Fixed Lite Investment Loan (Interest Only) 2 Years from Illawarra Credit Union

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.65%
Fixed - 2 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$969
Number of Repayments
300
Total Interest Paid
$40,700
Total repayments
$290,700
DatePrincipleInterestPaymentBalance
1Oct 2019$442.20$968.75$1,410.95$249,557.80
2Nov 2019$443.91$967.04$1,410.95$249,113.89
3Dec 2019$445.63$965.32$1,410.95$248,668.26
2019 Total$1,331.74$2,901.11$4,232.85
4Jan 2020$447.36$963.59$1,410.95$248,220.90
5Feb 2020$449.09$961.86$1,410.95$247,771.81
6Mar 2020$450.83$960.12$1,410.95$247,320.98
7Apr 2020$452.58$958.37$1,410.95$246,868.40
8May 2020$454.33$956.62$1,410.95$246,414.07
9Jun 2020$456.10$954.85$1,410.95$245,957.97
10Jul 2020$457.86$953.09$1,410.95$245,500.11
11Aug 2020$459.64$951.31$1,410.95$245,040.47
12Sep 2020$461.42$949.53$1,410.95$244,579.05
13Oct 2020$463.21$947.74$1,410.95$244,115.84
14Nov 2020$465.00$945.95$1,410.95$243,650.84
15Dec 2020$466.80$944.15$1,410.95$243,184.04
2020 Total$5,484.22$11,447.18$16,931.4
16Jan 2021$468.61$942.34$1,410.95$242,715.43
17Feb 2021$470.43$940.52$1,410.95$242,245.00
18Mar 2021$472.25$938.70$1,410.95$241,772.75
19Apr 2021$474.08$936.87$1,410.95$241,298.67
20May 2021$475.92$935.03$1,410.95$240,822.75
21Jun 2021$477.76$933.19$1,410.95$240,344.99
22Jul 2021$479.61$931.34$1,410.95$239,865.38
23Aug 2021$481.47$929.48$1,410.95$239,383.91
24Sep 2021$483.34$927.61$1,410.95$238,900.57
25Oct 2021$485.21$925.74$1,410.95$238,415.36
26Nov 2021$487.09$923.86$1,410.95$237,928.27
27Dec 2021$488.98$921.97$1,410.95$237,439.29
2021 Total$5,744.75$11,186.65$16,931.4
28Jan 2022$490.87$920.08$1,410.95$236,948.42
29Feb 2022$492.77$918.18$1,410.95$236,455.65
30Mar 2022$494.68$916.27$1,410.95$235,960.97
31Apr 2022$496.60$914.35$1,410.95$235,464.37
32May 2022$498.53$912.42$1,410.95$234,965.84
33Jun 2022$500.46$910.49$1,410.95$234,465.38
34Jul 2022$502.40$908.55$1,410.95$233,962.98
35Aug 2022$504.34$906.61$1,410.95$233,458.64
36Sep 2022$506.30$904.65$1,410.95$232,952.34
37Oct 2022$508.26$902.69$1,410.95$232,444.08
38Nov 2022$510.23$900.72$1,410.95$231,933.85
39Dec 2022$512.21$898.74$1,410.95$231,421.64
2022 Total$6,017.65$10,913.75$16,931.4
40Jan 2023$514.19$896.76$1,410.95$230,907.45
41Feb 2023$516.18$894.77$1,410.95$230,391.27
42Mar 2023$518.18$892.77$1,410.95$229,873.09
43Apr 2023$520.19$890.76$1,410.95$229,352.90
44May 2023$522.21$888.74$1,410.95$228,830.69
45Jun 2023$524.23$886.72$1,410.95$228,306.46
46Jul 2023$526.26$884.69$1,410.95$227,780.20
