Borrow amount

$300,000

Advertised Rate

4.39%

Variable

Loan term
25 Years
HomeStart Finance
Repayment frequency
Monthly
Monthly Repayments
$1,649
Number of repayments
300
Total interest paid
$194,647
Total Repayments

$494,646

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$551.32$1,097.50$1,648.82$299,448.68
2Mar 2021$553.34$1,095.48$1,648.82$298,895.34
3Apr 2021$555.36$1,093.46$1,648.82$298,339.98
4May 2021$557.39$1,091.43$1,648.82$297,782.59
5Jun 2021$559.43$1,089.39$1,648.82$297,223.16
6Jul 2021$561.48$1,087.34$1,648.82$296,661.68
7Aug 2021$563.53$1,085.29$1,648.82$296,098.15
8Sep 2021$565.59$1,083.23$1,648.82$295,532.56
9Oct 2021$567.66$1,081.16$1,648.82$294,964.90
10Nov 2021$569.74$1,079.08$1,648.82$294,395.16
11Dec 2021$571.82$1,077.00$1,648.82$293,823.34
2021 Total$6,176.66$11,960.36$18,137.02
12Jan 2022$573.92$1,074.90$1,648.82$293,249.42
13Feb 2022$576.02$1,072.80$1,648.82$292,673.40
14Mar 2022$578.12$1,070.70$1,648.82$292,095.28
15Apr 2022$580.24$1,068.58$1,648.82$291,515.04
16May 2022$582.36$1,066.46$1,648.82$290,932.68
17Jun 2022$584.49$1,064.33$1,648.82$290,348.19
18Jul 2022$586.63$1,062.19$1,648.82$289,761.56
19Aug 2022$588.78$1,060.04$1,648.82$289,172.78
20Sep 2022$590.93$1,057.89$1,648.82$288,581.85
21Oct 2022$593.09$1,055.73$1,648.82$287,988.76
22Nov 2022$595.26$1,053.56$1,648.82$287,393.50
23Dec 2022$597.44$1,051.38$1,648.82$286,796.06
2022 Total$7,027.28$12,758.56$19,785.84
24Jan 2023$599.62$1,049.20$1,648.82$286,196.44
25Feb 2023$601.82$1,047.00$1,648.82$285,594.62
26Mar 2023$604.02$1,044.80$1,648.82$284,990.60
27Apr 2023$606.23$1,042.59$1,648.82$284,384.37
28May 2023$608.45$1,040.37$1,648.82$283,775.92
29Jun 2023$610.67$1,038.15$1,648.82$283,165.25
30Jul 2023$612.91$1,035.91$1,648.82$282,552.34
31Aug 2023$615.15$1,033.67$1,648.82$281,937.19
32Sep 2023$617.40$1,031.42$1,648.82$281,319.79
33Oct 2023$619.66$1,029.16$1,648.82$280,700.13
34Nov 2023$621.93$1,026.89$1,648.82$280,078.20
35Dec 2023$624.20$1,024.62$1,648.82$279,454.00
2023 Total$7,342.06$12,443.78$19,785.84
36Jan 2024$626.48$1,022.34$1,648.82$278,827.52
37Feb 2024$628.78$1,020.04$1,648.82$278,198.74
38Mar 2024$631.08$1,017.74$1,648.82$277,567.66
39Apr 2024$633.38$1,015.44$1,648.82$276,934.28
40May 2024$635.70$1,013.12$1,648.82$276,298.58
41Jun 2024$638.03$1,010.79$1,648.82$275,660.55
42Jul 2024$640.36$1,008.46$1,648.82$275,020.19
43Aug 2024$642.70$1,006.12$1,648.82$274,377.49
44Sep 2024$645.06$1,003.76$1,648.82$273,732.43
45Oct 2024$647.42$1,001.40$1,648.82$273,085.01
46Nov 2024$649.78$999.04$1,648.82$272,435.23
