RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

1.69

% p.a

Fixed - 1 year

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,227
Number of repayments
300
Total interest paid
$68,032
Total Repayments

$368,032

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$804.28$422.50$1,226.78$299,195.72
2Nov 2021$805.41$421.37$1,226.78$298,390.31
3Dec 2021$806.55$420.23$1,226.78$297,583.76
2021 Total$2,416.24$1,264.1$3,680.34
4Jan 2022$807.68$419.10$1,226.78$296,776.08
5Feb 2022$808.82$417.96$1,226.78$295,967.26
6Mar 2022$809.96$416.82$1,226.78$295,157.30
7Apr 2022$811.10$415.68$1,226.78$294,346.20
8May 2022$812.24$414.54$1,226.78$293,533.96
9Jun 2022$813.39$413.39$1,226.78$292,720.57
10Jul 2022$814.53$412.25$1,226.78$291,906.04
11Aug 2022$815.68$411.10$1,226.78$291,090.36
12Sep 2022$816.83$409.95$1,226.78$290,273.53
13Oct 2022$817.98$408.80$1,226.78$289,455.55
14Nov 2022$819.13$407.65$1,226.78$288,636.42
15Dec 2022$820.28$406.50$1,226.78$287,816.14
2022 Total$9,767.62$4,953.74$14,721.36
16Jan 2023$821.44$405.34$1,226.78$286,994.70
17Feb 2023$822.60$404.18$1,226.78$286,172.10
18Mar 2023$823.75$403.03$1,226.78$285,348.35
19Apr 2023$824.91$401.87$1,226.78$284,523.44
20May 2023$826.08$400.70$1,226.78$283,697.36
21Jun 2023$827.24$399.54$1,226.78$282,870.12
22Jul 2023$828.40$398.38$1,226.78$282,041.72
23Aug 2023$829.57$397.21$1,226.78$281,212.15
24Sep 2023$830.74$396.04$1,226.78$280,381.41
25Oct 2023$831.91$394.87$1,226.78$279,549.50
26Nov 2023$833.08$393.70$1,226.78$278,716.42
27Dec 2023$834.25$392.53$1,226.78$277,882.17
2023 Total$9,933.97$4,787.39$14,721.36
28Jan 2024$835.43$391.35$1,226.78$277,046.74
29Feb 2024$836.61$390.17$1,226.78$276,210.13
30Mar 2024$837.78$389.00$1,226.78$275,372.35
31Apr 2024$838.96$387.82$1,226.78$274,533.39
32May 2024$840.15$386.63$1,226.78$273,693.24
33Jun 2024$841.33$385.45$1,226.78$272,851.91
34Jul 2024$842.51$384.27$1,226.78$272,009.40
35Aug 2024$843.70$383.08$1,226.78$271,165.70
36Sep 2024$844.89$381.89$1,226.78$270,320.81
37Oct 2024$846.08$380.70$1,226.78$269,474.73
38Nov 2024$847.27$379.51$1,226.78$268,627.46
39Dec 2024$848.46$378.32$1,226.78$267,779.00
2024 Total$10,103.17$4,618.19$14,721.36
40Jan 2025$849.66$377.12$1,226.78$266,929.34
41Feb 2025$850.85$375.93$1,226.78$266,078.49
42Mar 2025$852.05$374.73$1,226.78$265,226.44
43Apr 2025$853.25$373.53$1,226.78$264,373.19
44May 2025$854.45$372.33$1,226.78$263,518.74
45Jun 2025$855.66$371.12$1,226.78$262,663.08
46Jul 2025$856.86$369.92$1,226.78$261,806.22
47Aug 2025$858.07$368.71$1,226.78$260,948.15
