RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

1.59

% p.a

Fixed - 2 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,213
Number of repayments
300
Total interest paid
$63,761
Total Repayments

$363,761

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$815.04$397.50$1,212.54$299,184.96
2Nov 2021$816.12$396.42$1,212.54$298,368.84
3Dec 2021$817.20$395.34$1,212.54$297,551.64
2021 Total$2,448.36$1,189.26$3,637.62
4Jan 2022$818.28$394.26$1,212.54$296,733.36
5Feb 2022$819.37$393.17$1,212.54$295,913.99
6Mar 2022$820.45$392.09$1,212.54$295,093.54
7Apr 2022$821.54$391.00$1,212.54$294,272.00
8May 2022$822.63$389.91$1,212.54$293,449.37
9Jun 2022$823.72$388.82$1,212.54$292,625.65
10Jul 2022$824.81$387.73$1,212.54$291,800.84
11Aug 2022$825.90$386.64$1,212.54$290,974.94
12Sep 2022$827.00$385.54$1,212.54$290,147.94
13Oct 2022$828.09$384.45$1,212.54$289,319.85
14Nov 2022$829.19$383.35$1,212.54$288,490.66
15Dec 2022$830.29$382.25$1,212.54$287,660.37
2022 Total$9,891.27$4,659.21$14,550.48
16Jan 2023$831.39$381.15$1,212.54$286,828.98
17Feb 2023$832.49$380.05$1,212.54$285,996.49
18Mar 2023$833.59$378.95$1,212.54$285,162.90
19Apr 2023$834.70$377.84$1,212.54$284,328.20
20May 2023$835.81$376.73$1,212.54$283,492.39
21Jun 2023$836.91$375.63$1,212.54$282,655.48
22Jul 2023$838.02$374.52$1,212.54$281,817.46
23Aug 2023$839.13$373.41$1,212.54$280,978.33
24Sep 2023$840.24$372.30$1,212.54$280,138.09
25Oct 2023$841.36$371.18$1,212.54$279,296.73
26Nov 2023$842.47$370.07$1,212.54$278,454.26
27Dec 2023$843.59$368.95$1,212.54$277,610.67
2023 Total$10,049.7$4,500.78$14,550.48
28Jan 2024$844.71$367.83$1,212.54$276,765.96
29Feb 2024$845.83$366.71$1,212.54$275,920.13
30Mar 2024$846.95$365.59$1,212.54$275,073.18
31Apr 2024$848.07$364.47$1,212.54$274,225.11
32May 2024$849.19$363.35$1,212.54$273,375.92
33Jun 2024$850.32$362.22$1,212.54$272,525.60
34Jul 2024$851.44$361.10$1,212.54$271,674.16
35Aug 2024$852.57$359.97$1,212.54$270,821.59
36Sep 2024$853.70$358.84$1,212.54$269,967.89
37Oct 2024$854.83$357.71$1,212.54$269,113.06
38Nov 2024$855.97$356.57$1,212.54$268,257.09
39Dec 2024$857.10$355.44$1,212.54$267,399.99
2024 Total$10,210.68$4,339.8$14,550.48
40Jan 2025$858.24$354.30$1,212.54$266,541.75
41Feb 2025$859.37$353.17$1,212.54$265,682.38
42Mar 2025$860.51$352.03$1,212.54$264,821.87
43Apr 2025$861.65$350.89$1,212.54$263,960.22
44May 2025$862.79$349.75$1,212.54$263,097.43
45Jun 2025$863.94$348.60$1,212.54$262,233.49
46Jul 2025$865.08$347.46$1,212.54$261,368.41
47Aug 2025$866.23$346.31$1,212.54$260,502.18
