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Great Rate
RateCity Says: Fix your rate for a year, pay no upfront or ongoing fees, and borrow with help from a guarantor.
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3.09
% p.a
Fixed - 1 year
2.28
% p.a
$1,437
based on $300,000 loan amount for 25 years at 3.09%
On this page
3.09
% p.a
Fixed - 1 year
2.28
% p.a
$1,437
based on $300,000 loan amount for 25 years at 3.09%
Calculate your repayments for this loan
Your estimated repayment
$1,437
based on $300,000 loan amount for 25 years at 3.09%
Greater Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Azm Khan
Get expert advice from a home loans specialist.
I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.
CRN: 463273
Well Balanced
3.45
% p.a
Fixed - 1 year
2.25
% p.a
Lock in this low rate for one year, make extra repayments, and access its free redraw facility.
Quick home loan review
For Great Rate Fixed Home Loan (NSW, ACT & QLD only) 1 Year (New Customer)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
These are the drawbacks of this home loan.
- No offset account
- Loan reverts to higher rate after fixed period
- Not available for first home buyers
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Great Rate Fixed Home Loan (NSW, ACT & QLD only) 1 Year (New Customer)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $431,100 |
Interest rate type Fixed - 1 year | |
Borrowing range
$150k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, QLD |
Features
Extra repayments Yes - limited to 5% | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 180 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 180 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
- Other Borrow up to 110% of the property value using the guarantor featureBorrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage
Target Market Determination
Visit Greater Bank to view Target Market Determination.
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