Borrow amount

$300,000

Advertised Rate

2.35%

Fixed - 3 years

Loan term
25 Years
Illawarra Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,323
Number of repayments
300
Total interest paid
$96,990
Total Repayments

$396,990

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$735.80$587.50$1,323.30$299,264.20
2Dec 2020$737.24$586.06$1,323.30$298,526.96
2020 Total$1,473.04$1,173.56$2,646.6
3Jan 2021$738.68$584.62$1,323.30$297,788.28
4Feb 2021$740.13$583.17$1,323.30$297,048.15
5Mar 2021$741.58$581.72$1,323.30$296,306.57
6Apr 2021$743.03$580.27$1,323.30$295,563.54
7May 2021$744.49$578.81$1,323.30$294,819.05
8Jun 2021$745.95$577.35$1,323.30$294,073.10
9Jul 2021$747.41$575.89$1,323.30$293,325.69
10Aug 2021$748.87$574.43$1,323.30$292,576.82
11Sep 2021$750.34$572.96$1,323.30$291,826.48
12Oct 2021$751.81$571.49$1,323.30$291,074.67
13Nov 2021$753.28$570.02$1,323.30$290,321.39
14Dec 2021$754.75$568.55$1,323.30$289,566.64
2021 Total$8,960.32$6,919.28$15,879.6
15Jan 2022$756.23$567.07$1,323.30$288,810.41
16Feb 2022$757.71$565.59$1,323.30$288,052.70
17Mar 2022$759.20$564.10$1,323.30$287,293.50
18Apr 2022$760.68$562.62$1,323.30$286,532.82
19May 2022$762.17$561.13$1,323.30$285,770.65
20Jun 2022$763.67$559.63$1,323.30$285,006.98
21Jul 2022$765.16$558.14$1,323.30$284,241.82
22Aug 2022$766.66$556.64$1,323.30$283,475.16
23Sep 2022$768.16$555.14$1,323.30$282,707.00
24Oct 2022$769.67$553.63$1,323.30$281,937.33
25Nov 2022$771.17$552.13$1,323.30$281,166.16
26Dec 2022$772.68$550.62$1,323.30$280,393.48
2022 Total$9,173.16$6,706.44$15,879.6
27Jan 2023$774.20$549.10$1,323.30$279,619.28
28Feb 2023$775.71$547.59$1,323.30$278,843.57
29Mar 2023$777.23$546.07$1,323.30$278,066.34
30Apr 2023$778.75$544.55$1,323.30$277,287.59
31May 2023$780.28$543.02$1,323.30$276,507.31
32Jun 2023$781.81$541.49$1,323.30$275,725.50
33Jul 2023$783.34$539.96$1,323.30$274,942.16
34Aug 2023$784.87$538.43$1,323.30$274,157.29
35Sep 2023$786.41$536.89$1,323.30$273,370.88
36Oct 2023$787.95$535.35$1,323.30$272,582.93
37Nov 2023$789.49$533.81$1,323.30$271,793.44
38Dec 2023$791.04$532.26$1,323.30$271,002.40
2023 Total$9,391.08$6,488.52$15,879.6
39Jan 2024$792.59$530.71$1,323.30$270,209.81
40Feb 2024$794.14$529.16$1,323.30$269,415.67
41Mar 2024$795.69$527.61$1,323.30$268,619.98
42Apr 2024$797.25$526.05$1,323.30$267,822.73
43May 2024$798.81$524.49$1,323.30$267,023.92
44Jun 2024$800.38$522.92$1,323.30$266,223.54
45Jul 2024$801.95$521.35$1,323.30$265,421.59
46Aug 2024$803.52$519.78$1,323.30$264,618.07
47Sep 2024$805.09$518.21$1,323.30$263,812.98
