Interest Saver Home Loan (Interest Only) from Hume Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.50%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$938
Number of Repayments
300
Total Interest Paid
$31,400
Total repayments
$281,400
DatePrincipleInterestPaymentBalance
1Oct 2019$452.08$937.50$1,389.58$249,547.92
2Nov 2019$453.78$935.80$1,389.58$249,094.14
3Dec 2019$455.48$934.10$1,389.58$248,638.66
2019 Total$1,361.34$2,807.4$4,168.74
4Jan 2020$457.19$932.39$1,389.58$248,181.47
5Feb 2020$458.90$930.68$1,389.58$247,722.57
6Mar 2020$460.62$928.96$1,389.58$247,261.95
7Apr 2020$462.35$927.23$1,389.58$246,799.60
8May 2020$464.08$925.50$1,389.58$246,335.52
9Jun 2020$465.82$923.76$1,389.58$245,869.70
10Jul 2020$467.57$922.01$1,389.58$245,402.13
11Aug 2020$469.32$920.26$1,389.58$244,932.81
12Sep 2020$471.08$918.50$1,389.58$244,461.73
13Oct 2020$472.85$916.73$1,389.58$243,988.88
14Nov 2020$474.62$914.96$1,389.58$243,514.26
15Dec 2020$476.40$913.18$1,389.58$243,037.86
2020 Total$5,600.8$11,074.16$16,674.96
16Jan 2021$478.19$911.39$1,389.58$242,559.67
17Feb 2021$479.98$909.60$1,389.58$242,079.69
18Mar 2021$481.78$907.80$1,389.58$241,597.91
19Apr 2021$483.59$905.99$1,389.58$241,114.32
20May 2021$485.40$904.18$1,389.58$240,628.92
21Jun 2021$487.22$902.36$1,389.58$240,141.70
22Jul 2021$489.05$900.53$1,389.58$239,652.65
23Aug 2021$490.88$898.70$1,389.58$239,161.77
24Sep 2021$492.72$896.86$1,389.58$238,669.05
25Oct 2021$494.57$895.01$1,389.58$238,174.48
26Nov 2021$496.43$893.15$1,389.58$237,678.05
27Dec 2021$498.29$891.29$1,389.58$237,179.76
2021 Total$5,858.1$10,816.86$16,674.96
28Jan 2022$500.16$889.42$1,389.58$236,679.60
29Feb 2022$502.03$887.55$1,389.58$236,177.57
30Mar 2022$503.91$885.67$1,389.58$235,673.66
31Apr 2022$505.80$883.78$1,389.58$235,167.86
32May 2022$507.70$881.88$1,389.58$234,660.16
33Jun 2022$509.60$879.98$1,389.58$234,150.56
34Jul 2022$511.52$878.06$1,389.58$233,639.04
35Aug 2022$513.43$876.15$1,389.58$233,125.61
36Sep 2022$515.36$874.22$1,389.58$232,610.25
37Oct 2022$517.29$872.29$1,389.58$232,092.96
38Nov 2022$519.23$870.35$1,389.58$231,573.73
39Dec 2022$521.18$868.40$1,389.58$231,052.55
2022 Total$6,127.21$10,547.75$16,674.96
40Jan 2023$523.13$866.45$1,389.58$230,529.42
41Feb 2023$525.09$864.49$1,389.58$230,004.33
42Mar 2023$527.06$862.52$1,389.58$229,477.27
43Apr 2023$529.04$860.54$1,389.58$228,948.23
44May 2023$531.02$858.56$1,389.58$228,417.21
45Jun 2023$533.02$856.56$1,389.58$227,884.19
46Jul 2023$535.01$854.57$1,389.58$227,349.18
47Aug 2023$537.02$852.56$1,389.58$226,812.16
