Fixed Home Loan 3 Years (Interest Only) from Illawarra Credit Union

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.90%
Fixed - 3 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$975
Number of Repayments
300
Total Interest Paid
$-7,500
Total repayments
$292,500
DatePrincipleInterestPaymentBalance
1Dec 2019$591.99$975.00$1,566.99$299,408.01
2019 Total$591.99$975$1,566.99
2Jan 2020$593.91$973.08$1,566.99$298,814.10
3Feb 2020$595.84$971.15$1,566.99$298,218.26
4Mar 2020$597.78$969.21$1,566.99$297,620.48
5Apr 2020$599.72$967.27$1,566.99$297,020.76
6May 2020$601.67$965.32$1,566.99$296,419.09
7Jun 2020$603.63$963.36$1,566.99$295,815.46
8Jul 2020$605.59$961.40$1,566.99$295,209.87
9Aug 2020$607.56$959.43$1,566.99$294,602.31
10Sep 2020$609.53$957.46$1,566.99$293,992.78
11Oct 2020$611.51$955.48$1,566.99$293,381.27
12Nov 2020$613.50$953.49$1,566.99$292,767.77
13Dec 2020$615.49$951.50$1,566.99$292,152.28
2020 Total$7,255.73$11,548.15$18,803.88
14Jan 2021$617.50$949.49$1,566.99$291,534.78
15Feb 2021$619.50$947.49$1,566.99$290,915.28
16Mar 2021$621.52$945.47$1,566.99$290,293.76
17Apr 2021$623.54$943.45$1,566.99$289,670.22
18May 2021$625.56$941.43$1,566.99$289,044.66
19Jun 2021$627.59$939.40$1,566.99$288,417.07
20Jul 2021$629.63$937.36$1,566.99$287,787.44
21Aug 2021$631.68$935.31$1,566.99$287,155.76
22Sep 2021$633.73$933.26$1,566.99$286,522.03
23Oct 2021$635.79$931.20$1,566.99$285,886.24
24Nov 2021$637.86$929.13$1,566.99$285,248.38
25Dec 2021$639.93$927.06$1,566.99$284,608.45
2021 Total$7,543.83$11,260.05$18,803.88
26Jan 2022$642.01$924.98$1,566.99$283,966.44
27Feb 2022$644.10$922.89$1,566.99$283,322.34
28Mar 2022$646.19$920.80$1,566.99$282,676.15
29Apr 2022$648.29$918.70$1,566.99$282,027.86
30May 2022$650.40$916.59$1,566.99$281,377.46
31Jun 2022$652.51$914.48$1,566.99$280,724.95
32Jul 2022$654.63$912.36$1,566.99$280,070.32
33Aug 2022$656.76$910.23$1,566.99$279,413.56
34Sep 2022$658.90$908.09$1,566.99$278,754.66
35Oct 2022$661.04$905.95$1,566.99$278,093.62
36Nov 2022$663.19$903.80$1,566.99$277,430.43
37Dec 2022$665.34$901.65$1,566.99$276,765.09
2022 Total$7,843.36$10,960.52$18,803.88
38Jan 2023$667.50$899.49$1,566.99$276,097.59
39Feb 2023$669.67$897.32$1,566.99$275,427.92
40Mar 2023$671.85$895.14$1,566.99$274,756.07
41Apr 2023$674.03$892.96$1,566.99$274,082.04
42May 2023$676.22$890.77$1,566.99$273,405.82
43Jun 2023$678.42$888.57$1,566.99$272,727.40
44Jul 2023$680.63$886.36$1,566.99$272,046.77
45Aug 2023$682.84$884.15$1,566.99$271,363.93
46Sep 2023$685.06$881.93$1,566.99$270,678.87
