Important disclosure

4.74
% p.a
Fixed - 2 years
4.04
% p.a
$1,709
based on $300,000 loan amount for 25 years at 4.74%
Calculate your repayments for this loan
Your estimated repayment
$1,709
based on $300,000 loan amount for 25 years at 4.74%
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Quick home loan review
For Value Fixed Rate Home Loan (LVR < 90%) 2 year
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Split account option
These are the drawbacks of this home loan.
- No extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Value Fixed Rate Home Loan (LVR < 90%) 2 year
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 90% | Total Repayments $512,700 |
Interest rate type Fixed - 2 years | |
Borrowing range
$50k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Not Allowed | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 545 | Application fee 545 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 294 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Bank of Heritage Isle to view Target Market Determination.
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