Heritage Bank Discount Variable Home Loan ($150k+) (LVR < 80%) | Review & Compare Home Loans

RateCity Says: Pay no ongoing fees and enjoy the flexibility to make extra repayments and access redraw.

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Interest Rate

2.90

% p.a

Variable

Comparison Rate*

2.95

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,407

based on $300,000 loan amount for 25 years at 2.9%

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Interest Rate

2.90

% p.a

Variable

Comparison Rate*

2.95

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,407

based on $300,000 loan amount for 25 years at 2.9%

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Compare

Calculate your repayments for this loan

Your estimated repayment

$1,407

based on $300,000 loan amount for 25 years at 2.9%

Quick home loan review

For Discount Variable Home Loan ($150k+) (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Redraw facility available
Parents can sign as guarantor
Extra repayments and redraw facility
Split account option

These are the drawbacks of this home loan.

No offset account
Higher than average upfront fee
Discharge fee at end of loan

Home loan overview

For Discount Variable Home Loan ($150k+) (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $422,100 View repayment schedule »
Next LVR 3.19% for max LVR 90%	Interest rate type Variable
Borrowing range $150k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $20	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 150	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 150	Other upfront fee 0
Ongoing fee $0	Discharge fee 300

Application method

Online Compare View Now	Phone
Broker	In branch

Available

Not available

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Target Market Determination

Visit Heritage Bank to view Target Market Determination.

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