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RateCity Says: Pay no ongoing fees and enjoy the flexibility to make extra repayments and access redraw.

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2.90
% p.a
Variable
2.95
% p.a
$1,407
based on $300,000 loan amount for 25 years at 2.9%

On this page
2.90
% p.a
Variable
2.95
% p.a
$1,407
based on $300,000 loan amount for 25 years at 2.9%
Calculate your repayments for this loan
Your estimated repayment
$1,407
based on $300,000 loan amount for 25 years at 2.9%
Quick home loan review
For Discount Variable Home Loan ($150k+) (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Redraw facility available
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Split account option
These are the drawbacks of this home loan.
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Discount Variable Home Loan ($150k+) (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $422,100 |
Interest rate type Variable | |
Borrowing range
$150k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $20 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 150 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 150 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Heritage Bank to view Target Market Determination.
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