48Sep 2023$539.03$850.55$1,389.58$226,273.13
49Oct 2023$541.06$848.52$1,389.58$225,732.07
50Nov 2023$543.08$846.50$1,389.58$225,188.99
51Dec 2023$545.12$844.46$1,389.58$224,643.87
2023 Total$6,408.68$10,266.28$16,674.96
52Jan 2024$547.17$842.41$1,389.58$224,096.70
53Feb 2024$549.22$840.36$1,389.58$223,547.48
54Mar 2024$551.28$838.30$1,389.58$222,996.20
55Apr 2024$553.34$836.24$1,389.58$222,442.86
56May 2024$555.42$834.16$1,389.58$221,887.44
57Jun 2024$557.50$832.08$1,389.58$221,329.94
58Jul 2024$559.59$829.99$1,389.58$220,770.35
59Aug 2024$561.69$827.89$1,389.58$220,208.66
60Sep 2024$563.80$825.78$1,389.58$219,644.86
61Oct 2024$565.91$823.67$1,389.58$219,078.95
62Nov 2024$568.03$821.55$1,389.58$218,510.92
63Dec 2024$570.16$819.42$1,389.58$217,940.76
2024 Total$6,703.11$9,971.85$16,674.96
64Jan 2025$572.30$817.28$1,389.58$217,368.46
65Feb 2025$574.45$815.13$1,389.58$216,794.01
66Mar 2025$576.60$812.98$1,389.58$216,217.41
67Apr 2025$578.76$810.82$1,389.58$215,638.65
68May 2025$580.94$808.64$1,389.58$215,057.71
69Jun 2025$583.11$806.47$1,389.58$214,474.60
70Jul 2025$585.30$804.28$1,389.58$213,889.30
71Aug 2025$587.50$802.08$1,389.58$213,301.80
72Sep 2025$589.70$799.88$1,389.58$212,712.10
73Oct 2025$591.91$797.67$1,389.58$212,120.19
74Nov 2025$594.13$795.45$1,389.58$211,526.06
75Dec 2025$596.36$793.22$1,389.58$210,929.70
2025 Total$7,011.06$9,663.9$16,674.96
76Jan 2026$598.59$790.99$1,389.58$210,331.11
77Feb 2026$600.84$788.74$1,389.58$209,730.27
78Mar 2026$603.09$786.49$1,389.58$209,127.18
79Apr 2026$605.35$784.23$1,389.58$208,521.83
80May 2026$607.62$781.96$1,389.58$207,914.21
81Jun 2026$609.90$779.68$1,389.58$207,304.31
82Jul 2026$612.19$777.39$1,389.58$206,692.12
83Aug 2026$614.48$775.10$1,389.58$206,077.64
84Sep 2026$616.79$772.79$1,389.58$205,460.85
85Oct 2026$619.10$770.48$1,389.58$204,841.75
86Nov 2026$621.42$768.16$1,389.58$204,220.33
87Dec 2026$623.75$765.83$1,389.58$203,596.58
2026 Total$7,333.12$9,341.84$16,674.96
88Jan 2027$626.09$763.49$1,389.58$202,970.49
89Feb 2027$628.44$761.14$1,389.58$202,342.05
90Mar 2027$630.80$758.78$1,389.58$201,711.25
91Apr 2027$633.16$756.42$1,389.58$201,078.09
92May 2027$635.54$754.04$1,389.58$200,442.55
93Jun 2027$637.92$751.66$1,389.58$199,804.63
94Jul 2027$640.31$749.27$1,389.58$199,164.32
95Aug 2027$642.71$746.87$1,389.58$198,521.61
96Sep 2027$645.12$744.46$1,389.58$197,876.49
97Oct 2027$647.54$742.04$1,389.58$197,228.95
98Nov 2027$649.97$739.61$1,389.58$196,578.98
99Dec 2027$652.41$737.17$1,389.58$195,926.57
