Borrow amount

$300,000

Advertised Rate

2.65%

Fixed - 1 year

Loan term
25 Years
Illawarra Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,369
Number of repayments
300
Total interest paid
$110,587
Total Repayments

$410,587

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$706.13$662.50$1,368.63$299,293.87
2Dec 2020$707.69$660.94$1,368.63$298,586.18
2020 Total$1,413.82$1,323.44$2,737.26
3Jan 2021$709.25$659.38$1,368.63$297,876.93
4Feb 2021$710.82$657.81$1,368.63$297,166.11
5Mar 2021$712.39$656.24$1,368.63$296,453.72
6Apr 2021$713.96$654.67$1,368.63$295,739.76
7May 2021$715.54$653.09$1,368.63$295,024.22
8Jun 2021$717.12$651.51$1,368.63$294,307.10
9Jul 2021$718.70$649.93$1,368.63$293,588.40
10Aug 2021$720.29$648.34$1,368.63$292,868.11
11Sep 2021$721.88$646.75$1,368.63$292,146.23
12Oct 2021$723.47$645.16$1,368.63$291,422.76
13Nov 2021$725.07$643.56$1,368.63$290,697.69
14Dec 2021$726.67$641.96$1,368.63$289,971.02
2021 Total$8,615.16$7,808.4$16,423.56
15Jan 2022$728.28$640.35$1,368.63$289,242.74
16Feb 2022$729.89$638.74$1,368.63$288,512.85
17Mar 2022$731.50$637.13$1,368.63$287,781.35
18Apr 2022$733.11$635.52$1,368.63$287,048.24
19May 2022$734.73$633.90$1,368.63$286,313.51
20Jun 2022$736.35$632.28$1,368.63$285,577.16
21Jul 2022$737.98$630.65$1,368.63$284,839.18
22Aug 2022$739.61$629.02$1,368.63$284,099.57
23Sep 2022$741.24$627.39$1,368.63$283,358.33
24Oct 2022$742.88$625.75$1,368.63$282,615.45
25Nov 2022$744.52$624.11$1,368.63$281,870.93
26Dec 2022$746.17$622.46$1,368.63$281,124.76
2022 Total$8,846.26$7,577.3$16,423.56
27Jan 2023$747.81$620.82$1,368.63$280,376.95
28Feb 2023$749.46$619.17$1,368.63$279,627.49
29Mar 2023$751.12$617.51$1,368.63$278,876.37
30Apr 2023$752.78$615.85$1,368.63$278,123.59
31May 2023$754.44$614.19$1,368.63$277,369.15
32Jun 2023$756.11$612.52$1,368.63$276,613.04
33Jul 2023$757.78$610.85$1,368.63$275,855.26
34Aug 2023$759.45$609.18$1,368.63$275,095.81
35Sep 2023$761.13$607.50$1,368.63$274,334.68
36Oct 2023$762.81$605.82$1,368.63$273,571.87
37Nov 2023$764.49$604.14$1,368.63$272,807.38
38Dec 2023$766.18$602.45$1,368.63$272,041.20
2023 Total$9,083.56$7,340$16,423.56
39Jan 2024$767.87$600.76$1,368.63$271,273.33
40Feb 2024$769.57$599.06$1,368.63$270,503.76
41Mar 2024$771.27$597.36$1,368.63$269,732.49
42Apr 2024$772.97$595.66$1,368.63$268,959.52
43May 2024$774.68$593.95$1,368.63$268,184.84
44Jun 2024$776.39$592.24$1,368.63$267,408.45
45Jul 2024$778.10$590.53$1,368.63$266,630.35
46Aug 2024$779.82$588.81$1,368.63$265,850.53
47Sep 2024$781.54$587.09$1,368.63$265,068.99