47Oct 2023$687.28$879.71$1,566.99$269,991.59
48Nov 2023$689.52$877.47$1,566.99$269,302.07
49Dec 2023$691.76$875.23$1,566.99$268,610.31
2023 Total$8,154.78$10,649.1$18,803.88
50Jan 2024$694.01$872.98$1,566.99$267,916.30
51Feb 2024$696.26$870.73$1,566.99$267,220.04
52Mar 2024$698.52$868.47$1,566.99$266,521.52
53Apr 2024$700.80$866.19$1,566.99$265,820.72
54May 2024$703.07$863.92$1,566.99$265,117.65
55Jun 2024$705.36$861.63$1,566.99$264,412.29
56Jul 2024$707.65$859.34$1,566.99$263,704.64
57Aug 2024$709.95$857.04$1,566.99$262,994.69
58Sep 2024$712.26$854.73$1,566.99$262,282.43
59Oct 2024$714.57$852.42$1,566.99$261,567.86
60Nov 2024$716.89$850.10$1,566.99$260,850.97
61Dec 2024$719.22$847.77$1,566.99$260,131.75
2024 Total$8,478.56$10,325.32$18,803.88
62Jan 2025$721.56$845.43$1,566.99$259,410.19
63Feb 2025$723.91$843.08$1,566.99$258,686.28
64Mar 2025$726.26$840.73$1,566.99$257,960.02
65Apr 2025$728.62$838.37$1,566.99$257,231.40
66May 2025$730.99$836.00$1,566.99$256,500.41
67Jun 2025$733.36$833.63$1,566.99$255,767.05
68Jul 2025$735.75$831.24$1,566.99$255,031.30
69Aug 2025$738.14$828.85$1,566.99$254,293.16
70Sep 2025$740.54$826.45$1,566.99$253,552.62
71Oct 2025$742.94$824.05$1,566.99$252,809.68
72Nov 2025$745.36$821.63$1,566.99$252,064.32
73Dec 2025$747.78$819.21$1,566.99$251,316.54
2025 Total$8,815.21$9,988.67$18,803.88
74Jan 2026$750.21$816.78$1,566.99$250,566.33
75Feb 2026$752.65$814.34$1,566.99$249,813.68
76Mar 2026$755.10$811.89$1,566.99$249,058.58
77Apr 2026$757.55$809.44$1,566.99$248,301.03
78May 2026$760.01$806.98$1,566.99$247,541.02
79Jun 2026$762.48$804.51$1,566.99$246,778.54
80Jul 2026$764.96$802.03$1,566.99$246,013.58
81Aug 2026$767.45$799.54$1,566.99$245,246.13
82Sep 2026$769.94$797.05$1,566.99$244,476.19
83Oct 2026$772.44$794.55$1,566.99$243,703.75
84Nov 2026$774.95$792.04$1,566.99$242,928.80
85Dec 2026$777.47$789.52$1,566.99$242,151.33
2026 Total$9,165.21$9,638.67$18,803.88
86Jan 2027$780.00$786.99$1,566.99$241,371.33
87Feb 2027$782.53$784.46$1,566.99$240,588.80
88Mar 2027$785.08$781.91$1,566.99$239,803.72
89Apr 2027$787.63$779.36$1,566.99$239,016.09
90May 2027$790.19$776.80$1,566.99$238,225.90
91Jun 2027$792.76$774.23$1,566.99$237,433.14
92Jul 2027$795.33$771.66$1,566.99$236,637.81
93Aug 2027$797.92$769.07$1,566.99$235,839.89
94Sep 2027$800.51$766.48$1,566.99$235,039.38
95Oct 2027$803.11$763.88$1,566.99$234,236.27
96Nov 2027$805.72$761.27$1,566.99$233,430.55
97Dec 2027$808.34$758.65$1,566.99$232,622.21
2027 Total$9,529.12$9,274.76$18,803.88
98Jan 2028$810.97$756.02$1,566.99$231,811.24
99Feb 2028$813.60$753.39$1,566.99$230,997.64
