Borrow amount

$300,000

Advertised Rate

1.99%

Fixed - 2 years

Loan term
25 Years
Illawarra Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,270
Number of repayments
300
Total interest paid
$81,031
Total Repayments

$381,030

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$772.60$497.50$1,270.10$299,227.40
2Dec 2020$773.88$496.22$1,270.10$298,453.52
2020 Total$1,546.48$993.72$2,540.2
3Jan 2021$775.16$494.94$1,270.10$297,678.36
4Feb 2021$776.45$493.65$1,270.10$296,901.91
5Mar 2021$777.74$492.36$1,270.10$296,124.17
6Apr 2021$779.03$491.07$1,270.10$295,345.14
7May 2021$780.32$489.78$1,270.10$294,564.82
8Jun 2021$781.61$488.49$1,270.10$293,783.21
9Jul 2021$782.91$487.19$1,270.10$293,000.30
10Aug 2021$784.21$485.89$1,270.10$292,216.09
11Sep 2021$785.51$484.59$1,270.10$291,430.58
12Oct 2021$786.81$483.29$1,270.10$290,643.77
13Nov 2021$788.12$481.98$1,270.10$289,855.65
14Dec 2021$789.42$480.68$1,270.10$289,066.23
2021 Total$9,387.29$5,853.91$15,241.2
15Jan 2022$790.73$479.37$1,270.10$288,275.50
16Feb 2022$792.04$478.06$1,270.10$287,483.46
17Mar 2022$793.36$476.74$1,270.10$286,690.10
18Apr 2022$794.67$475.43$1,270.10$285,895.43
19May 2022$795.99$474.11$1,270.10$285,099.44
20Jun 2022$797.31$472.79$1,270.10$284,302.13
21Jul 2022$798.63$471.47$1,270.10$283,503.50
22Aug 2022$799.96$470.14$1,270.10$282,703.54
23Sep 2022$801.28$468.82$1,270.10$281,902.26
24Oct 2022$802.61$467.49$1,270.10$281,099.65
25Nov 2022$803.94$466.16$1,270.10$280,295.71
26Dec 2022$805.28$464.82$1,270.10$279,490.43
2022 Total$9,575.8$5,665.4$15,241.2
27Jan 2023$806.61$463.49$1,270.10$278,683.82
28Feb 2023$807.95$462.15$1,270.10$277,875.87
29Mar 2023$809.29$460.81$1,270.10$277,066.58
30Apr 2023$810.63$459.47$1,270.10$276,255.95
31May 2023$811.98$458.12$1,270.10$275,443.97
32Jun 2023$813.32$456.78$1,270.10$274,630.65
33Jul 2023$814.67$455.43$1,270.10$273,815.98
34Aug 2023$816.02$454.08$1,270.10$272,999.96
35Sep 2023$817.38$452.72$1,270.10$272,182.58
36Oct 2023$818.73$451.37$1,270.10$271,363.85
37Nov 2023$820.09$450.01$1,270.10$270,543.76
38Dec 2023$821.45$448.65$1,270.10$269,722.31
2023 Total$9,768.12$5,473.08$15,241.2
39Jan 2024$822.81$447.29$1,270.10$268,899.50
40Feb 2024$824.17$445.93$1,270.10$268,075.33
41Mar 2024$825.54$444.56$1,270.10$267,249.79
42Apr 2024$826.91$443.19$1,270.10$266,422.88
43May 2024$828.28$441.82$1,270.10$265,594.60
44Jun 2024$829.66$440.44$1,270.10$264,764.94
45Jul 2024$831.03$439.07$1,270.10$263,933.91
46Aug 2024$832.41$437.69$1,270.10$263,101.50
47Sep 2024$833.79$436.31$1,270.10$262,267.71
