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G&C Mutual Bank

Fixed Rate Package Investment Loan

Advertised Rate

2.58

% p.a

Fixed - 3 years

Comparison Rate*

3.04

% p.a

Maximum LVR
90%
Real Time Rating™

2.43

/ 5
Monthly Repayment

$1,358

based on $300,000 loan amount for 25 years at 2.58%

Advertised Rate

2.58

% p.a

Fixed - 3 years

Comparison Rate*

3.04

% p.a

Maximum LVR
90%
Real Time Rating™

2.43

/ 5
Monthly Repayment

$1,358

based on $300,000 loan amount for 25 years at 2.58%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,358

based on $300,000 loan amount for 25 years at 2.58%

Quick home loan review

For Fixed Rate Package Investment Loan (Principal and Interest) (LVR > 70%) 3 years

These are the benefits of this home loan.

  • Lower than average interest rate
  • Parents can sign as guarantor
  • Split account option

These are the drawbacks of this home loan.

  • No extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Rate Package Investment Loan (Principal and Interest) (LVR > 70%) 3 years

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Investors

Loan term range

0 - 45 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Not Allowed

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

500

Application fee

500

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$375 annually

Discharge fee

300

Application method

Online

Phone

Broker

In branch

Other Benefits

No Credit Card annual fee for the first year. No monthly service fee on transaction account.

Other Restrictions

(min LVR 71% without LMI, max LVR 95% with LMI)

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $0 to $20,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

G&C Mutual Bank allows you to have this loan for a range of 0 to 45 years.

How often can you make repayments?

G&C Mutual Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $500 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

G&C Mutual Bank makes it possible to apply for this product online. Apply here.