Fixed Lite Investment Loan (Interest Only) 2 Years from Illawarra Credit Union

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.65%
Fixed - 2 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,163
Number of Repayments
300
Total Interest Paid
$48,900
Total repayments
$348,900
DatePrincipleInterestPaymentBalance
1Dec 2019$530.64$1,162.50$1,693.14$299,469.36
2019 Total$530.64$1,162.5$1,693.14
2Jan 2020$532.70$1,160.44$1,693.14$298,936.66
3Feb 2020$534.76$1,158.38$1,693.14$298,401.90
4Mar 2020$536.83$1,156.31$1,693.14$297,865.07
5Apr 2020$538.91$1,154.23$1,693.14$297,326.16
6May 2020$541.00$1,152.14$1,693.14$296,785.16
7Jun 2020$543.10$1,150.04$1,693.14$296,242.06
8Jul 2020$545.20$1,147.94$1,693.14$295,696.86
9Aug 2020$547.31$1,145.83$1,693.14$295,149.55
10Sep 2020$549.44$1,143.70$1,693.14$294,600.11
11Oct 2020$551.56$1,141.58$1,693.14$294,048.55
12Nov 2020$553.70$1,139.44$1,693.14$293,494.85
13Dec 2020$555.85$1,137.29$1,693.14$292,939.00
2020 Total$6,530.36$13,787.32$20,317.68
14Jan 2021$558.00$1,135.14$1,693.14$292,381.00
15Feb 2021$560.16$1,132.98$1,693.14$291,820.84
16Mar 2021$562.33$1,130.81$1,693.14$291,258.51
17Apr 2021$564.51$1,128.63$1,693.14$290,694.00
18May 2021$566.70$1,126.44$1,693.14$290,127.30
19Jun 2021$568.90$1,124.24$1,693.14$289,558.40
20Jul 2021$571.10$1,122.04$1,693.14$288,987.30
21Aug 2021$573.31$1,119.83$1,693.14$288,413.99
22Sep 2021$575.54$1,117.60$1,693.14$287,838.45
23Oct 2021$577.77$1,115.37$1,693.14$287,260.68
24Nov 2021$580.00$1,113.14$1,693.14$286,680.68
25Dec 2021$582.25$1,110.89$1,693.14$286,098.43
2021 Total$6,840.57$13,477.11$20,317.68
26Jan 2022$584.51$1,108.63$1,693.14$285,513.92
27Feb 2022$586.77$1,106.37$1,693.14$284,927.15
28Mar 2022$589.05$1,104.09$1,693.14$284,338.10
29Apr 2022$591.33$1,101.81$1,693.14$283,746.77
30May 2022$593.62$1,099.52$1,693.14$283,153.15
31Jun 2022$595.92$1,097.22$1,693.14$282,557.23
32Jul 2022$598.23$1,094.91$1,693.14$281,959.00
33Aug 2022$600.55$1,092.59$1,693.14$281,358.45
34Sep 2022$602.88$1,090.26$1,693.14$280,755.57
35Oct 2022$605.21$1,087.93$1,693.14$280,150.36
36Nov 2022$607.56$1,085.58$1,693.14$279,542.80
37Dec 2022$609.91$1,083.23$1,693.14$278,932.89
2022 Total$7,165.54$13,152.14$20,317.68
38Jan 2023$612.28$1,080.86$1,693.14$278,320.61
39Feb 2023$614.65$1,078.49$1,693.14$277,705.96
40Mar 2023$617.03$1,076.11$1,693.14$277,088.93
41Apr 2023$619.42$1,073.72$1,693.14$276,469.51
42May 2023$621.82$1,071.32$1,693.14$275,847.69
43Jun 2023$624.23$1,068.91$1,693.14$275,223.46
44Jul 2023$626.65$1,066.49$1,693.14$274,596.81
45Aug 2023$629.08$1,064.06$1,693.14$273,967.73
