Mutual Investment Loan (Interest Only) (LVR < 80%) from Geelong Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.52%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,130
Number of Repayments
300
Total Interest Paid
$39,000
Total repayments
$339,000
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$540.90$1,130.00$1,670.90$299,459.10
2Feb 2020$542.94$1,127.96$1,670.90$298,916.16
3Mar 2020$544.98$1,125.92$1,670.90$298,371.18
4Apr 2020$547.04$1,123.86$1,670.90$297,824.14
5May 2020$549.10$1,121.80$1,670.90$297,275.04
6Jun 2020$551.16$1,119.74$1,670.90$296,723.88
7Jul 2020$553.24$1,117.66$1,670.90$296,170.64
8Aug 2020$555.32$1,115.58$1,670.90$295,615.32
9Sep 2020$557.42$1,113.48$1,670.90$295,057.90
10Oct 2020$559.52$1,111.38$1,670.90$294,498.38
11Nov 2020$561.62$1,109.28$1,670.90$293,936.76
12Dec 2020$563.74$1,107.16$1,670.90$293,373.02
2020 Total$6,626.98$13,423.82$20,050.8
13Jan 2021$565.86$1,105.04$1,670.90$292,807.16
14Feb 2021$567.99$1,102.91$1,670.90$292,239.17
15Mar 2021$570.13$1,100.77$1,670.90$291,669.04
16Apr 2021$572.28$1,098.62$1,670.90$291,096.76
17May 2021$574.44$1,096.46$1,670.90$290,522.32
18Jun 2021$576.60$1,094.30$1,670.90$289,945.72
19Jul 2021$578.77$1,092.13$1,670.90$289,366.95
20Aug 2021$580.95$1,089.95$1,670.90$288,786.00
21Sep 2021$583.14$1,087.76$1,670.90$288,202.86
22Oct 2021$585.34$1,085.56$1,670.90$287,617.52
23Nov 2021$587.54$1,083.36$1,670.90$287,029.98
24Dec 2021$589.75$1,081.15$1,670.90$286,440.23
2021 Total$6,932.79$13,118.01$20,050.8
25Jan 2022$591.98$1,078.92$1,670.90$285,848.25
26Feb 2022$594.20$1,076.70$1,670.90$285,254.05
27Mar 2022$596.44$1,074.46$1,670.90$284,657.61
28Apr 2022$598.69$1,072.21$1,670.90$284,058.92
29May 2022$600.94$1,069.96$1,670.90$283,457.98
30Jun 2022$603.21$1,067.69$1,670.90$282,854.77
31Jul 2022$605.48$1,065.42$1,670.90$282,249.29
32Aug 2022$607.76$1,063.14$1,670.90$281,641.53
33Sep 2022$610.05$1,060.85$1,670.90$281,031.48
34Oct 2022$612.35$1,058.55$1,670.90$280,419.13
35Nov 2022$614.65$1,056.25$1,670.90$279,804.48
36Dec 2022$616.97$1,053.93$1,670.90$279,187.51
2022 Total$7,252.72$12,798.08$20,050.8
37Jan 2023$619.29$1,051.61$1,670.90$278,568.22
38Feb 2023$621.63$1,049.27$1,670.90$277,946.59
39Mar 2023$623.97$1,046.93$1,670.90$277,322.62
40Apr 2023$626.32$1,044.58$1,670.90$276,696.30
41May 2023$628.68$1,042.22$1,670.90$276,067.62
42Jun 2023$631.05$1,039.85$1,670.90$275,436.57
43Jul 2023$633.42$1,037.48$1,670.90$274,803.15
44Aug 2023$635.81$1,035.09$1,670.90$274,167.34
45Sep 2023$638.20$1,032.70$1,670.90$273,529.14
46Oct 2023$640.61$1,030.29$1,670.90$272,888.53