100Mar 2028$816.25$750.74$1,566.99$230,181.39
101Apr 2028$818.90$748.09$1,566.99$229,362.49
102May 2028$821.56$745.43$1,566.99$228,540.93
103Jun 2028$824.23$742.76$1,566.99$227,716.70
104Jul 2028$826.91$740.08$1,566.99$226,889.79
105Aug 2028$829.60$737.39$1,566.99$226,060.19
106Sep 2028$832.29$734.70$1,566.99$225,227.90
107Oct 2028$835.00$731.99$1,566.99$224,392.90
108Nov 2028$837.71$729.28$1,566.99$223,555.19
109Dec 2028$840.44$726.55$1,566.99$222,714.75
2028 Total$9,907.46$8,896.42$18,803.88
110Jan 2029$843.17$723.82$1,566.99$221,871.58
111Feb 2029$845.91$721.08$1,566.99$221,025.67
112Mar 2029$848.66$718.33$1,566.99$220,177.01
113Apr 2029$851.41$715.58$1,566.99$219,325.60
114May 2029$854.18$712.81$1,566.99$218,471.42
115Jun 2029$856.96$710.03$1,566.99$217,614.46
116Jul 2029$859.74$707.25$1,566.99$216,754.72
117Aug 2029$862.54$704.45$1,566.99$215,892.18
118Sep 2029$865.34$701.65$1,566.99$215,026.84
119Oct 2029$868.15$698.84$1,566.99$214,158.69
120Nov 2029$870.97$696.02$1,566.99$213,287.72
121Dec 2029$873.80$693.19$1,566.99$212,413.92
2029 Total$10,300.83$8,503.05$18,803.88
122Jan 2030$876.64$690.35$1,566.99$211,537.28
123Feb 2030$879.49$687.50$1,566.99$210,657.79
124Mar 2030$882.35$684.64$1,566.99$209,775.44
125Apr 2030$885.22$681.77$1,566.99$208,890.22
126May 2030$888.10$678.89$1,566.99$208,002.12
127Jun 2030$890.98$676.01$1,566.99$207,111.14
128Jul 2030$893.88$673.11$1,566.99$206,217.26
129Aug 2030$896.78$670.21$1,566.99$205,320.48
130Sep 2030$899.70$667.29$1,566.99$204,420.78
131Oct 2030$902.62$664.37$1,566.99$203,518.16
132Nov 2030$905.56$661.43$1,566.99$202,612.60
133Dec 2030$908.50$658.49$1,566.99$201,704.10
2030 Total$10,709.82$8,094.06$18,803.88
134Jan 2031$911.45$655.54$1,566.99$200,792.65
135Feb 2031$914.41$652.58$1,566.99$199,878.24
136Mar 2031$917.39$649.60$1,566.99$198,960.85
137Apr 2031$920.37$646.62$1,566.99$198,040.48
138May 2031$923.36$643.63$1,566.99$197,117.12
139Jun 2031$926.36$640.63$1,566.99$196,190.76
140Jul 2031$929.37$637.62$1,566.99$195,261.39
141Aug 2031$932.39$634.60$1,566.99$194,329.00
142Sep 2031$935.42$631.57$1,566.99$193,393.58
143Oct 2031$938.46$628.53$1,566.99$192,455.12
144Nov 2031$941.51$625.48$1,566.99$191,513.61
145Dec 2031$944.57$622.42$1,566.99$190,569.04
2031 Total$11,135.06$7,668.82$18,803.88
146Jan 2032$947.64$619.35$1,566.99$189,621.40
147Feb 2032$950.72$616.27$1,566.99$188,670.68
148Mar 2032$953.81$613.18$1,566.99$187,716.87
149Apr 2032$956.91$610.08$1,566.99$186,759.96
150May 2032$960.02$606.97$1,566.99$185,799.94
