Borrow amount

$300,000

Advertised Rate

4.54

% p.a

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,674
Number of repayments
300
Total interest paid
$202,294
Total Repayments

$502,294

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Aug 2021$539.32$1,135.00$1,674.32$299,460.68
2Sep 2021$541.36$1,132.96$1,674.32$298,919.32
3Oct 2021$543.41$1,130.91$1,674.32$298,375.91
4Nov 2021$545.46$1,128.86$1,674.32$297,830.45
5Dec 2021$547.53$1,126.79$1,674.32$297,282.92
2021 Total$2,717.08$5,654.52$8,371.6
6Jan 2022$549.60$1,124.72$1,674.32$296,733.32
7Feb 2022$551.68$1,122.64$1,674.32$296,181.64
8Mar 2022$553.77$1,120.55$1,674.32$295,627.87
9Apr 2022$555.86$1,118.46$1,674.32$295,072.01
10May 2022$557.96$1,116.36$1,674.32$294,514.05
11Jun 2022$560.08$1,114.24$1,674.32$293,953.97
12Jul 2022$562.19$1,112.13$1,674.32$293,391.78
13Aug 2022$564.32$1,110.00$1,674.32$292,827.46
14Sep 2022$566.46$1,107.86$1,674.32$292,261.00
15Oct 2022$568.60$1,105.72$1,674.32$291,692.40
16Nov 2022$570.75$1,103.57$1,674.32$291,121.65
17Dec 2022$572.91$1,101.41$1,674.32$290,548.74
2022 Total$6,734.18$13,357.66$20,091.84
18Jan 2023$575.08$1,099.24$1,674.32$289,973.66
19Feb 2023$577.25$1,097.07$1,674.32$289,396.41
20Mar 2023$579.44$1,094.88$1,674.32$288,816.97
21Apr 2023$581.63$1,092.69$1,674.32$288,235.34
22May 2023$583.83$1,090.49$1,674.32$287,651.51
23Jun 2023$586.04$1,088.28$1,674.32$287,065.47
24Jul 2023$588.26$1,086.06$1,674.32$286,477.21
25Aug 2023$590.48$1,083.84$1,674.32$285,886.73
26Sep 2023$592.72$1,081.60$1,674.32$285,294.01
27Oct 2023$594.96$1,079.36$1,674.32$284,699.05
28Nov 2023$597.21$1,077.11$1,674.32$284,101.84
29Dec 2023$599.47$1,074.85$1,674.32$283,502.37
2023 Total$7,046.37$13,045.47$20,091.84
30Jan 2024$601.74$1,072.58$1,674.32$282,900.63
31Feb 2024$604.01$1,070.31$1,674.32$282,296.62
32Mar 2024$606.30$1,068.02$1,674.32$281,690.32
33Apr 2024$608.59$1,065.73$1,674.32$281,081.73
34May 2024$610.89$1,063.43$1,674.32$280,470.84
35Jun 2024$613.21$1,061.11$1,674.32$279,857.63
36Jul 2024$615.53$1,058.79$1,674.32$279,242.10
37Aug 2024$617.85$1,056.47$1,674.32$278,624.25
38Sep 2024$620.19$1,054.13$1,674.32$278,004.06
39Oct 2024$622.54$1,051.78$1,674.32$277,381.52
40Nov 2024$624.89$1,049.43$1,674.32$276,756.63
41Dec 2024$627.26$1,047.06$1,674.32$276,129.37
2024 Total$7,373$12,718.84$20,091.84
42Jan 2025$629.63$1,044.69$1,674.32$275,499.74
43Feb 2025$632.01$1,042.31$1,674.32$274,867.73
44Mar 2025$634.40$1,039.92$1,674.32$274,233.33
45Apr 2025$636.80$1,037.52$1,674.32$273,596.53
46May 2025$639.21$1,035.11$1,674.32$272,957.32