48Oct 2024$835.17$434.93$1,270.10$261,432.54
49Nov 2024$836.56$433.54$1,270.10$260,595.98
50Dec 2024$837.94$432.16$1,270.10$259,758.04
2024 Total$9,964.27$5,276.93$15,241.2
51Jan 2025$839.33$430.77$1,270.10$258,918.71
52Feb 2025$840.73$429.37$1,270.10$258,077.98
53Mar 2025$842.12$427.98$1,270.10$257,235.86
54Apr 2025$843.52$426.58$1,270.10$256,392.34
55May 2025$844.92$425.18$1,270.10$255,547.42
56Jun 2025$846.32$423.78$1,270.10$254,701.10
57Jul 2025$847.72$422.38$1,270.10$253,853.38
58Aug 2025$849.13$420.97$1,270.10$253,004.25
59Sep 2025$850.53$419.57$1,270.10$252,153.72
60Oct 2025$851.95$418.15$1,270.10$251,301.77
61Nov 2025$853.36$416.74$1,270.10$250,448.41
62Dec 2025$854.77$415.33$1,270.10$249,593.64
2025 Total$10,164.4$5,076.8$15,241.2
63Jan 2026$856.19$413.91$1,270.10$248,737.45
64Feb 2026$857.61$412.49$1,270.10$247,879.84
65Mar 2026$859.03$411.07$1,270.10$247,020.81
66Apr 2026$860.46$409.64$1,270.10$246,160.35
67May 2026$861.88$408.22$1,270.10$245,298.47
68Jun 2026$863.31$406.79$1,270.10$244,435.16
69Jul 2026$864.75$405.35$1,270.10$243,570.41
70Aug 2026$866.18$403.92$1,270.10$242,704.23
71Sep 2026$867.62$402.48$1,270.10$241,836.61
72Oct 2026$869.05$401.05$1,270.10$240,967.56
73Nov 2026$870.50$399.60$1,270.10$240,097.06
74Dec 2026$871.94$398.16$1,270.10$239,225.12
2026 Total$10,368.52$4,872.68$15,241.2
75Jan 2027$873.39$396.71$1,270.10$238,351.73
76Feb 2027$874.83$395.27$1,270.10$237,476.90
77Mar 2027$876.28$393.82$1,270.10$236,600.62
78Apr 2027$877.74$392.36$1,270.10$235,722.88
79May 2027$879.19$390.91$1,270.10$234,843.69
80Jun 2027$880.65$389.45$1,270.10$233,963.04
81Jul 2027$882.11$387.99$1,270.10$233,080.93
82Aug 2027$883.57$386.53$1,270.10$232,197.36
83Sep 2027$885.04$385.06$1,270.10$231,312.32
84Oct 2027$886.51$383.59$1,270.10$230,425.81
85Nov 2027$887.98$382.12$1,270.10$229,537.83
86Dec 2027$889.45$380.65$1,270.10$228,648.38
2027 Total$10,576.74$4,664.46$15,241.2
87Jan 2028$890.92$379.18$1,270.10$227,757.46
88Feb 2028$892.40$377.70$1,270.10$226,865.06
89Mar 2028$893.88$376.22$1,270.10$225,971.18
90Apr 2028$895.36$374.74$1,270.10$225,075.82
91May 2028$896.85$373.25$1,270.10$224,178.97
92Jun 2028$898.34$371.76$1,270.10$223,280.63
93Jul 2028$899.83$370.27$1,270.10$222,380.80
94Aug 2028$901.32$368.78$1,270.10$221,479.48
95Sep 2028$902.81$367.29$1,270.10$220,576.67
96Oct 2028$904.31$365.79$1,270.10$219,672.36
97Nov 2028$905.81$364.29$1,270.10$218,766.55
98Dec 2028$907.31$362.79$1,270.10$217,859.24
2028 Total$10,789.14$4,452.06$15,241.2