48Sep 2025$867.37$345.17$1,212.54$259,634.81
49Oct 2025$868.52$344.02$1,212.54$258,766.29
50Nov 2025$869.67$342.87$1,212.54$257,896.62
51Dec 2025$870.83$341.71$1,212.54$257,025.79
2025 Total$10,374.2$4,176.28$14,550.48
52Jan 2026$871.98$340.56$1,212.54$256,153.81
53Feb 2026$873.14$339.40$1,212.54$255,280.67
54Mar 2026$874.29$338.25$1,212.54$254,406.38
55Apr 2026$875.45$337.09$1,212.54$253,530.93
56May 2026$876.61$335.93$1,212.54$252,654.32
57Jun 2026$877.77$334.77$1,212.54$251,776.55
58Jul 2026$878.94$333.60$1,212.54$250,897.61
59Aug 2026$880.10$332.44$1,212.54$250,017.51
60Sep 2026$881.27$331.27$1,212.54$249,136.24
61Oct 2026$882.43$330.11$1,212.54$248,253.81
62Nov 2026$883.60$328.94$1,212.54$247,370.21
63Dec 2026$884.77$327.77$1,212.54$246,485.44
2026 Total$10,540.35$4,010.13$14,550.48
64Jan 2027$885.95$326.59$1,212.54$245,599.49
65Feb 2027$887.12$325.42$1,212.54$244,712.37
66Mar 2027$888.30$324.24$1,212.54$243,824.07
67Apr 2027$889.47$323.07$1,212.54$242,934.60
68May 2027$890.65$321.89$1,212.54$242,043.95
69Jun 2027$891.83$320.71$1,212.54$241,152.12
70Jul 2027$893.01$319.53$1,212.54$240,259.11
71Aug 2027$894.20$318.34$1,212.54$239,364.91
72Sep 2027$895.38$317.16$1,212.54$238,469.53
73Oct 2027$896.57$315.97$1,212.54$237,572.96
74Nov 2027$897.76$314.78$1,212.54$236,675.20
75Dec 2027$898.95$313.59$1,212.54$235,776.25
2027 Total$10,709.19$3,841.29$14,550.48
76Jan 2028$900.14$312.40$1,212.54$234,876.11
77Feb 2028$901.33$311.21$1,212.54$233,974.78
78Mar 2028$902.52$310.02$1,212.54$233,072.26
79Apr 2028$903.72$308.82$1,212.54$232,168.54
80May 2028$904.92$307.62$1,212.54$231,263.62
81Jun 2028$906.12$306.42$1,212.54$230,357.50
82Jul 2028$907.32$305.22$1,212.54$229,450.18
83Aug 2028$908.52$304.02$1,212.54$228,541.66
84Sep 2028$909.72$302.82$1,212.54$227,631.94
85Oct 2028$910.93$301.61$1,212.54$226,721.01
86Nov 2028$912.13$300.41$1,212.54$225,808.88
87Dec 2028$913.34$299.20$1,212.54$224,895.54
2028 Total$10,880.71$3,669.77$14,550.48
88Jan 2029$914.55$297.99$1,212.54$223,980.99
89Feb 2029$915.77$296.77$1,212.54$223,065.22
90Mar 2029$916.98$295.56$1,212.54$222,148.24
91Apr 2029$918.19$294.35$1,212.54$221,230.05
92May 2029$919.41$293.13$1,212.54$220,310.64
93Jun 2029$920.63$291.91$1,212.54$219,390.01
94Jul 2029$921.85$290.69$1,212.54$218,468.16
95Aug 2029$923.07$289.47$1,212.54$217,545.09
96Sep 2029$924.29$288.25$1,212.54$216,620.80
97Oct 2029$925.52$287.02$1,212.54$215,695.28
98Nov 2029$926.74$285.80$1,212.54$214,768.54
99Dec 2029$927.97$284.57$1,212.54$213,840.57
