Mutual Home Loan (Interest Only) (LVR 90%-95%) from Geelong Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.62%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$963
Number of Repayments
300
Total Interest Paid
$38,900
Total repayments
$288,900
DatePrincipleInterestPaymentBalance
1Oct 2019$444.16$962.50$1,406.66$249,555.84
2Nov 2019$445.87$960.79$1,406.66$249,109.97
3Dec 2019$447.59$959.07$1,406.66$248,662.38
2019 Total$1,337.62$2,882.36$4,219.98
4Jan 2020$449.31$957.35$1,406.66$248,213.07
5Feb 2020$451.04$955.62$1,406.66$247,762.03
6Mar 2020$452.78$953.88$1,406.66$247,309.25
7Apr 2020$454.52$952.14$1,406.66$246,854.73
8May 2020$456.27$950.39$1,406.66$246,398.46
9Jun 2020$458.03$948.63$1,406.66$245,940.43
10Jul 2020$459.79$946.87$1,406.66$245,480.64
11Aug 2020$461.56$945.10$1,406.66$245,019.08
12Sep 2020$463.34$943.32$1,406.66$244,555.74
13Oct 2020$465.12$941.54$1,406.66$244,090.62
14Nov 2020$466.91$939.75$1,406.66$243,623.71
15Dec 2020$468.71$937.95$1,406.66$243,155.00
2020 Total$5,507.38$11,372.54$16,879.92
16Jan 2021$470.51$936.15$1,406.66$242,684.49
17Feb 2021$472.32$934.34$1,406.66$242,212.17
18Mar 2021$474.14$932.52$1,406.66$241,738.03
19Apr 2021$475.97$930.69$1,406.66$241,262.06
20May 2021$477.80$928.86$1,406.66$240,784.26
21Jun 2021$479.64$927.02$1,406.66$240,304.62
22Jul 2021$481.49$925.17$1,406.66$239,823.13
23Aug 2021$483.34$923.32$1,406.66$239,339.79
24Sep 2021$485.20$921.46$1,406.66$238,854.59
25Oct 2021$487.07$919.59$1,406.66$238,367.52
26Nov 2021$488.95$917.71$1,406.66$237,878.57
27Dec 2021$490.83$915.83$1,406.66$237,387.74
2021 Total$5,767.26$11,112.66$16,879.92
28Jan 2022$492.72$913.94$1,406.66$236,895.02
29Feb 2022$494.61$912.05$1,406.66$236,400.41
30Mar 2022$496.52$910.14$1,406.66$235,903.89
31Apr 2022$498.43$908.23$1,406.66$235,405.46
32May 2022$500.35$906.31$1,406.66$234,905.11
33Jun 2022$502.28$904.38$1,406.66$234,402.83
34Jul 2022$504.21$902.45$1,406.66$233,898.62
35Aug 2022$506.15$900.51$1,406.66$233,392.47
36Sep 2022$508.10$898.56$1,406.66$232,884.37
37Oct 2022$510.06$896.60$1,406.66$232,374.31
38Nov 2022$512.02$894.64$1,406.66$231,862.29
39Dec 2022$513.99$892.67$1,406.66$231,348.30
2022 Total$6,039.44$10,840.48$16,879.92
40Jan 2023$515.97$890.69$1,406.66$230,832.33
41Feb 2023$517.96$888.70$1,406.66$230,314.37
42Mar 2023$519.95$886.71$1,406.66$229,794.42
43Apr 2023$521.95$884.71$1,406.66$229,272.47
44May 2023$523.96$882.70$1,406.66$228,748.51
45Jun 2023$525.98$880.68$1,406.66$228,222.53
46Jul 2023$528.00$878.66$1,406.66$227,694.53