47Jun 2025$641.63$1,032.69$1,674.32$272,315.69
48Jul 2025$644.06$1,030.26$1,674.32$271,671.63
49Aug 2025$646.50$1,027.82$1,674.32$271,025.13
50Sep 2025$648.94$1,025.38$1,674.32$270,376.19
51Oct 2025$651.40$1,022.92$1,674.32$269,724.79
52Nov 2025$653.86$1,020.46$1,674.32$269,070.93
53Dec 2025$656.33$1,017.99$1,674.32$268,414.60
2025 Total$7,714.77$12,377.07$20,091.84
54Jan 2026$658.82$1,015.50$1,674.32$267,755.78
55Feb 2026$661.31$1,013.01$1,674.32$267,094.47
56Mar 2026$663.81$1,010.51$1,674.32$266,430.66
57Apr 2026$666.32$1,008.00$1,674.32$265,764.34
58May 2026$668.84$1,005.48$1,674.32$265,095.50
59Jun 2026$671.38$1,002.94$1,674.32$264,424.12
60Jul 2026$673.92$1,000.40$1,674.32$263,750.20
61Aug 2026$676.47$997.85$1,674.32$263,073.73
62Sep 2026$679.02$995.30$1,674.32$262,394.71
63Oct 2026$681.59$992.73$1,674.32$261,713.12
64Nov 2026$684.17$990.15$1,674.32$261,028.95
65Dec 2026$686.76$987.56$1,674.32$260,342.19
2026 Total$8,072.41$12,019.43$20,091.84
66Jan 2027$689.36$984.96$1,674.32$259,652.83
67Feb 2027$691.97$982.35$1,674.32$258,960.86
68Mar 2027$694.58$979.74$1,674.32$258,266.28
69Apr 2027$697.21$977.11$1,674.32$257,569.07
70May 2027$699.85$974.47$1,674.32$256,869.22
71Jun 2027$702.50$971.82$1,674.32$256,166.72
72Jul 2027$705.16$969.16$1,674.32$255,461.56
73Aug 2027$707.82$966.50$1,674.32$254,753.74
74Sep 2027$710.50$963.82$1,674.32$254,043.24
75Oct 2027$713.19$961.13$1,674.32$253,330.05
76Nov 2027$715.89$958.43$1,674.32$252,614.16
77Dec 2027$718.60$955.72$1,674.32$251,895.56
2027 Total$8,446.63$11,645.21$20,091.84
78Jan 2028$721.32$953.00$1,674.32$251,174.24
79Feb 2028$724.04$950.28$1,674.32$250,450.20
80Mar 2028$726.78$947.54$1,674.32$249,723.42
81Apr 2028$729.53$944.79$1,674.32$248,993.89
82May 2028$732.29$942.03$1,674.32$248,261.60
83Jun 2028$735.06$939.26$1,674.32$247,526.54
84Jul 2028$737.84$936.48$1,674.32$246,788.70
85Aug 2028$740.64$933.68$1,674.32$246,048.06
86Sep 2028$743.44$930.88$1,674.32$245,304.62
87Oct 2028$746.25$928.07$1,674.32$244,558.37
88Nov 2028$749.07$925.25$1,674.32$243,809.30
89Dec 2028$751.91$922.41$1,674.32$243,057.39
2028 Total$8,838.17$11,253.67$20,091.84
90Jan 2029$754.75$919.57$1,674.32$242,302.64
91Feb 2029$757.61$916.71$1,674.32$241,545.03
92Mar 2029$760.47$913.85$1,674.32$240,784.56
93Apr 2029$763.35$910.97$1,674.32$240,021.21
94May 2029$766.24$908.08$1,674.32$239,254.97
95Jun 2029$769.14$905.18$1,674.32$238,485.83
96Jul 2029$772.05$902.27$1,674.32$237,713.78
97Aug 2029$774.97$899.35$1,674.32$236,938.81
98Sep 2029$777.90$896.42$1,674.32$236,160.91
