Fixed Lite Home Loan 5 Years (Interest Only) from Illawarra Credit Union

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
5.14%
Fixed - 5 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,285
Number of Repayments
300
Total Interest Paid
$85,500
Total repayments
$385,500
DatePrincipleInterestPaymentBalance
1Feb 2020$493.33$1,285.00$1,778.33$299,506.67
2Mar 2020$495.44$1,282.89$1,778.33$299,011.23
3Apr 2020$497.57$1,280.76$1,778.33$298,513.66
4May 2020$499.70$1,278.63$1,778.33$298,013.96
5Jun 2020$501.84$1,276.49$1,778.33$297,512.12
6Jul 2020$503.99$1,274.34$1,778.33$297,008.13
7Aug 2020$506.15$1,272.18$1,778.33$296,501.98
8Sep 2020$508.31$1,270.02$1,778.33$295,993.67
9Oct 2020$510.49$1,267.84$1,778.33$295,483.18
10Nov 2020$512.68$1,265.65$1,778.33$294,970.50
11Dec 2020$514.87$1,263.46$1,778.33$294,455.63
2020 Total$5,544.37$14,017.26$19,561.63
12Jan 2021$517.08$1,261.25$1,778.33$293,938.55
13Feb 2021$519.29$1,259.04$1,778.33$293,419.26
14Mar 2021$521.52$1,256.81$1,778.33$292,897.74
15Apr 2021$523.75$1,254.58$1,778.33$292,373.99
16May 2021$525.99$1,252.34$1,778.33$291,848.00
17Jun 2021$528.25$1,250.08$1,778.33$291,319.75
18Jul 2021$530.51$1,247.82$1,778.33$290,789.24
19Aug 2021$532.78$1,245.55$1,778.33$290,256.46
20Sep 2021$535.06$1,243.27$1,778.33$289,721.40
21Oct 2021$537.36$1,240.97$1,778.33$289,184.04
22Nov 2021$539.66$1,238.67$1,778.33$288,644.38
23Dec 2021$541.97$1,236.36$1,778.33$288,102.41
2021 Total$6,353.22$14,986.74$21,339.96
24Jan 2022$544.29$1,234.04$1,778.33$287,558.12
25Feb 2022$546.62$1,231.71$1,778.33$287,011.50
26Mar 2022$548.96$1,229.37$1,778.33$286,462.54
27Apr 2022$551.32$1,227.01$1,778.33$285,911.22
28May 2022$553.68$1,224.65$1,778.33$285,357.54
29Jun 2022$556.05$1,222.28$1,778.33$284,801.49
30Jul 2022$558.43$1,219.90$1,778.33$284,243.06
31Aug 2022$560.82$1,217.51$1,778.33$283,682.24
32Sep 2022$563.22$1,215.11$1,778.33$283,119.02
33Oct 2022$565.64$1,212.69$1,778.33$282,553.38
34Nov 2022$568.06$1,210.27$1,778.33$281,985.32
35Dec 2022$570.49$1,207.84$1,778.33$281,414.83
2022 Total$6,687.58$14,652.38$21,339.96
36Jan 2023$572.94$1,205.39$1,778.33$280,841.89
37Feb 2023$575.39$1,202.94$1,778.33$280,266.50
38Mar 2023$577.86$1,200.47$1,778.33$279,688.64
39Apr 2023$580.33$1,198.00$1,778.33$279,108.31
40May 2023$582.82$1,195.51$1,778.33$278,525.49
41Jun 2023$585.31$1,193.02$1,778.33$277,940.18
42Jul 2023$587.82$1,190.51$1,778.33$277,352.36
43Aug 2023$590.34$1,187.99$1,778.33$276,762.02
44Sep 2023$592.87$1,185.46$1,778.33$276,169.15
45Oct 2023$595.41$1,182.92$1,778.33$275,573.74
46Nov 2023$597.96$1,180.37$1,778.33$274,975.78
