RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.30

% p.a

Fixed - 1 year

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,316
Number of repayments
300
Total interest paid
$94,750
Total Repayments

$394,749

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$740.83$575.00$1,315.83$299,259.17
2Nov 2021$742.25$573.58$1,315.83$298,516.92
3Dec 2021$743.67$572.16$1,315.83$297,773.25
2021 Total$2,226.75$1,720.74$3,947.49
4Jan 2022$745.10$570.73$1,315.83$297,028.15
5Feb 2022$746.53$569.30$1,315.83$296,281.62
6Mar 2022$747.96$567.87$1,315.83$295,533.66
7Apr 2022$749.39$566.44$1,315.83$294,784.27
8May 2022$750.83$565.00$1,315.83$294,033.44
9Jun 2022$752.27$563.56$1,315.83$293,281.17
10Jul 2022$753.71$562.12$1,315.83$292,527.46
11Aug 2022$755.15$560.68$1,315.83$291,772.31
12Sep 2022$756.60$559.23$1,315.83$291,015.71
13Oct 2022$758.05$557.78$1,315.83$290,257.66
14Nov 2022$759.50$556.33$1,315.83$289,498.16
15Dec 2022$760.96$554.87$1,315.83$288,737.20
2022 Total$9,036.05$6,753.91$15,789.96
16Jan 2023$762.42$553.41$1,315.83$287,974.78
17Feb 2023$763.88$551.95$1,315.83$287,210.90
18Mar 2023$765.34$550.49$1,315.83$286,445.56
19Apr 2023$766.81$549.02$1,315.83$285,678.75
20May 2023$768.28$547.55$1,315.83$284,910.47
21Jun 2023$769.75$546.08$1,315.83$284,140.72
22Jul 2023$771.23$544.60$1,315.83$283,369.49
23Aug 2023$772.71$543.12$1,315.83$282,596.78
24Sep 2023$774.19$541.64$1,315.83$281,822.59
25Oct 2023$775.67$540.16$1,315.83$281,046.92
26Nov 2023$777.16$538.67$1,315.83$280,269.76
27Dec 2023$778.65$537.18$1,315.83$279,491.11
2023 Total$9,246.09$6,543.87$15,789.96
28Jan 2024$780.14$535.69$1,315.83$278,710.97
29Feb 2024$781.63$534.20$1,315.83$277,929.34
30Mar 2024$783.13$532.70$1,315.83$277,146.21
31Apr 2024$784.63$531.20$1,315.83$276,361.58
32May 2024$786.14$529.69$1,315.83$275,575.44
33Jun 2024$787.64$528.19$1,315.83$274,787.80
34Jul 2024$789.15$526.68$1,315.83$273,998.65
35Aug 2024$790.67$525.16$1,315.83$273,207.98
36Sep 2024$792.18$523.65$1,315.83$272,415.80
37Oct 2024$793.70$522.13$1,315.83$271,622.10
38Nov 2024$795.22$520.61$1,315.83$270,826.88
39Dec 2024$796.75$519.08$1,315.83$270,030.13
2024 Total$9,460.98$6,328.98$15,789.96
40Jan 2025$798.27$517.56$1,315.83$269,231.86
41Feb 2025$799.80$516.03$1,315.83$268,432.06
42Mar 2025$801.34$514.49$1,315.83$267,630.72
43Apr 2025$802.87$512.96$1,315.83$266,827.85
44May 2025$804.41$511.42$1,315.83$266,023.44
45Jun 2025$805.95$509.88$1,315.83$265,217.49
46Jul 2025$807.50$508.33$1,315.83$264,409.99
47Aug 2025$809.04$506.79$1,315.83$263,600.95