99Oct 2029$780.84$893.48$1,674.32$235,380.07
100Nov 2029$783.80$890.52$1,674.32$234,596.27
101Dec 2029$786.76$887.56$1,674.32$233,809.51
2029 Total$9,247.88$10,843.96$20,091.84
102Jan 2030$789.74$884.58$1,674.32$233,019.77
103Feb 2030$792.73$881.59$1,674.32$232,227.04
104Mar 2030$795.73$878.59$1,674.32$231,431.31
105Apr 2030$798.74$875.58$1,674.32$230,632.57
106May 2030$801.76$872.56$1,674.32$229,830.81
107Jun 2030$804.79$869.53$1,674.32$229,026.02
108Jul 2030$807.84$866.48$1,674.32$228,218.18
109Aug 2030$810.89$863.43$1,674.32$227,407.29
110Sep 2030$813.96$860.36$1,674.32$226,593.33
111Oct 2030$817.04$857.28$1,674.32$225,776.29
112Nov 2030$820.13$854.19$1,674.32$224,956.16
113Dec 2030$823.24$851.08$1,674.32$224,132.92
2030 Total$9,676.59$10,415.25$20,091.84
114Jan 2031$826.35$847.97$1,674.32$223,306.57
115Feb 2031$829.48$844.84$1,674.32$222,477.09
116Mar 2031$832.62$841.70$1,674.32$221,644.47
117Apr 2031$835.77$838.55$1,674.32$220,808.70
118May 2031$838.93$835.39$1,674.32$219,969.77
119Jun 2031$842.10$832.22$1,674.32$219,127.67
120Jul 2031$845.29$829.03$1,674.32$218,282.38
121Aug 2031$848.48$825.84$1,674.32$217,433.90
122Sep 2031$851.70$822.62$1,674.32$216,582.20
123Oct 2031$854.92$819.40$1,674.32$215,727.28
124Nov 2031$858.15$816.17$1,674.32$214,869.13
125Dec 2031$861.40$812.92$1,674.32$214,007.73
2031 Total$10,125.19$9,966.65$20,091.84
126Jan 2032$864.66$809.66$1,674.32$213,143.07
127Feb 2032$867.93$806.39$1,674.32$212,275.14
128Mar 2032$871.21$803.11$1,674.32$211,403.93
129Apr 2032$874.51$799.81$1,674.32$210,529.42
130May 2032$877.82$796.50$1,674.32$209,651.60
131Jun 2032$881.14$793.18$1,674.32$208,770.46
132Jul 2032$884.47$789.85$1,674.32$207,885.99
133Aug 2032$887.82$786.50$1,674.32$206,998.17
134Sep 2032$891.18$783.14$1,674.32$206,106.99
135Oct 2032$894.55$779.77$1,674.32$205,212.44
136Nov 2032$897.93$776.39$1,674.32$204,314.51
137Dec 2032$901.33$772.99$1,674.32$203,413.18
2032 Total$10,594.55$9,497.29$20,091.84
138Jan 2033$904.74$769.58$1,674.32$202,508.44
139Feb 2033$908.16$766.16$1,674.32$201,600.28
140Mar 2033$911.60$762.72$1,674.32$200,688.68
141Apr 2033$915.05$759.27$1,674.32$199,773.63
142May 2033$918.51$755.81$1,674.32$198,855.12
143Jun 2033$921.98$752.34$1,674.32$197,933.14
144Jul 2033$925.47$748.85$1,674.32$197,007.67
145Aug 2033$928.97$745.35$1,674.32$196,078.70
146Sep 2033$932.49$741.83$1,674.32$195,146.21
147Oct 2033$936.02$738.30$1,674.32$194,210.19
148Nov 2033$939.56$734.76$1,674.32$193,270.63
149Dec 2033$943.11$731.21$1,674.32$192,327.52
2033 Total$11,085.66$9,006.18$20,091.84