47Nov 2023$643.02$1,027.88$1,670.90$272,245.51
48Dec 2023$645.44$1,025.46$1,670.90$271,600.07
2023 Total$7,587.44$12,463.36$20,050.8
49Jan 2024$647.87$1,023.03$1,670.90$270,952.20
50Feb 2024$650.31$1,020.59$1,670.90$270,301.89
51Mar 2024$652.76$1,018.14$1,670.90$269,649.13
52Apr 2024$655.22$1,015.68$1,670.90$268,993.91
53May 2024$657.69$1,013.21$1,670.90$268,336.22
54Jun 2024$660.17$1,010.73$1,670.90$267,676.05
55Jul 2024$662.65$1,008.25$1,670.90$267,013.40
56Aug 2024$665.15$1,005.75$1,670.90$266,348.25
57Sep 2024$667.65$1,003.25$1,670.90$265,680.60
58Oct 2024$670.17$1,000.73$1,670.90$265,010.43
59Nov 2024$672.69$998.21$1,670.90$264,337.74
60Dec 2024$675.23$995.67$1,670.90$263,662.51
2024 Total$7,937.56$12,113.24$20,050.8
61Jan 2025$677.77$993.13$1,670.90$262,984.74
62Feb 2025$680.32$990.58$1,670.90$262,304.42
63Mar 2025$682.89$988.01$1,670.90$261,621.53
64Apr 2025$685.46$985.44$1,670.90$260,936.07
65May 2025$688.04$982.86$1,670.90$260,248.03
66Jun 2025$690.63$980.27$1,670.90$259,557.40
67Jul 2025$693.23$977.67$1,670.90$258,864.17
68Aug 2025$695.84$975.06$1,670.90$258,168.33
69Sep 2025$698.47$972.43$1,670.90$257,469.86
70Oct 2025$701.10$969.80$1,670.90$256,768.76
71Nov 2025$703.74$967.16$1,670.90$256,065.02
72Dec 2025$706.39$964.51$1,670.90$255,358.63
2025 Total$8,303.88$11,746.92$20,050.8
73Jan 2026$709.05$961.85$1,670.90$254,649.58
74Feb 2026$711.72$959.18$1,670.90$253,937.86
75Mar 2026$714.40$956.50$1,670.90$253,223.46
76Apr 2026$717.09$953.81$1,670.90$252,506.37
77May 2026$719.79$951.11$1,670.90$251,786.58
78Jun 2026$722.50$948.40$1,670.90$251,064.08
79Jul 2026$725.23$945.67$1,670.90$250,338.85
80Aug 2026$727.96$942.94$1,670.90$249,610.89
81Sep 2026$730.70$940.20$1,670.90$248,880.19
82Oct 2026$733.45$937.45$1,670.90$248,146.74
83Nov 2026$736.21$934.69$1,670.90$247,410.53
84Dec 2026$738.99$931.91$1,670.90$246,671.54
2026 Total$8,687.09$11,363.71$20,050.8
85Jan 2027$741.77$929.13$1,670.90$245,929.77
86Feb 2027$744.56$926.34$1,670.90$245,185.21
87Mar 2027$747.37$923.53$1,670.90$244,437.84
88Apr 2027$750.18$920.72$1,670.90$243,687.66
89May 2027$753.01$917.89$1,670.90$242,934.65
90Jun 2027$755.85$915.05$1,670.90$242,178.80
91Jul 2027$758.69$912.21$1,670.90$241,420.11
92Aug 2027$761.55$909.35$1,670.90$240,658.56
93Sep 2027$764.42$906.48$1,670.90$239,894.14
94Oct 2027$767.30$903.60$1,670.90$239,126.84
95Nov 2027$770.19$900.71$1,670.90$238,356.65
96Dec 2027$773.09$897.81$1,670.90$237,583.56
2027 Total$9,087.98$10,962.82$20,050.8
97Jan 2028$776.00$894.90$1,670.90$236,807.56
98Feb 2028$778.92$891.98$1,670.90$236,028.64