151Jun 2032$963.14$603.85$1,566.99$184,836.80
152Jul 2032$966.27$600.72$1,566.99$183,870.53
153Aug 2032$969.41$597.58$1,566.99$182,901.12
154Sep 2032$972.56$594.43$1,566.99$181,928.56
155Oct 2032$975.72$591.27$1,566.99$180,952.84
156Nov 2032$978.89$588.10$1,566.99$179,973.95
157Dec 2032$982.07$584.92$1,566.99$178,991.88
2032 Total$11,577.16$7,226.72$18,803.88
158Jan 2033$985.27$581.72$1,566.99$178,006.61
159Feb 2033$988.47$578.52$1,566.99$177,018.14
160Mar 2033$991.68$575.31$1,566.99$176,026.46
161Apr 2033$994.90$572.09$1,566.99$175,031.56
162May 2033$998.14$568.85$1,566.99$174,033.42
163Jun 2033$1,001.38$565.61$1,566.99$173,032.04
164Jul 2033$1,004.64$562.35$1,566.99$172,027.40
165Aug 2033$1,007.90$559.09$1,566.99$171,019.50
166Sep 2033$1,011.18$555.81$1,566.99$170,008.32
167Oct 2033$1,014.46$552.53$1,566.99$168,993.86
168Nov 2033$1,017.76$549.23$1,566.99$167,976.10
169Dec 2033$1,021.07$545.92$1,566.99$166,955.03
2033 Total$12,036.85$6,767.03$18,803.88
170Jan 2034$1,024.39$542.60$1,566.99$165,930.64
171Feb 2034$1,027.72$539.27$1,566.99$164,902.92
172Mar 2034$1,031.06$535.93$1,566.99$163,871.86
173Apr 2034$1,034.41$532.58$1,566.99$162,837.45
174May 2034$1,037.77$529.22$1,566.99$161,799.68
175Jun 2034$1,041.14$525.85$1,566.99$160,758.54
176Jul 2034$1,044.52$522.47$1,566.99$159,714.02
177Aug 2034$1,047.92$519.07$1,566.99$158,666.10
178Sep 2034$1,051.33$515.66$1,566.99$157,614.77
179Oct 2034$1,054.74$512.25$1,566.99$156,560.03
180Nov 2034$1,058.17$508.82$1,566.99$155,501.86
181Dec 2034$1,061.61$505.38$1,566.99$154,440.25
2034 Total$12,514.78$6,289.1$18,803.88
182Jan 2035$1,065.06$501.93$1,566.99$153,375.19
183Feb 2035$1,068.52$498.47$1,566.99$152,306.67
184Mar 2035$1,071.99$495.00$1,566.99$151,234.68
185Apr 2035$1,075.48$491.51$1,566.99$150,159.20
186May 2035$1,078.97$488.02$1,566.99$149,080.23
187Jun 2035$1,082.48$484.51$1,566.99$147,997.75
188Jul 2035$1,086.00$480.99$1,566.99$146,911.75
189Aug 2035$1,089.53$477.46$1,566.99$145,822.22
190Sep 2035$1,093.07$473.92$1,566.99$144,729.15
191Oct 2035$1,096.62$470.37$1,566.99$143,632.53
192Nov 2035$1,100.18$466.81$1,566.99$142,532.35
193Dec 2035$1,103.76$463.23$1,566.99$141,428.59
2035 Total$13,011.66$5,792.22$18,803.88
194Jan 2036$1,107.35$459.64$1,566.99$140,321.24
195Feb 2036$1,110.95$456.04$1,566.99$139,210.29
196Mar 2036$1,114.56$452.43$1,566.99$138,095.73
197Apr 2036$1,118.18$448.81$1,566.99$136,977.55
198May 2036$1,121.81$445.18$1,566.99$135,855.74
199Jun 2036$1,125.46$441.53$1,566.99$134,730.28
200Jul 2036$1,129.12$437.87$1,566.99$133,601.16