150Jan 2034$946.68$727.64$1,674.32$191,380.84
151Feb 2034$950.26$724.06$1,674.32$190,430.58
152Mar 2034$953.86$720.46$1,674.32$189,476.72
153Apr 2034$957.47$716.85$1,674.32$188,519.25
154May 2034$961.09$713.23$1,674.32$187,558.16
155Jun 2034$964.72$709.60$1,674.32$186,593.44
156Jul 2034$968.37$705.95$1,674.32$185,625.07
157Aug 2034$972.04$702.28$1,674.32$184,653.03
158Sep 2034$975.72$698.60$1,674.32$183,677.31
159Oct 2034$979.41$694.91$1,674.32$182,697.90
160Nov 2034$983.11$691.21$1,674.32$181,714.79
161Dec 2034$986.83$687.49$1,674.32$180,727.96
2034 Total$11,599.56$8,492.28$20,091.84
162Jan 2035$990.57$683.75$1,674.32$179,737.39
163Feb 2035$994.31$680.01$1,674.32$178,743.08
164Mar 2035$998.08$676.24$1,674.32$177,745.00
165Apr 2035$1,001.85$672.47$1,674.32$176,743.15
166May 2035$1,005.64$668.68$1,674.32$175,737.51
167Jun 2035$1,009.45$664.87$1,674.32$174,728.06
168Jul 2035$1,013.27$661.05$1,674.32$173,714.79
169Aug 2035$1,017.10$657.22$1,674.32$172,697.69
170Sep 2035$1,020.95$653.37$1,674.32$171,676.74
171Oct 2035$1,024.81$649.51$1,674.32$170,651.93
172Nov 2035$1,028.69$645.63$1,674.32$169,623.24
173Dec 2035$1,032.58$641.74$1,674.32$168,590.66
2035 Total$12,137.3$7,954.54$20,091.84
174Jan 2036$1,036.49$637.83$1,674.32$167,554.17
175Feb 2036$1,040.41$633.91$1,674.32$166,513.76
176Mar 2036$1,044.34$629.98$1,674.32$165,469.42
177Apr 2036$1,048.29$626.03$1,674.32$164,421.13
178May 2036$1,052.26$622.06$1,674.32$163,368.87
179Jun 2036$1,056.24$618.08$1,674.32$162,312.63
180Jul 2036$1,060.24$614.08$1,674.32$161,252.39
181Aug 2036$1,064.25$610.07$1,674.32$160,188.14
182Sep 2036$1,068.27$606.05$1,674.32$159,119.87
183Oct 2036$1,072.32$602.00$1,674.32$158,047.55
184Nov 2036$1,076.37$597.95$1,674.32$156,971.18
185Dec 2036$1,080.45$593.87$1,674.32$155,890.73
2036 Total$12,699.93$7,391.91$20,091.84
186Jan 2037$1,084.53$589.79$1,674.32$154,806.20
187Feb 2037$1,088.64$585.68$1,674.32$153,717.56
188Mar 2037$1,092.76$581.56$1,674.32$152,624.80
189Apr 2037$1,096.89$577.43$1,674.32$151,527.91
190May 2037$1,101.04$573.28$1,674.32$150,426.87
191Jun 2037$1,105.21$569.11$1,674.32$149,321.66
192Jul 2037$1,109.39$564.93$1,674.32$148,212.27
193Aug 2037$1,113.58$560.74$1,674.32$147,098.69
194Sep 2037$1,117.80$556.52$1,674.32$145,980.89
195Oct 2037$1,122.03$552.29$1,674.32$144,858.86
196Nov 2037$1,126.27$548.05$1,674.32$143,732.59
197Dec 2037$1,130.53$543.79$1,674.32$142,602.06
2037 Total$13,288.67$6,803.17$20,091.84
198Jan 2038$1,134.81$539.51$1,674.32$141,467.25
199Feb 2038$1,139.10$535.22$1,674.32$140,328.15