48Oct 2024$783.27$585.36$1,368.63$264,285.72
49Nov 2024$785.00$583.63$1,368.63$263,500.72
50Dec 2024$786.73$581.90$1,368.63$262,713.99
2024 Total$9,327.21$7,096.35$16,423.56
51Jan 2025$788.47$580.16$1,368.63$261,925.52
52Feb 2025$790.21$578.42$1,368.63$261,135.31
53Mar 2025$791.96$576.67$1,368.63$260,343.35
54Apr 2025$793.71$574.92$1,368.63$259,549.64
55May 2025$795.46$573.17$1,368.63$258,754.18
56Jun 2025$797.21$571.42$1,368.63$257,956.97
57Jul 2025$798.98$569.65$1,368.63$257,157.99
58Aug 2025$800.74$567.89$1,368.63$256,357.25
59Sep 2025$802.51$566.12$1,368.63$255,554.74
60Oct 2025$804.28$564.35$1,368.63$254,750.46
61Nov 2025$806.06$562.57$1,368.63$253,944.40
62Dec 2025$807.84$560.79$1,368.63$253,136.56
2025 Total$9,577.43$6,846.13$16,423.56
63Jan 2026$809.62$559.01$1,368.63$252,326.94
64Feb 2026$811.41$557.22$1,368.63$251,515.53
65Mar 2026$813.20$555.43$1,368.63$250,702.33
66Apr 2026$815.00$553.63$1,368.63$249,887.33
67May 2026$816.80$551.83$1,368.63$249,070.53
68Jun 2026$818.60$550.03$1,368.63$248,251.93
69Jul 2026$820.41$548.22$1,368.63$247,431.52
70Aug 2026$822.22$546.41$1,368.63$246,609.30
71Sep 2026$824.03$544.60$1,368.63$245,785.27
72Oct 2026$825.85$542.78$1,368.63$244,959.42
73Nov 2026$827.68$540.95$1,368.63$244,131.74
74Dec 2026$829.51$539.12$1,368.63$243,302.23
2026 Total$9,834.33$6,589.23$16,423.56
75Jan 2027$831.34$537.29$1,368.63$242,470.89
76Feb 2027$833.17$535.46$1,368.63$241,637.72
77Mar 2027$835.01$533.62$1,368.63$240,802.71
78Apr 2027$836.86$531.77$1,368.63$239,965.85
79May 2027$838.71$529.92$1,368.63$239,127.14
80Jun 2027$840.56$528.07$1,368.63$238,286.58
81Jul 2027$842.41$526.22$1,368.63$237,444.17
82Aug 2027$844.27$524.36$1,368.63$236,599.90
83Sep 2027$846.14$522.49$1,368.63$235,753.76
84Oct 2027$848.01$520.62$1,368.63$234,905.75
85Nov 2027$849.88$518.75$1,368.63$234,055.87
86Dec 2027$851.76$516.87$1,368.63$233,204.11
2027 Total$10,098.12$6,325.44$16,423.56
87Jan 2028$853.64$514.99$1,368.63$232,350.47
88Feb 2028$855.52$513.11$1,368.63$231,494.95
89Mar 2028$857.41$511.22$1,368.63$230,637.54
90Apr 2028$859.31$509.32$1,368.63$229,778.23
91May 2028$861.20$507.43$1,368.63$228,917.03
92Jun 2028$863.10$505.53$1,368.63$228,053.93
93Jul 2028$865.01$503.62$1,368.63$227,188.92
94Aug 2028$866.92$501.71$1,368.63$226,322.00
95Sep 2028$868.84$499.79$1,368.63$225,453.16
96Oct 2028$870.75$497.88$1,368.63$224,582.41
97Nov 2028$872.68$495.95$1,368.63$223,709.73
98Dec 2028$874.60$494.03$1,368.63$222,835.13
2028 Total$10,368.98$6,054.58$16,423.56
99Jan 2029$876.54$492.09$1,368.63$221,958.59