46Sep 2023$631.52$1,061.62$1,693.14$273,336.21
47Oct 2023$633.96$1,059.18$1,693.14$272,702.25
48Nov 2023$636.42$1,056.72$1,693.14$272,065.83
49Dec 2023$638.88$1,054.26$1,693.14$271,426.95
2023 Total$7,505.94$12,811.74$20,317.68
50Jan 2024$641.36$1,051.78$1,693.14$270,785.59
51Feb 2024$643.85$1,049.29$1,693.14$270,141.74
52Mar 2024$646.34$1,046.80$1,693.14$269,495.40
53Apr 2024$648.85$1,044.29$1,693.14$268,846.55
54May 2024$651.36$1,041.78$1,693.14$268,195.19
55Jun 2024$653.88$1,039.26$1,693.14$267,541.31
56Jul 2024$656.42$1,036.72$1,693.14$266,884.89
57Aug 2024$658.96$1,034.18$1,693.14$266,225.93
58Sep 2024$661.51$1,031.63$1,693.14$265,564.42
59Oct 2024$664.08$1,029.06$1,693.14$264,900.34
60Nov 2024$666.65$1,026.49$1,693.14$264,233.69
61Dec 2024$669.23$1,023.91$1,693.14$263,564.46
2024 Total$7,862.49$12,455.19$20,317.68
62Jan 2025$671.83$1,021.31$1,693.14$262,892.63
63Feb 2025$674.43$1,018.71$1,693.14$262,218.20
64Mar 2025$677.04$1,016.10$1,693.14$261,541.16
65Apr 2025$679.67$1,013.47$1,693.14$260,861.49
66May 2025$682.30$1,010.84$1,693.14$260,179.19
67Jun 2025$684.95$1,008.19$1,693.14$259,494.24
68Jul 2025$687.60$1,005.54$1,693.14$258,806.64
69Aug 2025$690.26$1,002.88$1,693.14$258,116.38
70Sep 2025$692.94$1,000.20$1,693.14$257,423.44
71Oct 2025$695.62$997.52$1,693.14$256,727.82
72Nov 2025$698.32$994.82$1,693.14$256,029.50
73Dec 2025$701.03$992.11$1,693.14$255,328.47
2025 Total$8,235.99$12,081.69$20,317.68
74Jan 2026$703.74$989.40$1,693.14$254,624.73
75Feb 2026$706.47$986.67$1,693.14$253,918.26
76Mar 2026$709.21$983.93$1,693.14$253,209.05
77Apr 2026$711.95$981.19$1,693.14$252,497.10
78May 2026$714.71$978.43$1,693.14$251,782.39
79Jun 2026$717.48$975.66$1,693.14$251,064.91
80Jul 2026$720.26$972.88$1,693.14$250,344.65
81Aug 2026$723.05$970.09$1,693.14$249,621.60
82Sep 2026$725.86$967.28$1,693.14$248,895.74
83Oct 2026$728.67$964.47$1,693.14$248,167.07
84Nov 2026$731.49$961.65$1,693.14$247,435.58
85Dec 2026$734.33$958.81$1,693.14$246,701.25
2026 Total$8,627.22$11,690.46$20,317.68
86Jan 2027$737.17$955.97$1,693.14$245,964.08
87Feb 2027$740.03$953.11$1,693.14$245,224.05
88Mar 2027$742.90$950.24$1,693.14$244,481.15
89Apr 2027$745.78$947.36$1,693.14$243,735.37
90May 2027$748.67$944.47$1,693.14$242,986.70
91Jun 2027$751.57$941.57$1,693.14$242,235.13
92Jul 2027$754.48$938.66$1,693.14$241,480.65
93Aug 2027$757.40$935.74$1,693.14$240,723.25
94Sep 2027$760.34$932.80$1,693.14$239,962.91
95Oct 2027$763.28$929.86$1,693.14$239,199.63
96Nov 2027$766.24$926.90$1,693.14$238,433.39
97Dec 2027$769.21$923.93$1,693.14$237,664.18