48Sep 2025$859.28$367.50$1,226.78$260,088.87
49Oct 2025$860.49$366.29$1,226.78$259,228.38
50Nov 2025$861.70$365.08$1,226.78$258,366.68
51Dec 2025$862.91$363.87$1,226.78$257,503.77
2025 Total$10,275.23$4,446.13$14,721.36
52Jan 2026$864.13$362.65$1,226.78$256,639.64
53Feb 2026$865.35$361.43$1,226.78$255,774.29
54Mar 2026$866.56$360.22$1,226.78$254,907.73
55Apr 2026$867.78$359.00$1,226.78$254,039.95
56May 2026$869.01$357.77$1,226.78$253,170.94
57Jun 2026$870.23$356.55$1,226.78$252,300.71
58Jul 2026$871.46$355.32$1,226.78$251,429.25
59Aug 2026$872.68$354.10$1,226.78$250,556.57
60Sep 2026$873.91$352.87$1,226.78$249,682.66
61Oct 2026$875.14$351.64$1,226.78$248,807.52
62Nov 2026$876.38$350.40$1,226.78$247,931.14
63Dec 2026$877.61$349.17$1,226.78$247,053.53
2026 Total$10,450.24$4,271.12$14,721.36
64Jan 2027$878.85$347.93$1,226.78$246,174.68
65Feb 2027$880.08$346.70$1,226.78$245,294.60
66Mar 2027$881.32$345.46$1,226.78$244,413.28
67Apr 2027$882.56$344.22$1,226.78$243,530.72
68May 2027$883.81$342.97$1,226.78$242,646.91
69Jun 2027$885.05$341.73$1,226.78$241,761.86
70Jul 2027$886.30$340.48$1,226.78$240,875.56
71Aug 2027$887.55$339.23$1,226.78$239,988.01
72Sep 2027$888.80$337.98$1,226.78$239,099.21
73Oct 2027$890.05$336.73$1,226.78$238,209.16
74Nov 2027$891.30$335.48$1,226.78$237,317.86
75Dec 2027$892.56$334.22$1,226.78$236,425.30
2027 Total$10,628.23$4,093.13$14,721.36
76Jan 2028$893.81$332.97$1,226.78$235,531.49
77Feb 2028$895.07$331.71$1,226.78$234,636.42
78Mar 2028$896.33$330.45$1,226.78$233,740.09
79Apr 2028$897.60$329.18$1,226.78$232,842.49
80May 2028$898.86$327.92$1,226.78$231,943.63
81Jun 2028$900.13$326.65$1,226.78$231,043.50
82Jul 2028$901.39$325.39$1,226.78$230,142.11
83Aug 2028$902.66$324.12$1,226.78$229,239.45
84Sep 2028$903.93$322.85$1,226.78$228,335.52
85Oct 2028$905.21$321.57$1,226.78$227,430.31
86Nov 2028$906.48$320.30$1,226.78$226,523.83
87Dec 2028$907.76$319.02$1,226.78$225,616.07
2028 Total$10,809.23$3,912.13$14,721.36
88Jan 2029$909.04$317.74$1,226.78$224,707.03
89Feb 2029$910.32$316.46$1,226.78$223,796.71
90Mar 2029$911.60$315.18$1,226.78$222,885.11
91Apr 2029$912.88$313.90$1,226.78$221,972.23
92May 2029$914.17$312.61$1,226.78$221,058.06
93Jun 2029$915.46$311.32$1,226.78$220,142.60
94Jul 2029$916.75$310.03$1,226.78$219,225.85
95Aug 2029$918.04$308.74$1,226.78$218,307.81
96Sep 2029$919.33$307.45$1,226.78$217,388.48
97Oct 2029$920.62$306.16$1,226.78$216,467.86
98Nov 2029$921.92$304.86$1,226.78$215,545.94
99Dec 2029$923.22$303.56$1,226.78$214,622.72