47Dec 2024$652.16$996.66$1,648.82$271,783.07
2024 Total$7,670.93$12,114.91$19,785.84
48Jan 2025$654.55$994.27$1,648.82$271,128.52
49Feb 2025$656.94$991.88$1,648.82$270,471.58
50Mar 2025$659.34$989.48$1,648.82$269,812.24
51Apr 2025$661.76$987.06$1,648.82$269,150.48
52May 2025$664.18$984.64$1,648.82$268,486.30
53Jun 2025$666.61$982.21$1,648.82$267,819.69
54Jul 2025$669.05$979.77$1,648.82$267,150.64
55Aug 2025$671.49$977.33$1,648.82$266,479.15
56Sep 2025$673.95$974.87$1,648.82$265,805.20
57Oct 2025$676.42$972.40$1,648.82$265,128.78
58Nov 2025$678.89$969.93$1,648.82$264,449.89
59Dec 2025$681.37$967.45$1,648.82$263,768.52
2025 Total$8,014.55$11,771.29$19,785.84
60Jan 2026$683.87$964.95$1,648.82$263,084.65
61Feb 2026$686.37$962.45$1,648.82$262,398.28
62Mar 2026$688.88$959.94$1,648.82$261,709.40
63Apr 2026$691.40$957.42$1,648.82$261,018.00
64May 2026$693.93$954.89$1,648.82$260,324.07
65Jun 2026$696.47$952.35$1,648.82$259,627.60
66Jul 2026$699.02$949.80$1,648.82$258,928.58
67Aug 2026$701.57$947.25$1,648.82$258,227.01
68Sep 2026$704.14$944.68$1,648.82$257,522.87
69Oct 2026$706.72$942.10$1,648.82$256,816.15
70Nov 2026$709.30$939.52$1,648.82$256,106.85
71Dec 2026$711.90$936.92$1,648.82$255,394.95
2026 Total$8,373.57$11,412.27$19,785.84
72Jan 2027$714.50$934.32$1,648.82$254,680.45
73Feb 2027$717.11$931.71$1,648.82$253,963.34
74Mar 2027$719.74$929.08$1,648.82$253,243.60
75Apr 2027$722.37$926.45$1,648.82$252,521.23
76May 2027$725.01$923.81$1,648.82$251,796.22
77Jun 2027$727.67$921.15$1,648.82$251,068.55
78Jul 2027$730.33$918.49$1,648.82$250,338.22
79Aug 2027$733.00$915.82$1,648.82$249,605.22
80Sep 2027$735.68$913.14$1,648.82$248,869.54
81Oct 2027$738.37$910.45$1,648.82$248,131.17
82Nov 2027$741.07$907.75$1,648.82$247,390.10
83Dec 2027$743.78$905.04$1,648.82$246,646.32
2027 Total$8,748.63$11,037.21$19,785.84
84Jan 2028$746.51$902.31$1,648.82$245,899.81
85Feb 2028$749.24$899.58$1,648.82$245,150.57
86Mar 2028$751.98$896.84$1,648.82$244,398.59
87Apr 2028$754.73$894.09$1,648.82$243,643.86
88May 2028$757.49$891.33$1,648.82$242,886.37
89Jun 2028$760.26$888.56$1,648.82$242,126.11
90Jul 2028$763.04$885.78$1,648.82$241,363.07
91Aug 2028$765.83$882.99$1,648.82$240,597.24
92Sep 2028$768.64$880.18$1,648.82$239,828.60
93Oct 2028$771.45$877.37$1,648.82$239,057.15
94Nov 2028$774.27$874.55$1,648.82$238,282.88
95Dec 2028$777.10$871.72$1,648.82$237,505.78
2028 Total$9,140.54$10,645.3$19,785.84
96Jan 2029$779.94$868.88$1,648.82$236,725.84
97Feb 2029$782.80$866.02$1,648.82$235,943.04
98Mar 2029$785.66$863.16$1,648.82$235,157.38