2027 Total$9,037.07$11,280.61$20,317.68
98Jan 2028$772.19$920.95$1,693.14$236,891.99
99Feb 2028$775.18$917.96$1,693.14$236,116.81
100Mar 2028$778.19$914.95$1,693.14$235,338.62
101Apr 2028$781.20$911.94$1,693.14$234,557.42
102May 2028$784.23$908.91$1,693.14$233,773.19
103Jun 2028$787.27$905.87$1,693.14$232,985.92
104Jul 2028$790.32$902.82$1,693.14$232,195.60
105Aug 2028$793.38$899.76$1,693.14$231,402.22
106Sep 2028$796.46$896.68$1,693.14$230,605.76
107Oct 2028$799.54$893.60$1,693.14$229,806.22
108Nov 2028$802.64$890.50$1,693.14$229,003.58
109Dec 2028$805.75$887.39$1,693.14$228,197.83
2028 Total$9,466.35$10,851.33$20,317.68
110Jan 2029$808.87$884.27$1,693.14$227,388.96
111Feb 2029$812.01$881.13$1,693.14$226,576.95
112Mar 2029$815.15$877.99$1,693.14$225,761.80
113Apr 2029$818.31$874.83$1,693.14$224,943.49
114May 2029$821.48$871.66$1,693.14$224,122.01
115Jun 2029$824.67$868.47$1,693.14$223,297.34
116Jul 2029$827.86$865.28$1,693.14$222,469.48
117Aug 2029$831.07$862.07$1,693.14$221,638.41
118Sep 2029$834.29$858.85$1,693.14$220,804.12
119Oct 2029$837.52$855.62$1,693.14$219,966.60
120Nov 2029$840.77$852.37$1,693.14$219,125.83
121Dec 2029$844.03$849.11$1,693.14$218,281.80
2029 Total$9,916.03$10,401.65$20,317.68
122Jan 2030$847.30$845.84$1,693.14$217,434.50
123Feb 2030$850.58$842.56$1,693.14$216,583.92
124Mar 2030$853.88$839.26$1,693.14$215,730.04
125Apr 2030$857.19$835.95$1,693.14$214,872.85
126May 2030$860.51$832.63$1,693.14$214,012.34
127Jun 2030$863.84$829.30$1,693.14$213,148.50
128Jul 2030$867.19$825.95$1,693.14$212,281.31
129Aug 2030$870.55$822.59$1,693.14$211,410.76
130Sep 2030$873.92$819.22$1,693.14$210,536.84
131Oct 2030$877.31$815.83$1,693.14$209,659.53
132Nov 2030$880.71$812.43$1,693.14$208,778.82
133Dec 2030$884.12$809.02$1,693.14$207,894.70
2030 Total$10,387.1$9,930.58$20,317.68
134Jan 2031$887.55$805.59$1,693.14$207,007.15
135Feb 2031$890.99$802.15$1,693.14$206,116.16
136Mar 2031$894.44$798.70$1,693.14$205,221.72
137Apr 2031$897.91$795.23$1,693.14$204,323.81
138May 2031$901.39$791.75$1,693.14$203,422.42
139Jun 2031$904.88$788.26$1,693.14$202,517.54
140Jul 2031$908.38$784.76$1,693.14$201,609.16
141Aug 2031$911.90$781.24$1,693.14$200,697.26
142Sep 2031$915.44$777.70$1,693.14$199,781.82
143Oct 2031$918.99$774.15$1,693.14$198,862.83
144Nov 2031$922.55$770.59$1,693.14$197,940.28
145Dec 2031$926.12$767.02$1,693.14$197,014.16
2031 Total$10,880.54$9,437.14$20,317.68
146Jan 2032$929.71$763.43$1,693.14$196,084.45
147Feb 2032$933.31$759.83$1,693.14$195,151.14
148Mar 2032$936.93$756.21$1,693.14$194,214.21
149Apr 2032$940.56$752.58$1,693.14$193,273.65