47Aug 2023$530.04$876.62$1,406.66$227,164.49
48Sep 2023$532.08$874.58$1,406.66$226,632.41
49Oct 2023$534.13$872.53$1,406.66$226,098.28
50Nov 2023$536.18$870.48$1,406.66$225,562.10
51Dec 2023$538.25$868.41$1,406.66$225,023.85
2023 Total$6,324.45$10,555.47$16,879.92
52Jan 2024$540.32$866.34$1,406.66$224,483.53
53Feb 2024$542.40$864.26$1,406.66$223,941.13
54Mar 2024$544.49$862.17$1,406.66$223,396.64
55Apr 2024$546.58$860.08$1,406.66$222,850.06
56May 2024$548.69$857.97$1,406.66$222,301.37
57Jun 2024$550.80$855.86$1,406.66$221,750.57
58Jul 2024$552.92$853.74$1,406.66$221,197.65
59Aug 2024$555.05$851.61$1,406.66$220,642.60
60Sep 2024$557.19$849.47$1,406.66$220,085.41
61Oct 2024$559.33$847.33$1,406.66$219,526.08
62Nov 2024$561.48$845.18$1,406.66$218,964.60
63Dec 2024$563.65$843.01$1,406.66$218,400.95
2024 Total$6,622.9$10,257.02$16,879.92
64Jan 2025$565.82$840.84$1,406.66$217,835.13
65Feb 2025$567.99$838.67$1,406.66$217,267.14
66Mar 2025$570.18$836.48$1,406.66$216,696.96
67Apr 2025$572.38$834.28$1,406.66$216,124.58
68May 2025$574.58$832.08$1,406.66$215,550.00
69Jun 2025$576.79$829.87$1,406.66$214,973.21
70Jul 2025$579.01$827.65$1,406.66$214,394.20
71Aug 2025$581.24$825.42$1,406.66$213,812.96
72Sep 2025$583.48$823.18$1,406.66$213,229.48
73Oct 2025$585.73$820.93$1,406.66$212,643.75
74Nov 2025$587.98$818.68$1,406.66$212,055.77
75Dec 2025$590.25$816.41$1,406.66$211,465.52
2025 Total$6,935.43$9,944.49$16,879.92
76Jan 2026$592.52$814.14$1,406.66$210,873.00
77Feb 2026$594.80$811.86$1,406.66$210,278.20
78Mar 2026$597.09$809.57$1,406.66$209,681.11
79Apr 2026$599.39$807.27$1,406.66$209,081.72
80May 2026$601.70$804.96$1,406.66$208,480.02
81Jun 2026$604.01$802.65$1,406.66$207,876.01
82Jul 2026$606.34$800.32$1,406.66$207,269.67
83Aug 2026$608.67$797.99$1,406.66$206,661.00
84Sep 2026$611.02$795.64$1,406.66$206,049.98
85Oct 2026$613.37$793.29$1,406.66$205,436.61
86Nov 2026$615.73$790.93$1,406.66$204,820.88
87Dec 2026$618.10$788.56$1,406.66$204,202.78
2026 Total$7,262.74$9,617.18$16,879.92
88Jan 2027$620.48$786.18$1,406.66$203,582.30
89Feb 2027$622.87$783.79$1,406.66$202,959.43
90Mar 2027$625.27$781.39$1,406.66$202,334.16
91Apr 2027$627.67$778.99$1,406.66$201,706.49
92May 2027$630.09$776.57$1,406.66$201,076.40
93Jun 2027$632.52$774.14$1,406.66$200,443.88
94Jul 2027$634.95$771.71$1,406.66$199,808.93
95Aug 2027$637.40$769.26$1,406.66$199,171.53
96Sep 2027$639.85$766.81$1,406.66$198,531.68
97Oct 2027$642.31$764.35$1,406.66$197,889.37
98Nov 2027$644.79$761.87$1,406.66$197,244.58
99Dec 2027$647.27$759.39$1,406.66$196,597.31