99Mar 2028$781.86$889.04$1,670.90$235,246.78
100Apr 2028$784.80$886.10$1,670.90$234,461.98
101May 2028$787.76$883.14$1,670.90$233,674.22
102Jun 2028$790.73$880.17$1,670.90$232,883.49
103Jul 2028$793.71$877.19$1,670.90$232,089.78
104Aug 2028$796.70$874.20$1,670.90$231,293.08
105Sep 2028$799.70$871.20$1,670.90$230,493.38
106Oct 2028$802.71$868.19$1,670.90$229,690.67
107Nov 2028$805.73$865.17$1,670.90$228,884.94
108Dec 2028$808.77$862.13$1,670.90$228,076.17
2028 Total$9,507.39$10,543.41$20,050.8
109Jan 2029$811.81$859.09$1,670.90$227,264.36
110Feb 2029$814.87$856.03$1,670.90$226,449.49
111Mar 2029$817.94$852.96$1,670.90$225,631.55
112Apr 2029$821.02$849.88$1,670.90$224,810.53
113May 2029$824.11$846.79$1,670.90$223,986.42
114Jun 2029$827.22$843.68$1,670.90$223,159.20
115Jul 2029$830.33$840.57$1,670.90$222,328.87
116Aug 2029$833.46$837.44$1,670.90$221,495.41
117Sep 2029$836.60$834.30$1,670.90$220,658.81
118Oct 2029$839.75$831.15$1,670.90$219,819.06
119Nov 2029$842.91$827.99$1,670.90$218,976.15
120Dec 2029$846.09$824.81$1,670.90$218,130.06
2029 Total$9,946.11$10,104.69$20,050.8
121Jan 2030$849.28$821.62$1,670.90$217,280.78
122Feb 2030$852.48$818.42$1,670.90$216,428.30
123Mar 2030$855.69$815.21$1,670.90$215,572.61
124Apr 2030$858.91$811.99$1,670.90$214,713.70
125May 2030$862.15$808.75$1,670.90$213,851.55
126Jun 2030$865.39$805.51$1,670.90$212,986.16
127Jul 2030$868.65$802.25$1,670.90$212,117.51
128Aug 2030$871.92$798.98$1,670.90$211,245.59
129Sep 2030$875.21$795.69$1,670.90$210,370.38
130Oct 2030$878.50$792.40$1,670.90$209,491.88
131Nov 2030$881.81$789.09$1,670.90$208,610.07
132Dec 2030$885.14$785.76$1,670.90$207,724.93
2030 Total$10,405.13$9,645.67$20,050.8
133Jan 2031$888.47$782.43$1,670.90$206,836.46
134Feb 2031$891.82$779.08$1,670.90$205,944.64
135Mar 2031$895.18$775.72$1,670.90$205,049.46
136Apr 2031$898.55$772.35$1,670.90$204,150.91
137May 2031$901.93$768.97$1,670.90$203,248.98
138Jun 2031$905.33$765.57$1,670.90$202,343.65
139Jul 2031$908.74$762.16$1,670.90$201,434.91
140Aug 2031$912.16$758.74$1,670.90$200,522.75
141Sep 2031$915.60$755.30$1,670.90$199,607.15
142Oct 2031$919.05$751.85$1,670.90$198,688.10
143Nov 2031$922.51$748.39$1,670.90$197,765.59
144Dec 2031$925.98$744.92$1,670.90$196,839.61
2031 Total$10,885.32$9,165.48$20,050.8
145Jan 2032$929.47$741.43$1,670.90$195,910.14
146Feb 2032$932.97$737.93$1,670.90$194,977.17
147Mar 2032$936.49$734.41$1,670.90$194,040.68
148Apr 2032$940.01$730.89$1,670.90$193,100.67
149May 2032$943.55$727.35$1,670.90$192,157.12
150Jun 2032$947.11$723.79$1,670.90$191,210.01
