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Holiday Coast Credit Union, or HCCU, is an Australian customer-owned credit union that was formed in NSW.

Holiday Coast has headquarters in Wauchope and branches throughout NSW. It offers a range of products, such as home and personal loans, savings accounts, insurance, credit cards and financial planning and investment services.

The credit union has won a number of awards, including Money magazine’s Personal Lender of the Year Award several times.

Holiday Coast Credit Union Home Loan Calculator  
Interested in a Holiday Coast home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Holiday Coast compares to its competitors. Simply plug in your borrowing amount below.

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  • Flexible loan options.
  • Interest-only payment options.
  • Suitable for small deposits.
  • High standard variable rate.
  • Limited branch access.
Holiday Coast Credit Union customer service:

Holiday Coast customers can contact the credit union through an online form on the lender’s website, via email or by phone on a general customer service line. Customers can also choose to visit a home loan specialist in person at one of the Holiday Coast branches throughout NSW, or make an appointment with a mobile lender. 

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch
  • Mobile banking staff

How to Apply

Holiday Coast Credit Union allows customers to apply for a home loan in a number of ways. There is an online application form and customers can also apply via email or by phone. Homebuyers can also book an appointment with a mobile lender by email or phone, or visit a Holiday Coast lending specialist at one of their branches. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Proof of personal identification.
  • Details and type of employment.
  • Evidence of income, assets and earnings.
  • Details of current debts, loans and liabilities.
  • Personal insurance documents.

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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