99Jan 2029$908.82$361.28$1,270.10$216,950.42
100Feb 2029$910.32$359.78$1,270.10$216,040.10
101Mar 2029$911.83$358.27$1,270.10$215,128.27
102Apr 2029$913.35$356.75$1,270.10$214,214.92
103May 2029$914.86$355.24$1,270.10$213,300.06
104Jun 2029$916.38$353.72$1,270.10$212,383.68
105Jul 2029$917.90$352.20$1,270.10$211,465.78
106Aug 2029$919.42$350.68$1,270.10$210,546.36
107Sep 2029$920.94$349.16$1,270.10$209,625.42
108Oct 2029$922.47$347.63$1,270.10$208,702.95
109Nov 2029$924.00$346.10$1,270.10$207,778.95
110Dec 2029$925.53$344.57$1,270.10$206,853.42
2029 Total$11,005.82$4,235.38$15,241.2
111Jan 2030$927.07$343.03$1,270.10$205,926.35
112Feb 2030$928.61$341.49$1,270.10$204,997.74
113Mar 2030$930.15$339.95$1,270.10$204,067.59
114Apr 2030$931.69$338.41$1,270.10$203,135.90
115May 2030$933.23$336.87$1,270.10$202,202.67
116Jun 2030$934.78$335.32$1,270.10$201,267.89
117Jul 2030$936.33$333.77$1,270.10$200,331.56
118Aug 2030$937.88$332.22$1,270.10$199,393.68
119Sep 2030$939.44$330.66$1,270.10$198,454.24
120Oct 2030$941.00$329.10$1,270.10$197,513.24
121Nov 2030$942.56$327.54$1,270.10$196,570.68
122Dec 2030$944.12$325.98$1,270.10$195,626.56
2030 Total$11,226.86$4,014.34$15,241.2
123Jan 2031$945.69$324.41$1,270.10$194,680.87
124Feb 2031$947.25$322.85$1,270.10$193,733.62
125Mar 2031$948.83$321.27$1,270.10$192,784.79
126Apr 2031$950.40$319.70$1,270.10$191,834.39
127May 2031$951.97$318.13$1,270.10$190,882.42
128Jun 2031$953.55$316.55$1,270.10$189,928.87
129Jul 2031$955.13$314.97$1,270.10$188,973.74
130Aug 2031$956.72$313.38$1,270.10$188,017.02
131Sep 2031$958.31$311.79$1,270.10$187,058.71
132Oct 2031$959.89$310.21$1,270.10$186,098.82
133Nov 2031$961.49$308.61$1,270.10$185,137.33
134Dec 2031$963.08$307.02$1,270.10$184,174.25
2031 Total$11,452.31$3,788.89$15,241.2
135Jan 2032$964.68$305.42$1,270.10$183,209.57
136Feb 2032$966.28$303.82$1,270.10$182,243.29
137Mar 2032$967.88$302.22$1,270.10$181,275.41
138Apr 2032$969.48$300.62$1,270.10$180,305.93
139May 2032$971.09$299.01$1,270.10$179,334.84
140Jun 2032$972.70$297.40$1,270.10$178,362.14
141Jul 2032$974.32$295.78$1,270.10$177,387.82
142Aug 2032$975.93$294.17$1,270.10$176,411.89
143Sep 2032$977.55$292.55$1,270.10$175,434.34
144Oct 2032$979.17$290.93$1,270.10$174,455.17
145Nov 2032$980.80$289.30$1,270.10$173,474.37
146Dec 2032$982.42$287.68$1,270.10$172,491.95
2032 Total$11,682.3$3,558.9$15,241.2
147Jan 2033$984.05$286.05$1,270.10$171,507.90
148Feb 2033$985.68$284.42$1,270.10$170,522.22
149Mar 2033$987.32$282.78$1,270.10$169,534.90
150Apr 2033$988.95$281.15$1,270.10$168,545.95