150May 2032$944.20$748.94$1,693.14$192,329.45
151Jun 2032$947.86$745.28$1,693.14$191,381.59
152Jul 2032$951.54$741.60$1,693.14$190,430.05
153Aug 2032$955.22$737.92$1,693.14$189,474.83
154Sep 2032$958.93$734.21$1,693.14$188,515.90
155Oct 2032$962.64$730.50$1,693.14$187,553.26
156Nov 2032$966.37$726.77$1,693.14$186,586.89
157Dec 2032$970.12$723.02$1,693.14$185,616.77
2032 Total$11,397.39$8,920.29$20,317.68
158Jan 2033$973.88$719.26$1,693.14$184,642.89
159Feb 2033$977.65$715.49$1,693.14$183,665.24
160Mar 2033$981.44$711.70$1,693.14$182,683.80
161Apr 2033$985.24$707.90$1,693.14$181,698.56
162May 2033$989.06$704.08$1,693.14$180,709.50
163Jun 2033$992.89$700.25$1,693.14$179,716.61
164Jul 2033$996.74$696.40$1,693.14$178,719.87
165Aug 2033$1,000.60$692.54$1,693.14$177,719.27
166Sep 2033$1,004.48$688.66$1,693.14$176,714.79
167Oct 2033$1,008.37$684.77$1,693.14$175,706.42
168Nov 2033$1,012.28$680.86$1,693.14$174,694.14
169Dec 2033$1,016.20$676.94$1,693.14$173,677.94
2033 Total$11,938.83$8,378.85$20,317.68
170Jan 2034$1,020.14$673.00$1,693.14$172,657.80
171Feb 2034$1,024.09$669.05$1,693.14$171,633.71
172Mar 2034$1,028.06$665.08$1,693.14$170,605.65
173Apr 2034$1,032.04$661.10$1,693.14$169,573.61
174May 2034$1,036.04$657.10$1,693.14$168,537.57
175Jun 2034$1,040.06$653.08$1,693.14$167,497.51
176Jul 2034$1,044.09$649.05$1,693.14$166,453.42
177Aug 2034$1,048.13$645.01$1,693.14$165,405.29
178Sep 2034$1,052.19$640.95$1,693.14$164,353.10
179Oct 2034$1,056.27$636.87$1,693.14$163,296.83
180Nov 2034$1,060.36$632.78$1,693.14$162,236.47
181Dec 2034$1,064.47$628.67$1,693.14$161,172.00
2034 Total$12,505.94$7,811.74$20,317.68
182Jan 2035$1,068.60$624.54$1,693.14$160,103.40
183Feb 2035$1,072.74$620.40$1,693.14$159,030.66
184Mar 2035$1,076.90$616.24$1,693.14$157,953.76
185Apr 2035$1,081.07$612.07$1,693.14$156,872.69
186May 2035$1,085.26$607.88$1,693.14$155,787.43
187Jun 2035$1,089.46$603.68$1,693.14$154,697.97
188Jul 2035$1,093.69$599.45$1,693.14$153,604.28
189Aug 2035$1,097.92$595.22$1,693.14$152,506.36
190Sep 2035$1,102.18$590.96$1,693.14$151,404.18
191Oct 2035$1,106.45$586.69$1,693.14$150,297.73
192Nov 2035$1,110.74$582.40$1,693.14$149,186.99
193Dec 2035$1,115.04$578.10$1,693.14$148,071.95
2035 Total$13,100.05$7,217.63$20,317.68
194Jan 2036$1,119.36$573.78$1,693.14$146,952.59
195Feb 2036$1,123.70$569.44$1,693.14$145,828.89
196Mar 2036$1,128.05$565.09$1,693.14$144,700.84
197Apr 2036$1,132.42$560.72$1,693.14$143,568.42
198May 2036$1,136.81$556.33$1,693.14$142,431.61
199Jun 2036$1,141.22$551.92$1,693.14$141,290.39
200Jul 2036$1,145.64$547.50$1,693.14$140,144.75
