Bank of Heritage Isle Value Fixed Rate Home Loan (LVR < 90%) 2 year | Review & Compare Home Loans

Value Home Loan

Interest Rate

4.74

% p.a

Fixed - 2 years

Comparison Rate*

4.04

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,709

based on $300,000 loan amount for 25 years at 4.74%

Interest Rate

4.74

% p.a

Fixed - 2 years

Comparison Rate*

4.04

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,709

based on $300,000 loan amount for 25 years at 4.74%

Calculate your repayments for this loan

Your estimated repayment

$1,709

based on $300,000 loan amount for 25 years at 4.74%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,438

based on $300,000 loan amount for 25 years at 3.1%

Interest Rate

3.10

% p.a

Variable

Comparison Rate*

3.12

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,524

based on $300,000 loan amount for 25 years at 3.64%

Interest Rate

3.64

% p.a

Variable

Comparison Rate*

3.66

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,549

based on $300,000 loan amount for 25 years at 3.79%

Interest Rate

3.79

% p.a

Variable

Comparison Rate*

3.79

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Value Fixed Rate Home Loan (LVR < 90%) 2 year

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Split account option

These are the drawbacks of this home loan.

No extra repayments
No redraw and no offset
Loan reverts to higher rate after fixed period
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Value Fixed Rate Home Loan (LVR < 90%) 2 year

Details
Features
Fees
Application method

Details

Maximum LVR Less than 90%	Total Repayments $512,700 View repayment schedule »
Next LVR 4.79% for max LVR 94.99%	Interest rate type Fixed - 2 years
Borrowing range $50k - $2m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Not Allowed	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 545	Application fee 545
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 294

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit Bank of Heritage Isle to view Target Market Determination.

Checkout more home loans

Interest Rate

5.68

% p.a

Fixed - 2 years

Comparison Rate*

3.75

% p.a

No upfront or ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

5.99

% p.a

Fixed - 2 years

Comparison Rate*

4.54

% p.a

No ongoing fees
Suitable for low deposits

Real Time Rating™

Interest Rate

5.94

% p.a

Fixed - 2 years

Comparison Rate*

6.37

% p.a

Suitable for low deposits
Parents can sign as guarantor
Split account option

Real Time Rating™

Interest Rate

5.65

% p.a

Fixed - 2 years

Comparison Rate*

3.84

% p.a

No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Product data updated on 17 Aug 2022

FAQs

The range you can borrow from this loan is $50k to $2,000,000.

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

Bank of Heritage Isle allows you to have this loan for a range of 1 to 30 years.

Bank of Heritage Isle allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $545 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact Bank of Heritage Isle.

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