47Aug 2023$528.30$882.65$1,410.95$227,251.90
48Sep 2023$530.35$880.60$1,410.95$226,721.55
49Oct 2023$532.40$878.55$1,410.95$226,189.15
50Nov 2023$534.47$876.48$1,410.95$225,654.68
51Dec 2023$536.54$874.41$1,410.95$225,118.14
2023 Total$6,303.5$10,627.9$16,931.4
52Jan 2024$538.62$872.33$1,410.95$224,579.52
53Feb 2024$540.70$870.25$1,410.95$224,038.82
54Mar 2024$542.80$868.15$1,410.95$223,496.02
55Apr 2024$544.90$866.05$1,410.95$222,951.12
56May 2024$547.01$863.94$1,410.95$222,404.11
57Jun 2024$549.13$861.82$1,410.95$221,854.98
58Jul 2024$551.26$859.69$1,410.95$221,303.72
59Aug 2024$553.40$857.55$1,410.95$220,750.32
60Sep 2024$555.54$855.41$1,410.95$220,194.78
61Oct 2024$557.70$853.25$1,410.95$219,637.08
62Nov 2024$559.86$851.09$1,410.95$219,077.22
63Dec 2024$562.03$848.92$1,410.95$218,515.19
2024 Total$6,602.95$10,328.45$16,931.4
64Jan 2025$564.20$846.75$1,410.95$217,950.99
65Feb 2025$566.39$844.56$1,410.95$217,384.60
66Mar 2025$568.58$842.37$1,410.95$216,816.02
67Apr 2025$570.79$840.16$1,410.95$216,245.23
68May 2025$573.00$837.95$1,410.95$215,672.23
69Jun 2025$575.22$835.73$1,410.95$215,097.01
70Jul 2025$577.45$833.50$1,410.95$214,519.56
71Aug 2025$579.69$831.26$1,410.95$213,939.87
72Sep 2025$581.93$829.02$1,410.95$213,357.94
73Oct 2025$584.19$826.76$1,410.95$212,773.75
74Nov 2025$586.45$824.50$1,410.95$212,187.30
75Dec 2025$588.72$822.23$1,410.95$211,598.58
2025 Total$6,916.61$10,014.79$16,931.4
76Jan 2026$591.01$819.94$1,410.95$211,007.57
77Feb 2026$593.30$817.65$1,410.95$210,414.27
78Mar 2026$595.59$815.36$1,410.95$209,818.68
79Apr 2026$597.90$813.05$1,410.95$209,220.78
80May 2026$600.22$810.73$1,410.95$208,620.56
81Jun 2026$602.55$808.40$1,410.95$208,018.01
82Jul 2026$604.88$806.07$1,410.95$207,413.13
83Aug 2026$607.22$803.73$1,410.95$206,805.91
84Sep 2026$609.58$801.37$1,410.95$206,196.33
85Oct 2026$611.94$799.01$1,410.95$205,584.39
86Nov 2026$614.31$796.64$1,410.95$204,970.08
87Dec 2026$616.69$794.26$1,410.95$204,353.39
2026 Total$7,245.19$9,686.21$16,931.4
88Jan 2027$619.08$791.87$1,410.95$203,734.31
89Feb 2027$621.48$789.47$1,410.95$203,112.83
90Mar 2027$623.89$787.06$1,410.95$202,488.94
91Apr 2027$626.31$784.64$1,410.95$201,862.63
92May 2027$628.73$782.22$1,410.95$201,233.90
93Jun 2027$631.17$779.78$1,410.95$200,602.73
94Jul 2027$633.61$777.34$1,410.95$199,969.12
95Aug 2027$636.07$774.88$1,410.95$199,333.05
96Sep 2027$638.53$772.42$1,410.95$198,694.52
97Oct 2027$641.01$769.94$1,410.95$198,053.51
98Nov 2027$643.49$767.46$1,410.95$197,410.02