151May 2033$990.59$279.51$1,270.10$167,555.36
152Jun 2033$992.24$277.86$1,270.10$166,563.12
153Jul 2033$993.88$276.22$1,270.10$165,569.24
154Aug 2033$995.53$274.57$1,270.10$164,573.71
155Sep 2033$997.18$272.92$1,270.10$163,576.53
156Oct 2033$998.84$271.26$1,270.10$162,577.69
157Nov 2033$1,000.49$269.61$1,270.10$161,577.20
158Dec 2033$1,002.15$267.95$1,270.10$160,575.05
2033 Total$11,916.9$3,324.3$15,241.2
159Jan 2034$1,003.81$266.29$1,270.10$159,571.24
160Feb 2034$1,005.48$264.62$1,270.10$158,565.76
161Mar 2034$1,007.15$262.95$1,270.10$157,558.61
162Apr 2034$1,008.82$261.28$1,270.10$156,549.79
163May 2034$1,010.49$259.61$1,270.10$155,539.30
164Jun 2034$1,012.16$257.94$1,270.10$154,527.14
165Jul 2034$1,013.84$256.26$1,270.10$153,513.30
166Aug 2034$1,015.52$254.58$1,270.10$152,497.78
167Sep 2034$1,017.21$252.89$1,270.10$151,480.57
168Oct 2034$1,018.89$251.21$1,270.10$150,461.68
169Nov 2034$1,020.58$249.52$1,270.10$149,441.10
170Dec 2034$1,022.28$247.82$1,270.10$148,418.82
2034 Total$12,156.23$3,084.97$15,241.2
171Jan 2035$1,023.97$246.13$1,270.10$147,394.85
172Feb 2035$1,025.67$244.43$1,270.10$146,369.18
173Mar 2035$1,027.37$242.73$1,270.10$145,341.81
174Apr 2035$1,029.07$241.03$1,270.10$144,312.74
175May 2035$1,030.78$239.32$1,270.10$143,281.96
176Jun 2035$1,032.49$237.61$1,270.10$142,249.47
177Jul 2035$1,034.20$235.90$1,270.10$141,215.27
178Aug 2035$1,035.92$234.18$1,270.10$140,179.35
179Sep 2035$1,037.64$232.46$1,270.10$139,141.71
180Oct 2035$1,039.36$230.74$1,270.10$138,102.35
181Nov 2035$1,041.08$229.02$1,270.10$137,061.27
182Dec 2035$1,042.81$227.29$1,270.10$136,018.46
2035 Total$12,400.36$2,840.84$15,241.2
183Jan 2036$1,044.54$225.56$1,270.10$134,973.92
184Feb 2036$1,046.27$223.83$1,270.10$133,927.65
185Mar 2036$1,048.00$222.10$1,270.10$132,879.65
186Apr 2036$1,049.74$220.36$1,270.10$131,829.91
187May 2036$1,051.48$218.62$1,270.10$130,778.43
188Jun 2036$1,053.23$216.87$1,270.10$129,725.20
189Jul 2036$1,054.97$215.13$1,270.10$128,670.23
190Aug 2036$1,056.72$213.38$1,270.10$127,613.51
191Sep 2036$1,058.47$211.63$1,270.10$126,555.04
192Oct 2036$1,060.23$209.87$1,270.10$125,494.81
193Nov 2036$1,061.99$208.11$1,270.10$124,432.82
194Dec 2036$1,063.75$206.35$1,270.10$123,369.07
2036 Total$12,649.39$2,591.81$15,241.2
195Jan 2037$1,065.51$204.59$1,270.10$122,303.56
196Feb 2037$1,067.28$202.82$1,270.10$121,236.28
197Mar 2037$1,069.05$201.05$1,270.10$120,167.23
198Apr 2037$1,070.82$199.28$1,270.10$119,096.41
199May 2037$1,072.60$197.50$1,270.10$118,023.81