100Feb 2029$878.47$490.16$1,368.63$221,080.12
101Mar 2029$880.41$488.22$1,368.63$220,199.71
102Apr 2029$882.36$486.27$1,368.63$219,317.35
103May 2029$884.30$484.33$1,368.63$218,433.05
104Jun 2029$886.26$482.37$1,368.63$217,546.79
105Jul 2029$888.21$480.42$1,368.63$216,658.58
106Aug 2029$890.18$478.45$1,368.63$215,768.40
107Sep 2029$892.14$476.49$1,368.63$214,876.26
108Oct 2029$894.11$474.52$1,368.63$213,982.15
109Nov 2029$896.09$472.54$1,368.63$213,086.06
110Dec 2029$898.06$470.57$1,368.63$212,188.00
2029 Total$10,647.13$5,776.43$16,423.56
111Jan 2030$900.05$468.58$1,368.63$211,287.95
112Feb 2030$902.04$466.59$1,368.63$210,385.91
113Mar 2030$904.03$464.60$1,368.63$209,481.88
114Apr 2030$906.02$462.61$1,368.63$208,575.86
115May 2030$908.02$460.61$1,368.63$207,667.84
116Jun 2030$910.03$458.60$1,368.63$206,757.81
117Jul 2030$912.04$456.59$1,368.63$205,845.77
118Aug 2030$914.05$454.58$1,368.63$204,931.72
119Sep 2030$916.07$452.56$1,368.63$204,015.65
120Oct 2030$918.10$450.53$1,368.63$203,097.55
121Nov 2030$920.12$448.51$1,368.63$202,177.43
122Dec 2030$922.15$446.48$1,368.63$201,255.28
2030 Total$10,932.72$5,490.84$16,423.56
123Jan 2031$924.19$444.44$1,368.63$200,331.09
124Feb 2031$926.23$442.40$1,368.63$199,404.86
125Mar 2031$928.28$440.35$1,368.63$198,476.58
126Apr 2031$930.33$438.30$1,368.63$197,546.25
127May 2031$932.38$436.25$1,368.63$196,613.87
128Jun 2031$934.44$434.19$1,368.63$195,679.43
129Jul 2031$936.50$432.13$1,368.63$194,742.93
130Aug 2031$938.57$430.06$1,368.63$193,804.36
131Sep 2031$940.65$427.98$1,368.63$192,863.71
132Oct 2031$942.72$425.91$1,368.63$191,920.99
133Nov 2031$944.80$423.83$1,368.63$190,976.19
134Dec 2031$946.89$421.74$1,368.63$190,029.30
2031 Total$11,225.98$5,197.58$16,423.56
135Jan 2032$948.98$419.65$1,368.63$189,080.32
136Feb 2032$951.08$417.55$1,368.63$188,129.24
137Mar 2032$953.18$415.45$1,368.63$187,176.06
138Apr 2032$955.28$413.35$1,368.63$186,220.78
139May 2032$957.39$411.24$1,368.63$185,263.39
140Jun 2032$959.51$409.12$1,368.63$184,303.88
141Jul 2032$961.63$407.00$1,368.63$183,342.25
142Aug 2032$963.75$404.88$1,368.63$182,378.50
143Sep 2032$965.88$402.75$1,368.63$181,412.62
144Oct 2032$968.01$400.62$1,368.63$180,444.61
145Nov 2032$970.15$398.48$1,368.63$179,474.46
146Dec 2032$972.29$396.34$1,368.63$178,502.17
2032 Total$11,527.13$4,896.43$16,423.56
147Jan 2033$974.44$394.19$1,368.63$177,527.73
148Feb 2033$976.59$392.04$1,368.63$176,551.14
149Mar 2033$978.75$389.88$1,368.63$175,572.39
150Apr 2033$980.91$387.72$1,368.63$174,591.48
