Variable Rate Home Loan (Interest Only) ($750k-$1M, LVR 70%-80%) from Homestar Finance

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.49%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$727
Number of Repayments
300
Total Interest Paid
$-31,900
Total repayments
$218,100
DatePrincipleInterestPaymentBalance
1Sep 2019$523.14$727.08$1,250.22$249,476.86
2Oct 2019$524.66$725.56$1,250.22$248,952.20
3Nov 2019$526.18$724.04$1,250.22$248,426.02
4Dec 2019$527.71$722.51$1,250.22$247,898.31
2019 Total$2,101.69$2,899.19$5,000.88
5Jan 2020$529.25$720.97$1,250.22$247,369.06
6Feb 2020$530.79$719.43$1,250.22$246,838.27
7Mar 2020$532.33$717.89$1,250.22$246,305.94
8Apr 2020$533.88$716.34$1,250.22$245,772.06
9May 2020$535.43$714.79$1,250.22$245,236.63
10Jun 2020$536.99$713.23$1,250.22$244,699.64
11Jul 2020$538.55$711.67$1,250.22$244,161.09
12Aug 2020$540.12$710.10$1,250.22$243,620.97
13Sep 2020$541.69$708.53$1,250.22$243,079.28
14Oct 2020$543.26$706.96$1,250.22$242,536.02
15Nov 2020$544.84$705.38$1,250.22$241,991.18
16Dec 2020$546.43$703.79$1,250.22$241,444.75
2020 Total$6,453.56$8,549.08$15,002.64
17Jan 2021$548.02$702.20$1,250.22$240,896.73
18Feb 2021$549.61$700.61$1,250.22$240,347.12
19Mar 2021$551.21$699.01$1,250.22$239,795.91
20Apr 2021$552.81$697.41$1,250.22$239,243.10
21May 2021$554.42$695.80$1,250.22$238,688.68
22Jun 2021$556.03$694.19$1,250.22$238,132.65
23Jul 2021$557.65$692.57$1,250.22$237,575.00
24Aug 2021$559.27$690.95$1,250.22$237,015.73
25Sep 2021$560.90$689.32$1,250.22$236,454.83
26Oct 2021$562.53$687.69$1,250.22$235,892.30
27Nov 2021$564.17$686.05$1,250.22$235,328.13
28Dec 2021$565.81$684.41$1,250.22$234,762.32
2021 Total$6,682.43$8,320.21$15,002.64
29Jan 2022$567.45$682.77$1,250.22$234,194.87
30Feb 2022$569.10$681.12$1,250.22$233,625.77
31Mar 2022$570.76$679.46$1,250.22$233,055.01
32Apr 2022$572.42$677.80$1,250.22$232,482.59
33May 2022$574.08$676.14$1,250.22$231,908.51
34Jun 2022$575.75$674.47$1,250.22$231,332.76
35Jul 2022$577.43$672.79$1,250.22$230,755.33
36Aug 2022$579.11$671.11$1,250.22$230,176.22
37Sep 2022$580.79$669.43$1,250.22$229,595.43
38Oct 2022$582.48$667.74$1,250.22$229,012.95
39Nov 2022$584.17$666.05$1,250.22$228,428.78
40Dec 2022$585.87$664.35$1,250.22$227,842.91
2022 Total$6,919.41$8,083.23$15,002.64
41Jan 2023$587.58$662.64$1,250.22$227,255.33
42Feb 2023$589.29$660.93$1,250.22$226,666.04
43Mar 2023$591.00$659.22$1,250.22$226,075.04
44Apr 2023$592.72$657.50$1,250.22$225,482.32
45May 2023$594.44$655.78$1,250.22$224,887.88
46Jun 2023$596.17$654.05$1,250.22$224,291.71