2027 Total$7,605.47$9,274.45$16,879.92
100Jan 2028$649.76$756.90$1,406.66$195,947.55
101Feb 2028$652.26$754.40$1,406.66$195,295.29
102Mar 2028$654.77$751.89$1,406.66$194,640.52
103Apr 2028$657.29$749.37$1,406.66$193,983.23
104May 2028$659.82$746.84$1,406.66$193,323.41
105Jun 2028$662.36$744.30$1,406.66$192,661.05
106Jul 2028$664.91$741.75$1,406.66$191,996.14
107Aug 2028$667.47$739.19$1,406.66$191,328.67
108Sep 2028$670.04$736.62$1,406.66$190,658.63
109Oct 2028$672.62$734.04$1,406.66$189,986.01
110Nov 2028$675.21$731.45$1,406.66$189,310.80
111Dec 2028$677.81$728.85$1,406.66$188,632.99
2028 Total$7,964.32$8,915.6$16,879.92
112Jan 2029$680.42$726.24$1,406.66$187,952.57
113Feb 2029$683.04$723.62$1,406.66$187,269.53
114Mar 2029$685.67$720.99$1,406.66$186,583.86
115Apr 2029$688.31$718.35$1,406.66$185,895.55
116May 2029$690.96$715.70$1,406.66$185,204.59
117Jun 2029$693.62$713.04$1,406.66$184,510.97
118Jul 2029$696.29$710.37$1,406.66$183,814.68
119Aug 2029$698.97$707.69$1,406.66$183,115.71
120Sep 2029$701.66$705.00$1,406.66$182,414.05
121Oct 2029$704.37$702.29$1,406.66$181,709.68
122Nov 2029$707.08$699.58$1,406.66$181,002.60
123Dec 2029$709.80$696.86$1,406.66$180,292.80
2029 Total$8,340.19$8,539.73$16,879.92
124Jan 2030$712.53$694.13$1,406.66$179,580.27
125Feb 2030$715.28$691.38$1,406.66$178,864.99
126Mar 2030$718.03$688.63$1,406.66$178,146.96
127Apr 2030$720.79$685.87$1,406.66$177,426.17
128May 2030$723.57$683.09$1,406.66$176,702.60
129Jun 2030$726.35$680.31$1,406.66$175,976.25
130Jul 2030$729.15$677.51$1,406.66$175,247.10
131Aug 2030$731.96$674.70$1,406.66$174,515.14
132Sep 2030$734.78$671.88$1,406.66$173,780.36
133Oct 2030$737.61$669.05$1,406.66$173,042.75
134Nov 2030$740.45$666.21$1,406.66$172,302.30
135Dec 2030$743.30$663.36$1,406.66$171,559.00
2030 Total$8,733.8$8,146.12$16,879.92
136Jan 2031$746.16$660.50$1,406.66$170,812.84
137Feb 2031$749.03$657.63$1,406.66$170,063.81
138Mar 2031$751.91$654.75$1,406.66$169,311.90
139Apr 2031$754.81$651.85$1,406.66$168,557.09
140May 2031$757.72$648.94$1,406.66$167,799.37
141Jun 2031$760.63$646.03$1,406.66$167,038.74
142Jul 2031$763.56$643.10$1,406.66$166,275.18
143Aug 2031$766.50$640.16$1,406.66$165,508.68
144Sep 2031$769.45$637.21$1,406.66$164,739.23
145Oct 2031$772.41$634.25$1,406.66$163,966.82
146Nov 2031$775.39$631.27$1,406.66$163,191.43
147Dec 2031$778.37$628.29$1,406.66$162,413.06
2031 Total$9,145.94$7,733.98$16,879.92
148Jan 2032$781.37$625.29$1,406.66$161,631.69
149Feb 2032$784.38$622.28$1,406.66$160,847.31