2029 Total$11,054.97$3,495.51$14,550.48
100Jan 2030$929.20$283.34$1,212.54$212,911.37
101Feb 2030$930.43$282.11$1,212.54$211,980.94
102Mar 2030$931.67$280.87$1,212.54$211,049.27
103Apr 2030$932.90$279.64$1,212.54$210,116.37
104May 2030$934.14$278.40$1,212.54$209,182.23
105Jun 2030$935.37$277.17$1,212.54$208,246.86
106Jul 2030$936.61$275.93$1,212.54$207,310.25
107Aug 2030$937.85$274.69$1,212.54$206,372.40
108Sep 2030$939.10$273.44$1,212.54$205,433.30
109Oct 2030$940.34$272.20$1,212.54$204,492.96
110Nov 2030$941.59$270.95$1,212.54$203,551.37
111Dec 2030$942.83$269.71$1,212.54$202,608.54
2030 Total$11,232.03$3,318.45$14,550.48
112Jan 2031$944.08$268.46$1,212.54$201,664.46
113Feb 2031$945.33$267.21$1,212.54$200,719.13
114Mar 2031$946.59$265.95$1,212.54$199,772.54
115Apr 2031$947.84$264.70$1,212.54$198,824.70
116May 2031$949.10$263.44$1,212.54$197,875.60
117Jun 2031$950.35$262.19$1,212.54$196,925.25
118Jul 2031$951.61$260.93$1,212.54$195,973.64
119Aug 2031$952.87$259.67$1,212.54$195,020.77
120Sep 2031$954.14$258.40$1,212.54$194,066.63
121Oct 2031$955.40$257.14$1,212.54$193,111.23
122Nov 2031$956.67$255.87$1,212.54$192,154.56
123Dec 2031$957.94$254.60$1,212.54$191,196.62
2031 Total$11,411.92$3,138.56$14,550.48
124Jan 2032$959.20$253.34$1,212.54$190,237.42
125Feb 2032$960.48$252.06$1,212.54$189,276.94
126Mar 2032$961.75$250.79$1,212.54$188,315.19
127Apr 2032$963.02$249.52$1,212.54$187,352.17
128May 2032$964.30$248.24$1,212.54$186,387.87
129Jun 2032$965.58$246.96$1,212.54$185,422.29
130Jul 2032$966.86$245.68$1,212.54$184,455.43
131Aug 2032$968.14$244.40$1,212.54$183,487.29
132Sep 2032$969.42$243.12$1,212.54$182,517.87
133Oct 2032$970.70$241.84$1,212.54$181,547.17
134Nov 2032$971.99$240.55$1,212.54$180,575.18
135Dec 2032$973.28$239.26$1,212.54$179,601.90
2032 Total$11,594.72$2,955.76$14,550.48
136Jan 2033$974.57$237.97$1,212.54$178,627.33
137Feb 2033$975.86$236.68$1,212.54$177,651.47
138Mar 2033$977.15$235.39$1,212.54$176,674.32
139Apr 2033$978.45$234.09$1,212.54$175,695.87
140May 2033$979.74$232.80$1,212.54$174,716.13
141Jun 2033$981.04$231.50$1,212.54$173,735.09
142Jul 2033$982.34$230.20$1,212.54$172,752.75
143Aug 2033$983.64$228.90$1,212.54$171,769.11
144Sep 2033$984.95$227.59$1,212.54$170,784.16
145Oct 2033$986.25$226.29$1,212.54$169,797.91
146Nov 2033$987.56$224.98$1,212.54$168,810.35
147Dec 2033$988.87$223.67$1,212.54$167,821.48
2033 Total$11,780.42$2,770.06$14,550.48
148Jan 2034$990.18$222.36$1,212.54$166,831.30
149Feb 2034$991.49$221.05$1,212.54$165,839.81
150Mar 2034$992.80$219.74$1,212.54$164,847.01