99Apr 2029$788.54$860.28$1,648.82$234,368.84
100May 2029$791.42$857.40$1,648.82$233,577.42
101Jun 2029$794.32$854.50$1,648.82$232,783.10
102Jul 2029$797.22$851.60$1,648.82$231,985.88
103Aug 2029$800.14$848.68$1,648.82$231,185.74
104Sep 2029$803.07$845.75$1,648.82$230,382.67
105Oct 2029$806.00$842.82$1,648.82$229,576.67
106Nov 2029$808.95$839.87$1,648.82$228,767.72
107Dec 2029$811.91$836.91$1,648.82$227,955.81
2029 Total$9,549.97$10,235.87$19,785.84
108Jan 2030$814.88$833.94$1,648.82$227,140.93
109Feb 2030$817.86$830.96$1,648.82$226,323.07
110Mar 2030$820.85$827.97$1,648.82$225,502.22
111Apr 2030$823.86$824.96$1,648.82$224,678.36
112May 2030$826.87$821.95$1,648.82$223,851.49
113Jun 2030$829.90$818.92$1,648.82$223,021.59
114Jul 2030$832.93$815.89$1,648.82$222,188.66
115Aug 2030$835.98$812.84$1,648.82$221,352.68
116Sep 2030$839.04$809.78$1,648.82$220,513.64
117Oct 2030$842.11$806.71$1,648.82$219,671.53
118Nov 2030$845.19$803.63$1,648.82$218,826.34
119Dec 2030$848.28$800.54$1,648.82$217,978.06
2030 Total$9,977.75$9,808.09$19,785.84
120Jan 2031$851.38$797.44$1,648.82$217,126.68
121Feb 2031$854.50$794.32$1,648.82$216,272.18
122Mar 2031$857.62$791.20$1,648.82$215,414.56
123Apr 2031$860.76$788.06$1,648.82$214,553.80
124May 2031$863.91$784.91$1,648.82$213,689.89
125Jun 2031$867.07$781.75$1,648.82$212,822.82
126Jul 2031$870.24$778.58$1,648.82$211,952.58
127Aug 2031$873.43$775.39$1,648.82$211,079.15
128Sep 2031$876.62$772.20$1,648.82$210,202.53
129Oct 2031$879.83$768.99$1,648.82$209,322.70
130Nov 2031$883.05$765.77$1,648.82$208,439.65
131Dec 2031$886.28$762.54$1,648.82$207,553.37
2031 Total$10,424.69$9,361.15$19,785.84
132Jan 2032$889.52$759.30$1,648.82$206,663.85
133Feb 2032$892.77$756.05$1,648.82$205,771.08
134Mar 2032$896.04$752.78$1,648.82$204,875.04
135Apr 2032$899.32$749.50$1,648.82$203,975.72
136May 2032$902.61$746.21$1,648.82$203,073.11
137Jun 2032$905.91$742.91$1,648.82$202,167.20
138Jul 2032$909.22$739.60$1,648.82$201,257.98
139Aug 2032$912.55$736.27$1,648.82$200,345.43
140Sep 2032$915.89$732.93$1,648.82$199,429.54
141Oct 2032$919.24$729.58$1,648.82$198,510.30
142Nov 2032$922.60$726.22$1,648.82$197,587.70
143Dec 2032$925.98$722.84$1,648.82$196,661.72
2032 Total$10,891.65$8,894.19$19,785.84
144Jan 2033$929.37$719.45$1,648.82$195,732.35
145Feb 2033$932.77$716.05$1,648.82$194,799.58
146Mar 2033$936.18$712.64$1,648.82$193,863.40
147Apr 2033$939.60$709.22$1,648.82$192,923.80
148May 2033$943.04$705.78$1,648.82$191,980.76
149Jun 2033$946.49$702.33$1,648.82$191,034.27
150Jul 2033$949.95$698.87$1,648.82$190,084.32
