Homeloans.com.au Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 60%) | Review & Compare Home Loans

Low Rate Home Loan - Prime (Owner Occupied) (Principal and Interest)

RateCity Says: Do you have 40% deposit or equity available? Pay no ongoing fees and enjoy access to extra repayments and a redraw facility for your owner-occupied home loan.

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Advertised Rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Maximum LVR

60%

Real Time Rating™

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

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Summary
Features & fees
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Latest News

Advertised Rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Maximum LVR

60%

Real Time Rating™

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

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Calculate your repayments for this loan

Your estimated repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Quick home loan review

For Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 60%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

Maximum loan amount is limited to 60% of the property's value
No repayment holidays

Home loan overview

For Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 60%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 60%	Total Repayments $376,800 View repayment schedule »
Next LVR 1.99% for max LVR 80%	Interest rate type Variable
Borrowing range $50k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 0

Application method

Online View Now	Phone
Broker	In branch

Target Market Determination

Visit Homeloans.com.au to view Target Market Determination.

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Compare and review home loans with similar features

TMD

Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.09

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

1.99

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.30

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Apply by 30 November 2021 and settle by 28th February 2022. Terms and Conditions apply.* ~ Ends in 1 day

Real Time Rating™

Advertised Rate

2.23

% p.a

Variable

Comparison Rate*

2.25

% p.a

special

Special rate promotion for new applications to 30 December 2021 ~ Ends in about 1 month

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 60 percent, which means it requires a minimum deposit of 40 percent

Homeloans.com.au allows you to have this loan for a range of 1 to 30 years.

Homeloans.com.au allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Homeloans.com.au makes it possible to apply for this product online. Apply here.

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