201Aug 2036$1,150.08$543.06$1,693.14$138,994.67
202Sep 2036$1,154.54$538.60$1,693.14$137,840.13
203Oct 2036$1,159.01$534.13$1,693.14$136,681.12
204Nov 2036$1,163.50$529.64$1,693.14$135,517.62
205Dec 2036$1,168.01$525.13$1,693.14$134,349.61
2036 Total$13,722.34$6,595.34$20,317.68
206Jan 2037$1,172.54$520.60$1,693.14$133,177.07
207Feb 2037$1,177.08$516.06$1,693.14$131,999.99
208Mar 2037$1,181.64$511.50$1,693.14$130,818.35
209Apr 2037$1,186.22$506.92$1,693.14$129,632.13
210May 2037$1,190.82$502.32$1,693.14$128,441.31
211Jun 2037$1,195.43$497.71$1,693.14$127,245.88
212Jul 2037$1,200.06$493.08$1,693.14$126,045.82
213Aug 2037$1,204.71$488.43$1,693.14$124,841.11
214Sep 2037$1,209.38$483.76$1,693.14$123,631.73
215Oct 2037$1,214.07$479.07$1,693.14$122,417.66
216Nov 2037$1,218.77$474.37$1,693.14$121,198.89
217Dec 2037$1,223.49$469.65$1,693.14$119,975.40
2037 Total$14,374.21$5,943.47$20,317.68
218Jan 2038$1,228.24$464.90$1,693.14$118,747.16
219Feb 2038$1,232.99$460.15$1,693.14$117,514.17
220Mar 2038$1,237.77$455.37$1,693.14$116,276.40
221Apr 2038$1,242.57$450.57$1,693.14$115,033.83
222May 2038$1,247.38$445.76$1,693.14$113,786.45
223Jun 2038$1,252.22$440.92$1,693.14$112,534.23
224Jul 2038$1,257.07$436.07$1,693.14$111,277.16
225Aug 2038$1,261.94$431.20$1,693.14$110,015.22
226Sep 2038$1,266.83$426.31$1,693.14$108,748.39
227Oct 2038$1,271.74$421.40$1,693.14$107,476.65
228Nov 2038$1,276.67$416.47$1,693.14$106,199.98
229Dec 2038$1,281.62$411.52$1,693.14$104,918.36
2038 Total$15,057.04$5,260.64$20,317.68
230Jan 2039$1,286.58$406.56$1,693.14$103,631.78
231Feb 2039$1,291.57$401.57$1,693.14$102,340.21
232Mar 2039$1,296.57$396.57$1,693.14$101,043.64
233Apr 2039$1,301.60$391.54$1,693.14$99,742.04
234May 2039$1,306.64$386.50$1,693.14$98,435.40
235Jun 2039$1,311.70$381.44$1,693.14$97,123.70
236Jul 2039$1,316.79$376.35$1,693.14$95,806.91
237Aug 2039$1,321.89$371.25$1,693.14$94,485.02
238Sep 2039$1,327.01$366.13$1,693.14$93,158.01
239Oct 2039$1,332.15$360.99$1,693.14$91,825.86
240Nov 2039$1,337.31$355.83$1,693.14$90,488.55
241Dec 2039$1,342.50$350.64$1,693.14$89,146.05
2039 Total$15,772.31$4,545.37$20,317.68
242Jan 2040$1,347.70$345.44$1,693.14$87,798.35
243Feb 2040$1,352.92$340.22$1,693.14$86,445.43
244Mar 2040$1,358.16$334.98$1,693.14$85,087.27
245Apr 2040$1,363.43$329.71$1,693.14$83,723.84
246May 2040$1,368.71$324.43$1,693.14$82,355.13
247Jun 2040$1,374.01$319.13$1,693.14$80,981.12
248Jul 2040$1,379.34$313.80$1,693.14$79,601.78
249Aug 2040$1,384.68$308.46$1,693.14$78,217.10
250Sep 2040$1,390.05$303.09$1,693.14$76,827.05