200Mar 2038$1,143.41$530.91$1,674.32$139,184.74
201Apr 2038$1,147.74$526.58$1,674.32$138,037.00
202May 2038$1,152.08$522.24$1,674.32$136,884.92
203Jun 2038$1,156.44$517.88$1,674.32$135,728.48
204Jul 2038$1,160.81$513.51$1,674.32$134,567.67
205Aug 2038$1,165.21$509.11$1,674.32$133,402.46
206Sep 2038$1,169.61$504.71$1,674.32$132,232.85
207Oct 2038$1,174.04$500.28$1,674.32$131,058.81
208Nov 2038$1,178.48$495.84$1,674.32$129,880.33
209Dec 2038$1,182.94$491.38$1,674.32$128,697.39
2038 Total$13,904.67$6,187.17$20,091.84
210Jan 2039$1,187.41$486.91$1,674.32$127,509.98
211Feb 2039$1,191.91$482.41$1,674.32$126,318.07
212Mar 2039$1,196.42$477.90$1,674.32$125,121.65
213Apr 2039$1,200.94$473.38$1,674.32$123,920.71
214May 2039$1,205.49$468.83$1,674.32$122,715.22
215Jun 2039$1,210.05$464.27$1,674.32$121,505.17
216Jul 2039$1,214.63$459.69$1,674.32$120,290.54
217Aug 2039$1,219.22$455.10$1,674.32$119,071.32
218Sep 2039$1,223.83$450.49$1,674.32$117,847.49
219Oct 2039$1,228.46$445.86$1,674.32$116,619.03
220Nov 2039$1,233.11$441.21$1,674.32$115,385.92
221Dec 2039$1,237.78$436.54$1,674.32$114,148.14
2039 Total$14,549.25$5,542.59$20,091.84
222Jan 2040$1,242.46$431.86$1,674.32$112,905.68
223Feb 2040$1,247.16$427.16$1,674.32$111,658.52
224Mar 2040$1,251.88$422.44$1,674.32$110,406.64
225Apr 2040$1,256.61$417.71$1,674.32$109,150.03
226May 2040$1,261.37$412.95$1,674.32$107,888.66
227Jun 2040$1,266.14$408.18$1,674.32$106,622.52
228Jul 2040$1,270.93$403.39$1,674.32$105,351.59
229Aug 2040$1,275.74$398.58$1,674.32$104,075.85
230Sep 2040$1,280.57$393.75$1,674.32$102,795.28
231Oct 2040$1,285.41$388.91$1,674.32$101,509.87
232Nov 2040$1,290.27$384.05$1,674.32$100,219.60
233Dec 2040$1,295.16$379.16$1,674.32$98,924.44
2040 Total$15,223.7$4,868.14$20,091.84
234Jan 2041$1,300.06$374.26$1,674.32$97,624.38
235Feb 2041$1,304.97$369.35$1,674.32$96,319.41
236Mar 2041$1,309.91$364.41$1,674.32$95,009.50
237Apr 2041$1,314.87$359.45$1,674.32$93,694.63
238May 2041$1,319.84$354.48$1,674.32$92,374.79
239Jun 2041$1,324.84$349.48$1,674.32$91,049.95
240Jul 2041$1,329.85$344.47$1,674.32$89,720.10
241Aug 2041$1,334.88$339.44$1,674.32$88,385.22
242Sep 2041$1,339.93$334.39$1,674.32$87,045.29
243Oct 2041$1,345.00$329.32$1,674.32$85,700.29
244Nov 2041$1,350.09$324.23$1,674.32$84,350.20
245Dec 2041$1,355.20$319.12$1,674.32$82,995.00
2041 Total$15,929.44$4,162.4$20,091.84
246Jan 2042$1,360.32$314.00$1,674.32$81,634.68
247Feb 2042$1,365.47$308.85$1,674.32$80,269.21
248Mar 2042$1,370.63$303.69$1,674.32$78,898.58
249Apr 2042$1,375.82$298.50$1,674.32$77,522.76