47Jul 2023$597.90$652.32$1,250.22$223,693.81
48Aug 2023$599.64$650.58$1,250.22$223,094.17
49Sep 2023$601.39$648.83$1,250.22$222,492.78
50Oct 2023$603.14$647.08$1,250.22$221,889.64
51Nov 2023$604.89$645.33$1,250.22$221,284.75
52Dec 2023$606.65$643.57$1,250.22$220,678.10
2023 Total$7,164.81$7,837.83$15,002.64
53Jan 2024$608.41$641.81$1,250.22$220,069.69
54Feb 2024$610.18$640.04$1,250.22$219,459.51
55Mar 2024$611.96$638.26$1,250.22$218,847.55
56Apr 2024$613.74$636.48$1,250.22$218,233.81
57May 2024$615.52$634.70$1,250.22$217,618.29
58Jun 2024$617.31$632.91$1,250.22$217,000.98
59Jul 2024$619.11$631.11$1,250.22$216,381.87
60Aug 2024$620.91$629.31$1,250.22$215,760.96
61Sep 2024$622.72$627.50$1,250.22$215,138.24
62Oct 2024$624.53$625.69$1,250.22$214,513.71
63Nov 2024$626.34$623.88$1,250.22$213,887.37
64Dec 2024$628.16$622.06$1,250.22$213,259.21
2024 Total$7,418.89$7,583.75$15,002.64
65Jan 2025$629.99$620.23$1,250.22$212,629.22
66Feb 2025$631.82$618.40$1,250.22$211,997.40
67Mar 2025$633.66$616.56$1,250.22$211,363.74
68Apr 2025$635.50$614.72$1,250.22$210,728.24
69May 2025$637.35$612.87$1,250.22$210,090.89
70Jun 2025$639.21$611.01$1,250.22$209,451.68
71Jul 2025$641.06$609.16$1,250.22$208,810.62
72Aug 2025$642.93$607.29$1,250.22$208,167.69
73Sep 2025$644.80$605.42$1,250.22$207,522.89
74Oct 2025$646.67$603.55$1,250.22$206,876.22
75Nov 2025$648.55$601.67$1,250.22$206,227.67
76Dec 2025$650.44$599.78$1,250.22$205,577.23
2025 Total$7,681.98$7,320.66$15,002.64
77Jan 2026$652.33$597.89$1,250.22$204,924.90
78Feb 2026$654.23$595.99$1,250.22$204,270.67
79Mar 2026$656.13$594.09$1,250.22$203,614.54
80Apr 2026$658.04$592.18$1,250.22$202,956.50
81May 2026$659.95$590.27$1,250.22$202,296.55
82Jun 2026$661.87$588.35$1,250.22$201,634.68
83Jul 2026$663.80$586.42$1,250.22$200,970.88
84Aug 2026$665.73$584.49$1,250.22$200,305.15
85Sep 2026$667.67$582.55$1,250.22$199,637.48
86Oct 2026$669.61$580.61$1,250.22$198,967.87
87Nov 2026$671.56$578.66$1,250.22$198,296.31
88Dec 2026$673.51$576.71$1,250.22$197,622.80
2026 Total$7,954.43$7,048.21$15,002.64
89Jan 2027$675.47$574.75$1,250.22$196,947.33
90Feb 2027$677.43$572.79$1,250.22$196,269.90
91Mar 2027$679.40$570.82$1,250.22$195,590.50
92Apr 2027$681.38$568.84$1,250.22$194,909.12
93May 2027$683.36$566.86$1,250.22$194,225.76
94Jun 2027$685.35$564.87$1,250.22$193,540.41
95Jul 2027$687.34$562.88$1,250.22$192,853.07
96Aug 2027$689.34$560.88$1,250.22$192,163.73
97Sep 2027$691.34$558.88$1,250.22$191,472.39
98Oct 2027$693.35$556.87$1,250.22$190,779.04