201Aug 2036$1,132.79$434.20$1,566.99$132,468.37
202Sep 2036$1,136.47$430.52$1,566.99$131,331.90
203Oct 2036$1,140.16$426.83$1,566.99$130,191.74
204Nov 2036$1,143.87$423.12$1,566.99$129,047.87
205Dec 2036$1,147.58$419.41$1,566.99$127,900.29
2036 Total$13,528.3$5,275.58$18,803.88
206Jan 2037$1,151.31$415.68$1,566.99$126,748.98
207Feb 2037$1,155.06$411.93$1,566.99$125,593.92
208Mar 2037$1,158.81$408.18$1,566.99$124,435.11
209Apr 2037$1,162.58$404.41$1,566.99$123,272.53
210May 2037$1,166.35$400.64$1,566.99$122,106.18
211Jun 2037$1,170.14$396.85$1,566.99$120,936.04
212Jul 2037$1,173.95$393.04$1,566.99$119,762.09
213Aug 2037$1,177.76$389.23$1,566.99$118,584.33
214Sep 2037$1,181.59$385.40$1,566.99$117,402.74
215Oct 2037$1,185.43$381.56$1,566.99$116,217.31
216Nov 2037$1,189.28$377.71$1,566.99$115,028.03
217Dec 2037$1,193.15$373.84$1,566.99$113,834.88
2037 Total$14,065.41$4,738.47$18,803.88
218Jan 2038$1,197.03$369.96$1,566.99$112,637.85
219Feb 2038$1,200.92$366.07$1,566.99$111,436.93
220Mar 2038$1,204.82$362.17$1,566.99$110,232.11
221Apr 2038$1,208.74$358.25$1,566.99$109,023.37
222May 2038$1,212.66$354.33$1,566.99$107,810.71
223Jun 2038$1,216.61$350.38$1,566.99$106,594.10
224Jul 2038$1,220.56$346.43$1,566.99$105,373.54
225Aug 2038$1,224.53$342.46$1,566.99$104,149.01
226Sep 2038$1,228.51$338.48$1,566.99$102,920.50
227Oct 2038$1,232.50$334.49$1,566.99$101,688.00
228Nov 2038$1,236.50$330.49$1,566.99$100,451.50
229Dec 2038$1,240.52$326.47$1,566.99$99,210.98
2038 Total$14,623.9$4,179.98$18,803.88
230Jan 2039$1,244.55$322.44$1,566.99$97,966.43
231Feb 2039$1,248.60$318.39$1,566.99$96,717.83
232Mar 2039$1,252.66$314.33$1,566.99$95,465.17
233Apr 2039$1,256.73$310.26$1,566.99$94,208.44
234May 2039$1,260.81$306.18$1,566.99$92,947.63
235Jun 2039$1,264.91$302.08$1,566.99$91,682.72
236Jul 2039$1,269.02$297.97$1,566.99$90,413.70
237Aug 2039$1,273.15$293.84$1,566.99$89,140.55
238Sep 2039$1,277.28$289.71$1,566.99$87,863.27
239Oct 2039$1,281.43$285.56$1,566.99$86,581.84
240Nov 2039$1,285.60$281.39$1,566.99$85,296.24
241Dec 2039$1,289.78$277.21$1,566.99$84,006.46
2039 Total$15,204.52$3,599.36$18,803.88
242Jan 2040$1,293.97$273.02$1,566.99$82,712.49
243Feb 2040$1,298.17$268.82$1,566.99$81,414.32
244Mar 2040$1,302.39$264.60$1,566.99$80,111.93
245Apr 2040$1,306.63$260.36$1,566.99$78,805.30
246May 2040$1,310.87$256.12$1,566.99$77,494.43
247Jun 2040$1,315.13$251.86$1,566.99$76,179.30
248Jul 2040$1,319.41$247.58$1,566.99$74,859.89
249Aug 2040$1,323.70$243.29$1,566.99$73,536.19
250Sep 2040$1,328.00$238.99$1,566.99$72,208.19
251Oct 2040$1,332.31$234.68$1,566.99$70,875.88