99Dec 2027$645.99$764.96$1,410.95$196,764.03
2027 Total$7,589.36$9,342.04$16,931.4
100Jan 2028$648.49$762.46$1,410.95$196,115.54
101Feb 2028$651.00$759.95$1,410.95$195,464.54
102Mar 2028$653.52$757.43$1,410.95$194,811.02
103Apr 2028$656.06$754.89$1,410.95$194,154.96
104May 2028$658.60$752.35$1,410.95$193,496.36
105Jun 2028$661.15$749.80$1,410.95$192,835.21
106Jul 2028$663.71$747.24$1,410.95$192,171.50
107Aug 2028$666.29$744.66$1,410.95$191,505.21
108Sep 2028$668.87$742.08$1,410.95$190,836.34
109Oct 2028$671.46$739.49$1,410.95$190,164.88
110Nov 2028$674.06$736.89$1,410.95$189,490.82
111Dec 2028$676.67$734.28$1,410.95$188,814.15
2028 Total$7,949.88$8,981.52$16,931.4
112Jan 2029$679.30$731.65$1,410.95$188,134.85
113Feb 2029$681.93$729.02$1,410.95$187,452.92
114Mar 2029$684.57$726.38$1,410.95$186,768.35
115Apr 2029$687.22$723.73$1,410.95$186,081.13
116May 2029$689.89$721.06$1,410.95$185,391.24
117Jun 2029$692.56$718.39$1,410.95$184,698.68
118Jul 2029$695.24$715.71$1,410.95$184,003.44
119Aug 2029$697.94$713.01$1,410.95$183,305.50
120Sep 2029$700.64$710.31$1,410.95$182,604.86
121Oct 2029$703.36$707.59$1,410.95$181,901.50
122Nov 2029$706.08$704.87$1,410.95$181,195.42
123Dec 2029$708.82$702.13$1,410.95$180,486.60
2029 Total$8,327.55$8,603.85$16,931.4
124Jan 2030$711.56$699.39$1,410.95$179,775.04
125Feb 2030$714.32$696.63$1,410.95$179,060.72
126Mar 2030$717.09$693.86$1,410.95$178,343.63
127Apr 2030$719.87$691.08$1,410.95$177,623.76
128May 2030$722.66$688.29$1,410.95$176,901.10
129Jun 2030$725.46$685.49$1,410.95$176,175.64
130Jul 2030$728.27$682.68$1,410.95$175,447.37
131Aug 2030$731.09$679.86$1,410.95$174,716.28
132Sep 2030$733.92$677.03$1,410.95$173,982.36
133Oct 2030$736.77$674.18$1,410.95$173,245.59
134Nov 2030$739.62$671.33$1,410.95$172,505.97
135Dec 2030$742.49$668.46$1,410.95$171,763.48
2030 Total$8,723.12$8,208.28$16,931.4
136Jan 2031$745.37$665.58$1,410.95$171,018.11
137Feb 2031$748.25$662.70$1,410.95$170,269.86
138Mar 2031$751.15$659.80$1,410.95$169,518.71
139Apr 2031$754.06$656.89$1,410.95$168,764.65
140May 2031$756.99$653.96$1,410.95$168,007.66
141Jun 2031$759.92$651.03$1,410.95$167,247.74
142Jul 2031$762.87$648.08$1,410.95$166,484.87
143Aug 2031$765.82$645.13$1,410.95$165,719.05
144Sep 2031$768.79$642.16$1,410.95$164,950.26
145Oct 2031$771.77$639.18$1,410.95$164,178.49
146Nov 2031$774.76$636.19$1,410.95$163,403.73
147Dec 2031$777.76$633.19$1,410.95$162,625.97
2031 Total$9,137.51$7,793.89$16,931.4
148Jan 2032$780.77$630.18$1,410.95$161,845.20
149Feb 2032$783.80$627.15$1,410.95$161,061.40