151May 2033$983.07$385.56$1,368.63$173,608.41
152Jun 2033$985.24$383.39$1,368.63$172,623.17
153Jul 2033$987.42$381.21$1,368.63$171,635.75
154Aug 2033$989.60$379.03$1,368.63$170,646.15
155Sep 2033$991.79$376.84$1,368.63$169,654.36
156Oct 2033$993.98$374.65$1,368.63$168,660.38
157Nov 2033$996.17$372.46$1,368.63$167,664.21
158Dec 2033$998.37$370.26$1,368.63$166,665.84
2033 Total$11,836.33$4,587.23$16,423.56
159Jan 2034$1,000.58$368.05$1,368.63$165,665.26
160Feb 2034$1,002.79$365.84$1,368.63$164,662.47
161Mar 2034$1,005.00$363.63$1,368.63$163,657.47
162Apr 2034$1,007.22$361.41$1,368.63$162,650.25
163May 2034$1,009.44$359.19$1,368.63$161,640.81
164Jun 2034$1,011.67$356.96$1,368.63$160,629.14
165Jul 2034$1,013.91$354.72$1,368.63$159,615.23
166Aug 2034$1,016.15$352.48$1,368.63$158,599.08
167Sep 2034$1,018.39$350.24$1,368.63$157,580.69
168Oct 2034$1,020.64$347.99$1,368.63$156,560.05
169Nov 2034$1,022.89$345.74$1,368.63$155,537.16
170Dec 2034$1,025.15$343.48$1,368.63$154,512.01
2034 Total$12,153.83$4,269.73$16,423.56
171Jan 2035$1,027.42$341.21$1,368.63$153,484.59
172Feb 2035$1,029.68$338.95$1,368.63$152,454.91
173Mar 2035$1,031.96$336.67$1,368.63$151,422.95
174Apr 2035$1,034.24$334.39$1,368.63$150,388.71
175May 2035$1,036.52$332.11$1,368.63$149,352.19
176Jun 2035$1,038.81$329.82$1,368.63$148,313.38
177Jul 2035$1,041.10$327.53$1,368.63$147,272.28
178Aug 2035$1,043.40$325.23$1,368.63$146,228.88
179Sep 2035$1,045.71$322.92$1,368.63$145,183.17
180Oct 2035$1,048.02$320.61$1,368.63$144,135.15
181Nov 2035$1,050.33$318.30$1,368.63$143,084.82
182Dec 2035$1,052.65$315.98$1,368.63$142,032.17
2035 Total$12,479.84$3,943.72$16,423.56
183Jan 2036$1,054.98$313.65$1,368.63$140,977.19
184Feb 2036$1,057.31$311.32$1,368.63$139,919.88
185Mar 2036$1,059.64$308.99$1,368.63$138,860.24
186Apr 2036$1,061.98$306.65$1,368.63$137,798.26
187May 2036$1,064.33$304.30$1,368.63$136,733.93
188Jun 2036$1,066.68$301.95$1,368.63$135,667.25
189Jul 2036$1,069.03$299.60$1,368.63$134,598.22
190Aug 2036$1,071.39$297.24$1,368.63$133,526.83
191Sep 2036$1,073.76$294.87$1,368.63$132,453.07
192Oct 2036$1,076.13$292.50$1,368.63$131,376.94
193Nov 2036$1,078.51$290.12$1,368.63$130,298.43
194Dec 2036$1,080.89$287.74$1,368.63$129,217.54
2036 Total$12,814.63$3,608.93$16,423.56
195Jan 2037$1,083.27$285.36$1,368.63$128,134.27
196Feb 2037$1,085.67$282.96$1,368.63$127,048.60
197Mar 2037$1,088.06$280.57$1,368.63$125,960.54
198Apr 2037$1,090.47$278.16$1,368.63$124,870.07
199May 2037$1,092.88$275.75$1,368.63$123,777.19
200Jun 2037$1,095.29$273.34$1,368.63$122,681.90