2029 Total$10,993.35$3,728.01$14,721.36
100Jan 2030$924.52$302.26$1,226.78$213,698.20
101Feb 2030$925.82$300.96$1,226.78$212,772.38
102Mar 2030$927.13$299.65$1,226.78$211,845.25
103Apr 2030$928.43$298.35$1,226.78$210,916.82
104May 2030$929.74$297.04$1,226.78$209,987.08
105Jun 2030$931.05$295.73$1,226.78$209,056.03
106Jul 2030$932.36$294.42$1,226.78$208,123.67
107Aug 2030$933.67$293.11$1,226.78$207,190.00
108Sep 2030$934.99$291.79$1,226.78$206,255.01
109Oct 2030$936.30$290.48$1,226.78$205,318.71
110Nov 2030$937.62$289.16$1,226.78$204,381.09
111Dec 2030$938.94$287.84$1,226.78$203,442.15
2030 Total$11,180.57$3,540.79$14,721.36
112Jan 2031$940.27$286.51$1,226.78$202,501.88
113Feb 2031$941.59$285.19$1,226.78$201,560.29
114Mar 2031$942.92$283.86$1,226.78$200,617.37
115Apr 2031$944.24$282.54$1,226.78$199,673.13
116May 2031$945.57$281.21$1,226.78$198,727.56
117Jun 2031$946.91$279.87$1,226.78$197,780.65
118Jul 2031$948.24$278.54$1,226.78$196,832.41
119Aug 2031$949.57$277.21$1,226.78$195,882.84
120Sep 2031$950.91$275.87$1,226.78$194,931.93
121Oct 2031$952.25$274.53$1,226.78$193,979.68
122Nov 2031$953.59$273.19$1,226.78$193,026.09
123Dec 2031$954.93$271.85$1,226.78$192,071.16
2031 Total$11,370.99$3,350.37$14,721.36
124Jan 2032$956.28$270.50$1,226.78$191,114.88
125Feb 2032$957.63$269.15$1,226.78$190,157.25
126Mar 2032$958.98$267.80$1,226.78$189,198.27
127Apr 2032$960.33$266.45$1,226.78$188,237.94
128May 2032$961.68$265.10$1,226.78$187,276.26
129Jun 2032$963.03$263.75$1,226.78$186,313.23
130Jul 2032$964.39$262.39$1,226.78$185,348.84
131Aug 2032$965.75$261.03$1,226.78$184,383.09
132Sep 2032$967.11$259.67$1,226.78$183,415.98
133Oct 2032$968.47$258.31$1,226.78$182,447.51
134Nov 2032$969.83$256.95$1,226.78$181,477.68
135Dec 2032$971.20$255.58$1,226.78$180,506.48
2032 Total$11,564.68$3,156.68$14,721.36
136Jan 2033$972.57$254.21$1,226.78$179,533.91
137Feb 2033$973.94$252.84$1,226.78$178,559.97
138Mar 2033$975.31$251.47$1,226.78$177,584.66
139Apr 2033$976.68$250.10$1,226.78$176,607.98
140May 2033$978.06$248.72$1,226.78$175,629.92
141Jun 2033$979.43$247.35$1,226.78$174,650.49
142Jul 2033$980.81$245.97$1,226.78$173,669.68
143Aug 2033$982.20$244.58$1,226.78$172,687.48
144Sep 2033$983.58$243.20$1,226.78$171,703.90
145Oct 2033$984.96$241.82$1,226.78$170,718.94
146Nov 2033$986.35$240.43$1,226.78$169,732.59
147Dec 2033$987.74$239.04$1,226.78$168,744.85
2033 Total$11,761.63$2,959.73$14,721.36
148Jan 2034$989.13$237.65$1,226.78$167,755.72
149Feb 2034$990.52$236.26$1,226.78$166,765.20
150Mar 2034$991.92$234.86$1,226.78$165,773.28
