73$1,301.71$102,515.40
210Feb 2037$971.10$330.61$1,301.71$101,544.30
211Mar 2037$974.23$327.48$1,301.71$100,570.07
212Apr 2037$977.37$324.34$1,301.71$99,592.70
213May 2037$980.52$321.19$1,301.71$98,612.18
214Jun 2037$983.69$318.02$1,301.71$97,628.49
215Jul 2037$986.86$314.85$1,301.71$96,641.63
216Aug 2037$990.04$311.67$1,301.71$95,651.59
217Sep 2037$993.23$308.48$1,301.71$94,658.36
218Oct 2037$996.44$305.27$1,301.71$93,661.92
219Nov 2037$999.65$302.06$1,301.71$92,662.27
220Dec 2037$1,002.87$298.84$1,301.71$91,659.40
2037 Total$11,823.98$3,796.54$15,620.52
221Jan 2038$1,006.11$295.60$1,301.71$90,653.29
222Feb 2038$1,009.35$292.36$1,301.71$89,643.94
223Mar 2038$1,012.61$289.10$1,301.71$88,631.33
224Apr 2038$1,015.87$285.84$1,301.71$87,615.46
225May 2038$1,019.15$282.56$1,301.71$86,596.31
226Jun 2038$1,022.44$279.27$1,301.71$85,573.87
227Jul 2038$1,025.73$275.98$1,301.71$84,548.14
228Aug 2038$1,029.04$272.67$1,301.71$83,519.10
229Sep 2038$1,032.36$269.35$1,301.71$82,486.74
230Oct 2038$1,035.69$266.02$1,301.71$81,451.05
231Nov 2038$1,039.03$262.68$1,301.71$80,412.02
232Dec 2038$1,042.38$259.33$1,301.71$79,369.64
2038 Total$12,289.76$3,330.76$15,620.52
233Jan 2039$1,045.74$255.97$1,301.71$78,323.90
234Feb 2039$1,049.12$252.59$1,301.71$77,274.78
235Mar 2039$1,052.50$249.21$1,301.71$76,222.28
236Apr 2039$1,055.89$245.82$1,301.71$75,166.39
237May 2039$1,059.30$242.41$1,301.71$74,107.09
238Jun 2039$1,062.71$239.00$1,301.71$73,044.38
239Jul 2039$1,066.14$235.57$1,301.71$71,978.24
240Aug 2039$1,069.58$232.13$1,301.71$70,908.66
241Sep 2039$1,073.03$228.68$1,301.71$69,835.63
242Oct 2039$1,076.49$225.22$1,301.71$68,759.14
243Nov 2039$1,079.96$221.75$1,301.71$67,679.18
244Dec 2039$1,083.44$218.27$1,301.71$66,595.74
2039 Total$12,773.9$2,846.62$15,620.52
245Jan 2040$1,086.94$214.77$1,301.71$65,508.80
246Feb 2040$1,090.44$211.27$1,301.71$64,418.36
247Mar 2040$1,093.96$207.75$1,301.71$63,324.40
248Apr 2040$1,097.49$204.22$1,301.71$62,226.91
249May 2040$1,101.03$200.68$1,301.71$61,125.88
250Jun 2040$1,104.58$197.13$1,301.71$60,021.30
251Jul 2040$1,108.14$193.57$1,301.71$58,913.16
252Aug 2040$1,111.72$189.99$1,301.71$57,801.44
253Sep 2040$1,115.30$186.41$1,301.71$56,686.14
254Oct 2040$1,118.90$182.81$1,301.71$55,567.24
255Nov 2040$1,122.51$179.20$1,301.71$54,444.73
256Dec 2040$1,126.13$175.58$1,301.71$53,318.60
2040 Total$13,277.14$2,343.38$15,620.52
257Jan 2041$1,129.76$171.95$1,301.71$52,188.84
258Feb 2041$1,133.40$168.31$1,301.71$51,055.44
259Mar 2041$1,137.06$164.65$1,301.71$49,918.38
260Apr 2041$1,140.72$160.99$1,301.71$48,777.66
261May 2041$1,144.40$157.31$1,301.71$47,633.26
262Jun 2041$1,148.09$153.62$1,301.71$46,485.17
263Jul 2041$1,151.80$149.91$1,301.71$45,333.37
264Aug 2041$1,155.51$146.20$1,301.71$44,177.86
265Sep 2041$1,159.24$142.47$1,301.71$43,018.62
266Oct 2041$1,162.97$138.74$1,301.71$41,855.65
267Nov 2041$1,166.73$134.98$1,301.71$40,688.92
268Dec 2041$1,170.49$131.22$1,301.71$39,518.43
2041 Total$13,800.17$1,820.35$15,620.52
269Jan 2042$1,174.26$127.45$1,301.71$38,344.17
270Feb 2042$1,178.05$123.66$1,301.71$37,166.12
271Mar 2042$1,181.85$119.86$1,301.71$35,984.27
272Apr 2042$1,185.66$116.05$1,301.71$34,798.61
273May 2042$1,189.48$112.23$1,301.71$33,609.13
274Jun 2042$1,193.32$108.39$1,301.71$32,415.81
275Jul 2042$1,197.17$104.54$1,301.71$31,218.64
276Aug 2042$1,201.03$100.68$1,301.71$30,017.61
277Sep 2042$1,204.90$96.81$1,301.71$28,812.71
278Oct 2042$1,208.79$92.92$1,301.71$27,603.92
279Nov 2042$1,212.69$89.02$1,301.71$26,391.23
280Dec 2042$1,216.60$85.11$1,301.71$25,174.63
2042 Total$14,343.8$1,276.72$15,620.52
281Jan 2043$1,220.52$81.19$1,301.71$23,954.11
282Feb 2043$1,224.46$77.25$1,301.71$22,729.65
283Mar 2043$1,228.41$73.30$1,301.71$21,501.24
284Apr 2043$1,232.37$69.34$1,301.71$20,268.87
285May 2043$1,236.34$65.37$1,301.71$19,032.53
286Jun 2043$1,240.33$61.38$1,301.71$17,792.20
287Jul 2043$1,244.33$57.38$1,301.71$16,547.87
288Aug 2043$1,248.34$53.37$1,301.71$15,299.53
289Sep 2043$1,252.37$49.34$1,301.71$14,047.16
290Oct 2043$1,256.41$45.30$1,301.71$12,790.75
291Nov 2043$1,260.46$41.25$1,301.71$11,530.29
292Dec 2043$1,264.52$37.19$1,301.71$10,265.77
2043 Total$14,908.86$711.66$15,620.52
293Jan 2044$1,268.60$33.11$1,301.71$8,997.17
294Feb 2044$1,272.69$29.02$1,301.71$7,724.48
295Mar 2044$1,276.80$24.91$1,301.71$6,447.68
296Apr 2044$1,280.92$20.79$1,301.71$5,166.76
297May 2044$1,285.05$16.66$1,301.71$3,881.71
298Jun 2044$1,289.19$12.52$1,301.71$2,592.52
299Jul 2044$1,293.35$8.36$1,301.71$1,299.17
300Aug 2044$1,297.52$4.19$1,301.71$1.65
2044 Total$10,264.12$149.56$10,413.68
Compare your product with the big 4 banks, or add more products to compare
As seen on