150Mar 2032$787.40$619.26$1,406.66$160,059.91
151Apr 2032$790.43$616.23$1,406.66$159,269.48
152May 2032$793.47$613.19$1,406.66$158,476.01
153Jun 2032$796.53$610.13$1,406.66$157,679.48
154Jul 2032$799.59$607.07$1,406.66$156,879.89
155Aug 2032$802.67$603.99$1,406.66$156,077.22
156Sep 2032$805.76$600.90$1,406.66$155,271.46
157Oct 2032$808.86$597.80$1,406.66$154,462.60
158Nov 2032$811.98$594.68$1,406.66$153,650.62
159Dec 2032$815.11$591.55$1,406.66$152,835.51
2032 Total$9,577.55$7,302.37$16,879.92
160Jan 2033$818.24$588.42$1,406.66$152,017.27
161Feb 2033$821.39$585.27$1,406.66$151,195.88
162Mar 2033$824.56$582.10$1,406.66$150,371.32
163Apr 2033$827.73$578.93$1,406.66$149,543.59
164May 2033$830.92$575.74$1,406.66$148,712.67
165Jun 2033$834.12$572.54$1,406.66$147,878.55
166Jul 2033$837.33$569.33$1,406.66$147,041.22
167Aug 2033$840.55$566.11$1,406.66$146,200.67
168Sep 2033$843.79$562.87$1,406.66$145,356.88
169Oct 2033$847.04$559.62$1,406.66$144,509.84
170Nov 2033$850.30$556.36$1,406.66$143,659.54
171Dec 2033$853.57$553.09$1,406.66$142,805.97
2033 Total$10,029.54$6,850.38$16,879.92
172Jan 2034$856.86$549.80$1,406.66$141,949.11
173Feb 2034$860.16$546.50$1,406.66$141,088.95
174Mar 2034$863.47$543.19$1,406.66$140,225.48
175Apr 2034$866.79$539.87$1,406.66$139,358.69
176May 2034$870.13$536.53$1,406.66$138,488.56
177Jun 2034$873.48$533.18$1,406.66$137,615.08
178Jul 2034$876.84$529.82$1,406.66$136,738.24
179Aug 2034$880.22$526.44$1,406.66$135,858.02
180Sep 2034$883.61$523.05$1,406.66$134,974.41
181Oct 2034$887.01$519.65$1,406.66$134,087.40
182Nov 2034$890.42$516.24$1,406.66$133,196.98
183Dec 2034$893.85$512.81$1,406.66$132,303.13
2034 Total$10,502.84$6,377.08$16,879.92
184Jan 2035$897.29$509.37$1,406.66$131,405.84
185Feb 2035$900.75$505.91$1,406.66$130,505.09
186Mar 2035$904.22$502.44$1,406.66$129,600.87
187Apr 2035$907.70$498.96$1,406.66$128,693.17
188May 2035$911.19$495.47$1,406.66$127,781.98
189Jun 2035$914.70$491.96$1,406.66$126,867.28
190Jul 2035$918.22$488.44$1,406.66$125,949.06
191Aug 2035$921.76$484.90$1,406.66$125,027.30
192Sep 2035$925.30$481.36$1,406.66$124,102.00
193Oct 2035$928.87$477.79$1,406.66$123,173.13
194Nov 2035$932.44$474.22$1,406.66$122,240.69
195Dec 2035$936.03$470.63$1,406.66$121,304.66
2035 Total$10,998.47$5,881.45$16,879.92
196Jan 2036$939.64$467.02$1,406.66$120,365.02
197Feb 2036$943.25$463.41$1,406.66$119,421.77
198Mar 2036$946.89$459.77$1,406.66$118,474.88
199Apr 2036$950.53$456.13$1,406.66$117,524.35
200May 2036$954.19$452.47$1,406.66$116,570.16
201Jun 2036$957.86$448.80$1,406.66$115,612.30