151Apr 2034$993.32$233.46$1,226.78$164,779.96
152May 2034$994.71$232.07$1,226.78$163,785.25
153Jun 2034$996.12$230.66$1,226.78$162,789.13
154Jul 2034$997.52$229.26$1,226.78$161,791.61
155Aug 2034$998.92$227.86$1,226.78$160,792.69
156Sep 2034$1,000.33$226.45$1,226.78$159,792.36
157Oct 2034$1,001.74$225.04$1,226.78$158,790.62
158Nov 2034$1,003.15$223.63$1,226.78$157,787.47
159Dec 2034$1,004.56$222.22$1,226.78$156,782.91
2034 Total$11,961.94$2,759.42$14,721.36
160Jan 2035$1,005.98$220.80$1,226.78$155,776.93
161Feb 2035$1,007.39$219.39$1,226.78$154,769.54
162Mar 2035$1,008.81$217.97$1,226.78$153,760.73
163Apr 2035$1,010.23$216.55$1,226.78$152,750.50
164May 2035$1,011.66$215.12$1,226.78$151,738.84
165Jun 2035$1,013.08$213.70$1,226.78$150,725.76
166Jul 2035$1,014.51$212.27$1,226.78$149,711.25
167Aug 2035$1,015.94$210.84$1,226.78$148,695.31
168Sep 2035$1,017.37$209.41$1,226.78$147,677.94
169Oct 2035$1,018.80$207.98$1,226.78$146,659.14
170Nov 2035$1,020.24$206.54$1,226.78$145,638.90
171Dec 2035$1,021.67$205.11$1,226.78$144,617.23
2035 Total$12,165.68$2,555.68$14,721.36
172Jan 2036$1,023.11$203.67$1,226.78$143,594.12
173Feb 2036$1,024.55$202.23$1,226.78$142,569.57
174Mar 2036$1,025.99$200.79$1,226.78$141,543.58
175Apr 2036$1,027.44$199.34$1,226.78$140,516.14
176May 2036$1,028.89$197.89$1,226.78$139,487.25
177Jun 2036$1,030.34$196.44$1,226.78$138,456.91
178Jul 2036$1,031.79$194.99$1,226.78$137,425.12
179Aug 2036$1,033.24$193.54$1,226.78$136,391.88
180Sep 2036$1,034.69$192.09$1,226.78$135,357.19
181Oct 2036$1,036.15$190.63$1,226.78$134,321.04
182Nov 2036$1,037.61$189.17$1,226.78$133,283.43
183Dec 2036$1,039.07$187.71$1,226.78$132,244.36
2036 Total$12,372.87$2,348.49$14,721.36
184Jan 2037$1,040.54$186.24$1,226.78$131,203.82
185Feb 2037$1,042.00$184.78$1,226.78$130,161.82
186Mar 2037$1,043.47$183.31$1,226.78$129,118.35
187Apr 2037$1,044.94$181.84$1,226.78$128,073.41
188May 2037$1,046.41$180.37$1,226.78$127,027.00
189Jun 2037$1,047.88$178.90$1,226.78$125,979.12
190Jul 2037$1,049.36$177.42$1,226.78$124,929.76
191Aug 2037$1,050.84$175.94$1,226.78$123,878.92
192Sep 2037$1,052.32$174.46$1,226.78$122,826.60
193Oct 2037$1,053.80$172.98$1,226.78$121,772.80
194Nov 2037$1,055.28$171.50$1,226.78$120,717.52
195Dec 2037$1,056.77$170.01$1,226.78$119,660.75
2037 Total$12,583.61$2,137.75$14,721.36
196Jan 2038$1,058.26$168.52$1,226.78$118,602.49
197Feb 2038$1,059.75$167.03$1,226.78$117,542.74
198Mar 2038$1,061.24$165.54$1,226.78$116,481.50
199Apr 2038$1,062.74$164.04$1,226.78$115,418.76