99Nov 2027$695.37$554.85$1,250.22$190,083.67
100Dec 2027$697.39$552.83$1,250.22$189,386.28
2027 Total$8,236.52$6,766.12$15,002.64
101Jan 2028$699.42$550.80$1,250.22$188,686.86
102Feb 2028$701.46$548.76$1,250.22$187,985.40
103Mar 2028$703.50$546.72$1,250.22$187,281.90
104Apr 2028$705.54$544.68$1,250.22$186,576.36
105May 2028$707.59$542.63$1,250.22$185,868.77
106Jun 2028$709.65$540.57$1,250.22$185,159.12
107Jul 2028$711.72$538.50$1,250.22$184,447.40
108Aug 2028$713.79$536.43$1,250.22$183,733.61
109Sep 2028$715.86$534.36$1,250.22$183,017.75
110Oct 2028$717.94$532.28$1,250.22$182,299.81
111Nov 2028$720.03$530.19$1,250.22$181,579.78
112Dec 2028$722.13$528.09$1,250.22$180,857.65
2028 Total$8,528.63$6,474.01$15,002.64
113Jan 2029$724.23$525.99$1,250.22$180,133.42
114Feb 2029$726.33$523.89$1,250.22$179,407.09
115Mar 2029$728.44$521.78$1,250.22$178,678.65
116Apr 2029$730.56$519.66$1,250.22$177,948.09
117May 2029$732.69$517.53$1,250.22$177,215.40
118Jun 2029$734.82$515.40$1,250.22$176,480.58
119Jul 2029$736.96$513.26$1,250.22$175,743.62
120Aug 2029$739.10$511.12$1,250.22$175,004.52
121Sep 2029$741.25$508.97$1,250.22$174,263.27
122Oct 2029$743.40$506.82$1,250.22$173,519.87
123Nov 2029$745.57$504.65$1,250.22$172,774.30
124Dec 2029$747.73$502.49$1,250.22$172,026.57
2029 Total$8,831.08$6,171.56$15,002.64
125Jan 2030$749.91$500.31$1,250.22$171,276.66
126Feb 2030$752.09$498.13$1,250.22$170,524.57
127Mar 2030$754.28$495.94$1,250.22$169,770.29
128Apr 2030$756.47$493.75$1,250.22$169,013.82
129May 2030$758.67$491.55$1,250.22$168,255.15
130Jun 2030$760.88$489.34$1,250.22$167,494.27
131Jul 2030$763.09$487.13$1,250.22$166,731.18
132Aug 2030$765.31$484.91$1,250.22$165,965.87
133Sep 2030$767.54$482.68$1,250.22$165,198.33
134Oct 2030$769.77$480.45$1,250.22$164,428.56
135Nov 2030$772.01$478.21$1,250.22$163,656.55
136Dec 2030$774.25$475.97$1,250.22$162,882.30
2030 Total$9,144.27$5,858.37$15,002.64
137Jan 2031$776.50$473.72$1,250.22$162,105.80
138Feb 2031$778.76$471.46$1,250.22$161,327.04
139Mar 2031$781.03$469.19$1,250.22$160,546.01
140Apr 2031$783.30$466.92$1,250.22$159,762.71
141May 2031$785.58$464.64$1,250.22$158,977.13
142Jun 2031$787.86$462.36$1,250.22$158,189.27
143Jul 2031$790.15$460.07$1,250.22$157,399.12
144Aug 2031$792.45$457.77$1,250.22$156,606.67
145Sep 2031$794.76$455.46$1,250.22$155,811.91
146Oct 2031$797.07$453.15$1,250.22$155,014.84
147Nov 2031$799.39$450.83$1,250.22$154,215.45
148Dec 2031$801.71$448.51$1,250.22$153,413.74
2031 Total$9,468.56$5,534.08$15,002.64
149Jan 2032$804.04$446.18$1,250.22$152,609.70