2027 Total$7,670.01$9,004.95$16,674.96
100Jan 2028$654.86$734.72$1,389.58$195,271.71
101Feb 2028$657.31$732.27$1,389.58$194,614.40
102Mar 2028$659.78$729.80$1,389.58$193,954.62
103Apr 2028$662.25$727.33$1,389.58$193,292.37
104May 2028$664.73$724.85$1,389.58$192,627.64
105Jun 2028$667.23$722.35$1,389.58$191,960.41
106Jul 2028$669.73$719.85$1,389.58$191,290.68
107Aug 2028$672.24$717.34$1,389.58$190,618.44
108Sep 2028$674.76$714.82$1,389.58$189,943.68
109Oct 2028$677.29$712.29$1,389.58$189,266.39
110Nov 2028$679.83$709.75$1,389.58$188,586.56
111Dec 2028$682.38$707.20$1,389.58$187,904.18
2028 Total$8,022.39$8,652.57$16,674.96
112Jan 2029$684.94$704.64$1,389.58$187,219.24
113Feb 2029$687.51$702.07$1,389.58$186,531.73
114Mar 2029$690.09$699.49$1,389.58$185,841.64
115Apr 2029$692.67$696.91$1,389.58$185,148.97
116May 2029$695.27$694.31$1,389.58$184,453.70
117Jun 2029$697.88$691.70$1,389.58$183,755.82
118Jul 2029$700.50$689.08$1,389.58$183,055.32
119Aug 2029$703.12$686.46$1,389.58$182,352.20
120Sep 2029$705.76$683.82$1,389.58$181,646.44
121Oct 2029$708.41$681.17$1,389.58$180,938.03
122Nov 2029$711.06$678.52$1,389.58$180,226.97
123Dec 2029$713.73$675.85$1,389.58$179,513.24
2029 Total$8,390.94$8,284.02$16,674.96
124Jan 2030$716.41$673.17$1,389.58$178,796.83
125Feb 2030$719.09$670.49$1,389.58$178,077.74
126Mar 2030$721.79$667.79$1,389.58$177,355.95
127Apr 2030$724.50$665.08$1,389.58$176,631.45
128May 2030$727.21$662.37$1,389.58$175,904.24
129Jun 2030$729.94$659.64$1,389.58$175,174.30
130Jul 2030$732.68$656.90$1,389.58$174,441.62
131Aug 2030$735.42$654.16$1,389.58$173,706.20
132Sep 2030$738.18$651.40$1,389.58$172,968.02
133Oct 2030$740.95$648.63$1,389.58$172,227.07
134Nov 2030$743.73$645.85$1,389.58$171,483.34
135Dec 2030$746.52$643.06$1,389.58$170,736.82
2030 Total$8,776.42$7,898.54$16,674.96
136Jan 2031$749.32$640.26$1,389.58$169,987.50
137Feb 2031$752.13$637.45$1,389.58$169,235.37
138Mar 2031$754.95$634.63$1,389.58$168,480.42
139Apr 2031$757.78$631.80$1,389.58$167,722.64
140May 2031$760.62$628.96$1,389.58$166,962.02
141Jun 2031$763.47$626.11$1,389.58$166,198.55
142Jul 2031$766.34$623.24$1,389.58$165,432.21
143Aug 2031$769.21$620.37$1,389.58$164,663.00
144Sep 2031$772.09$617.49$1,389.58$163,890.91
145Oct 2031$774.99$614.59$1,389.58$163,115.92
146Nov 2031$777.90$611.68$1,389.58$162,338.02
147Dec 2031$780.81$608.77$1,389.58$161,557.21
2031 Total$9,179.61$7,495.35$16,674.96
148Jan 2032$783.74$605.84$1,389.58$160,773.47
149Feb 2032$786.68$602.90$1,389.58$159,986.79
150Mar 2032$789.63$599.95$1,389.58$159,197.16