200May 2038$1,064.23$162.55$1,226.78$114,354.53
201Jun 2038$1,065.73$161.05$1,226.78$113,288.80
202Jul 2038$1,067.23$159.55$1,226.78$112,221.57
203Aug 2038$1,068.73$158.05$1,226.78$111,152.84
204Sep 2038$1,070.24$156.54$1,226.78$110,082.60
205Oct 2038$1,071.75$155.03$1,226.78$109,010.85
206Nov 2038$1,073.26$153.52$1,226.78$107,937.59
207Dec 2038$1,074.77$152.01$1,226.78$106,862.82
2038 Total$12,797.93$1,923.43$14,721.36
208Jan 2039$1,076.28$150.50$1,226.78$105,786.54
209Feb 2039$1,077.80$148.98$1,226.78$104,708.74
210Mar 2039$1,079.32$147.46$1,226.78$103,629.42
211Apr 2039$1,080.84$145.94$1,226.78$102,548.58
212May 2039$1,082.36$144.42$1,226.78$101,466.22
213Jun 2039$1,083.88$142.90$1,226.78$100,382.34
214Jul 2039$1,085.41$141.37$1,226.78$99,296.93
215Aug 2039$1,086.94$139.84$1,226.78$98,209.99
216Sep 2039$1,088.47$138.31$1,226.78$97,121.52
217Oct 2039$1,090.00$136.78$1,226.78$96,031.52
218Nov 2039$1,091.54$135.24$1,226.78$94,939.98
219Dec 2039$1,093.07$133.71$1,226.78$93,846.91
2039 Total$13,015.91$1,705.45$14,721.36
220Jan 2040$1,094.61$132.17$1,226.78$92,752.30
221Feb 2040$1,096.15$130.63$1,226.78$91,656.15
222Mar 2040$1,097.70$129.08$1,226.78$90,558.45
223Apr 2040$1,099.24$127.54$1,226.78$89,459.21
224May 2040$1,100.79$125.99$1,226.78$88,358.42
225Jun 2040$1,102.34$124.44$1,226.78$87,256.08
226Jul 2040$1,103.89$122.89$1,226.78$86,152.19
227Aug 2040$1,105.45$121.33$1,226.78$85,046.74
228Sep 2040$1,107.01$119.77$1,226.78$83,939.73
229Oct 2040$1,108.56$118.22$1,226.78$82,831.17
230Nov 2040$1,110.13$116.65$1,226.78$81,721.04
231Dec 2040$1,111.69$115.09$1,226.78$80,609.35
2040 Total$13,237.56$1,483.8$14,721.36
232Jan 2041$1,113.26$113.52$1,226.78$79,496.09
233Feb 2041$1,114.82$111.96$1,226.78$78,381.27
234Mar 2041$1,116.39$110.39$1,226.78$77,264.88
235Apr 2041$1,117.97$108.81$1,226.78$76,146.91
236May 2041$1,119.54$107.24$1,226.78$75,027.37
237Jun 2041$1,121.12$105.66$1,226.78$73,906.25
238Jul 2041$1,122.70$104.08$1,226.78$72,783.55
239Aug 2041$1,124.28$102.50$1,226.78$71,659.27
240Sep 2041$1,125.86$100.92$1,226.78$70,533.41
241Oct 2041$1,127.45$99.33$1,226.78$69,405.96
242Nov 2041$1,129.03$97.75$1,226.78$68,276.93
243Dec 2041$1,130.62$96.16$1,226.78$67,146.31
2041 Total$13,463.04$1,258.32$14,721.36
244Jan 2042$1,132.22$94.56$1,226.78$66,014.09
245Feb 2042$1,133.81$92.97$1,226.78$64,880.28
246Mar 2042$1,135.41$91.37$1,226.78$63,744.87
247Apr 2042$1,137.01$89.77$1,226.78$62,607.86
248May 2042$1,138.61$88.17$1,226.78$61,469.25
249Jun 2042$1,140.21$86.57$1,226.78$60,329.04