48Oct 2024$806.67$516.63$1,323.30$263,006.31
49Nov 2024$808.25$515.05$1,323.30$262,198.06
50Dec 2024$809.83$513.47$1,323.30$261,388.23
2024 Total$9,614.17$6,265.43$15,879.6
51Jan 2025$811.41$511.89$1,323.30$260,576.82
52Feb 2025$813.00$510.30$1,323.30$259,763.82
53Mar 2025$814.60$508.70$1,323.30$258,949.22
54Apr 2025$816.19$507.11$1,323.30$258,133.03
55May 2025$817.79$505.51$1,323.30$257,315.24
56Jun 2025$819.39$503.91$1,323.30$256,495.85
57Jul 2025$821.00$502.30$1,323.30$255,674.85
58Aug 2025$822.60$500.70$1,323.30$254,852.25
59Sep 2025$824.21$499.09$1,323.30$254,028.04
60Oct 2025$825.83$497.47$1,323.30$253,202.21
61Nov 2025$827.45$495.85$1,323.30$252,374.76
62Dec 2025$829.07$494.23$1,323.30$251,545.69
2025 Total$9,842.54$6,037.06$15,879.6
63Jan 2026$830.69$492.61$1,323.30$250,715.00
64Feb 2026$832.32$490.98$1,323.30$249,882.68
65Mar 2026$833.95$489.35$1,323.30$249,048.73
66Apr 2026$835.58$487.72$1,323.30$248,213.15
67May 2026$837.22$486.08$1,323.30$247,375.93
68Jun 2026$838.86$484.44$1,323.30$246,537.07
69Jul 2026$840.50$482.80$1,323.30$245,696.57
70Aug 2026$842.14$481.16$1,323.30$244,854.43
71Sep 2026$843.79$479.51$1,323.30$244,010.64
72Oct 2026$845.45$477.85$1,323.30$243,165.19
73Nov 2026$847.10$476.20$1,323.30$242,318.09
74Dec 2026$848.76$474.54$1,323.30$241,469.33
2026 Total$10,076.36$5,803.24$15,879.6
75Jan 2027$850.42$472.88$1,323.30$240,618.91
76Feb 2027$852.09$471.21$1,323.30$239,766.82
77Mar 2027$853.76$469.54$1,323.30$238,913.06
78Apr 2027$855.43$467.87$1,323.30$238,057.63
79May 2027$857.10$466.20$1,323.30$237,200.53
80Jun 2027$858.78$464.52$1,323.30$236,341.75
81Jul 2027$860.46$462.84$1,323.30$235,481.29
82Aug 2027$862.15$461.15$1,323.30$234,619.14
83Sep 2027$863.84$459.46$1,323.30$233,755.30
84Oct 2027$865.53$457.77$1,323.30$232,889.77
85Nov 2027$867.22$456.08$1,323.30$232,022.55
86Dec 2027$868.92$454.38$1,323.30$231,153.63
2027 Total$10,315.7$5,563.9$15,879.6
87Jan 2028$870.62$452.68$1,323.30$230,283.01
88Feb 2028$872.33$450.97$1,323.30$229,410.68
89Mar 2028$874.04$449.26$1,323.30$228,536.64
90Apr 2028$875.75$447.55$1,323.30$227,660.89
91May 2028$877.46$445.84$1,323.30$226,783.43
92Jun 2028$879.18$444.12$1,323.30$225,904.25
93Jul 2028$880.90$442.40$1,323.30$225,023.35
94Aug 2028$882.63$440.67$1,323.30$224,140.72
95Sep 2028$884.36$438.94$1,323.30$223,256.36
96Oct 2028$886.09$437.21$1,323.30$222,370.27
97Nov 2028$887.82$435.48$1,323.30$221,482.45
98Dec 2028$889.56$433.74$1,323.30$220,592.89
2028 Total$10,560.74$5,318.86$15,879.6