252Nov 2040$1,336.64$230.35$1,566.99$69,539.24
253Dec 2040$1,340.99$226.00$1,566.99$68,198.25
2040 Total$15,808.21$2,995.67$18,803.88
254Jan 2041$1,345.35$221.64$1,566.99$66,852.90
255Feb 2041$1,349.72$217.27$1,566.99$65,503.18
256Mar 2041$1,354.10$212.89$1,566.99$64,149.08
257Apr 2041$1,358.51$208.48$1,566.99$62,790.57
258May 2041$1,362.92$204.07$1,566.99$61,427.65
259Jun 2041$1,367.35$199.64$1,566.99$60,060.30
260Jul 2041$1,371.79$195.20$1,566.99$58,688.51
261Aug 2041$1,376.25$190.74$1,566.99$57,312.26
262Sep 2041$1,380.73$186.26$1,566.99$55,931.53
263Oct 2041$1,385.21$181.78$1,566.99$54,546.32
264Nov 2041$1,389.71$177.28$1,566.99$53,156.61
265Dec 2041$1,394.23$172.76$1,566.99$51,762.38
2041 Total$16,435.87$2,368.01$18,803.88
266Jan 2042$1,398.76$168.23$1,566.99$50,363.62
267Feb 2042$1,403.31$163.68$1,566.99$48,960.31
268Mar 2042$1,407.87$159.12$1,566.99$47,552.44
269Apr 2042$1,412.44$154.55$1,566.99$46,140.00
270May 2042$1,417.04$149.95$1,566.99$44,722.96
271Jun 2042$1,421.64$145.35$1,566.99$43,301.32
272Jul 2042$1,426.26$140.73$1,566.99$41,875.06
273Aug 2042$1,430.90$136.09$1,566.99$40,444.16
274Sep 2042$1,435.55$131.44$1,566.99$39,008.61
275Oct 2042$1,440.21$126.78$1,566.99$37,568.40
276Nov 2042$1,444.89$122.10$1,566.99$36,123.51
277Dec 2042$1,449.59$117.40$1,566.99$34,673.92
2042 Total$17,088.46$1,715.42$18,803.88
278Jan 2043$1,454.30$112.69$1,566.99$33,219.62
279Feb 2043$1,459.03$107.96$1,566.99$31,760.59
280Mar 2043$1,463.77$103.22$1,566.99$30,296.82
281Apr 2043$1,468.53$98.46$1,566.99$28,828.29
282May 2043$1,473.30$93.69$1,566.99$27,354.99
283Jun 2043$1,478.09$88.90$1,566.99$25,876.90
284Jul 2043$1,482.89$84.10$1,566.99$24,394.01
285Aug 2043$1,487.71$79.28$1,566.99$22,906.30
286Sep 2043$1,492.54$74.45$1,566.99$21,413.76
287Oct 2043$1,497.40$69.59$1,566.99$19,916.36
288Nov 2043$1,502.26$64.73$1,566.99$18,414.10
289Dec 2043$1,507.14$59.85$1,566.99$16,906.96
2043 Total$17,766.96$1,036.92$18,803.88
290Jan 2044$1,512.04$54.95$1,566.99$15,394.92
291Feb 2044$1,516.96$50.03$1,566.99$13,877.96
292Mar 2044$1,521.89$45.10$1,566.99$12,356.07
293Apr 2044$1,526.83$40.16$1,566.99$10,829.24
294May 2044$1,531.79$35.20$1,566.99$9,297.45
295Jun 2044$1,536.77$30.22$1,566.99$7,760.68
296Jul 2044$1,541.77$25.22$1,566.99$6,218.91
297Aug 2044$1,546.78$20.21$1,566.99$4,672.13
298Sep 2044$1,551.81$15.18$1,566.99$3,120.32
299Oct 2044$1,556.85$10.14$1,566.99$1,563.47
300Nov 2044$1,561.91$5.08$1,566.99$1.56
2044 Total$16,905.4$331.49$17,236.89
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