202Jul 2036$961.55$445.11$1,406.66$114,650.75
203Aug 2036$965.25$441.41$1,406.66$113,685.50
204Sep 2036$968.97$437.69$1,406.66$112,716.53
205Oct 2036$972.70$433.96$1,406.66$111,743.83
206Nov 2036$976.45$430.21$1,406.66$110,767.38
207Dec 2036$980.21$426.45$1,406.66$109,787.17
2036 Total$11,517.49$5,362.43$16,879.92
208Jan 2037$983.98$422.68$1,406.66$108,803.19
209Feb 2037$987.77$418.89$1,406.66$107,815.42
210Mar 2037$991.57$415.09$1,406.66$106,823.85
211Apr 2037$995.39$411.27$1,406.66$105,828.46
212May 2037$999.22$407.44$1,406.66$104,829.24
213Jun 2037$1,003.07$403.59$1,406.66$103,826.17
214Jul 2037$1,006.93$399.73$1,406.66$102,819.24
215Aug 2037$1,010.81$395.85$1,406.66$101,808.43
216Sep 2037$1,014.70$391.96$1,406.66$100,793.73
217Oct 2037$1,018.60$388.06$1,406.66$99,775.13
218Nov 2037$1,022.53$384.13$1,406.66$98,752.60
219Dec 2037$1,026.46$380.20$1,406.66$97,726.14
2037 Total$12,061.03$4,818.89$16,879.92
220Jan 2038$1,030.41$376.25$1,406.66$96,695.73
221Feb 2038$1,034.38$372.28$1,406.66$95,661.35
222Mar 2038$1,038.36$368.30$1,406.66$94,622.99
223Apr 2038$1,042.36$364.30$1,406.66$93,580.63
224May 2038$1,046.37$360.29$1,406.66$92,534.26
225Jun 2038$1,050.40$356.26$1,406.66$91,483.86
226Jul 2038$1,054.45$352.21$1,406.66$90,429.41
227Aug 2038$1,058.51$348.15$1,406.66$89,370.90
228Sep 2038$1,062.58$344.08$1,406.66$88,308.32
229Oct 2038$1,066.67$339.99$1,406.66$87,241.65
230Nov 2038$1,070.78$335.88$1,406.66$86,170.87
231Dec 2038$1,074.90$331.76$1,406.66$85,095.97
2038 Total$12,630.17$4,249.75$16,879.92
232Jan 2039$1,079.04$327.62$1,406.66$84,016.93
233Feb 2039$1,083.19$323.47$1,406.66$82,933.74
234Mar 2039$1,087.37$319.29$1,406.66$81,846.37
235Apr 2039$1,091.55$315.11$1,406.66$80,754.82
236May 2039$1,095.75$310.91$1,406.66$79,659.07
237Jun 2039$1,099.97$306.69$1,406.66$78,559.10
238Jul 2039$1,104.21$302.45$1,406.66$77,454.89
239Aug 2039$1,108.46$298.20$1,406.66$76,346.43
240Sep 2039$1,112.73$293.93$1,406.66$75,233.70
241Oct 2039$1,117.01$289.65$1,406.66$74,116.69
242Nov 2039$1,121.31$285.35$1,406.66$72,995.38
243Dec 2039$1,125.63$281.03$1,406.66$71,869.75
2039 Total$13,226.22$3,653.7$16,879.92
244Jan 2040$1,129.96$276.70$1,406.66$70,739.79
245Feb 2040$1,134.31$272.35$1,406.66$69,605.48
246Mar 2040$1,138.68$267.98$1,406.66$68,466.80
247Apr 2040$1,143.06$263.60$1,406.66$67,323.74
248May 2040$1,147.46$259.20$1,406.66$66,176.28
249Jun 2040$1,151.88$254.78$1,406.66$65,024.40
250Jul 2040$1,156.32$250.34$1,406.66$63,868.08
251Aug 2040$1,160.77$245.89$1,406.66$62,707.31