99Jan 2029$891.31$431.99$1,323.30$219,701.58
100Feb 2029$893.05$430.25$1,323.30$218,808.53
101Mar 2029$894.80$428.50$1,323.30$217,913.73
102Apr 2029$896.55$426.75$1,323.30$217,017.18
103May 2029$898.31$424.99$1,323.30$216,118.87
104Jun 2029$900.07$423.23$1,323.30$215,218.80
105Jul 2029$901.83$421.47$1,323.30$214,316.97
106Aug 2029$903.60$419.70$1,323.30$213,413.37
107Sep 2029$905.37$417.93$1,323.30$212,508.00
108Oct 2029$907.14$416.16$1,323.30$211,600.86
109Nov 2029$908.91$414.39$1,323.30$210,691.95
110Dec 2029$910.69$412.61$1,323.30$209,781.26
2029 Total$10,811.63$5,067.97$15,879.6
111Jan 2030$912.48$410.82$1,323.30$208,868.78
112Feb 2030$914.27$409.03$1,323.30$207,954.51
113Mar 2030$916.06$407.24$1,323.30$207,038.45
114Apr 2030$917.85$405.45$1,323.30$206,120.60
115May 2030$919.65$403.65$1,323.30$205,200.95
116Jun 2030$921.45$401.85$1,323.30$204,279.50
117Jul 2030$923.25$400.05$1,323.30$203,356.25
118Aug 2030$925.06$398.24$1,323.30$202,431.19
119Sep 2030$926.87$396.43$1,323.30$201,504.32
120Oct 2030$928.69$394.61$1,323.30$200,575.63
121Nov 2030$930.51$392.79$1,323.30$199,645.12
122Dec 2030$932.33$390.97$1,323.30$198,712.79
2030 Total$11,068.47$4,811.13$15,879.6
123Jan 2031$934.15$389.15$1,323.30$197,778.64
124Feb 2031$935.98$387.32$1,323.30$196,842.66
125Mar 2031$937.82$385.48$1,323.30$195,904.84
126Apr 2031$939.65$383.65$1,323.30$194,965.19
127May 2031$941.49$381.81$1,323.30$194,023.70
128Jun 2031$943.34$379.96$1,323.30$193,080.36
129Jul 2031$945.18$378.12$1,323.30$192,135.18
130Aug 2031$947.04$376.26$1,323.30$191,188.14
131Sep 2031$948.89$374.41$1,323.30$190,239.25
132Oct 2031$950.75$372.55$1,323.30$189,288.50
133Nov 2031$952.61$370.69$1,323.30$188,335.89
134Dec 2031$954.48$368.82$1,323.30$187,381.41
2031 Total$11,331.38$4,548.22$15,879.6
135Jan 2032$956.34$366.96$1,323.30$186,425.07
136Feb 2032$958.22$365.08$1,323.30$185,466.85
137Mar 2032$960.09$363.21$1,323.30$184,506.76
138Apr 2032$961.97$361.33$1,323.30$183,544.79
139May 2032$963.86$359.44$1,323.30$182,580.93
140Jun 2032$965.75$357.55$1,323.30$181,615.18
141Jul 2032$967.64$355.66$1,323.30$180,647.54
142Aug 2032$969.53$353.77$1,323.30$179,678.01
143Sep 2032$971.43$351.87$1,323.30$178,706.58
144Oct 2032$973.33$349.97$1,323.30$177,733.25
145Nov 2032$975.24$348.06$1,323.30$176,758.01
146Dec 2032$977.15$346.15$1,323.30$175,780.86
2032 Total$11,600.55$4,279.05$15,879.6
147Jan 2033$979.06$344.24$1,323.30$174,801.80
148Feb 2033$980.98$342.32$1,323.30$173,820.82
149Mar 2033$982.90$340.40$1,323.30$172,837.92
150Apr 2033$984.83$338.47$1,323.30$171,853.09