200Jun 2037$1,074.38$195.72$1,270.10$116,949.43
201Jul 2037$1,076.16$193.94$1,270.10$115,873.27
202Aug 2037$1,077.94$192.16$1,270.10$114,795.33
203Sep 2037$1,079.73$190.37$1,270.10$113,715.60
204Oct 2037$1,081.52$188.58$1,270.10$112,634.08
205Nov 2037$1,083.32$186.78$1,270.10$111,550.76
206Dec 2037$1,085.11$184.99$1,270.10$110,465.65
2037 Total$12,903.42$2,337.78$15,241.2
207Jan 2038$1,086.91$183.19$1,270.10$109,378.74
208Feb 2038$1,088.71$181.39$1,270.10$108,290.03
209Mar 2038$1,090.52$179.58$1,270.10$107,199.51
210Apr 2038$1,092.33$177.77$1,270.10$106,107.18
211May 2038$1,094.14$175.96$1,270.10$105,013.04
212Jun 2038$1,095.95$174.15$1,270.10$103,917.09
213Jul 2038$1,097.77$172.33$1,270.10$102,819.32
214Aug 2038$1,099.59$170.51$1,270.10$101,719.73
215Sep 2038$1,101.41$168.69$1,270.10$100,618.32
216Oct 2038$1,103.24$166.86$1,270.10$99,515.08
217Nov 2038$1,105.07$165.03$1,270.10$98,410.01
218Dec 2038$1,106.90$163.20$1,270.10$97,303.11
2038 Total$13,162.54$2,078.66$15,241.2
219Jan 2039$1,108.74$161.36$1,270.10$96,194.37
220Feb 2039$1,110.58$159.52$1,270.10$95,083.79
221Mar 2039$1,112.42$157.68$1,270.10$93,971.37
222Apr 2039$1,114.26$155.84$1,270.10$92,857.11
223May 2039$1,116.11$153.99$1,270.10$91,741.00
224Jun 2039$1,117.96$152.14$1,270.10$90,623.04
225Jul 2039$1,119.82$150.28$1,270.10$89,503.22
226Aug 2039$1,121.67$148.43$1,270.10$88,381.55
227Sep 2039$1,123.53$146.57$1,270.10$87,258.02
228Oct 2039$1,125.40$144.70$1,270.10$86,132.62
229Nov 2039$1,127.26$142.84$1,270.10$85,005.36
230Dec 2039$1,129.13$140.97$1,270.10$83,876.23
2039 Total$13,426.88$1,814.32$15,241.2
231Jan 2040$1,131.01$139.09$1,270.10$82,745.22
232Feb 2040$1,132.88$137.22$1,270.10$81,612.34
233Mar 2040$1,134.76$135.34$1,270.10$80,477.58
234Apr 2040$1,136.64$133.46$1,270.10$79,340.94
235May 2040$1,138.53$131.57$1,270.10$78,202.41
236Jun 2040$1,140.41$129.69$1,270.10$77,062.00
237Jul 2040$1,142.31$127.79$1,270.10$75,919.69
238Aug 2040$1,144.20$125.90$1,270.10$74,775.49
239Sep 2040$1,146.10$124.00$1,270.10$73,629.39
240Oct 2040$1,148.00$122.10$1,270.10$72,481.39
241Nov 2040$1,149.90$120.20$1,270.10$71,331.49
242Dec 2040$1,151.81$118.29$1,270.10$70,179.68
2040 Total$13,696.55$1,544.65$15,241.2
243Jan 2041$1,153.72$116.38$1,270.10$69,025.96
244Feb 2041$1,155.63$114.47$1,270.10$67,870.33
245Mar 2041$1,157.55$112.55$1,270.10$66,712.78
246Apr 2041$1,159.47$110.63$1,270.10$65,553.31
247May 2041$1,161.39$108.71$1,270.10$64,391.92
248Jun 2041$1,163.32$106.78$1,270.10$63,228.60
249Jul 2041$1,165.25$104.85$1,270.10$62,063.35