150Mar 2032$786.84$624.11$1,410.95$160,274.56
151Apr 2032$789.89$621.06$1,410.95$159,484.67
152May 2032$792.95$618.00$1,410.95$158,691.72
153Jun 2032$796.02$614.93$1,410.95$157,895.70
154Jul 2032$799.10$611.85$1,410.95$157,096.60
155Aug 2032$802.20$608.75$1,410.95$156,294.40
156Sep 2032$805.31$605.64$1,410.95$155,489.09
157Oct 2032$808.43$602.52$1,410.95$154,680.66
158Nov 2032$811.56$599.39$1,410.95$153,869.10
159Dec 2032$814.71$596.24$1,410.95$153,054.39
2032 Total$9,571.58$7,359.82$16,931.4
160Jan 2033$817.86$593.09$1,410.95$152,236.53
161Feb 2033$821.03$589.92$1,410.95$151,415.50
162Mar 2033$824.21$586.74$1,410.95$150,591.29
163Apr 2033$827.41$583.54$1,410.95$149,763.88
164May 2033$830.61$580.34$1,410.95$148,933.27
165Jun 2033$833.83$577.12$1,410.95$148,099.44
166Jul 2033$837.06$573.89$1,410.95$147,262.38
167Aug 2033$840.31$570.64$1,410.95$146,422.07
168Sep 2033$843.56$567.39$1,410.95$145,578.51
169Oct 2033$846.83$564.12$1,410.95$144,731.68
170Nov 2033$850.11$560.84$1,410.95$143,881.57
171Dec 2033$853.41$557.54$1,410.95$143,028.16
2033 Total$10,026.23$6,905.17$16,931.4
172Jan 2034$856.72$554.23$1,410.95$142,171.44
173Feb 2034$860.04$550.91$1,410.95$141,311.40
174Mar 2034$863.37$547.58$1,410.95$140,448.03
175Apr 2034$866.71$544.24$1,410.95$139,581.32
176May 2034$870.07$540.88$1,410.95$138,711.25
177Jun 2034$873.44$537.51$1,410.95$137,837.81
178Jul 2034$876.83$534.12$1,410.95$136,960.98
179Aug 2034$880.23$530.72$1,410.95$136,080.75
180Sep 2034$883.64$527.31$1,410.95$135,197.11
181Oct 2034$887.06$523.89$1,410.95$134,310.05
182Nov 2034$890.50$520.45$1,410.95$133,419.55
183Dec 2034$893.95$517.00$1,410.95$132,525.60
2034 Total$10,502.56$6,428.84$16,931.4
184Jan 2035$897.41$513.54$1,410.95$131,628.19
185Feb 2035$900.89$510.06$1,410.95$130,727.30
186Mar 2035$904.38$506.57$1,410.95$129,822.92
187Apr 2035$907.89$503.06$1,410.95$128,915.03
188May 2035$911.40$499.55$1,410.95$128,003.63
189Jun 2035$914.94$496.01$1,410.95$127,088.69
190Jul 2035$918.48$492.47$1,410.95$126,170.21
191Aug 2035$922.04$488.91$1,410.95$125,248.17
192Sep 2035$925.61$485.34$1,410.95$124,322.56
193Oct 2035$929.20$481.75$1,410.95$123,393.36
194Nov 2035$932.80$478.15$1,410.95$122,460.56
195Dec 2035$936.42$474.53$1,410.95$121,524.14
2035 Total$11,001.46$5,929.94$16,931.4
196Jan 2036$940.04$470.91$1,410.95$120,584.10
197Feb 2036$943.69$467.26$1,410.95$119,640.41
198Mar 2036$947.34$463.61$1,410.95$118,693.07
199Apr 2036$951.01$459.94$1,410.95$117,742.06
200May 2036$954.70$456.25$1,410.95$116,787.36