250May 2042$1,381.03$293.29$1,674.32$76,141.73
251Jun 2042$1,386.25$288.07$1,674.32$74,755.48
252Jul 2042$1,391.50$282.82$1,674.32$73,363.98
253Aug 2042$1,396.76$277.56$1,674.32$71,967.22
254Sep 2042$1,402.04$272.28$1,674.32$70,565.18
255Oct 2042$1,407.35$266.97$1,674.32$69,157.83
256Nov 2042$1,412.67$261.65$1,674.32$67,745.16
257Dec 2042$1,418.02$256.30$1,674.32$66,327.14
2042 Total$16,667.86$3,423.98$20,091.84
258Jan 2043$1,423.38$250.94$1,674.32$64,903.76
259Feb 2043$1,428.77$245.55$1,674.32$63,474.99
260Mar 2043$1,434.17$240.15$1,674.32$62,040.82
261Apr 2043$1,439.60$234.72$1,674.32$60,601.22
262May 2043$1,445.05$229.27$1,674.32$59,156.17
263Jun 2043$1,450.51$223.81$1,674.32$57,705.66
264Jul 2043$1,456.00$218.32$1,674.32$56,249.66
265Aug 2043$1,461.51$212.81$1,674.32$54,788.15
266Sep 2043$1,467.04$207.28$1,674.32$53,321.11
267Oct 2043$1,472.59$201.73$1,674.32$51,848.52
268Nov 2043$1,478.16$196.16$1,674.32$50,370.36
269Dec 2043$1,483.75$190.57$1,674.32$48,886.61
2043 Total$17,440.53$2,651.31$20,091.84
270Jan 2044$1,489.37$184.95$1,674.32$47,397.24
271Feb 2044$1,495.00$179.32$1,674.32$45,902.24
272Mar 2044$1,500.66$173.66$1,674.32$44,401.58
273Apr 2044$1,506.33$167.99$1,674.32$42,895.25
274May 2044$1,512.03$162.29$1,674.32$41,383.22
275Jun 2044$1,517.75$156.57$1,674.32$39,865.47
276Jul 2044$1,523.50$150.82$1,674.32$38,341.97
277Aug 2044$1,529.26$145.06$1,674.32$36,812.71
278Sep 2044$1,535.05$139.27$1,674.32$35,277.66
279Oct 2044$1,540.85$133.47$1,674.32$33,736.81
280Nov 2044$1,546.68$127.64$1,674.32$32,190.13
281Dec 2044$1,552.53$121.79$1,674.32$30,637.60
2044 Total$18,249.01$1,842.83$20,091.84
282Jan 2045$1,558.41$115.91$1,674.32$29,079.19
283Feb 2045$1,564.30$110.02$1,674.32$27,514.89
284Mar 2045$1,570.22$104.10$1,674.32$25,944.67
285Apr 2045$1,576.16$98.16$1,674.32$24,368.51
286May 2045$1,582.13$92.19$1,674.32$22,786.38
287Jun 2045$1,588.11$86.21$1,674.32$21,198.27
288Jul 2045$1,594.12$80.20$1,674.32$19,604.15
289Aug 2045$1,600.15$74.17$1,674.32$18,004.00
290Sep 2045$1,606.20$68.12$1,674.32$16,397.80
291Oct 2045$1,612.28$62.04$1,674.32$14,785.52
292Nov 2045$1,618.38$55.94$1,674.32$13,167.14
293Dec 2045$1,624.50$49.82$1,674.32$11,542.64
2045 Total$19,094.96$996.88$20,091.84
294Jan 2046$1,630.65$43.67$1,674.32$9,911.99
295Feb 2046$1,636.82$37.50$1,674.32$8,275.17
296Mar 2046$1,643.01$31.31$1,674.32$6,632.16
297Apr 2046$1,649.23$25.09$1,674.32$4,982.93
298May 2046$1,655.47$18.85$1,674.32$3,327.46
299Jun 2046$1,661.73$12.59$1,674.32$1,665.73
300Jul 2046$1,665.73$6.30$1,672.03$0.00
2046 Total$11,542.64$175.31$11,717.95