151Apr 2032$792.59$596.99$1,389.58$158,404.57
152May 2032$795.56$594.02$1,389.58$157,609.01
153Jun 2032$798.55$591.03$1,389.58$156,810.46
154Jul 2032$801.54$588.04$1,389.58$156,008.92
155Aug 2032$804.55$585.03$1,389.58$155,204.37
156Sep 2032$807.56$582.02$1,389.58$154,396.81
157Oct 2032$810.59$578.99$1,389.58$153,586.22
158Nov 2032$813.63$575.95$1,389.58$152,772.59
159Dec 2032$816.68$572.90$1,389.58$151,955.91
2032 Total$9,601.3$7,073.66$16,674.96
160Jan 2033$819.75$569.83$1,389.58$151,136.16
161Feb 2033$822.82$566.76$1,389.58$150,313.34
162Mar 2033$825.90$563.68$1,389.58$149,487.44
163Apr 2033$829.00$560.58$1,389.58$148,658.44
164May 2033$832.11$557.47$1,389.58$147,826.33
165Jun 2033$835.23$554.35$1,389.58$146,991.10
166Jul 2033$838.36$551.22$1,389.58$146,152.74
167Aug 2033$841.51$548.07$1,389.58$145,311.23
168Sep 2033$844.66$544.92$1,389.58$144,466.57
169Oct 2033$847.83$541.75$1,389.58$143,618.74
170Nov 2033$851.01$538.57$1,389.58$142,767.73
171Dec 2033$854.20$535.38$1,389.58$141,913.53
2033 Total$10,042.38$6,632.58$16,674.96
172Jan 2034$857.40$532.18$1,389.58$141,056.13
173Feb 2034$860.62$528.96$1,389.58$140,195.51
174Mar 2034$863.85$525.73$1,389.58$139,331.66
175Apr 2034$867.09$522.49$1,389.58$138,464.57
176May 2034$870.34$519.24$1,389.58$137,594.23
177Jun 2034$873.60$515.98$1,389.58$136,720.63
178Jul 2034$876.88$512.70$1,389.58$135,843.75
179Aug 2034$880.17$509.41$1,389.58$134,963.58
180Sep 2034$883.47$506.11$1,389.58$134,080.11
181Oct 2034$886.78$502.80$1,389.58$133,193.33
182Nov 2034$890.11$499.47$1,389.58$132,303.22
183Dec 2034$893.44$496.14$1,389.58$131,409.78
2034 Total$10,503.75$6,171.21$16,674.96
184Jan 2035$896.79$492.79$1,389.58$130,512.99
185Feb 2035$900.16$489.42$1,389.58$129,612.83
186Mar 2035$903.53$486.05$1,389.58$128,709.30
187Apr 2035$906.92$482.66$1,389.58$127,802.38
188May 2035$910.32$479.26$1,389.58$126,892.06
189Jun 2035$913.73$475.85$1,389.58$125,978.33
190Jul 2035$917.16$472.42$1,389.58$125,061.17
191Aug 2035$920.60$468.98$1,389.58$124,140.57
192Sep 2035$924.05$465.53$1,389.58$123,216.52
193Oct 2035$927.52$462.06$1,389.58$122,289.00
194Nov 2035$931.00$458.58$1,389.58$121,358.00
195Dec 2035$934.49$455.09$1,389.58$120,423.51
2035 Total$10,986.27$5,688.69$16,674.96
196Jan 2036$937.99$451.59$1,389.58$119,485.52
197Feb 2036$941.51$448.07$1,389.58$118,544.01
198Mar 2036$945.04$444.54$1,389.58$117,598.97
199Apr 2036$948.58$441.00$1,389.58$116,650.39
200May 2036$952.14$437.44$1,389.58$115,698.25
201Jun 2036$955.71$433.87$1,389.58$114,742.54