150Feb 2032$806.38$443.84$1,250.22$151,803.32
151Mar 2032$808.73$441.49$1,250.22$150,994.59
152Apr 2032$811.08$439.14$1,250.22$150,183.51
153May 2032$813.44$436.78$1,250.22$149,370.07
154Jun 2032$815.80$434.42$1,250.22$148,554.27
155Jul 2032$818.17$432.05$1,250.22$147,736.10
156Aug 2032$820.55$429.67$1,250.22$146,915.55
157Sep 2032$822.94$427.28$1,250.22$146,092.61
158Oct 2032$825.33$424.89$1,250.22$145,267.28
159Nov 2032$827.73$422.49$1,250.22$144,439.55
160Dec 2032$830.14$420.08$1,250.22$143,609.41
2032 Total$9,804.33$5,198.31$15,002.64
161Jan 2033$832.56$417.66$1,250.22$142,776.85
162Feb 2033$834.98$415.24$1,250.22$141,941.87
163Mar 2033$837.41$412.81$1,250.22$141,104.46
164Apr 2033$839.84$410.38$1,250.22$140,264.62
165May 2033$842.28$407.94$1,250.22$139,422.34
166Jun 2033$844.73$405.49$1,250.22$138,577.61
167Jul 2033$847.19$403.03$1,250.22$137,730.42
168Aug 2033$849.65$400.57$1,250.22$136,880.77
169Sep 2033$852.13$398.09$1,250.22$136,028.64
170Oct 2033$854.60$395.62$1,250.22$135,174.04
171Nov 2033$857.09$393.13$1,250.22$134,316.95
172Dec 2033$859.58$390.64$1,250.22$133,457.37
2033 Total$10,152.04$4,850.6$15,002.64
173Jan 2034$862.08$388.14$1,250.22$132,595.29
174Feb 2034$864.59$385.63$1,250.22$131,730.70
175Mar 2034$867.10$383.12$1,250.22$130,863.60
176Apr 2034$869.63$380.59$1,250.22$129,993.97
177May 2034$872.15$378.07$1,250.22$129,121.82
178Jun 2034$874.69$375.53$1,250.22$128,247.13
179Jul 2034$877.23$372.99$1,250.22$127,369.90
180Aug 2034$879.79$370.43$1,250.22$126,490.11
181Sep 2034$882.34$367.88$1,250.22$125,607.77
182Oct 2034$884.91$365.31$1,250.22$124,722.86
183Nov 2034$887.48$362.74$1,250.22$123,835.38
184Dec 2034$890.07$360.15$1,250.22$122,945.31
2034 Total$10,512.06$4,490.58$15,002.64
185Jan 2035$892.65$357.57$1,250.22$122,052.66
186Feb 2035$895.25$354.97$1,250.22$121,157.41
187Mar 2035$897.85$352.37$1,250.22$120,259.56
188Apr 2035$900.47$349.75$1,250.22$119,359.09
189May 2035$903.08$347.14$1,250.22$118,456.01
190Jun 2035$905.71$344.51$1,250.22$117,550.30
191Jul 2035$908.34$341.88$1,250.22$116,641.96
192Aug 2035$910.99$339.23$1,250.22$115,730.97
193Sep 2035$913.64$336.58$1,250.22$114,817.33
194Oct 2035$916.29$333.93$1,250.22$113,901.04
195Nov 2035$918.96$331.26$1,250.22$112,982.08
196Dec 2035$921.63$328.59$1,250.22$112,060.45
2035 Total$10,884.86$4,117.78$15,002.64
197Jan 2036$924.31$325.91$1,250.22$111,136.14
198Feb 2036$927.00$323.22$1,250.22$110,209.14
199Mar 2036$929.70$320.52$1,250.22$109,279.44
200Apr 2036$932.40$317.82$1,250.22$108,347.04