250Jul 2042$1,141.82$84.96$1,226.78$59,187.22
251Aug 2042$1,143.42$83.36$1,226.78$58,043.80
252Sep 2042$1,145.03$81.75$1,226.78$56,898.77
253Oct 2042$1,146.65$80.13$1,226.78$55,752.12
254Nov 2042$1,148.26$78.52$1,226.78$54,603.86
255Dec 2042$1,149.88$76.90$1,226.78$53,453.98
2042 Total$13,692.33$1,029.03$14,721.36
256Jan 2043$1,151.50$75.28$1,226.78$52,302.48
257Feb 2043$1,153.12$73.66$1,226.78$51,149.36
258Mar 2043$1,154.74$72.04$1,226.78$49,994.62
259Apr 2043$1,156.37$70.41$1,226.78$48,838.25
260May 2043$1,158.00$68.78$1,226.78$47,680.25
261Jun 2043$1,159.63$67.15$1,226.78$46,520.62
262Jul 2043$1,161.26$65.52$1,226.78$45,359.36
263Aug 2043$1,162.90$63.88$1,226.78$44,196.46
264Sep 2043$1,164.54$62.24$1,226.78$43,031.92
265Oct 2043$1,166.18$60.60$1,226.78$41,865.74
266Nov 2043$1,167.82$58.96$1,226.78$40,697.92
267Dec 2043$1,169.46$57.32$1,226.78$39,528.46
2043 Total$13,925.52$795.84$14,721.36
268Jan 2044$1,171.11$55.67$1,226.78$38,357.35
269Feb 2044$1,172.76$54.02$1,226.78$37,184.59
270Mar 2044$1,174.41$52.37$1,226.78$36,010.18
271Apr 2044$1,176.07$50.71$1,226.78$34,834.11
272May 2044$1,177.72$49.06$1,226.78$33,656.39
273Jun 2044$1,179.38$47.40$1,226.78$32,477.01
274Jul 2044$1,181.04$45.74$1,226.78$31,295.97
275Aug 2044$1,182.70$44.08$1,226.78$30,113.27
276Sep 2044$1,184.37$42.41$1,226.78$28,928.90
277Oct 2044$1,186.04$40.74$1,226.78$27,742.86
278Nov 2044$1,187.71$39.07$1,226.78$26,555.15
279Dec 2044$1,189.38$37.40$1,226.78$25,365.77
2044 Total$14,162.69$558.67$14,721.36
280Jan 2045$1,191.06$35.72$1,226.78$24,174.71
281Feb 2045$1,192.73$34.05$1,226.78$22,981.98
282Mar 2045$1,194.41$32.37$1,226.78$21,787.57
283Apr 2045$1,196.10$30.68$1,226.78$20,591.47
284May 2045$1,197.78$29.00$1,226.78$19,393.69
285Jun 2045$1,199.47$27.31$1,226.78$18,194.22
286Jul 2045$1,201.16$25.62$1,226.78$16,993.06
287Aug 2045$1,202.85$23.93$1,226.78$15,790.21
288Sep 2045$1,204.54$22.24$1,226.78$14,585.67
289Oct 2045$1,206.24$20.54$1,226.78$13,379.43
290Nov 2045$1,207.94$18.84$1,226.78$12,171.49
291Dec 2045$1,209.64$17.14$1,226.78$10,961.85
2045 Total$14,403.92$317.44$14,721.36
292Jan 2046$1,211.34$15.44$1,226.78$9,750.51
293Feb 2046$1,213.05$13.73$1,226.78$8,537.46
294Mar 2046$1,214.76$12.02$1,226.78$7,322.70
295Apr 2046$1,216.47$10.31$1,226.78$6,106.23
296May 2046$1,218.18$8.60$1,226.78$4,888.05
297Jun 2046$1,219.90$6.88$1,226.78$3,668.15
298Jul 2046$1,221.61$5.17$1,226.78$2,446.54
299Aug 2046$1,223.33$3.45$1,226.78$1,223.21
300Sep 2046$1,223.21$1.72$1,224.93$0.00
2046 Total$10,961.85$77.32$11,039.17