48Sep 2025$810.59$505.24$1,315.83$262,790.36
49Oct 2025$812.15$503.68$1,315.83$261,978.21
50Nov 2025$813.71$502.12$1,315.83$261,164.50
51Dec 2025$815.26$500.57$1,315.83$260,349.24
2025 Total$9,680.89$6,109.07$15,789.96
52Jan 2026$816.83$499.00$1,315.83$259,532.41
53Feb 2026$818.39$497.44$1,315.83$258,714.02
54Mar 2026$819.96$495.87$1,315.83$257,894.06
55Apr 2026$821.53$494.30$1,315.83$257,072.53
56May 2026$823.11$492.72$1,315.83$256,249.42
57Jun 2026$824.69$491.14$1,315.83$255,424.73
58Jul 2026$826.27$489.56$1,315.83$254,598.46
59Aug 2026$827.85$487.98$1,315.83$253,770.61
60Sep 2026$829.44$486.39$1,315.83$252,941.17
61Oct 2026$831.03$484.80$1,315.83$252,110.14
62Nov 2026$832.62$483.21$1,315.83$251,277.52
63Dec 2026$834.21$481.62$1,315.83$250,443.31
2026 Total$9,905.93$5,884.03$15,789.96
64Jan 2027$835.81$480.02$1,315.83$249,607.50
65Feb 2027$837.42$478.41$1,315.83$248,770.08
66Mar 2027$839.02$476.81$1,315.83$247,931.06
67Apr 2027$840.63$475.20$1,315.83$247,090.43
68May 2027$842.24$473.59$1,315.83$246,248.19
69Jun 2027$843.85$471.98$1,315.83$245,404.34
70Jul 2027$845.47$470.36$1,315.83$244,558.87
71Aug 2027$847.09$468.74$1,315.83$243,711.78
72Sep 2027$848.72$467.11$1,315.83$242,863.06
73Oct 2027$850.34$465.49$1,315.83$242,012.72
74Nov 2027$851.97$463.86$1,315.83$241,160.75
75Dec 2027$853.61$462.22$1,315.83$240,307.14
2027 Total$10,136.17$5,653.79$15,789.96
76Jan 2028$855.24$460.59$1,315.83$239,451.90
77Feb 2028$856.88$458.95$1,315.83$238,595.02
78Mar 2028$858.52$457.31$1,315.83$237,736.50
79Apr 2028$860.17$455.66$1,315.83$236,876.33
80May 2028$861.82$454.01$1,315.83$236,014.51
81Jun 2028$863.47$452.36$1,315.83$235,151.04
82Jul 2028$865.12$450.71$1,315.83$234,285.92
83Aug 2028$866.78$449.05$1,315.83$233,419.14
84Sep 2028$868.44$447.39$1,315.83$232,550.70
85Oct 2028$870.11$445.72$1,315.83$231,680.59
86Nov 2028$871.78$444.05$1,315.83$230,808.81
87Dec 2028$873.45$442.38$1,315.83$229,935.36
2028 Total$10,371.78$5,418.18$15,789.96
88Jan 2029$875.12$440.71$1,315.83$229,060.24
89Feb 2029$876.80$439.03$1,315.83$228,183.44
90Mar 2029$878.48$437.35$1,315.83$227,304.96
91Apr 2029$880.16$435.67$1,315.83$226,424.80
92May 2029$881.85$433.98$1,315.83$225,542.95
93Jun 2029$883.54$432.29$1,315.83$224,659.41
94Jul 2029$885.23$430.60$1,315.83$223,774.18
95Aug 2029$886.93$428.90$1,315.83$222,887.25
96Sep 2029$888.63$427.20$1,315.83$221,998.62
97Oct 2029$890.33$425.50$1,315.83$221,108.29
98Nov 2029$892.04$423.79$1,315.83$220,216.25
99Dec 2029$893.75$422.08$1,315.83$219,322.50