202Jul 2036$959.30$430.28$1,389.58$113,783.24
203Aug 2036$962.89$426.69$1,389.58$112,820.35
204Sep 2036$966.50$423.08$1,389.58$111,853.85
205Oct 2036$970.13$419.45$1,389.58$110,883.72
206Nov 2036$973.77$415.81$1,389.58$109,909.95
207Dec 2036$977.42$412.16$1,389.58$108,932.53
2036 Total$11,490.98$5,183.98$16,674.96
208Jan 2037$981.08$408.50$1,389.58$107,951.45
209Feb 2037$984.76$404.82$1,389.58$106,966.69
210Mar 2037$988.45$401.13$1,389.58$105,978.24
211Apr 2037$992.16$397.42$1,389.58$104,986.08
212May 2037$995.88$393.70$1,389.58$103,990.20
213Jun 2037$999.62$389.96$1,389.58$102,990.58
214Jul 2037$1,003.37$386.21$1,389.58$101,987.21
215Aug 2037$1,007.13$382.45$1,389.58$100,980.08
216Sep 2037$1,010.90$378.68$1,389.58$99,969.18
217Oct 2037$1,014.70$374.88$1,389.58$98,954.48
218Nov 2037$1,018.50$371.08$1,389.58$97,935.98
219Dec 2037$1,022.32$367.26$1,389.58$96,913.66
2037 Total$12,018.87$4,656.09$16,674.96
220Jan 2038$1,026.15$363.43$1,389.58$95,887.51
221Feb 2038$1,030.00$359.58$1,389.58$94,857.51
222Mar 2038$1,033.86$355.72$1,389.58$93,823.65
223Apr 2038$1,037.74$351.84$1,389.58$92,785.91
224May 2038$1,041.63$347.95$1,389.58$91,744.28
225Jun 2038$1,045.54$344.04$1,389.58$90,698.74
226Jul 2038$1,049.46$340.12$1,389.58$89,649.28
227Aug 2038$1,053.40$336.18$1,389.58$88,595.88
228Sep 2038$1,057.35$332.23$1,389.58$87,538.53
229Oct 2038$1,061.31$328.27$1,389.58$86,477.22
230Nov 2038$1,065.29$324.29$1,389.58$85,411.93
231Dec 2038$1,069.29$320.29$1,389.58$84,342.64
2038 Total$12,571.02$4,103.94$16,674.96
232Jan 2039$1,073.30$316.28$1,389.58$83,269.34
233Feb 2039$1,077.32$312.26$1,389.58$82,192.02
234Mar 2039$1,081.36$308.22$1,389.58$81,110.66
235Apr 2039$1,085.42$304.16$1,389.58$80,025.24
236May 2039$1,089.49$300.09$1,389.58$78,935.75
237Jun 2039$1,093.57$296.01$1,389.58$77,842.18
238Jul 2039$1,097.67$291.91$1,389.58$76,744.51
239Aug 2039$1,101.79$287.79$1,389.58$75,642.72
240Sep 2039$1,105.92$283.66$1,389.58$74,536.80
241Oct 2039$1,110.07$279.51$1,389.58$73,426.73
242Nov 2039$1,114.23$275.35$1,389.58$72,312.50
243Dec 2039$1,118.41$271.17$1,389.58$71,194.09
2039 Total$13,148.55$3,526.41$16,674.96
244Jan 2040$1,122.60$266.98$1,389.58$70,071.49
245Feb 2040$1,126.81$262.77$1,389.58$68,944.68
246Mar 2040$1,131.04$258.54$1,389.58$67,813.64
247Apr 2040$1,135.28$254.30$1,389.58$66,678.36
248May 2040$1,139.54$250.04$1,389.58$65,538.82
249Jun 2040$1,143.81$245.77$1,389.58$64,395.01
250Jul 2040$1,148.10$241.48$1,389.58$63,246.91
251Aug 2040$1,152.40$237.18$1,389.58$62,094.51
252Sep 2040$1,156.73$232.85$1,389.58$60,937.78