151May 2033$986.75$336.55$1,323.30$170,866.34
152Jun 2033$988.69$334.61$1,323.30$169,877.65
153Jul 2033$990.62$332.68$1,323.30$168,887.03
154Aug 2033$992.56$330.74$1,323.30$167,894.47
155Sep 2033$994.51$328.79$1,323.30$166,899.96
156Oct 2033$996.45$326.85$1,323.30$165,903.51
157Nov 2033$998.41$324.89$1,323.30$164,905.10
158Dec 2033$1,000.36$322.94$1,323.30$163,904.74
2033 Total$11,876.12$4,003.48$15,879.6
159Jan 2034$1,002.32$320.98$1,323.30$162,902.42
160Feb 2034$1,004.28$319.02$1,323.30$161,898.14
161Mar 2034$1,006.25$317.05$1,323.30$160,891.89
162Apr 2034$1,008.22$315.08$1,323.30$159,883.67
163May 2034$1,010.19$313.11$1,323.30$158,873.48
164Jun 2034$1,012.17$311.13$1,323.30$157,861.31
165Jul 2034$1,014.15$309.15$1,323.30$156,847.16
166Aug 2034$1,016.14$307.16$1,323.30$155,831.02
167Sep 2034$1,018.13$305.17$1,323.30$154,812.89
168Oct 2034$1,020.12$303.18$1,323.30$153,792.77
169Nov 2034$1,022.12$301.18$1,323.30$152,770.65
170Dec 2034$1,024.12$299.18$1,323.30$151,746.53
2034 Total$12,158.21$3,721.39$15,879.6
171Jan 2035$1,026.13$297.17$1,323.30$150,720.40
172Feb 2035$1,028.14$295.16$1,323.30$149,692.26
173Mar 2035$1,030.15$293.15$1,323.30$148,662.11
174Apr 2035$1,032.17$291.13$1,323.30$147,629.94
175May 2035$1,034.19$289.11$1,323.30$146,595.75
176Jun 2035$1,036.22$287.08$1,323.30$145,559.53
177Jul 2035$1,038.25$285.05$1,323.30$144,521.28
178Aug 2035$1,040.28$283.02$1,323.30$143,481.00
179Sep 2035$1,042.32$280.98$1,323.30$142,438.68
180Oct 2035$1,044.36$278.94$1,323.30$141,394.32
181Nov 2035$1,046.40$276.90$1,323.30$140,347.92
182Dec 2035$1,048.45$274.85$1,323.30$139,299.47
2035 Total$12,447.06$3,432.54$15,879.6
183Jan 2036$1,050.51$272.79$1,323.30$138,248.96
184Feb 2036$1,052.56$270.74$1,323.30$137,196.40
185Mar 2036$1,054.62$268.68$1,323.30$136,141.78
186Apr 2036$1,056.69$266.61$1,323.30$135,085.09
187May 2036$1,058.76$264.54$1,323.30$134,026.33
188Jun 2036$1,060.83$262.47$1,323.30$132,965.50
189Jul 2036$1,062.91$260.39$1,323.30$131,902.59
190Aug 2036$1,064.99$258.31$1,323.30$130,837.60
191Sep 2036$1,067.08$256.22$1,323.30$129,770.52
192Oct 2036$1,069.17$254.13$1,323.30$128,701.35
193Nov 2036$1,071.26$252.04$1,323.30$127,630.09
194Dec 2036$1,073.36$249.94$1,323.30$126,556.73
2036 Total$12,742.74$3,136.86$15,879.6
195Jan 2037$1,075.46$247.84$1,323.30$125,481.27
196Feb 2037$1,077.57$245.73$1,323.30$124,403.70
197Mar 2037$1,079.68$243.62$1,323.30$123,324.02
198Apr 2037$1,081.79$241.51$1,323.30$122,242.23
199May 2037$1,083.91$239.39$1,323.30$121,158.32