47Dec 2023$600.52$1,177.81$1,778.33$274,375.26
2023 Total$7,039.57$14,300.39$21,339.96
48Jan 2024$603.09$1,175.24$1,778.33$273,772.17
49Feb 2024$605.67$1,172.66$1,778.33$273,166.50
50Mar 2024$608.27$1,170.06$1,778.33$272,558.23
51Apr 2024$610.87$1,167.46$1,778.33$271,947.36
52May 2024$613.49$1,164.84$1,778.33$271,333.87
53Jun 2024$616.12$1,162.21$1,778.33$270,717.75
54Jul 2024$618.76$1,159.57$1,778.33$270,098.99
55Aug 2024$621.41$1,156.92$1,778.33$269,477.58
56Sep 2024$624.07$1,154.26$1,778.33$268,853.51
57Oct 2024$626.74$1,151.59$1,778.33$268,226.77
58Nov 2024$629.43$1,148.90$1,778.33$267,597.34
59Dec 2024$632.12$1,146.21$1,778.33$266,965.22
2024 Total$7,410.04$13,929.92$21,339.96
60Jan 2025$634.83$1,143.50$1,778.33$266,330.39
61Feb 2025$637.55$1,140.78$1,778.33$265,692.84
62Mar 2025$640.28$1,138.05$1,778.33$265,052.56
63Apr 2025$643.02$1,135.31$1,778.33$264,409.54
64May 2025$645.78$1,132.55$1,778.33$263,763.76
65Jun 2025$648.54$1,129.79$1,778.33$263,115.22
66Jul 2025$651.32$1,127.01$1,778.33$262,463.90
67Aug 2025$654.11$1,124.22$1,778.33$261,809.79
68Sep 2025$656.91$1,121.42$1,778.33$261,152.88
69Oct 2025$659.73$1,118.60$1,778.33$260,493.15
70Nov 2025$662.55$1,115.78$1,778.33$259,830.60
71Dec 2025$665.39$1,112.94$1,778.33$259,165.21
2025 Total$7,800.01$13,539.95$21,339.96
72Jan 2026$668.24$1,110.09$1,778.33$258,496.97
73Feb 2026$671.10$1,107.23$1,778.33$257,825.87
74Mar 2026$673.98$1,104.35$1,778.33$257,151.89
75Apr 2026$676.86$1,101.47$1,778.33$256,475.03
76May 2026$679.76$1,098.57$1,778.33$255,795.27
77Jun 2026$682.67$1,095.66$1,778.33$255,112.60
78Jul 2026$685.60$1,092.73$1,778.33$254,427.00
79Aug 2026$688.53$1,089.80$1,778.33$253,738.47
80Sep 2026$691.48$1,086.85$1,778.33$253,046.99
81Oct 2026$694.45$1,083.88$1,778.33$252,352.54
82Nov 2026$697.42$1,080.91$1,778.33$251,655.12
83Dec 2026$700.41$1,077.92$1,778.33$250,954.71
2026 Total$8,210.5$13,129.46$21,339.96
84Jan 2027$703.41$1,074.92$1,778.33$250,251.30
85Feb 2027$706.42$1,071.91$1,778.33$249,544.88
86Mar 2027$709.45$1,068.88$1,778.33$248,835.43
87Apr 2027$712.48$1,065.85$1,778.33$248,122.95
88May 2027$715.54$1,062.79$1,778.33$247,407.41
89Jun 2027$718.60$1,059.73$1,778.33$246,688.81
90Jul 2027$721.68$1,056.65$1,778.33$245,967.13
91Aug 2027$724.77$1,053.56$1,778.33$245,242.36
92Sep 2027$727.88$1,050.45$1,778.33$244,514.48
93Oct 2027$730.99$1,047.34$1,778.33$243,783.49
94Nov 2027$734.12$1,044.21$1,778.33$243,049.37
95Dec 2027$737.27$1,041.06$1,778.33$242,312.10
2027 Total$8,642.61$12,697.35$21,339.96
96Jan 2028$740.43$1,037.90$1,778.33$241,571.67