201Jul 2037$1,097.71$270.92$1,368.63$121,584.19
202Aug 2037$1,100.13$268.50$1,368.63$120,484.06
203Sep 2037$1,102.56$266.07$1,368.63$119,381.50
204Oct 2037$1,105.00$263.63$1,368.63$118,276.50
205Nov 2037$1,107.44$261.19$1,368.63$117,169.06
206Dec 2037$1,109.88$258.75$1,368.63$116,059.18
2037 Total$13,158.36$3,265.2$16,423.56
207Jan 2038$1,112.33$256.30$1,368.63$114,946.85
208Feb 2038$1,114.79$253.84$1,368.63$113,832.06
209Mar 2038$1,117.25$251.38$1,368.63$112,714.81
210Apr 2038$1,119.72$248.91$1,368.63$111,595.09
211May 2038$1,122.19$246.44$1,368.63$110,472.90
212Jun 2038$1,124.67$243.96$1,368.63$109,348.23
213Jul 2038$1,127.15$241.48$1,368.63$108,221.08
214Aug 2038$1,129.64$238.99$1,368.63$107,091.44
215Sep 2038$1,132.14$236.49$1,368.63$105,959.30
216Oct 2038$1,134.64$233.99$1,368.63$104,824.66
217Nov 2038$1,137.14$231.49$1,368.63$103,687.52
218Dec 2038$1,139.65$228.98$1,368.63$102,547.87
2038 Total$13,511.31$2,912.25$16,423.56
219Jan 2039$1,142.17$226.46$1,368.63$101,405.70
220Feb 2039$1,144.69$223.94$1,368.63$100,261.01
221Mar 2039$1,147.22$221.41$1,368.63$99,113.79
222Apr 2039$1,149.75$218.88$1,368.63$97,964.04
223May 2039$1,152.29$216.34$1,368.63$96,811.75
224Jun 2039$1,154.84$213.79$1,368.63$95,656.91
225Jul 2039$1,157.39$211.24$1,368.63$94,499.52
226Aug 2039$1,159.94$208.69$1,368.63$93,339.58
227Sep 2039$1,162.51$206.12$1,368.63$92,177.07
228Oct 2039$1,165.07$203.56$1,368.63$91,012.00
229Nov 2039$1,167.65$200.98$1,368.63$89,844.35
230Dec 2039$1,170.22$198.41$1,368.63$88,674.13
2039 Total$13,873.74$2,549.82$16,423.56
231Jan 2040$1,172.81$195.82$1,368.63$87,501.32
232Feb 2040$1,175.40$193.23$1,368.63$86,325.92
233Mar 2040$1,177.99$190.64$1,368.63$85,147.93
234Apr 2040$1,180.59$188.04$1,368.63$83,967.34
235May 2040$1,183.20$185.43$1,368.63$82,784.14
236Jun 2040$1,185.82$182.81$1,368.63$81,598.32
237Jul 2040$1,188.43$180.20$1,368.63$80,409.89
238Aug 2040$1,191.06$177.57$1,368.63$79,218.83
239Sep 2040$1,193.69$174.94$1,368.63$78,025.14
240Oct 2040$1,196.32$172.31$1,368.63$76,828.82
241Nov 2040$1,198.97$169.66$1,368.63$75,629.85
242Dec 2040$1,201.61$167.02$1,368.63$74,428.24
2040 Total$14,245.89$2,177.67$16,423.56
243Jan 2041$1,204.27$164.36$1,368.63$73,223.97
244Feb 2041$1,206.93$161.70$1,368.63$72,017.04
245Mar 2041$1,209.59$159.04$1,368.63$70,807.45
246Apr 2041$1,212.26$156.37$1,368.63$69,595.19
247May 2041$1,214.94$153.69$1,368.63$68,380.25
248Jun 2041$1,217.62$151.01$1,368.63$67,162.63
249Jul 2041$1,220.31$148.32$1,368.63$65,942.32