253Oct 2040$1,161.06$228.52$1,389.58$59,776.72
254Nov 2040$1,165.42$224.16$1,389.58$58,611.30
255Dec 2040$1,169.79$219.79$1,389.58$57,441.51
2040 Total$13,752.58$2,922.38$16,674.96
256Jan 2041$1,174.17$215.41$1,389.58$56,267.34
257Feb 2041$1,178.58$211.00$1,389.58$55,088.76
258Mar 2041$1,183.00$206.58$1,389.58$53,905.76
259Apr 2041$1,187.43$202.15$1,389.58$52,718.33
260May 2041$1,191.89$197.69$1,389.58$51,526.44
261Jun 2041$1,196.36$193.22$1,389.58$50,330.08
262Jul 2041$1,200.84$188.74$1,389.58$49,129.24
263Aug 2041$1,205.35$184.23$1,389.58$47,923.89
264Sep 2041$1,209.87$179.71$1,389.58$46,714.02
265Oct 2041$1,214.40$175.18$1,389.58$45,499.62
266Nov 2041$1,218.96$170.62$1,389.58$44,280.66
267Dec 2041$1,223.53$166.05$1,389.58$43,057.13
2041 Total$14,384.38$2,290.58$16,674.96
268Jan 2042$1,228.12$161.46$1,389.58$41,829.01
269Feb 2042$1,232.72$156.86$1,389.58$40,596.29
270Mar 2042$1,237.34$152.24$1,389.58$39,358.95
271Apr 2042$1,241.98$147.60$1,389.58$38,116.97
272May 2042$1,246.64$142.94$1,389.58$36,870.33
273Jun 2042$1,251.32$138.26$1,389.58$35,619.01
274Jul 2042$1,256.01$133.57$1,389.58$34,363.00
275Aug 2042$1,260.72$128.86$1,389.58$33,102.28
276Sep 2042$1,265.45$124.13$1,389.58$31,836.83
277Oct 2042$1,270.19$119.39$1,389.58$30,566.64
278Nov 2042$1,274.96$114.62$1,389.58$29,291.68
279Dec 2042$1,279.74$109.84$1,389.58$28,011.94
2042 Total$15,045.19$1,629.77$16,674.96
280Jan 2043$1,284.54$105.04$1,389.58$26,727.40
281Feb 2043$1,289.35$100.23$1,389.58$25,438.05
282Mar 2043$1,294.19$95.39$1,389.58$24,143.86
283Apr 2043$1,299.04$90.54$1,389.58$22,844.82
284May 2043$1,303.91$85.67$1,389.58$21,540.91
285Jun 2043$1,308.80$80.78$1,389.58$20,232.11
286Jul 2043$1,313.71$75.87$1,389.58$18,918.40
287Aug 2043$1,318.64$70.94$1,389.58$17,599.76
288Sep 2043$1,323.58$66.00$1,389.58$16,276.18
289Oct 2043$1,328.54$61.04$1,389.58$14,947.64
290Nov 2043$1,333.53$56.05$1,389.58$13,614.11
291Dec 2043$1,338.53$51.05$1,389.58$12,275.58
2043 Total$15,736.36$938.6$16,674.96
292Jan 2044$1,343.55$46.03$1,389.58$10,932.03
293Feb 2044$1,348.58$41.00$1,389.58$9,583.45
294Mar 2044$1,353.64$35.94$1,389.58$8,229.81
295Apr 2044$1,358.72$30.86$1,389.58$6,871.09
296May 2044$1,363.81$25.77$1,389.58$5,507.28
297Jun 2044$1,368.93$20.65$1,389.58$4,138.35
298Jul 2044$1,374.06$15.52$1,389.58$2,764.29
299Aug 2044$1,379.21$10.37$1,389.58$1,385.08
300Sep 2044$1,384.39$5.19$1,389.58$0.69
2044 Total$12,274.89$231.33$12,506.22
Compare your product with the big 4 banks, or add more products to compare
As seen on