151Jul 2032$950.68$720.22$1,670.90$190,259.33
152Aug 2032$954.26$716.64$1,670.90$189,305.07
153Sep 2032$957.85$713.05$1,670.90$188,347.22
154Oct 2032$961.46$709.44$1,670.90$187,385.76
155Nov 2032$965.08$705.82$1,670.90$186,420.68
156Dec 2032$968.72$702.18$1,670.90$185,451.96
2032 Total$11,387.65$8,663.15$20,050.8
157Jan 2033$972.36$698.54$1,670.90$184,479.60
158Feb 2033$976.03$694.87$1,670.90$183,503.57
159Mar 2033$979.70$691.20$1,670.90$182,523.87
160Apr 2033$983.39$687.51$1,670.90$181,540.48
161May 2033$987.10$683.80$1,670.90$180,553.38
162Jun 2033$990.82$680.08$1,670.90$179,562.56
163Jul 2033$994.55$676.35$1,670.90$178,568.01
164Aug 2033$998.29$672.61$1,670.90$177,569.72
165Sep 2033$1,002.05$668.85$1,670.90$176,567.67
166Oct 2033$1,005.83$665.07$1,670.90$175,561.84
167Nov 2033$1,009.62$661.28$1,670.90$174,552.22
168Dec 2033$1,013.42$657.48$1,670.90$173,538.80
2033 Total$11,913.16$8,137.64$20,050.8
169Jan 2034$1,017.24$653.66$1,670.90$172,521.56
170Feb 2034$1,021.07$649.83$1,670.90$171,500.49
171Mar 2034$1,024.91$645.99$1,670.90$170,475.58
172Apr 2034$1,028.78$642.12$1,670.90$169,446.80
173May 2034$1,032.65$638.25$1,670.90$168,414.15
174Jun 2034$1,036.54$634.36$1,670.90$167,377.61
175Jul 2034$1,040.44$630.46$1,670.90$166,337.17
176Aug 2034$1,044.36$626.54$1,670.90$165,292.81
177Sep 2034$1,048.30$622.60$1,670.90$164,244.51
178Oct 2034$1,052.25$618.65$1,670.90$163,192.26
179Nov 2034$1,056.21$614.69$1,670.90$162,136.05
180Dec 2034$1,060.19$610.71$1,670.90$161,075.86
2034 Total$12,462.94$7,587.86$20,050.8
181Jan 2035$1,064.18$606.72$1,670.90$160,011.68
182Feb 2035$1,068.19$602.71$1,670.90$158,943.49
183Mar 2035$1,072.21$598.69$1,670.90$157,871.28
184Apr 2035$1,076.25$594.65$1,670.90$156,795.03
185May 2035$1,080.31$590.59$1,670.90$155,714.72
186Jun 2035$1,084.37$586.53$1,670.90$154,630.35
187Jul 2035$1,088.46$582.44$1,670.90$153,541.89
188Aug 2035$1,092.56$578.34$1,670.90$152,449.33
189Sep 2035$1,096.67$574.23$1,670.90$151,352.66
190Oct 2035$1,100.80$570.10$1,670.90$150,251.86
191Nov 2035$1,104.95$565.95$1,670.90$149,146.91
192Dec 2035$1,109.11$561.79$1,670.90$148,037.80
2035 Total$13,038.06$7,012.74$20,050.8
193Jan 2036$1,113.29$557.61$1,670.90$146,924.51
194Feb 2036$1,117.48$553.42$1,670.90$145,807.03
195Mar 2036$1,121.69$549.21$1,670.90$144,685.34
196Apr 2036$1,125.92$544.98$1,670.90$143,559.42
197May 2036$1,130.16$540.74$1,670.90$142,429.26
198Jun 2036$1,134.42$536.48$1,670.90$141,294.84
199Jul 2036$1,138.69$532.21$1,670.90$140,156.15
200Aug 2036$1,142.98$527.92$1,670.90$139,013.17