251Oct 2040$1,395.44$297.70$1,693.14$75,431.61
252Nov 2040$1,400.84$292.30$1,693.14$74,030.77
253Dec 2040$1,406.27$286.87$1,693.14$72,624.50
2040 Total$16,521.55$3,796.13$20,317.68
254Jan 2041$1,411.72$281.42$1,693.14$71,212.78
255Feb 2041$1,417.19$275.95$1,693.14$69,795.59
256Mar 2041$1,422.68$270.46$1,693.14$68,372.91
257Apr 2041$1,428.19$264.95$1,693.14$66,944.72
258May 2041$1,433.73$259.41$1,693.14$65,510.99
259Jun 2041$1,439.28$253.86$1,693.14$64,071.71
260Jul 2041$1,444.86$248.28$1,693.14$62,626.85
261Aug 2041$1,450.46$242.68$1,693.14$61,176.39
262Sep 2041$1,456.08$237.06$1,693.14$59,720.31
263Oct 2041$1,461.72$231.42$1,693.14$58,258.59
264Nov 2041$1,467.39$225.75$1,693.14$56,791.20
265Dec 2041$1,473.07$220.07$1,693.14$55,318.13
2041 Total$17,306.37$3,011.31$20,317.68
266Jan 2042$1,478.78$214.36$1,693.14$53,839.35
267Feb 2042$1,484.51$208.63$1,693.14$52,354.84
268Mar 2042$1,490.26$202.88$1,693.14$50,864.58
269Apr 2042$1,496.04$197.10$1,693.14$49,368.54
270May 2042$1,501.84$191.30$1,693.14$47,866.70
271Jun 2042$1,507.66$185.48$1,693.14$46,359.04
272Jul 2042$1,513.50$179.64$1,693.14$44,845.54
273Aug 2042$1,519.36$173.78$1,693.14$43,326.18
274Sep 2042$1,525.25$167.89$1,693.14$41,800.93
275Oct 2042$1,531.16$161.98$1,693.14$40,269.77
276Nov 2042$1,537.09$156.05$1,693.14$38,732.68
277Dec 2042$1,543.05$150.09$1,693.14$37,189.63
2042 Total$18,128.5$2,189.18$20,317.68
278Jan 2043$1,549.03$144.11$1,693.14$35,640.60
279Feb 2043$1,555.03$138.11$1,693.14$34,085.57
280Mar 2043$1,561.06$132.08$1,693.14$32,524.51
281Apr 2043$1,567.11$126.03$1,693.14$30,957.40
282May 2043$1,573.18$119.96$1,693.14$29,384.22
283Jun 2043$1,579.28$113.86$1,693.14$27,804.94
284Jul 2043$1,585.40$107.74$1,693.14$26,219.54
285Aug 2043$1,591.54$101.60$1,693.14$24,628.00
286Sep 2043$1,597.71$95.43$1,693.14$23,030.29
287Oct 2043$1,603.90$89.24$1,693.14$21,426.39
288Nov 2043$1,610.11$83.03$1,693.14$19,816.28
289Dec 2043$1,616.35$76.79$1,693.14$18,199.93
2043 Total$18,989.7$1,327.98$20,317.68
290Jan 2044$1,622.62$70.52$1,693.14$16,577.31
291Feb 2044$1,628.90$64.24$1,693.14$14,948.41
292Mar 2044$1,635.21$57.93$1,693.14$13,313.20
293Apr 2044$1,641.55$51.59$1,693.14$11,671.65
294May 2044$1,647.91$45.23$1,693.14$10,023.74
295Jun 2044$1,654.30$38.84$1,693.14$8,369.44
296Jul 2044$1,660.71$32.43$1,693.14$6,708.73
297Aug 2044$1,667.14$26.00$1,693.14$5,041.59
298Sep 2044$1,673.60$19.54$1,693.14$3,367.99
299Oct 2044$1,680.09$13.05$1,693.14$1,687.90
300Nov 2044$1,686.60$6.54$1,693.14$1.30
2044 Total$18,198.63$425.91$18,624.54
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