151Aug 2033$953.43$695.39$1,648.82$189,130.89
152Sep 2033$956.92$691.90$1,648.82$188,173.97
153Oct 2033$960.42$688.40$1,648.82$187,213.55
154Nov 2033$963.93$684.89$1,648.82$186,249.62
155Dec 2033$967.46$681.36$1,648.82$185,282.16
2033 Total$11,379.56$8,406.28$19,785.84
156Jan 2034$971.00$677.82$1,648.82$184,311.16
157Feb 2034$974.55$674.27$1,648.82$183,336.61
158Mar 2034$978.11$670.71$1,648.82$182,358.50
159Apr 2034$981.69$667.13$1,648.82$181,376.81
160May 2034$985.28$663.54$1,648.82$180,391.53
161Jun 2034$988.89$659.93$1,648.82$179,402.64
162Jul 2034$992.51$656.31$1,648.82$178,410.13
163Aug 2034$996.14$652.68$1,648.82$177,413.99
164Sep 2034$999.78$649.04$1,648.82$176,414.21
165Oct 2034$1,003.44$645.38$1,648.82$175,410.77
166Nov 2034$1,007.11$641.71$1,648.82$174,403.66
167Dec 2034$1,010.79$638.03$1,648.82$173,392.87
2034 Total$11,889.29$7,896.55$19,785.84
168Jan 2035$1,014.49$634.33$1,648.82$172,378.38
169Feb 2035$1,018.20$630.62$1,648.82$171,360.18
170Mar 2035$1,021.93$626.89$1,648.82$170,338.25
171Apr 2035$1,025.67$623.15$1,648.82$169,312.58
172May 2035$1,029.42$619.40$1,648.82$168,283.16
173Jun 2035$1,033.18$615.64$1,648.82$167,249.98
174Jul 2035$1,036.96$611.86$1,648.82$166,213.02
175Aug 2035$1,040.76$608.06$1,648.82$165,172.26
176Sep 2035$1,044.56$604.26$1,648.82$164,127.70
177Oct 2035$1,048.39$600.43$1,648.82$163,079.31
178Nov 2035$1,052.22$596.60$1,648.82$162,027.09
179Dec 2035$1,056.07$592.75$1,648.82$160,971.02
2035 Total$12,421.85$7,363.99$19,785.84
180Jan 2036$1,059.93$588.89$1,648.82$159,911.09
181Feb 2036$1,063.81$585.01$1,648.82$158,847.28
182Mar 2036$1,067.70$581.12$1,648.82$157,779.58
183Apr 2036$1,071.61$577.21$1,648.82$156,707.97
184May 2036$1,075.53$573.29$1,648.82$155,632.44
185Jun 2036$1,079.46$569.36$1,648.82$154,552.98
186Jul 2036$1,083.41$565.41$1,648.82$153,469.57
187Aug 2036$1,087.38$561.44$1,648.82$152,382.19
188Sep 2036$1,091.36$557.46$1,648.82$151,290.83
189Oct 2036$1,095.35$553.47$1,648.82$150,195.48
190Nov 2036$1,099.35$549.47$1,648.82$149,096.13
191Dec 2036$1,103.38$545.44$1,648.82$147,992.75
2036 Total$12,978.27$6,807.57$19,785.84
192Jan 2037$1,107.41$541.41$1,648.82$146,885.34
193Feb 2037$1,111.46$537.36$1,648.82$145,773.88
194Mar 2037$1,115.53$533.29$1,648.82$144,658.35
195Apr 2037$1,119.61$529.21$1,648.82$143,538.74
196May 2037$1,123.71$525.11$1,648.82$142,415.03
197Jun 2037$1,127.82$521.00$1,648.82$141,287.21
198Jul 2037$1,131.94$516.88$1,648.82$140,155.27
199Aug 2037$1,136.09$512.73$1,648.82$139,019.18
200Sep 2037$1,140.24$508.58$1,648.82$137,878.94