250Aug 2041$1,223.01$145.62$1,368.63$64,719.31
251Sep 2041$1,225.71$142.92$1,368.63$63,493.60
252Oct 2041$1,228.41$140.22$1,368.63$62,265.19
253Nov 2041$1,231.13$137.50$1,368.63$61,034.06
254Dec 2041$1,233.85$134.78$1,368.63$59,800.21
2041 Total$14,628.03$1,795.53$16,423.56
255Jan 2042$1,236.57$132.06$1,368.63$58,563.64
256Feb 2042$1,239.30$129.33$1,368.63$57,324.34
257Mar 2042$1,242.04$126.59$1,368.63$56,082.30
258Apr 2042$1,244.78$123.85$1,368.63$54,837.52
259May 2042$1,247.53$121.10$1,368.63$53,589.99
260Jun 2042$1,250.29$118.34$1,368.63$52,339.70
261Jul 2042$1,253.05$115.58$1,368.63$51,086.65
262Aug 2042$1,255.81$112.82$1,368.63$49,830.84
263Sep 2042$1,258.59$110.04$1,368.63$48,572.25
264Oct 2042$1,261.37$107.26$1,368.63$47,310.88
265Nov 2042$1,264.15$104.48$1,368.63$46,046.73
266Dec 2042$1,266.94$101.69$1,368.63$44,779.79
2042 Total$15,020.42$1,403.14$16,423.56
267Jan 2043$1,269.74$98.89$1,368.63$43,510.05
268Feb 2043$1,272.55$96.08$1,368.63$42,237.50
269Mar 2043$1,275.36$93.27$1,368.63$40,962.14
270Apr 2043$1,278.17$90.46$1,368.63$39,683.97
271May 2043$1,280.99$87.64$1,368.63$38,402.98
272Jun 2043$1,283.82$84.81$1,368.63$37,119.16
273Jul 2043$1,286.66$81.97$1,368.63$35,832.50
274Aug 2043$1,289.50$79.13$1,368.63$34,543.00
275Sep 2043$1,292.35$76.28$1,368.63$33,250.65
276Oct 2043$1,295.20$73.43$1,368.63$31,955.45
277Nov 2043$1,298.06$70.57$1,368.63$30,657.39
278Dec 2043$1,300.93$67.70$1,368.63$29,356.46
2043 Total$15,423.33$1,000.23$16,423.56
279Jan 2044$1,303.80$64.83$1,368.63$28,052.66
280Feb 2044$1,306.68$61.95$1,368.63$26,745.98
281Mar 2044$1,309.57$59.06$1,368.63$25,436.41
282Apr 2044$1,312.46$56.17$1,368.63$24,123.95
283May 2044$1,315.36$53.27$1,368.63$22,808.59
284Jun 2044$1,318.26$50.37$1,368.63$21,490.33
285Jul 2044$1,321.17$47.46$1,368.63$20,169.16
286Aug 2044$1,324.09$44.54$1,368.63$18,845.07
287Sep 2044$1,327.01$41.62$1,368.63$17,518.06
288Oct 2044$1,329.94$38.69$1,368.63$16,188.12
289Nov 2044$1,332.88$35.75$1,368.63$14,855.24
290Dec 2044$1,335.82$32.81$1,368.63$13,519.42
2044 Total$15,837.04$586.52$16,423.56
291Jan 2045$1,338.77$29.86$1,368.63$12,180.65
292Feb 2045$1,341.73$26.90$1,368.63$10,838.92
293Mar 2045$1,344.69$23.94$1,368.63$9,494.23
294Apr 2045$1,347.66$20.97$1,368.63$8,146.57
295May 2045$1,350.64$17.99$1,368.63$6,795.93
296Jun 2045$1,353.62$15.01$1,368.63$5,442.31
297Jul 2045$1,356.61$12.02$1,368.63$4,085.70
298Aug 2045$1,359.61$9.02$1,368.63$2,726.09
299Sep 2045$1,362.61$6.02$1,368.63$1,363.48
300Oct 2045$1,363.48$3.01$1,366.49$0.00
2045 Total$13,519.42$164.74$13,684.16