201Sep 2036$1,147.28$523.62$1,670.90$137,865.89
202Oct 2036$1,151.61$519.29$1,670.90$136,714.28
203Nov 2036$1,155.94$514.96$1,670.90$135,558.34
204Dec 2036$1,160.30$510.60$1,670.90$134,398.04
2036 Total$13,639.76$6,411.04$20,050.8
205Jan 2037$1,164.67$506.23$1,670.90$133,233.37
206Feb 2037$1,169.05$501.85$1,670.90$132,064.32
207Mar 2037$1,173.46$497.44$1,670.90$130,890.86
208Apr 2037$1,177.88$493.02$1,670.90$129,712.98
209May 2037$1,182.31$488.59$1,670.90$128,530.67
210Jun 2037$1,186.77$484.13$1,670.90$127,343.90
211Jul 2037$1,191.24$479.66$1,670.90$126,152.66
212Aug 2037$1,195.72$475.18$1,670.90$124,956.94
213Sep 2037$1,200.23$470.67$1,670.90$123,756.71
214Oct 2037$1,204.75$466.15$1,670.90$122,551.96
215Nov 2037$1,209.29$461.61$1,670.90$121,342.67
216Dec 2037$1,213.84$457.06$1,670.90$120,128.83
2037 Total$14,269.21$5,781.59$20,050.8
217Jan 2038$1,218.41$452.49$1,670.90$118,910.42
218Feb 2038$1,223.00$447.90$1,670.90$117,687.42
219Mar 2038$1,227.61$443.29$1,670.90$116,459.81
220Apr 2038$1,232.23$438.67$1,670.90$115,227.58
221May 2038$1,236.88$434.02$1,670.90$113,990.70
222Jun 2038$1,241.54$429.36$1,670.90$112,749.16
223Jul 2038$1,246.21$424.69$1,670.90$111,502.95
224Aug 2038$1,250.91$419.99$1,670.90$110,252.04
225Sep 2038$1,255.62$415.28$1,670.90$108,996.42
226Oct 2038$1,260.35$410.55$1,670.90$107,736.07
227Nov 2038$1,265.09$405.81$1,670.90$106,470.98
228Dec 2038$1,269.86$401.04$1,670.90$105,201.12
2038 Total$14,927.71$5,123.09$20,050.8
229Jan 2039$1,274.64$396.26$1,670.90$103,926.48
230Feb 2039$1,279.44$391.46$1,670.90$102,647.04
231Mar 2039$1,284.26$386.64$1,670.90$101,362.78
232Apr 2039$1,289.10$381.80$1,670.90$100,073.68
233May 2039$1,293.96$376.94$1,670.90$98,779.72
234Jun 2039$1,298.83$372.07$1,670.90$97,480.89
235Jul 2039$1,303.72$367.18$1,670.90$96,177.17
236Aug 2039$1,308.63$362.27$1,670.90$94,868.54
237Sep 2039$1,313.56$357.34$1,670.90$93,554.98
238Oct 2039$1,318.51$352.39$1,670.90$92,236.47
239Nov 2039$1,323.48$347.42$1,670.90$90,912.99
240Dec 2039$1,328.46$342.44$1,670.90$89,584.53
2039 Total$15,616.59$4,434.21$20,050.8
241Jan 2040$1,333.46$337.44$1,670.90$88,251.07
242Feb 2040$1,338.49$332.41$1,670.90$86,912.58
243Mar 2040$1,343.53$327.37$1,670.90$85,569.05
244Apr 2040$1,348.59$322.31$1,670.90$84,220.46
245May 2040$1,353.67$317.23$1,670.90$82,866.79
246Jun 2040$1,358.77$312.13$1,670.90$81,508.02
247Jul 2040$1,363.89$307.01$1,670.90$80,144.13
248Aug 2040$1,369.02$301.88$1,670.90$78,775.11
249Sep 2040$1,374.18$296.72$1,670.90$77,400.93
250Oct 2040$1,379.36$291.54$1,670.90$76,021.57
251Nov 2040$1,384.55$286.35$1,670.90$74,637.02