201May 2036$935.11$315.11$1,250.22$107,411.93
202Jun 2036$937.83$312.39$1,250.22$106,474.10
203Jul 2036$940.56$309.66$1,250.22$105,533.54
204Aug 2036$943.29$306.93$1,250.22$104,590.25
205Sep 2036$946.04$304.18$1,250.22$103,644.21
206Oct 2036$948.79$301.43$1,250.22$102,695.42
207Nov 2036$951.55$298.67$1,250.22$101,743.87
208Dec 2036$954.31$295.91$1,250.22$100,789.56
2036 Total$11,270.89$3,731.75$15,002.64
209Jan 2037$957.09$293.13$1,250.22$99,832.47
210Feb 2037$959.87$290.35$1,250.22$98,872.60
211Mar 2037$962.67$287.55$1,250.22$97,909.93
212Apr 2037$965.47$284.75$1,250.22$96,944.46
213May 2037$968.27$281.95$1,250.22$95,976.19
214Jun 2037$971.09$279.13$1,250.22$95,005.10
215Jul 2037$973.91$276.31$1,250.22$94,031.19
216Aug 2037$976.75$273.47$1,250.22$93,054.44
217Sep 2037$979.59$270.63$1,250.22$92,074.85
218Oct 2037$982.44$267.78$1,250.22$91,092.41
219Nov 2037$985.29$264.93$1,250.22$90,107.12
220Dec 2037$988.16$262.06$1,250.22$89,118.96
2037 Total$11,670.6$3,332.04$15,002.64
221Jan 2038$991.03$259.19$1,250.22$88,127.93
222Feb 2038$993.91$256.31$1,250.22$87,134.02
223Mar 2038$996.81$253.41$1,250.22$86,137.21
224Apr 2038$999.70$250.52$1,250.22$85,137.51
225May 2038$1,002.61$247.61$1,250.22$84,134.90
226Jun 2038$1,005.53$244.69$1,250.22$83,129.37
227Jul 2038$1,008.45$241.77$1,250.22$82,120.92
228Aug 2038$1,011.38$238.84$1,250.22$81,109.54
229Sep 2038$1,014.33$235.89$1,250.22$80,095.21
230Oct 2038$1,017.28$232.94$1,250.22$79,077.93
231Nov 2038$1,020.24$229.98$1,250.22$78,057.69
232Dec 2038$1,023.20$227.02$1,250.22$77,034.49
2038 Total$12,084.47$2,918.17$15,002.64
233Jan 2039$1,026.18$224.04$1,250.22$76,008.31
234Feb 2039$1,029.16$221.06$1,250.22$74,979.15
235Mar 2039$1,032.16$218.06$1,250.22$73,946.99
236Apr 2039$1,035.16$215.06$1,250.22$72,911.83
237May 2039$1,038.17$212.05$1,250.22$71,873.66
238Jun 2039$1,041.19$209.03$1,250.22$70,832.47
239Jul 2039$1,044.22$206.00$1,250.22$69,788.25
240Aug 2039$1,047.25$202.97$1,250.22$68,741.00
241Sep 2039$1,050.30$199.92$1,250.22$67,690.70
242Oct 2039$1,053.35$196.87$1,250.22$66,637.35
243Nov 2039$1,056.42$193.80$1,250.22$65,580.93
244Dec 2039$1,059.49$190.73$1,250.22$64,521.44
2039 Total$12,513.05$2,489.59$15,002.64
245Jan 2040$1,062.57$187.65$1,250.22$63,458.87
246Feb 2040$1,065.66$184.56$1,250.22$62,393.21
247Mar 2040$1,068.76$181.46$1,250.22$61,324.45
248Apr 2040$1,071.87$178.35$1,250.22$60,252.58
249May 2040$1,074.99$175.23$1,250.22$59,177.59
250Jun 2040$1,078.11$172.11$1,250.22$58,099.48
251Jul 2040$1,081.25$168.97$1,250.22$57,018.23