2029 Total$10,612.86$5,177.1$15,789.96
100Jan 2030$895.46$420.37$1,315.83$218,427.04
101Feb 2030$897.18$418.65$1,315.83$217,529.86
102Mar 2030$898.90$416.93$1,315.83$216,630.96
103Apr 2030$900.62$415.21$1,315.83$215,730.34
104May 2030$902.35$413.48$1,315.83$214,827.99
105Jun 2030$904.08$411.75$1,315.83$213,923.91
106Jul 2030$905.81$410.02$1,315.83$213,018.10
107Aug 2030$907.55$408.28$1,315.83$212,110.55
108Sep 2030$909.28$406.55$1,315.83$211,201.27
109Oct 2030$911.03$404.80$1,315.83$210,290.24
110Nov 2030$912.77$403.06$1,315.83$209,377.47
111Dec 2030$914.52$401.31$1,315.83$208,462.95
2030 Total$10,859.55$4,930.41$15,789.96
112Jan 2031$916.28$399.55$1,315.83$207,546.67
113Feb 2031$918.03$397.80$1,315.83$206,628.64
114Mar 2031$919.79$396.04$1,315.83$205,708.85
115Apr 2031$921.55$394.28$1,315.83$204,787.30
116May 2031$923.32$392.51$1,315.83$203,863.98
117Jun 2031$925.09$390.74$1,315.83$202,938.89
118Jul 2031$926.86$388.97$1,315.83$202,012.03
119Aug 2031$928.64$387.19$1,315.83$201,083.39
120Sep 2031$930.42$385.41$1,315.83$200,152.97
121Oct 2031$932.20$383.63$1,315.83$199,220.77
122Nov 2031$933.99$381.84$1,315.83$198,286.78
123Dec 2031$935.78$380.05$1,315.83$197,351.00
2031 Total$11,111.95$4,678.01$15,789.96
124Jan 2032$937.57$378.26$1,315.83$196,413.43
125Feb 2032$939.37$376.46$1,315.83$195,474.06
126Mar 2032$941.17$374.66$1,315.83$194,532.89
127Apr 2032$942.98$372.85$1,315.83$193,589.91
128May 2032$944.78$371.05$1,315.83$192,645.13
129Jun 2032$946.59$369.24$1,315.83$191,698.54
130Jul 2032$948.41$367.42$1,315.83$190,750.13
131Aug 2032$950.23$365.60$1,315.83$189,799.90
132Sep 2032$952.05$363.78$1,315.83$188,847.85
133Oct 2032$953.87$361.96$1,315.83$187,893.98
134Nov 2032$955.70$360.13$1,315.83$186,938.28
135Dec 2032$957.53$358.30$1,315.83$185,980.75
2032 Total$11,370.25$4,419.71$15,789.96
136Jan 2033$959.37$356.46$1,315.83$185,021.38
137Feb 2033$961.21$354.62$1,315.83$184,060.17
138Mar 2033$963.05$352.78$1,315.83$183,097.12
139Apr 2033$964.89$350.94$1,315.83$182,132.23
140May 2033$966.74$349.09$1,315.83$181,165.49
141Jun 2033$968.60$347.23$1,315.83$180,196.89
142Jul 2033$970.45$345.38$1,315.83$179,226.44
143Aug 2033$972.31$343.52$1,315.83$178,254.13
144Sep 2033$974.18$341.65$1,315.83$177,279.95
145Oct 2033$976.04$339.79$1,315.83$176,303.91
146Nov 2033$977.91$337.92$1,315.83$175,326.00
147Dec 2033$979.79$336.04$1,315.83$174,346.21
2033 Total$11,634.54$4,155.42$15,789.96
148Jan 2034$981.67$334.16$1,315.83$173,364.54
149Feb 2034$983.55$332.28$1,315.83$172,380.99
150Mar 2034$985.43$330.40$1,315.83$171,395.56