252Dec 2040$1,389.77$281.13$1,670.90$73,247.25
2040 Total$16,337.28$3,713.52$20,050.8
253Jan 2041$1,395.00$275.90$1,670.90$71,852.25
254Feb 2041$1,400.26$270.64$1,670.90$70,451.99
255Mar 2041$1,405.53$265.37$1,670.90$69,046.46
256Apr 2041$1,410.83$260.07$1,670.90$67,635.63
257May 2041$1,416.14$254.76$1,670.90$66,219.49
258Jun 2041$1,421.47$249.43$1,670.90$64,798.02
259Jul 2041$1,426.83$244.07$1,670.90$63,371.19
260Aug 2041$1,432.20$238.70$1,670.90$61,938.99
261Sep 2041$1,437.60$233.30$1,670.90$60,501.39
262Oct 2041$1,443.01$227.89$1,670.90$59,058.38
263Nov 2041$1,448.45$222.45$1,670.90$57,609.93
264Dec 2041$1,453.90$217.00$1,670.90$56,156.03
2041 Total$17,091.22$2,959.58$20,050.8
265Jan 2042$1,459.38$211.52$1,670.90$54,696.65
266Feb 2042$1,464.88$206.02$1,670.90$53,231.77
267Mar 2042$1,470.39$200.51$1,670.90$51,761.38
268Apr 2042$1,475.93$194.97$1,670.90$50,285.45
269May 2042$1,481.49$189.41$1,670.90$48,803.96
270Jun 2042$1,487.07$183.83$1,670.90$47,316.89
271Jul 2042$1,492.67$178.23$1,670.90$45,824.22
272Aug 2042$1,498.30$172.60$1,670.90$44,325.92
273Sep 2042$1,503.94$166.96$1,670.90$42,821.98
274Oct 2042$1,509.60$161.30$1,670.90$41,312.38
275Nov 2042$1,515.29$155.61$1,670.90$39,797.09
276Dec 2042$1,521.00$149.90$1,670.90$38,276.09
2042 Total$17,879.94$2,170.86$20,050.8
277Jan 2043$1,526.73$144.17$1,670.90$36,749.36
278Feb 2043$1,532.48$138.42$1,670.90$35,216.88
279Mar 2043$1,538.25$132.65$1,670.90$33,678.63
280Apr 2043$1,544.04$126.86$1,670.90$32,134.59
281May 2043$1,549.86$121.04$1,670.90$30,584.73
282Jun 2043$1,555.70$115.20$1,670.90$29,029.03
283Jul 2043$1,561.56$109.34$1,670.90$27,467.47
284Aug 2043$1,567.44$103.46$1,670.90$25,900.03
285Sep 2043$1,573.34$97.56$1,670.90$24,326.69
286Oct 2043$1,579.27$91.63$1,670.90$22,747.42
287Nov 2043$1,585.22$85.68$1,670.90$21,162.20
288Dec 2043$1,591.19$79.71$1,670.90$19,571.01
2043 Total$18,705.08$1,345.72$20,050.8
289Jan 2044$1,597.18$73.72$1,670.90$17,973.83
290Feb 2044$1,603.20$67.70$1,670.90$16,370.63
291Mar 2044$1,609.24$61.66$1,670.90$14,761.39
292Apr 2044$1,615.30$55.60$1,670.90$13,146.09
293May 2044$1,621.38$49.52$1,670.90$11,524.71
294Jun 2044$1,627.49$43.41$1,670.90$9,897.22
295Jul 2044$1,633.62$37.28$1,670.90$8,263.60
296Aug 2044$1,639.77$31.13$1,670.90$6,623.83
297Sep 2044$1,645.95$24.95$1,670.90$4,977.88
298Oct 2044$1,652.15$18.75$1,670.90$3,325.73
299Nov 2044$1,658.37$12.53$1,670.90$1,667.36
300Dec 2044$1,664.62$6.28$1,670.90$2.74
2044 Total$19,568.27$482.53$20,050.8
Compare your product with the big 4 banks, or add more products to compare
As seen on