Kickstart First Home Buyer Home Loan
- 100% full offset account
- Suitable for low deposits
- Extra repayments + redraw services
- Repayments may decrease if RBA cuts rates
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Interest rate structure
$50k - $100m
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
Estimated upfront fees
Minimum SMSF Amount
Compare and review home loans with similar features
Horizon Bank is an Australian customer-owned Bank and was founded in 1964 as the Illawarra County Council Staff Credit Union. It was renamed the Horizon Credit Union in 1995 following the takeover of the Shoalhaven City Employees’ Credit Union.
Horizon is based in Wollongong, with branches throughout the Illawarra and Shoalhaven regions of NSW. It offers financial products such as home and personal loans, credit cards, insurance, foreign money services and financial planning services and share trading.
The bank has won a number of awards, including Money magazine’s Personal Lender of the Year in 2012 and 2013.
Horizon Bank Home Loan Calculator
Interested in a Horizon home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Horizon compares to its competitors. Simply plug in your borrowing amount below.