151Apr 2034$987.32$328.51$1,315.83$170,408.24
152May 2034$989.21$326.62$1,315.83$169,419.03
153Jun 2034$991.11$324.72$1,315.83$168,427.92
154Jul 2034$993.01$322.82$1,315.83$167,434.91
155Aug 2034$994.91$320.92$1,315.83$166,440.00
156Sep 2034$996.82$319.01$1,315.83$165,443.18
157Oct 2034$998.73$317.10$1,315.83$164,444.45
158Nov 2034$1,000.64$315.19$1,315.83$163,443.81
159Dec 2034$1,002.56$313.27$1,315.83$162,441.25
2034 Total$11,904.96$3,885$15,789.96
160Jan 2035$1,004.48$311.35$1,315.83$161,436.77
161Feb 2035$1,006.41$309.42$1,315.83$160,430.36
162Mar 2035$1,008.34$307.49$1,315.83$159,422.02
163Apr 2035$1,010.27$305.56$1,315.83$158,411.75
164May 2035$1,012.21$303.62$1,315.83$157,399.54
165Jun 2035$1,014.15$301.68$1,315.83$156,385.39
166Jul 2035$1,016.09$299.74$1,315.83$155,369.30
167Aug 2035$1,018.04$297.79$1,315.83$154,351.26
168Sep 2035$1,019.99$295.84$1,315.83$153,331.27
169Oct 2035$1,021.95$293.88$1,315.83$152,309.32
170Nov 2035$1,023.90$291.93$1,315.83$151,285.42
171Dec 2035$1,025.87$289.96$1,315.83$150,259.55
2035 Total$12,181.7$3,608.26$15,789.96
172Jan 2036$1,027.83$288.00$1,315.83$149,231.72
173Feb 2036$1,029.80$286.03$1,315.83$148,201.92
174Mar 2036$1,031.78$284.05$1,315.83$147,170.14
175Apr 2036$1,033.75$282.08$1,315.83$146,136.39
176May 2036$1,035.74$280.09$1,315.83$145,100.65
177Jun 2036$1,037.72$278.11$1,315.83$144,062.93
178Jul 2036$1,039.71$276.12$1,315.83$143,023.22
179Aug 2036$1,041.70$274.13$1,315.83$141,981.52
180Sep 2036$1,043.70$272.13$1,315.83$140,937.82
181Oct 2036$1,045.70$270.13$1,315.83$139,892.12
182Nov 2036$1,047.70$268.13$1,315.83$138,844.42
183Dec 2036$1,049.71$266.12$1,315.83$137,794.71
2036 Total$12,464.84$3,325.12$15,789.96
184Jan 2037$1,051.72$264.11$1,315.83$136,742.99
185Feb 2037$1,053.74$262.09$1,315.83$135,689.25
186Mar 2037$1,055.76$260.07$1,315.83$134,633.49
187Apr 2037$1,057.78$258.05$1,315.83$133,575.71
188May 2037$1,059.81$256.02$1,315.83$132,515.90
189Jun 2037$1,061.84$253.99$1,315.83$131,454.06
190Jul 2037$1,063.88$251.95$1,315.83$130,390.18
191Aug 2037$1,065.92$249.91$1,315.83$129,324.26
192Sep 2037$1,067.96$247.87$1,315.83$128,256.30
193Oct 2037$1,070.01$245.82$1,315.83$127,186.29
194Nov 2037$1,072.06$243.77$1,315.83$126,114.23
195Dec 2037$1,074.11$241.72$1,315.83$125,040.12
2037 Total$12,754.59$3,035.37$15,789.96
196Jan 2038$1,076.17$239.66$1,315.83$123,963.95
197Feb 2038$1,078.23$237.60$1,315.83$122,885.72
198Mar 2038$1,080.30$235.53$1,315.83$121,805.42
199Apr 2038$1,082.37$233.46$1,315.83$120,723.05