252Aug 2040$1,084.39$165.83$1,250.22$55,933.84
253Sep 2040$1,087.55$162.67$1,250.22$54,846.29
254Oct 2040$1,090.71$159.51$1,250.22$53,755.58
255Nov 2040$1,093.88$156.34$1,250.22$52,661.70
256Dec 2040$1,097.06$153.16$1,250.22$51,564.64
2040 Total$12,956.8$2,045.84$15,002.64
257Jan 2041$1,100.25$149.97$1,250.22$50,464.39
258Feb 2041$1,103.45$146.77$1,250.22$49,360.94
259Mar 2041$1,106.66$143.56$1,250.22$48,254.28
260Apr 2041$1,109.88$140.34$1,250.22$47,144.40
261May 2041$1,113.11$137.11$1,250.22$46,031.29
262Jun 2041$1,116.35$133.87$1,250.22$44,914.94
263Jul 2041$1,119.59$130.63$1,250.22$43,795.35
264Aug 2041$1,122.85$127.37$1,250.22$42,672.50
265Sep 2041$1,126.11$124.11$1,250.22$41,546.39
266Oct 2041$1,129.39$120.83$1,250.22$40,417.00
267Nov 2041$1,132.67$117.55$1,250.22$39,284.33
268Dec 2041$1,135.97$114.25$1,250.22$38,148.36
2041 Total$13,416.28$1,586.36$15,002.64
269Jan 2042$1,139.27$110.95$1,250.22$37,009.09
270Feb 2042$1,142.59$107.63$1,250.22$35,866.50
271Mar 2042$1,145.91$104.31$1,250.22$34,720.59
272Apr 2042$1,149.24$100.98$1,250.22$33,571.35
273May 2042$1,152.58$97.64$1,250.22$32,418.77
274Jun 2042$1,155.94$94.28$1,250.22$31,262.83
275Jul 2042$1,159.30$90.92$1,250.22$30,103.53
276Aug 2042$1,162.67$87.55$1,250.22$28,940.86
277Sep 2042$1,166.05$84.17$1,250.22$27,774.81
278Oct 2042$1,169.44$80.78$1,250.22$26,605.37
279Nov 2042$1,172.84$77.38$1,250.22$25,432.53
280Dec 2042$1,176.25$73.97$1,250.22$24,256.28
2042 Total$13,892.08$1,110.56$15,002.64
281Jan 2043$1,179.67$70.55$1,250.22$23,076.61
282Feb 2043$1,183.11$67.11$1,250.22$21,893.50
283Mar 2043$1,186.55$63.67$1,250.22$20,706.95
284Apr 2043$1,190.00$60.22$1,250.22$19,516.95
285May 2043$1,193.46$56.76$1,250.22$18,323.49
286Jun 2043$1,196.93$53.29$1,250.22$17,126.56
287Jul 2043$1,200.41$49.81$1,250.22$15,926.15
288Aug 2043$1,203.90$46.32$1,250.22$14,722.25
289Sep 2043$1,207.40$42.82$1,250.22$13,514.85
290Oct 2043$1,210.91$39.31$1,250.22$12,303.94
291Nov 2043$1,214.44$35.78$1,250.22$11,089.50
292Dec 2043$1,217.97$32.25$1,250.22$9,871.53
2043 Total$14,384.75$617.89$15,002.64
293Jan 2044$1,221.51$28.71$1,250.22$8,650.02
294Feb 2044$1,225.06$25.16$1,250.22$7,424.96
295Mar 2044$1,228.63$21.59$1,250.22$6,196.33
296Apr 2044$1,232.20$18.02$1,250.22$4,964.13
297May 2044$1,235.78$14.44$1,250.22$3,728.35
298Jun 2044$1,239.38$10.84$1,250.22$2,488.97
299Jul 2044$1,242.98$7.24$1,250.22$1,245.99
300Aug 2044$1,245.99$3.62$1,249.61$0.00
2044 Total$9,871.53$129.62$10,001.15
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