201Oct 2037$1,144.41$504.41$1,648.82$136,734.53
202Nov 2037$1,148.60$500.22$1,648.82$135,585.93
203Dec 2037$1,152.80$496.02$1,648.82$134,433.13
2037 Total$13,559.62$6,226.22$19,785.84
204Jan 2038$1,157.02$491.80$1,648.82$133,276.11
205Feb 2038$1,161.25$487.57$1,648.82$132,114.86
206Mar 2038$1,165.50$483.32$1,648.82$130,949.36
207Apr 2038$1,169.76$479.06$1,648.82$129,779.60
208May 2038$1,174.04$474.78$1,648.82$128,605.56
209Jun 2038$1,178.34$470.48$1,648.82$127,427.22
210Jul 2038$1,182.65$466.17$1,648.82$126,244.57
211Aug 2038$1,186.98$461.84$1,648.82$125,057.59
212Sep 2038$1,191.32$457.50$1,648.82$123,866.27
213Oct 2038$1,195.68$453.14$1,648.82$122,670.59
214Nov 2038$1,200.05$448.77$1,648.82$121,470.54
215Dec 2038$1,204.44$444.38$1,648.82$120,266.10
2038 Total$14,167.03$5,618.81$19,785.84
216Jan 2039$1,208.85$439.97$1,648.82$119,057.25
217Feb 2039$1,213.27$435.55$1,648.82$117,843.98
218Mar 2039$1,217.71$431.11$1,648.82$116,626.27
219Apr 2039$1,222.16$426.66$1,648.82$115,404.11
220May 2039$1,226.63$422.19$1,648.82$114,177.48
221Jun 2039$1,231.12$417.70$1,648.82$112,946.36
222Jul 2039$1,235.62$413.20$1,648.82$111,710.74
223Aug 2039$1,240.14$408.68$1,648.82$110,470.60
224Sep 2039$1,244.68$404.14$1,648.82$109,225.92
225Oct 2039$1,249.24$399.58$1,648.82$107,976.68
226Nov 2039$1,253.81$395.01$1,648.82$106,722.87
227Dec 2039$1,258.39$390.43$1,648.82$105,464.48
2039 Total$14,801.62$4,984.22$19,785.84
228Jan 2040$1,263.00$385.82$1,648.82$104,201.48
229Feb 2040$1,267.62$381.20$1,648.82$102,933.86
230Mar 2040$1,272.25$376.57$1,648.82$101,661.61
231Apr 2040$1,276.91$371.91$1,648.82$100,384.70
232May 2040$1,281.58$367.24$1,648.82$99,103.12
233Jun 2040$1,286.27$362.55$1,648.82$97,816.85
234Jul 2040$1,290.97$357.85$1,648.82$96,525.88
235Aug 2040$1,295.70$353.12$1,648.82$95,230.18
236Sep 2040$1,300.44$348.38$1,648.82$93,929.74
237Oct 2040$1,305.19$343.63$1,648.82$92,624.55
238Nov 2040$1,309.97$338.85$1,648.82$91,314.58
239Dec 2040$1,314.76$334.06$1,648.82$89,999.82
2040 Total$15,464.66$4,321.18$19,785.84
240Jan 2041$1,319.57$329.25$1,648.82$88,680.25
241Feb 2041$1,324.40$324.42$1,648.82$87,355.85
242Mar 2041$1,329.24$319.58$1,648.82$86,026.61
243Apr 2041$1,334.11$314.71$1,648.82$84,692.50
244May 2041$1,338.99$309.83$1,648.82$83,353.51
245Jun 2041$1,343.89$304.93$1,648.82$82,009.62
246Jul 2041$1,348.80$300.02$1,648.82$80,660.82
247Aug 2041$1,353.74$295.08$1,648.82$79,307.08
248Sep 2041$1,358.69$290.13$1,648.82$77,948.39
249Oct 2041$1,363.66$285.16$1,648.82$76,584.73
250Nov 2041$1,368.65$280.17$1,648.82$75,216.08