200Jun 2037$1,086.03$237.27$1,323.30$120,072.29
201Jul 2037$1,088.16$235.14$1,323.30$118,984.13
202Aug 2037$1,090.29$233.01$1,323.30$117,893.84
203Sep 2037$1,092.42$230.88$1,323.30$116,801.42
204Oct 2037$1,094.56$228.74$1,323.30$115,706.86
205Nov 2037$1,096.71$226.59$1,323.30$114,610.15
206Dec 2037$1,098.86$224.44$1,323.30$113,511.29
2037 Total$13,045.44$2,834.16$15,879.6
207Jan 2038$1,101.01$222.29$1,323.30$112,410.28
208Feb 2038$1,103.16$220.14$1,323.30$111,307.12
209Mar 2038$1,105.32$217.98$1,323.30$110,201.80
210Apr 2038$1,107.49$215.81$1,323.30$109,094.31
211May 2038$1,109.66$213.64$1,323.30$107,984.65
212Jun 2038$1,111.83$211.47$1,323.30$106,872.82
213Jul 2038$1,114.01$209.29$1,323.30$105,758.81
214Aug 2038$1,116.19$207.11$1,323.30$104,642.62
215Sep 2038$1,118.37$204.93$1,323.30$103,524.25
216Oct 2038$1,120.57$202.73$1,323.30$102,403.68
217Nov 2038$1,122.76$200.54$1,323.30$101,280.92
218Dec 2038$1,124.96$198.34$1,323.30$100,155.96
2038 Total$13,355.33$2,524.27$15,879.6
219Jan 2039$1,127.16$196.14$1,323.30$99,028.80
220Feb 2039$1,129.37$193.93$1,323.30$97,899.43
221Mar 2039$1,131.58$191.72$1,323.30$96,767.85
222Apr 2039$1,133.80$189.50$1,323.30$95,634.05
223May 2039$1,136.02$187.28$1,323.30$94,498.03
224Jun 2039$1,138.24$185.06$1,323.30$93,359.79
225Jul 2039$1,140.47$182.83$1,323.30$92,219.32
226Aug 2039$1,142.70$180.60$1,323.30$91,076.62
227Sep 2039$1,144.94$178.36$1,323.30$89,931.68
228Oct 2039$1,147.18$176.12$1,323.30$88,784.50
229Nov 2039$1,149.43$173.87$1,323.30$87,635.07
230Dec 2039$1,151.68$171.62$1,323.30$86,483.39
2039 Total$13,672.57$2,207.03$15,879.6
231Jan 2040$1,153.94$169.36$1,323.30$85,329.45
232Feb 2040$1,156.20$167.10$1,323.30$84,173.25
233Mar 2040$1,158.46$164.84$1,323.30$83,014.79
234Apr 2040$1,160.73$162.57$1,323.30$81,854.06
235May 2040$1,163.00$160.30$1,323.30$80,691.06
236Jun 2040$1,165.28$158.02$1,323.30$79,525.78
237Jul 2040$1,167.56$155.74$1,323.30$78,358.22
238Aug 2040$1,169.85$153.45$1,323.30$77,188.37
239Sep 2040$1,172.14$151.16$1,323.30$76,016.23
240Oct 2040$1,174.43$148.87$1,323.30$74,841.80
241Nov 2040$1,176.73$146.57$1,323.30$73,665.07
242Dec 2040$1,179.04$144.26$1,323.30$72,486.03
2040 Total$13,997.36$1,882.24$15,879.6
243Jan 2041$1,181.35$141.95$1,323.30$71,304.68
244Feb 2041$1,183.66$139.64$1,323.30$70,121.02
245Mar 2041$1,185.98$137.32$1,323.30$68,935.04
246Apr 2041$1,188.30$135.00$1,323.30$67,746.74
247May 2041$1,190.63$132.67$1,323.30$66,556.11
248Jun 2041$1,192.96$130.34$1,323.30$65,363.15
249Jul 2041$1,195.30$128.00$1,323.30$64,167.85