200May 2038$1,084.44$231.39$1,315.83$119,638.61
201Jun 2038$1,086.52$229.31$1,315.83$118,552.09
202Jul 2038$1,088.61$227.22$1,315.83$117,463.48
203Aug 2038$1,090.69$225.14$1,315.83$116,372.79
204Sep 2038$1,092.78$223.05$1,315.83$115,280.01
205Oct 2038$1,094.88$220.95$1,315.83$114,185.13
206Nov 2038$1,096.98$218.85$1,315.83$113,088.15
207Dec 2038$1,099.08$216.75$1,315.83$111,989.07
2038 Total$13,051.05$2,738.91$15,789.96
208Jan 2039$1,101.18$214.65$1,315.83$110,887.89
209Feb 2039$1,103.29$212.54$1,315.83$109,784.60
210Mar 2039$1,105.41$210.42$1,315.83$108,679.19
211Apr 2039$1,107.53$208.30$1,315.83$107,571.66
212May 2039$1,109.65$206.18$1,315.83$106,462.01
213Jun 2039$1,111.78$204.05$1,315.83$105,350.23
214Jul 2039$1,113.91$201.92$1,315.83$104,236.32
215Aug 2039$1,116.04$199.79$1,315.83$103,120.28
216Sep 2039$1,118.18$197.65$1,315.83$102,002.10
217Oct 2039$1,120.33$195.50$1,315.83$100,881.77
218Nov 2039$1,122.47$193.36$1,315.83$99,759.30
219Dec 2039$1,124.62$191.21$1,315.83$98,634.68
2039 Total$13,354.39$2,435.57$15,789.96
220Jan 2040$1,126.78$189.05$1,315.83$97,507.90
221Feb 2040$1,128.94$186.89$1,315.83$96,378.96
222Mar 2040$1,131.10$184.73$1,315.83$95,247.86
223Apr 2040$1,133.27$182.56$1,315.83$94,114.59
224May 2040$1,135.44$180.39$1,315.83$92,979.15
225Jun 2040$1,137.62$178.21$1,315.83$91,841.53
226Jul 2040$1,139.80$176.03$1,315.83$90,701.73
227Aug 2040$1,141.99$173.84$1,315.83$89,559.74
228Sep 2040$1,144.17$171.66$1,315.83$88,415.57
229Oct 2040$1,146.37$169.46$1,315.83$87,269.20
230Nov 2040$1,148.56$167.27$1,315.83$86,120.64
231Dec 2040$1,150.77$165.06$1,315.83$84,969.87
2040 Total$13,664.81$2,125.15$15,789.96
232Jan 2041$1,152.97$162.86$1,315.83$83,816.90
233Feb 2041$1,155.18$160.65$1,315.83$82,661.72
234Mar 2041$1,157.40$158.43$1,315.83$81,504.32
235Apr 2041$1,159.61$156.22$1,315.83$80,344.71
236May 2041$1,161.84$153.99$1,315.83$79,182.87
237Jun 2041$1,164.06$151.77$1,315.83$78,018.81
238Jul 2041$1,166.29$149.54$1,315.83$76,852.52
239Aug 2041$1,168.53$147.30$1,315.83$75,683.99
240Sep 2041$1,170.77$145.06$1,315.83$74,513.22
241Oct 2041$1,173.01$142.82$1,315.83$73,340.21
242Nov 2041$1,175.26$140.57$1,315.83$72,164.95
243Dec 2041$1,177.51$138.32$1,315.83$70,987.44
2041 Total$13,982.43$1,807.53$15,789.96
244Jan 2042$1,179.77$136.06$1,315.83$69,807.67
245Feb 2042$1,182.03$133.80$1,315.83$68,625.64
246Mar 2042$1,184.30$131.53$1,315.83$67,441.34
247Apr 2042$1,186.57$129.26$1,315.83$66,254.77
248May 2042$1,188.84$126.99$1,315.83$65,065.93
249Jun 2042$1,191.12$124.71$1,315.83$63,874.81