151Apr 2034$994.12$218.42$1,212.54$163,852.89
152May 2034$995.43$217.11$1,212.54$162,857.46
153Jun 2034$996.75$215.79$1,212.54$161,860.71
154Jul 2034$998.07$214.47$1,212.54$160,862.64
155Aug 2034$999.40$213.14$1,212.54$159,863.24
156Sep 2034$1,000.72$211.82$1,212.54$158,862.52
157Oct 2034$1,002.05$210.49$1,212.54$157,860.47
158Nov 2034$1,003.37$209.17$1,212.54$156,857.10
159Dec 2034$1,004.70$207.84$1,212.54$155,852.40
2034 Total$11,969.08$2,581.4$14,550.48
160Jan 2035$1,006.04$206.50$1,212.54$154,846.36
161Feb 2035$1,007.37$205.17$1,212.54$153,838.99
162Mar 2035$1,008.70$203.84$1,212.54$152,830.29
163Apr 2035$1,010.04$202.50$1,212.54$151,820.25
164May 2035$1,011.38$201.16$1,212.54$150,808.87
165Jun 2035$1,012.72$199.82$1,212.54$149,796.15
166Jul 2035$1,014.06$198.48$1,212.54$148,782.09
167Aug 2035$1,015.40$197.14$1,212.54$147,766.69
168Sep 2035$1,016.75$195.79$1,212.54$146,749.94
169Oct 2035$1,018.10$194.44$1,212.54$145,731.84
170Nov 2035$1,019.45$193.09$1,212.54$144,712.39
171Dec 2035$1,020.80$191.74$1,212.54$143,691.59
2035 Total$12,160.81$2,389.67$14,550.48
172Jan 2036$1,022.15$190.39$1,212.54$142,669.44
173Feb 2036$1,023.50$189.04$1,212.54$141,645.94
174Mar 2036$1,024.86$187.68$1,212.54$140,621.08
175Apr 2036$1,026.22$186.32$1,212.54$139,594.86
176May 2036$1,027.58$184.96$1,212.54$138,567.28
177Jun 2036$1,028.94$183.60$1,212.54$137,538.34
178Jul 2036$1,030.30$182.24$1,212.54$136,508.04
179Aug 2036$1,031.67$180.87$1,212.54$135,476.37
180Sep 2036$1,033.03$179.51$1,212.54$134,443.34
181Oct 2036$1,034.40$178.14$1,212.54$133,408.94
182Nov 2036$1,035.77$176.77$1,212.54$132,373.17
183Dec 2036$1,037.15$175.39$1,212.54$131,336.02
2036 Total$12,355.57$2,194.91$14,550.48
184Jan 2037$1,038.52$174.02$1,212.54$130,297.50
185Feb 2037$1,039.90$172.64$1,212.54$129,257.60
186Mar 2037$1,041.27$171.27$1,212.54$128,216.33
187Apr 2037$1,042.65$169.89$1,212.54$127,173.68
188May 2037$1,044.03$168.51$1,212.54$126,129.65
189Jun 2037$1,045.42$167.12$1,212.54$125,084.23
190Jul 2037$1,046.80$165.74$1,212.54$124,037.43
191Aug 2037$1,048.19$164.35$1,212.54$122,989.24
192Sep 2037$1,049.58$162.96$1,212.54$121,939.66
193Oct 2037$1,050.97$161.57$1,212.54$120,888.69
194Nov 2037$1,052.36$160.18$1,212.54$119,836.33
195Dec 2037$1,053.76$158.78$1,212.54$118,782.57
2037 Total$12,553.45$1,997.03$14,550.48
196Jan 2038$1,055.15$157.39$1,212.54$117,727.42
197Feb 2038$1,056.55$155.99$1,212.54$116,670.87
198Mar 2038$1,057.95$154.59$1,212.54$115,612.92
199Apr 2038$1,059.35$153.19$1,212.54$114,553.57