201Jun 2036$958.40$452.55$1,410.95$115,828.96
202Jul 2036$962.11$448.84$1,410.95$114,866.85
203Aug 2036$965.84$445.11$1,410.95$113,901.01
204Sep 2036$969.58$441.37$1,410.95$112,931.43
205Oct 2036$973.34$437.61$1,410.95$111,958.09
206Nov 2036$977.11$433.84$1,410.95$110,980.98
207Dec 2036$980.90$430.05$1,410.95$110,000.08
2036 Total$11,524.06$5,407.34$16,931.4
208Jan 2037$984.70$426.25$1,410.95$109,015.38
209Feb 2037$988.52$422.43$1,410.95$108,026.86
210Mar 2037$992.35$418.60$1,410.95$107,034.51
211Apr 2037$996.19$414.76$1,410.95$106,038.32
212May 2037$1,000.05$410.90$1,410.95$105,038.27
213Jun 2037$1,003.93$407.02$1,410.95$104,034.34
214Jul 2037$1,007.82$403.13$1,410.95$103,026.52
215Aug 2037$1,011.72$399.23$1,410.95$102,014.80
216Sep 2037$1,015.64$395.31$1,410.95$100,999.16
217Oct 2037$1,019.58$391.37$1,410.95$99,979.58
218Nov 2037$1,023.53$387.42$1,410.95$98,956.05
219Dec 2037$1,027.50$383.45$1,410.95$97,928.55
2037 Total$12,071.53$4,859.87$16,931.4
220Jan 2038$1,031.48$379.47$1,410.95$96,897.07
221Feb 2038$1,035.47$375.48$1,410.95$95,861.60
222Mar 2038$1,039.49$371.46$1,410.95$94,822.11
223Apr 2038$1,043.51$367.44$1,410.95$93,778.60
224May 2038$1,047.56$363.39$1,410.95$92,731.04
225Jun 2038$1,051.62$359.33$1,410.95$91,679.42
226Jul 2038$1,055.69$355.26$1,410.95$90,623.73
227Aug 2038$1,059.78$351.17$1,410.95$89,563.95
228Sep 2038$1,063.89$347.06$1,410.95$88,500.06
229Oct 2038$1,068.01$342.94$1,410.95$87,432.05
230Nov 2038$1,072.15$338.80$1,410.95$86,359.90
231Dec 2038$1,076.31$334.64$1,410.95$85,283.59
2038 Total$12,644.96$4,286.44$16,931.4
232Jan 2039$1,080.48$330.47$1,410.95$84,203.11
233Feb 2039$1,084.66$326.29$1,410.95$83,118.45
234Mar 2039$1,088.87$322.08$1,410.95$82,029.58
235Apr 2039$1,093.09$317.86$1,410.95$80,936.49
236May 2039$1,097.32$313.63$1,410.95$79,839.17
237Jun 2039$1,101.57$309.38$1,410.95$78,737.60
238Jul 2039$1,105.84$305.11$1,410.95$77,631.76
239Aug 2039$1,110.13$300.82$1,410.95$76,521.63
240Sep 2039$1,114.43$296.52$1,410.95$75,407.20
241Oct 2039$1,118.75$292.20$1,410.95$74,288.45
242Nov 2039$1,123.08$287.87$1,410.95$73,165.37
243Dec 2039$1,127.43$283.52$1,410.95$72,037.94
2039 Total$13,245.65$3,685.75$16,931.4
244Jan 2040$1,131.80$279.15$1,410.95$70,906.14
245Feb 2040$1,136.19$274.76$1,410.95$69,769.95
246Mar 2040$1,140.59$270.36$1,410.95$68,629.36
247Apr 2040$1,145.01$265.94$1,410.95$67,484.35
248May 2040$1,149.45$261.50$1,410.95$66,334.90
249Jun 2040$1,153.90$257.05$1,410.95$65,181.00
250Jul 2040$1,158.37$252.58$1,410.95$64,022.63
251Aug 2040$1,162.86$248.09$1,410.95$62,859.77