252Sep 2040$1,165.24$241.42$1,406.66$61,542.07
253Oct 2040$1,169.72$236.94$1,406.66$60,372.35
254Nov 2040$1,174.23$232.43$1,406.66$59,198.12
255Dec 2040$1,178.75$227.91$1,406.66$58,019.37
2040 Total$13,850.38$3,029.54$16,879.92
256Jan 2041$1,183.29$223.37$1,406.66$56,836.08
257Feb 2041$1,187.84$218.82$1,406.66$55,648.24
258Mar 2041$1,192.41$214.25$1,406.66$54,455.83
259Apr 2041$1,197.01$209.65$1,406.66$53,258.82
260May 2041$1,201.61$205.05$1,406.66$52,057.21
261Jun 2041$1,206.24$200.42$1,406.66$50,850.97
262Jul 2041$1,210.88$195.78$1,406.66$49,640.09
263Aug 2041$1,215.55$191.11$1,406.66$48,424.54
264Sep 2041$1,220.23$186.43$1,406.66$47,204.31
265Oct 2041$1,224.92$181.74$1,406.66$45,979.39
266Nov 2041$1,229.64$177.02$1,406.66$44,749.75
267Dec 2041$1,234.37$172.29$1,406.66$43,515.38
2041 Total$14,503.99$2,375.93$16,879.92
268Jan 2042$1,239.13$167.53$1,406.66$42,276.25
269Feb 2042$1,243.90$162.76$1,406.66$41,032.35
270Mar 2042$1,248.69$157.97$1,406.66$39,783.66
271Apr 2042$1,253.49$153.17$1,406.66$38,530.17
272May 2042$1,258.32$148.34$1,406.66$37,271.85
273Jun 2042$1,263.16$143.50$1,406.66$36,008.69
274Jul 2042$1,268.03$138.63$1,406.66$34,740.66
275Aug 2042$1,272.91$133.75$1,406.66$33,467.75
276Sep 2042$1,277.81$128.85$1,406.66$32,189.94
277Oct 2042$1,282.73$123.93$1,406.66$30,907.21
278Nov 2042$1,287.67$118.99$1,406.66$29,619.54
279Dec 2042$1,292.62$114.04$1,406.66$28,326.92
2042 Total$15,188.46$1,691.46$16,879.92
280Jan 2043$1,297.60$109.06$1,406.66$27,029.32
281Feb 2043$1,302.60$104.06$1,406.66$25,726.72
282Mar 2043$1,307.61$99.05$1,406.66$24,419.11
283Apr 2043$1,312.65$94.01$1,406.66$23,106.46
284May 2043$1,317.70$88.96$1,406.66$21,788.76
285Jun 2043$1,322.77$83.89$1,406.66$20,465.99
286Jul 2043$1,327.87$78.79$1,406.66$19,138.12
287Aug 2043$1,332.98$73.68$1,406.66$17,805.14
288Sep 2043$1,338.11$68.55$1,406.66$16,467.03
289Oct 2043$1,343.26$63.40$1,406.66$15,123.77
290Nov 2043$1,348.43$58.23$1,406.66$13,775.34
291Dec 2043$1,353.62$53.04$1,406.66$12,421.72
2043 Total$15,905.2$974.72$16,879.92
292Jan 2044$1,358.84$47.82$1,406.66$11,062.88
293Feb 2044$1,364.07$42.59$1,406.66$9,698.81
294Mar 2044$1,369.32$37.34$1,406.66$8,329.49
295Apr 2044$1,374.59$32.07$1,406.66$6,954.90
296May 2044$1,379.88$26.78$1,406.66$5,575.02
297Jun 2044$1,385.20$21.46$1,406.66$4,189.82
298Jul 2044$1,390.53$16.13$1,406.66$2,799.29
299Aug 2044$1,395.88$10.78$1,406.66$1,403.41
300Sep 2044$1,401.26$5.40$1,406.66$2.15
2044 Total$12,419.57$240.37$12,659.94
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