97Feb 2028$743.60$1,034.73$1,778.33$240,828.07
98Mar 2028$746.78$1,031.55$1,778.33$240,081.29
99Apr 2028$749.98$1,028.35$1,778.33$239,331.31
100May 2028$753.19$1,025.14$1,778.33$238,578.12
101Jun 2028$756.42$1,021.91$1,778.33$237,821.70
102Jul 2028$759.66$1,018.67$1,778.33$237,062.04
103Aug 2028$762.91$1,015.42$1,778.33$236,299.13
104Sep 2028$766.18$1,012.15$1,778.33$235,532.95
105Oct 2028$769.46$1,008.87$1,778.33$234,763.49
106Nov 2028$772.76$1,005.57$1,778.33$233,990.73
107Dec 2028$776.07$1,002.26$1,778.33$233,214.66
2028 Total$9,097.44$12,242.52$21,339.96
108Jan 2029$779.39$998.94$1,778.33$232,435.27
109Feb 2029$782.73$995.60$1,778.33$231,652.54
110Mar 2029$786.08$992.25$1,778.33$230,866.46
111Apr 2029$789.45$988.88$1,778.33$230,077.01
112May 2029$792.83$985.50$1,778.33$229,284.18
113Jun 2029$796.23$982.10$1,778.33$228,487.95
114Jul 2029$799.64$978.69$1,778.33$227,688.31
115Aug 2029$803.07$975.26$1,778.33$226,885.24
116Sep 2029$806.50$971.83$1,778.33$226,078.74
117Oct 2029$809.96$968.37$1,778.33$225,268.78
118Nov 2029$813.43$964.90$1,778.33$224,455.35
119Dec 2029$816.91$961.42$1,778.33$223,638.44
2029 Total$9,576.22$11,763.74$21,339.96
120Jan 2030$820.41$957.92$1,778.33$222,818.03
121Feb 2030$823.93$954.40$1,778.33$221,994.10
122Mar 2030$827.46$950.87$1,778.33$221,166.64
123Apr 2030$831.00$947.33$1,778.33$220,335.64
124May 2030$834.56$943.77$1,778.33$219,501.08
125Jun 2030$838.13$940.20$1,778.33$218,662.95
126Jul 2030$841.72$936.61$1,778.33$217,821.23
127Aug 2030$845.33$933.00$1,778.33$216,975.90
128Sep 2030$848.95$929.38$1,778.33$216,126.95
129Oct 2030$852.59$925.74$1,778.33$215,274.36
130Nov 2030$856.24$922.09$1,778.33$214,418.12
131Dec 2030$859.91$918.42$1,778.33$213,558.21
2030 Total$10,080.23$11,259.73$21,339.96
132Jan 2031$863.59$914.74$1,778.33$212,694.62
133Feb 2031$867.29$911.04$1,778.33$211,827.33
134Mar 2031$871.00$907.33$1,778.33$210,956.33
135Apr 2031$874.73$903.60$1,778.33$210,081.60
136May 2031$878.48$899.85$1,778.33$209,203.12
137Jun 2031$882.24$896.09$1,778.33$208,320.88
138Jul 2031$886.02$892.31$1,778.33$207,434.86
139Aug 2031$889.82$888.51$1,778.33$206,545.04
140Sep 2031$893.63$884.70$1,778.33$205,651.41
141Oct 2031$897.46$880.87$1,778.33$204,753.95
142Nov 2031$901.30$877.03$1,778.33$203,852.65
143Dec 2031$905.16$873.17$1,778.33$202,947.49
2031 Total$10,610.72$10,729.24$21,339.96
144Jan 2032$909.04$869.29$1,778.33$202,038.45
145Feb 2032$912.93$865.40$1,778.33$201,125.52
146Mar 2032$916.84$861.49$1,778.33$200,208.68
147Apr 2032$920.77$857.56$1,778.33$199,287.91
148May 2032$924.71$853.62$1,778.33$198,363.20
149Jun 2032$928.67$849.66$1,778.33$197,434.53