250Aug 2041$1,167.18$102.92$1,270.10$60,896.17
251Sep 2041$1,169.11$100.99$1,270.10$59,727.06
252Oct 2041$1,171.05$99.05$1,270.10$58,556.01
253Nov 2041$1,172.99$97.11$1,270.10$57,383.02
254Dec 2041$1,174.94$95.16$1,270.10$56,208.08
2041 Total$13,971.6$1,269.6$15,241.2
255Jan 2042$1,176.89$93.21$1,270.10$55,031.19
256Feb 2042$1,178.84$91.26$1,270.10$53,852.35
257Mar 2042$1,180.79$89.31$1,270.10$52,671.56
258Apr 2042$1,182.75$87.35$1,270.10$51,488.81
259May 2042$1,184.71$85.39$1,270.10$50,304.10
260Jun 2042$1,186.68$83.42$1,270.10$49,117.42
261Jul 2042$1,188.65$81.45$1,270.10$47,928.77
262Aug 2042$1,190.62$79.48$1,270.10$46,738.15
263Sep 2042$1,192.59$77.51$1,270.10$45,545.56
264Oct 2042$1,194.57$75.53$1,270.10$44,350.99
265Nov 2042$1,196.55$73.55$1,270.10$43,154.44
266Dec 2042$1,198.54$71.56$1,270.10$41,955.90
2042 Total$14,252.18$989.02$15,241.2
267Jan 2043$1,200.52$69.58$1,270.10$40,755.38
268Feb 2043$1,202.51$67.59$1,270.10$39,552.87
269Mar 2043$1,204.51$65.59$1,270.10$38,348.36
270Apr 2043$1,206.51$63.59$1,270.10$37,141.85
271May 2043$1,208.51$61.59$1,270.10$35,933.34
272Jun 2043$1,210.51$59.59$1,270.10$34,722.83
273Jul 2043$1,212.52$57.58$1,270.10$33,510.31
274Aug 2043$1,214.53$55.57$1,270.10$32,295.78
275Sep 2043$1,216.54$53.56$1,270.10$31,079.24
276Oct 2043$1,218.56$51.54$1,270.10$29,860.68
277Nov 2043$1,220.58$49.52$1,270.10$28,640.10
278Dec 2043$1,222.61$47.49$1,270.10$27,417.49
2043 Total$14,538.41$702.79$15,241.2
279Jan 2044$1,224.63$45.47$1,270.10$26,192.86
280Feb 2044$1,226.66$43.44$1,270.10$24,966.20
281Mar 2044$1,228.70$41.40$1,270.10$23,737.50
282Apr 2044$1,230.74$39.36$1,270.10$22,506.76
283May 2044$1,232.78$37.32$1,270.10$21,273.98
284Jun 2044$1,234.82$35.28$1,270.10$20,039.16
285Jul 2044$1,236.87$33.23$1,270.10$18,802.29
286Aug 2044$1,238.92$31.18$1,270.10$17,563.37
287Sep 2044$1,240.97$29.13$1,270.10$16,322.40
288Oct 2044$1,243.03$27.07$1,270.10$15,079.37
289Nov 2044$1,245.09$25.01$1,270.10$13,834.28
290Dec 2044$1,247.16$22.94$1,270.10$12,587.12
2044 Total$14,830.37$410.83$15,241.2
291Jan 2045$1,249.23$20.87$1,270.10$11,337.89
292Feb 2045$1,251.30$18.80$1,270.10$10,086.59
293Mar 2045$1,253.37$16.73$1,270.10$8,833.22
294Apr 2045$1,255.45$14.65$1,270.10$7,577.77
295May 2045$1,257.53$12.57$1,270.10$6,320.24
296Jun 2045$1,259.62$10.48$1,270.10$5,060.62
297Jul 2045$1,261.71$8.39$1,270.10$3,798.91
298Aug 2045$1,263.80$6.30$1,270.10$2,535.11
299Sep 2045$1,265.90$4.20$1,270.10$1,269.21
300Oct 2045$1,268.00$2.10$1,270.10$1.21
2045 Total$12,585.91$115.09$12,701