250Jul 2042$1,193.40$122.43$1,315.83$62,681.41
251Aug 2042$1,195.69$120.14$1,315.83$61,485.72
252Sep 2042$1,197.98$117.85$1,315.83$60,287.74
253Oct 2042$1,200.28$115.55$1,315.83$59,087.46
254Nov 2042$1,202.58$113.25$1,315.83$57,884.88
255Dec 2042$1,204.88$110.95$1,315.83$56,680.00
2042 Total$14,307.44$1,482.52$15,789.96
256Jan 2043$1,207.19$108.64$1,315.83$55,472.81
257Feb 2043$1,209.51$106.32$1,315.83$54,263.30
258Mar 2043$1,211.83$104.00$1,315.83$53,051.47
259Apr 2043$1,214.15$101.68$1,315.83$51,837.32
260May 2043$1,216.48$99.35$1,315.83$50,620.84
261Jun 2043$1,218.81$97.02$1,315.83$49,402.03
262Jul 2043$1,221.14$94.69$1,315.83$48,180.89
263Aug 2043$1,223.48$92.35$1,315.83$46,957.41
264Sep 2043$1,225.83$90.00$1,315.83$45,731.58
265Oct 2043$1,228.18$87.65$1,315.83$44,503.40
266Nov 2043$1,230.53$85.30$1,315.83$43,272.87
267Dec 2043$1,232.89$82.94$1,315.83$42,039.98
2043 Total$14,640.02$1,149.94$15,789.96
268Jan 2044$1,235.25$80.58$1,315.83$40,804.73
269Feb 2044$1,237.62$78.21$1,315.83$39,567.11
270Mar 2044$1,239.99$75.84$1,315.83$38,327.12
271Apr 2044$1,242.37$73.46$1,315.83$37,084.75
272May 2044$1,244.75$71.08$1,315.83$35,840.00
273Jun 2044$1,247.14$68.69$1,315.83$34,592.86
274Jul 2044$1,249.53$66.30$1,315.83$33,343.33
275Aug 2044$1,251.92$63.91$1,315.83$32,091.41
276Sep 2044$1,254.32$61.51$1,315.83$30,837.09
277Oct 2044$1,256.73$59.10$1,315.83$29,580.36
278Nov 2044$1,259.13$56.70$1,315.83$28,321.23
279Dec 2044$1,261.55$54.28$1,315.83$27,059.68
2044 Total$14,980.3$809.66$15,789.96
280Jan 2045$1,263.97$51.86$1,315.83$25,795.71
281Feb 2045$1,266.39$49.44$1,315.83$24,529.32
282Mar 2045$1,268.82$47.01$1,315.83$23,260.50
283Apr 2045$1,271.25$44.58$1,315.83$21,989.25
284May 2045$1,273.68$42.15$1,315.83$20,715.57
285Jun 2045$1,276.13$39.70$1,315.83$19,439.44
286Jul 2045$1,278.57$37.26$1,315.83$18,160.87
287Aug 2045$1,281.02$34.81$1,315.83$16,879.85
288Sep 2045$1,283.48$32.35$1,315.83$15,596.37
289Oct 2045$1,285.94$29.89$1,315.83$14,310.43
290Nov 2045$1,288.40$27.43$1,315.83$13,022.03
291Dec 2045$1,290.87$24.96$1,315.83$11,731.16
2045 Total$15,328.52$461.44$15,789.96
292Jan 2046$1,293.35$22.48$1,315.83$10,437.81
293Feb 2046$1,295.82$20.01$1,315.83$9,141.99
294Mar 2046$1,298.31$17.52$1,315.83$7,843.68
295Apr 2046$1,300.80$15.03$1,315.83$6,542.88
296May 2046$1,303.29$12.54$1,315.83$5,239.59
297Jun 2046$1,305.79$10.04$1,315.83$3,933.80
298Jul 2046$1,308.29$7.54$1,315.83$2,625.51
299Aug 2046$1,310.80$5.03$1,315.83$1,314.71
300Sep 2046$1,313.31$2.52$1,315.83$1.40
2046 Total$11,729.76$112.71$11,842.47