150Jul 2032$932.65$845.68$1,778.33$196,501.88
151Aug 2032$936.65$841.68$1,778.33$195,565.23
152Sep 2032$940.66$837.67$1,778.33$194,624.57
153Oct 2032$944.69$833.64$1,778.33$193,679.88
154Nov 2032$948.73$829.60$1,778.33$192,731.15
155Dec 2032$952.80$825.53$1,778.33$191,778.35
2032 Total$11,169.14$10,170.82$21,339.96
156Jan 2033$956.88$821.45$1,778.33$190,821.47
157Feb 2033$960.98$817.35$1,778.33$189,860.49
158Mar 2033$965.09$813.24$1,778.33$188,895.40
159Apr 2033$969.23$809.10$1,778.33$187,926.17
160May 2033$973.38$804.95$1,778.33$186,952.79
161Jun 2033$977.55$800.78$1,778.33$185,975.24
162Jul 2033$981.74$796.59$1,778.33$184,993.50
163Aug 2033$985.94$792.39$1,778.33$184,007.56
164Sep 2033$990.16$788.17$1,778.33$183,017.40
165Oct 2033$994.41$783.92$1,778.33$182,022.99
166Nov 2033$998.66$779.67$1,778.33$181,024.33
167Dec 2033$1,002.94$775.39$1,778.33$180,021.39
2033 Total$11,756.96$9,583$21,339.96
168Jan 2034$1,007.24$771.09$1,778.33$179,014.15
169Feb 2034$1,011.55$766.78$1,778.33$178,002.60
170Mar 2034$1,015.89$762.44$1,778.33$176,986.71
171Apr 2034$1,020.24$758.09$1,778.33$175,966.47
172May 2034$1,024.61$753.72$1,778.33$174,941.86
173Jun 2034$1,029.00$749.33$1,778.33$173,912.86
174Jul 2034$1,033.40$744.93$1,778.33$172,879.46
175Aug 2034$1,037.83$740.50$1,778.33$171,841.63
176Sep 2034$1,042.28$736.05$1,778.33$170,799.35
177Oct 2034$1,046.74$731.59$1,778.33$169,752.61
178Nov 2034$1,051.22$727.11$1,778.33$168,701.39
179Dec 2034$1,055.73$722.60$1,778.33$167,645.66
2034 Total$12,375.73$8,964.23$21,339.96
180Jan 2035$1,060.25$718.08$1,778.33$166,585.41
181Feb 2035$1,064.79$713.54$1,778.33$165,520.62
182Mar 2035$1,069.35$708.98$1,778.33$164,451.27
183Apr 2035$1,073.93$704.40$1,778.33$163,377.34
184May 2035$1,078.53$699.80$1,778.33$162,298.81
185Jun 2035$1,083.15$695.18$1,778.33$161,215.66
186Jul 2035$1,087.79$690.54$1,778.33$160,127.87
187Aug 2035$1,092.45$685.88$1,778.33$159,035.42
188Sep 2035$1,097.13$681.20$1,778.33$157,938.29
189Oct 2035$1,101.83$676.50$1,778.33$156,836.46
190Nov 2035$1,106.55$671.78$1,778.33$155,729.91
191Dec 2035$1,111.29$667.04$1,778.33$154,618.62
2035 Total$13,027.04$8,312.92$21,339.96
192Jan 2036$1,116.05$662.28$1,778.33$153,502.57
193Feb 2036$1,120.83$657.50$1,778.33$152,381.74
194Mar 2036$1,125.63$652.70$1,778.33$151,256.11
195Apr 2036$1,130.45$647.88$1,778.33$150,125.66
196May 2036$1,135.29$643.04$1,778.33$148,990.37
197Jun 2036$1,140.15$638.18$1,778.33$147,850.22
198Jul 2036$1,145.04$633.29$1,778.33$146,705.18
199Aug 2036$1,149.94$628.39$1,778.33$145,555.24
200Sep 2036$1,154.87$623.46$1,778.33$144,400.37