252Sep 2040$1,167.37$243.58$1,410.95$61,692.40
253Oct 2040$1,171.89$239.06$1,410.95$60,520.51
254Nov 2040$1,176.43$234.52$1,410.95$59,344.08
255Dec 2040$1,180.99$229.96$1,410.95$58,163.09
2040 Total$13,874.85$3,056.55$16,931.4
256Jan 2041$1,185.57$225.38$1,410.95$56,977.52
257Feb 2041$1,190.16$220.79$1,410.95$55,787.36
258Mar 2041$1,194.77$216.18$1,410.95$54,592.59
259Apr 2041$1,199.40$211.55$1,410.95$53,393.19
260May 2041$1,204.05$206.90$1,410.95$52,189.14
261Jun 2041$1,208.72$202.23$1,410.95$50,980.42
262Jul 2041$1,213.40$197.55$1,410.95$49,767.02
263Aug 2041$1,218.10$192.85$1,410.95$48,548.92
264Sep 2041$1,222.82$188.13$1,410.95$47,326.10
265Oct 2041$1,227.56$183.39$1,410.95$46,098.54
266Nov 2041$1,232.32$178.63$1,410.95$44,866.22
267Dec 2041$1,237.09$173.86$1,410.95$43,629.13
2041 Total$14,533.96$2,397.44$16,931.4
268Jan 2042$1,241.89$169.06$1,410.95$42,387.24
269Feb 2042$1,246.70$164.25$1,410.95$41,140.54
270Mar 2042$1,251.53$159.42$1,410.95$39,889.01
271Apr 2042$1,256.38$154.57$1,410.95$38,632.63
272May 2042$1,261.25$149.70$1,410.95$37,371.38
273Jun 2042$1,266.14$144.81$1,410.95$36,105.24
274Jul 2042$1,271.04$139.91$1,410.95$34,834.20
275Aug 2042$1,275.97$134.98$1,410.95$33,558.23
276Sep 2042$1,280.91$130.04$1,410.95$32,277.32
277Oct 2042$1,285.88$125.07$1,410.95$30,991.44
278Nov 2042$1,290.86$120.09$1,410.95$29,700.58
279Dec 2042$1,295.86$115.09$1,410.95$28,404.72
2042 Total$15,224.41$1,706.99$16,931.4
280Jan 2043$1,300.88$110.07$1,410.95$27,103.84
281Feb 2043$1,305.92$105.03$1,410.95$25,797.92
282Mar 2043$1,310.98$99.97$1,410.95$24,486.94
283Apr 2043$1,316.06$94.89$1,410.95$23,170.88
284May 2043$1,321.16$89.79$1,410.95$21,849.72
285Jun 2043$1,326.28$84.67$1,410.95$20,523.44
286Jul 2043$1,331.42$79.53$1,410.95$19,192.02
287Aug 2043$1,336.58$74.37$1,410.95$17,855.44
288Sep 2043$1,341.76$69.19$1,410.95$16,513.68
289Oct 2043$1,346.96$63.99$1,410.95$15,166.72
290Nov 2043$1,352.18$58.77$1,410.95$13,814.54
291Dec 2043$1,357.42$53.53$1,410.95$12,457.12
2043 Total$15,947.6$983.8$16,931.4
292Jan 2044$1,362.68$48.27$1,410.95$11,094.44
293Feb 2044$1,367.96$42.99$1,410.95$9,726.48
294Mar 2044$1,373.26$37.69$1,410.95$8,353.22
295Apr 2044$1,378.58$32.37$1,410.95$6,974.64
296May 2044$1,383.92$27.03$1,410.95$5,590.72
297Jun 2044$1,389.29$21.66$1,410.95$4,201.43
298Jul 2044$1,394.67$16.28$1,410.95$2,806.76
299Aug 2044$1,400.07$10.88$1,410.95$1,406.69
300Sep 2044$1,405.50$5.45$1,410.95$1.19
2044 Total$12,455.93$242.62$12,698.55
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