250Aug 2041$1,197.64$125.66$1,323.30$62,970.21
251Sep 2041$1,199.98$123.32$1,323.30$61,770.23
252Oct 2041$1,202.33$120.97$1,323.30$60,567.90
253Nov 2041$1,204.69$118.61$1,323.30$59,363.21
254Dec 2041$1,207.05$116.25$1,323.30$58,156.16
2041 Total$14,329.87$1,549.73$15,879.6
255Jan 2042$1,209.41$113.89$1,323.30$56,946.75
256Feb 2042$1,211.78$111.52$1,323.30$55,734.97
257Mar 2042$1,214.15$109.15$1,323.30$54,520.82
258Apr 2042$1,216.53$106.77$1,323.30$53,304.29
259May 2042$1,218.91$104.39$1,323.30$52,085.38
260Jun 2042$1,221.30$102.00$1,323.30$50,864.08
261Jul 2042$1,223.69$99.61$1,323.30$49,640.39
262Aug 2042$1,226.09$97.21$1,323.30$48,414.30
263Sep 2042$1,228.49$94.81$1,323.30$47,185.81
264Oct 2042$1,230.89$92.41$1,323.30$45,954.92
265Nov 2042$1,233.30$90.00$1,323.30$44,721.62
266Dec 2042$1,235.72$87.58$1,323.30$43,485.90
2042 Total$14,670.26$1,209.34$15,879.6
267Jan 2043$1,238.14$85.16$1,323.30$42,247.76
268Feb 2043$1,240.56$82.74$1,323.30$41,007.20
269Mar 2043$1,242.99$80.31$1,323.30$39,764.21
270Apr 2043$1,245.43$77.87$1,323.30$38,518.78
271May 2043$1,247.87$75.43$1,323.30$37,270.91
272Jun 2043$1,250.31$72.99$1,323.30$36,020.60
273Jul 2043$1,252.76$70.54$1,323.30$34,767.84
274Aug 2043$1,255.21$68.09$1,323.30$33,512.63
275Sep 2043$1,257.67$65.63$1,323.30$32,254.96
276Oct 2043$1,260.13$63.17$1,323.30$30,994.83
277Nov 2043$1,262.60$60.70$1,323.30$29,732.23
278Dec 2043$1,265.07$58.23$1,323.30$28,467.16
2043 Total$15,018.74$860.86$15,879.6
279Jan 2044$1,267.55$55.75$1,323.30$27,199.61
280Feb 2044$1,270.03$53.27$1,323.30$25,929.58
281Mar 2044$1,272.52$50.78$1,323.30$24,657.06
282Apr 2044$1,275.01$48.29$1,323.30$23,382.05
283May 2044$1,277.51$45.79$1,323.30$22,104.54
284Jun 2044$1,280.01$43.29$1,323.30$20,824.53
285Jul 2044$1,282.52$40.78$1,323.30$19,542.01
286Aug 2044$1,285.03$38.27$1,323.30$18,256.98
287Sep 2044$1,287.55$35.75$1,323.30$16,969.43
288Oct 2044$1,290.07$33.23$1,323.30$15,679.36
289Nov 2044$1,292.59$30.71$1,323.30$14,386.77
290Dec 2044$1,295.13$28.17$1,323.30$13,091.64
2044 Total$15,375.52$504.08$15,879.6
291Jan 2045$1,297.66$25.64$1,323.30$11,793.98
292Feb 2045$1,300.20$23.10$1,323.30$10,493.78
293Mar 2045$1,302.75$20.55$1,323.30$9,191.03
294Apr 2045$1,305.30$18.00$1,323.30$7,885.73
295May 2045$1,307.86$15.44$1,323.30$6,577.87
296Jun 2045$1,310.42$12.88$1,323.30$5,267.45
297Jul 2045$1,312.98$10.32$1,323.30$3,954.47
298Aug 2045$1,315.56$7.74$1,323.30$2,638.91
299Sep 2045$1,318.13$5.17$1,323.30$1,320.78
300Oct 2045$1,320.71$2.59$1,323.30$0.07
2045 Total$13,091.57$141.43$13,233