251Dec 2041$1,373.65$275.17$1,648.82$73,842.43
2041 Total$16,157.39$3,628.45$19,785.84
252Jan 2042$1,378.68$270.14$1,648.82$72,463.75
253Feb 2042$1,383.72$265.10$1,648.82$71,080.03
254Mar 2042$1,388.79$260.03$1,648.82$69,691.24
255Apr 2042$1,393.87$254.95$1,648.82$68,297.37
256May 2042$1,398.97$249.85$1,648.82$66,898.40
257Jun 2042$1,404.08$244.74$1,648.82$65,494.32
258Jul 2042$1,409.22$239.60$1,648.82$64,085.10
259Aug 2042$1,414.38$234.44$1,648.82$62,670.72
260Sep 2042$1,419.55$229.27$1,648.82$61,251.17
261Oct 2042$1,424.74$224.08$1,648.82$59,826.43
262Nov 2042$1,429.95$218.87$1,648.82$58,396.48
263Dec 2042$1,435.19$213.63$1,648.82$56,961.29
2042 Total$16,881.14$2,904.7$19,785.84
264Jan 2043$1,440.44$208.38$1,648.82$55,520.85
265Feb 2043$1,445.71$203.11$1,648.82$54,075.14
266Mar 2043$1,451.00$197.82$1,648.82$52,624.14
267Apr 2043$1,456.30$192.52$1,648.82$51,167.84
268May 2043$1,461.63$187.19$1,648.82$49,706.21
269Jun 2043$1,466.98$181.84$1,648.82$48,239.23
270Jul 2043$1,472.34$176.48$1,648.82$46,766.89
271Aug 2043$1,477.73$171.09$1,648.82$45,289.16
272Sep 2043$1,483.14$165.68$1,648.82$43,806.02
273Oct 2043$1,488.56$160.26$1,648.82$42,317.46
274Nov 2043$1,494.01$154.81$1,648.82$40,823.45
275Dec 2043$1,499.47$149.35$1,648.82$39,323.98
2043 Total$17,637.31$2,148.53$19,785.84
276Jan 2044$1,504.96$143.86$1,648.82$37,819.02
277Feb 2044$1,510.47$138.35$1,648.82$36,308.55
278Mar 2044$1,515.99$132.83$1,648.82$34,792.56
279Apr 2044$1,521.54$127.28$1,648.82$33,271.02
280May 2044$1,527.10$121.72$1,648.82$31,743.92
281Jun 2044$1,532.69$116.13$1,648.82$30,211.23
282Jul 2044$1,538.30$110.52$1,648.82$28,672.93
283Aug 2044$1,543.92$104.90$1,648.82$27,129.01
284Sep 2044$1,549.57$99.25$1,648.82$25,579.44
285Oct 2044$1,555.24$93.58$1,648.82$24,024.20
286Nov 2044$1,560.93$87.89$1,648.82$22,463.27
287Dec 2044$1,566.64$82.18$1,648.82$20,896.63
2044 Total$18,427.35$1,358.49$19,785.84
288Jan 2045$1,572.37$76.45$1,648.82$19,324.26
289Feb 2045$1,578.13$70.69$1,648.82$17,746.13
290Mar 2045$1,583.90$64.92$1,648.82$16,162.23
291Apr 2045$1,589.69$59.13$1,648.82$14,572.54
292May 2045$1,595.51$53.31$1,648.82$12,977.03
293Jun 2045$1,601.35$47.47$1,648.82$11,375.68
294Jul 2045$1,607.20$41.62$1,648.82$9,768.48
295Aug 2045$1,613.08$35.74$1,648.82$8,155.40
296Sep 2045$1,618.98$29.84$1,648.82$6,536.42
297Oct 2045$1,624.91$23.91$1,648.82$4,911.51
298Nov 2045$1,630.85$17.97$1,648.82$3,280.66
299Dec 2045$1,636.82$12.00$1,648.82$1,643.84
2045 Total$19,252.79$533.05$19,785.84
300Jan 2046$1,642.81$6.01$1,648.82$1.03
2045 Total$1,642.81$6.01$1,648.82