200May 2038$1,060.76$151.78$1,212.54$113,492.81
201Jun 2038$1,062.16$150.38$1,212.54$112,430.65
202Jul 2038$1,063.57$148.97$1,212.54$111,367.08
203Aug 2038$1,064.98$147.56$1,212.54$110,302.10
204Sep 2038$1,066.39$146.15$1,212.54$109,235.71
205Oct 2038$1,067.80$144.74$1,212.54$108,167.91
206Nov 2038$1,069.22$143.32$1,212.54$107,098.69
207Dec 2038$1,070.63$141.91$1,212.54$106,028.06
2038 Total$12,754.51$1,795.97$14,550.48
208Jan 2039$1,072.05$140.49$1,212.54$104,956.01
209Feb 2039$1,073.47$139.07$1,212.54$103,882.54
210Mar 2039$1,074.90$137.64$1,212.54$102,807.64
211Apr 2039$1,076.32$136.22$1,212.54$101,731.32
212May 2039$1,077.75$134.79$1,212.54$100,653.57
213Jun 2039$1,079.17$133.37$1,212.54$99,574.40
214Jul 2039$1,080.60$131.94$1,212.54$98,493.80
215Aug 2039$1,082.04$130.50$1,212.54$97,411.76
216Sep 2039$1,083.47$129.07$1,212.54$96,328.29
217Oct 2039$1,084.91$127.63$1,212.54$95,243.38
218Nov 2039$1,086.34$126.20$1,212.54$94,157.04
219Dec 2039$1,087.78$124.76$1,212.54$93,069.26
2039 Total$12,958.8$1,591.68$14,550.48
220Jan 2040$1,089.22$123.32$1,212.54$91,980.04
221Feb 2040$1,090.67$121.87$1,212.54$90,889.37
222Mar 2040$1,092.11$120.43$1,212.54$89,797.26
223Apr 2040$1,093.56$118.98$1,212.54$88,703.70
224May 2040$1,095.01$117.53$1,212.54$87,608.69
225Jun 2040$1,096.46$116.08$1,212.54$86,512.23
226Jul 2040$1,097.91$114.63$1,212.54$85,414.32
227Aug 2040$1,099.37$113.17$1,212.54$84,314.95
228Sep 2040$1,100.82$111.72$1,212.54$83,214.13
229Oct 2040$1,102.28$110.26$1,212.54$82,111.85
230Nov 2040$1,103.74$108.80$1,212.54$81,008.11
231Dec 2040$1,105.20$107.34$1,212.54$79,902.91
2040 Total$13,166.35$1,384.13$14,550.48
232Jan 2041$1,106.67$105.87$1,212.54$78,796.24
233Feb 2041$1,108.13$104.41$1,212.54$77,688.11
234Mar 2041$1,109.60$102.94$1,212.54$76,578.51
235Apr 2041$1,111.07$101.47$1,212.54$75,467.44
236May 2041$1,112.55$99.99$1,212.54$74,354.89
237Jun 2041$1,114.02$98.52$1,212.54$73,240.87
238Jul 2041$1,115.50$97.04$1,212.54$72,125.37
239Aug 2041$1,116.97$95.57$1,212.54$71,008.40
240Sep 2041$1,118.45$94.09$1,212.54$69,889.95
241Oct 2041$1,119.94$92.60$1,212.54$68,770.01
242Nov 2041$1,121.42$91.12$1,212.54$67,648.59
243Dec 2041$1,122.91$89.63$1,212.54$66,525.68
2041 Total$13,377.23$1,173.25$14,550.48
244Jan 2042$1,124.39$88.15$1,212.54$65,401.29
245Feb 2042$1,125.88$86.66$1,212.54$64,275.41
246Mar 2042$1,127.38$85.16$1,212.54$63,148.03
247Apr 2042$1,128.87$83.67$1,212.54$62,019.16
248May 2042$1,130.36$82.18$1,212.54$60,888.80
249Jun 2042$1,131.86$80.68$1,212.54$59,756.94