201Oct 2036$1,159.82$618.51$1,778.33$143,240.55
202Nov 2036$1,164.78$613.55$1,778.33$142,075.77
203Dec 2036$1,169.77$608.56$1,778.33$140,906.00
2036 Total$13,712.62$7,627.34$21,339.96
204Jan 2037$1,174.78$603.55$1,778.33$139,731.22
205Feb 2037$1,179.81$598.52$1,778.33$138,551.41
206Mar 2037$1,184.87$593.46$1,778.33$137,366.54
207Apr 2037$1,189.94$588.39$1,778.33$136,176.60
208May 2037$1,195.04$583.29$1,778.33$134,981.56
209Jun 2037$1,200.16$578.17$1,778.33$133,781.40
210Jul 2037$1,205.30$573.03$1,778.33$132,576.10
211Aug 2037$1,210.46$567.87$1,778.33$131,365.64
212Sep 2037$1,215.65$562.68$1,778.33$130,149.99
213Oct 2037$1,220.85$557.48$1,778.33$128,929.14
214Nov 2037$1,226.08$552.25$1,778.33$127,703.06
215Dec 2037$1,231.34$546.99$1,778.33$126,471.72
2037 Total$14,434.28$6,905.68$21,339.96
216Jan 2038$1,236.61$541.72$1,778.33$125,235.11
217Feb 2038$1,241.91$536.42$1,778.33$123,993.20
218Mar 2038$1,247.23$531.10$1,778.33$122,745.97
219Apr 2038$1,252.57$525.76$1,778.33$121,493.40
220May 2038$1,257.93$520.40$1,778.33$120,235.47
221Jun 2038$1,263.32$515.01$1,778.33$118,972.15
222Jul 2038$1,268.73$509.60$1,778.33$117,703.42
223Aug 2038$1,274.17$504.16$1,778.33$116,429.25
224Sep 2038$1,279.62$498.71$1,778.33$115,149.63
225Oct 2038$1,285.11$493.22$1,778.33$113,864.52
226Nov 2038$1,290.61$487.72$1,778.33$112,573.91
227Dec 2038$1,296.14$482.19$1,778.33$111,277.77
2038 Total$15,193.95$6,146.01$21,339.96
228Jan 2039$1,301.69$476.64$1,778.33$109,976.08
229Feb 2039$1,307.27$471.06$1,778.33$108,668.81
230Mar 2039$1,312.87$465.46$1,778.33$107,355.94
231Apr 2039$1,318.49$459.84$1,778.33$106,037.45
232May 2039$1,324.14$454.19$1,778.33$104,713.31
233Jun 2039$1,329.81$448.52$1,778.33$103,383.50
234Jul 2039$1,335.50$442.83$1,778.33$102,048.00
235Aug 2039$1,341.22$437.11$1,778.33$100,706.78
236Sep 2039$1,346.97$431.36$1,778.33$99,359.81
237Oct 2039$1,352.74$425.59$1,778.33$98,007.07
238Nov 2039$1,358.53$419.80$1,778.33$96,648.54
239Dec 2039$1,364.35$413.98$1,778.33$95,284.19
2039 Total$15,993.58$5,346.38$21,339.96
240Jan 2040$1,370.20$408.13$1,778.33$93,913.99
241Feb 2040$1,376.07$402.26$1,778.33$92,537.92
242Mar 2040$1,381.96$396.37$1,778.33$91,155.96
243Apr 2040$1,387.88$390.45$1,778.33$89,768.08
244May 2040$1,393.82$384.51$1,778.33$88,374.26
245Jun 2040$1,399.79$378.54$1,778.33$86,974.47
246Jul 2040$1,405.79$372.54$1,778.33$85,568.68
247Aug 2040$1,411.81$366.52$1,778.33$84,156.87
248Sep 2040$1,417.86$360.47$1,778.33$82,739.01
249Oct 2040$1,423.93$354.40$1,778.33$81,315.08
250Nov 2040$1,430.03$348.30$1,778.33$79,885.05
251Dec 2040$1,436.16$342.17$1,778.33$78,448.89
2040 Total$16,835.3$4,504.66$21,339.96
252Jan 2041$1,442.31$336.02$1,778.33$77,006.58
253Feb 2041$1,448.49$329.84$1,778.33$75,558.09
254Mar 2041$1,454.69$323.64$1,778.33$74,103.40
255Apr 2041$1,460.92$317.41$1,778.33$72,642.48
256May 2041$1,467.18$311.15$1,778.33$71,175.30
257Jun 2041$1,473.46$304.87$1,778.33$69,701.84
258Jul 2041$1,479.77$298.56$1,778.33$68,222.07
259Aug 2041$1,486.11$292.22$1,778.33$66,735.96
260Sep 2041$1,492.48$285.85$1,778.33$65,243.48
261Oct 2041$1,498.87$279.46$1,778.33$63,744.61
262Nov 2041$1,505.29$273.04$1,778.33$62,239.32
263Dec 2041$1,511.74$266.59$1,778.33$60,727.58
2041 Total$17,721.31$3,618.65$21,339.96
264Jan 2042$1,518.21$260.12$1,778.33$59,209.37
265Feb 2042$1,524.72$253.61$1,778.33$57,684.65
266Mar 2042$1,531.25$247.08$1,778.33$56,153.40
267Apr 2042$1,537.81$240.52$1,778.33$54,615.59
268May 2042$1,544.39$233.94$1,778.33$53,071.20
269Jun 2042$1,551.01$227.32$1,778.33$51,520.19
270Jul 2042$1,557.65$220.68$1,778.33$49,962.54
271Aug 2042$1,564.32$214.01$1,778.33$48,398.22
272Sep 2042$1,571.02$207.31$1,778.33$46,827.20
273Oct 2042$1,577.75$200.58$1,778.33$45,249.45
274Nov 2042$1,584.51$193.82$1,778.33$43,664.94
275Dec 2042$1,591.30$187.03$1,778.33$42,073.64
2042 Total$18,653.94$2,686.02$21,339.96
276Jan 2043$1,598.11$180.22$1,778.33$40,475.53
277Feb 2043$1,604.96$173.37$1,778.33$38,870.57
278Mar 2043$1,611.83$166.50$1,778.33$37,258.74
279Apr 2043$1,618.74$159.59$1,778.33$35,640.00
280May 2043$1,625.67$152.66$1,778.33$34,014.33
281Jun 2043$1,632.64$145.69$1,778.33$32,381.69
282Jul 2043$1,639.63$138.70$1,778.33$30,742.06
283Aug 2043$1,646.65$131.68$1,778.33$29,095.41
284Sep 2043$1,653.70$124.63$1,778.33$27,441.71
285Oct 2043$1,660.79$117.54$1,778.33$25,780.92
286Nov 2043$1,667.90$110.43$1,778.33$24,113.02
287Dec 2043$1,675.05$103.28$1,778.33$22,437.97
2043 Total$19,635.67$1,704.29$21,339.96
288Jan 2044$1,682.22$96.11$1,778.33$20,755.75
289Feb 2044$1,689.43$88.90$1,778.33$19,066.32
290Mar 2044$1,696.66$81.67$1,778.33$17,369.66
291Apr 2044$1,703.93$74.40$1,778.33$15,665.73
292May 2044$1,711.23$67.10$1,778.33$13,954.50
293Jun 2044$1,718.56$59.77$1,778.33$12,235.94
294Jul 2044$1,725.92$52.41$1,778.33$10,510.02
295Aug 2044$1,733.31$45.02$1,778.33$8,776.71
296Sep 2044$1,740.74$37.59$1,778.33$7,035.97
297Oct 2044$1,748.19$30.14$1,778.33$5,287.78
298Nov 2044$1,755.68$22.65$1,778.33$3,532.10
299Dec 2044$1,763.20$15.13$1,778.33$1,768.90
2044 Total$20,669.07$670.89$21,339.96
300Jan 2045$1,768.90$7.58$1,776.48$0.00
2045 Total$1,768.9$7.58$1,776.48
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