250Jul 2042$1,133.36$79.18$1,212.54$58,623.58
251Aug 2042$1,134.86$77.68$1,212.54$57,488.72
252Sep 2042$1,136.37$76.17$1,212.54$56,352.35
253Oct 2042$1,137.87$74.67$1,212.54$55,214.48
254Nov 2042$1,139.38$73.16$1,212.54$54,075.10
255Dec 2042$1,140.89$71.65$1,212.54$52,934.21
2042 Total$13,591.47$959.01$14,550.48
256Jan 2043$1,142.40$70.14$1,212.54$51,791.81
257Feb 2043$1,143.92$68.62$1,212.54$50,647.89
258Mar 2043$1,145.43$67.11$1,212.54$49,502.46
259Apr 2043$1,146.95$65.59$1,212.54$48,355.51
260May 2043$1,148.47$64.07$1,212.54$47,207.04
261Jun 2043$1,149.99$62.55$1,212.54$46,057.05
262Jul 2043$1,151.51$61.03$1,212.54$44,905.54
263Aug 2043$1,153.04$59.50$1,212.54$43,752.50
264Sep 2043$1,154.57$57.97$1,212.54$42,597.93
265Oct 2043$1,156.10$56.44$1,212.54$41,441.83
266Nov 2043$1,157.63$54.91$1,212.54$40,284.20
267Dec 2043$1,159.16$53.38$1,212.54$39,125.04
2043 Total$13,809.17$741.31$14,550.48
268Jan 2044$1,160.70$51.84$1,212.54$37,964.34
269Feb 2044$1,162.24$50.30$1,212.54$36,802.10
270Mar 2044$1,163.78$48.76$1,212.54$35,638.32
271Apr 2044$1,165.32$47.22$1,212.54$34,473.00
272May 2044$1,166.86$45.68$1,212.54$33,306.14
273Jun 2044$1,168.41$44.13$1,212.54$32,137.73
274Jul 2044$1,169.96$42.58$1,212.54$30,967.77
275Aug 2044$1,171.51$41.03$1,212.54$29,796.26
276Sep 2044$1,173.06$39.48$1,212.54$28,623.20
277Oct 2044$1,174.61$37.93$1,212.54$27,448.59
278Nov 2044$1,176.17$36.37$1,212.54$26,272.42
279Dec 2044$1,177.73$34.81$1,212.54$25,094.69
2044 Total$14,030.35$520.13$14,550.48
280Jan 2045$1,179.29$33.25$1,212.54$23,915.40
281Feb 2045$1,180.85$31.69$1,212.54$22,734.55
282Mar 2045$1,182.42$30.12$1,212.54$21,552.13
283Apr 2045$1,183.98$28.56$1,212.54$20,368.15
284May 2045$1,185.55$26.99$1,212.54$19,182.60
285Jun 2045$1,187.12$25.42$1,212.54$17,995.48
286Jul 2045$1,188.70$23.84$1,212.54$16,806.78
287Aug 2045$1,190.27$22.27$1,212.54$15,616.51
288Sep 2045$1,191.85$20.69$1,212.54$14,424.66
289Oct 2045$1,193.43$19.11$1,212.54$13,231.23
290Nov 2045$1,195.01$17.53$1,212.54$12,036.22
291Dec 2045$1,196.59$15.95$1,212.54$10,839.63
2045 Total$14,255.06$295.42$14,550.48
292Jan 2046$1,198.18$14.36$1,212.54$9,641.45
293Feb 2046$1,199.77$12.77$1,212.54$8,441.68
294Mar 2046$1,201.35$11.19$1,212.54$7,240.33
295Apr 2046$1,202.95$9.59$1,212.54$6,037.38
296May 2046$1,204.54$8.00$1,212.54$4,832.84
297Jun 2046$1,206.14$6.40$1,212.54$3,626.70
298Jul 2046$1,207.73$4.81$1,212.54$2,418.97
299Aug 2046$1,209.33$3.21$1,212.54$1,209.64
300Sep 2046$1,209.64$1.60$1,211.24$0.00
2046 Total$10,839.63$71.93$10,911.56