Borrow amount

$300,000

Advertised Rate

2.99

% p.a

Intro 24 months

Loan term
25 Years
Illawarra Credit Union
Repayment frequency
Monthly
Monthly Repayments
$1,470
Number of repayments
300
Total interest paid
$140,966
Total Repayments

$440,964

Go to site

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$644.88$825.00$1,469.88$299,355.12
2Jun 2021$646.65$823.23$1,469.88$298,708.47
3Jul 2021$648.43$821.45$1,469.88$298,060.04
4Aug 2021$650.21$819.67$1,469.88$297,409.83
5Sep 2021$652.00$817.88$1,469.88$296,757.83
6Oct 2021$653.80$816.08$1,469.88$296,104.03
7Nov 2021$655.59$814.29$1,469.88$295,448.44
8Dec 2021$657.40$812.48$1,469.88$294,791.04
2021 Total$5,208.96$6,550.08$11,759.04
9Jan 2022$659.20$810.68$1,469.88$294,131.84
10Feb 2022$661.02$808.86$1,469.88$293,470.82
11Mar 2022$662.84$807.04$1,469.88$292,807.98
12Apr 2022$664.66$805.22$1,469.88$292,143.32
13May 2022$666.49$803.39$1,469.88$291,476.83
14Jun 2022$668.32$801.56$1,469.88$290,808.51
15Jul 2022$670.16$799.72$1,469.88$290,138.35
16Aug 2022$672.00$797.88$1,469.88$289,466.35
17Sep 2022$673.85$796.03$1,469.88$288,792.50
18Oct 2022$675.70$794.18$1,469.88$288,116.80
19Nov 2022$677.56$792.32$1,469.88$287,439.24
20Dec 2022$679.42$790.46$1,469.88$286,759.82
2022 Total$8,031.22$9,607.34$17,638.56
21Jan 2023$681.29$788.59$1,469.88$286,078.53
22Feb 2023$683.16$786.72$1,469.88$285,395.37
23Mar 2023$685.04$784.84$1,469.88$284,710.33
24Apr 2023$686.93$782.95$1,469.88$284,023.40
25May 2023$688.82$781.06$1,469.88$283,334.58
26Jun 2023$690.71$779.17$1,469.88$282,643.87
27Jul 2023$692.61$777.27$1,469.88$281,951.26
28Aug 2023$694.51$775.37$1,469.88$281,256.75
29Sep 2023$696.42$773.46$1,469.88$280,560.33
30Oct 2023$698.34$771.54$1,469.88$279,861.99
31Nov 2023$700.26$769.62$1,469.88$279,161.73
32Dec 2023$702.19$767.69$1,469.88$278,459.54
2023 Total$8,300.28$9,338.28$17,638.56
33Jan 2024$704.12$765.76$1,469.88$277,755.42
34Feb 2024$706.05$763.83$1,469.88$277,049.37
35Mar 2024$707.99$761.89$1,469.88$276,341.38
36Apr 2024$709.94$759.94$1,469.88$275,631.44
37May 2024$711.89$757.99$1,469.88$274,919.55
38Jun 2024$713.85$756.03$1,469.88$274,205.70
39Jul 2024$715.81$754.07$1,469.88$273,489.89
40Aug 2024$717.78$752.10$1,469.88$272,772.11
41Sep 2024$719.76$750.12$1,469.88$272,052.35
42Oct 2024$721.74$748.14$1,469.88$271,330.61
43Nov 2024$723.72$746.16$1,469.88$270,606.89
44Dec 2024$725.71$744.17$1,469.88$269,881.18
2024 Total$8,578.36$9,060.2$17,638.56
45Jan 2025$727.71$742.17$1,469.88$269,153.47
46Feb 2025$729.71$740.17$1,469.88$268,423.76
47Mar 2025$731.71$738.17$1,469.88$267,692.05
48Apr 2025$733.73$736.15$1,469.88$266,958.32
49May 2025$735.74$734.14$1,469.88$266,222.58
50Jun 2025$737.77$732.11$1,469.88$265,484.81
51Jul 2025$739.80$730.08$1,469.88$264,745.01
52Aug 2025$741.83$728.05$1,469.88$264,003.18
53Sep 2025$743.87$726.01$1,469.88$263,259.31
54Oct 2025$745.92$723.96$1,469.88$262,513.39
55Nov 2025$747.97$721.91$1,469.88$261,765.42
56Dec 2025$750.03$719.85$1,469.88$261,015.39
2025 Total$8,865.79$8,772.77$17,638.56
57Jan 2026$752.09$717.79$1,469.88$260,263.30
58Feb 2026$754.16$715.72$1,469.88$259,509.14
59Mar 2026$756.23$713.65$1,469.88$258,752.91
60Apr 2026$758.31$711.57$1,469.88$257,994.60
61May 2026$760.39$709.49$1,469.88$257,234.21
62Jun 2026$762.49$707.39$1,469.88$256,471.72
63Jul 2026$764.58$705.30$1,469.88$255,707.14
64Aug 2026$766.69$703.19$1,469.88$254,940.45
65Sep 2026$768.79$701.09$1,469.88$254,171.66
66Oct 2026$770.91$698.97$1,469.88$253,400.75
67Nov 2026$773.03$696.85$1,469.88$252,627.72
68Dec 2026$775.15$694.73$1,469.88$251,852.57
2026 Total$9,162.82$8,475.74$17,638.56
69Jan 2027$777.29$692.59$1,469.88$251,075.28
70Feb 2027$779.42$690.46$1,469.88$250,295.86
71Mar 2027$781.57$688.31$1,469.88$249,514.29
72Apr 2027$783.72$686.16$1,469.88$248,730.57
73May 2027$785.87$684.01$1,469.88$247,944.70
74Jun 2027$788.03$681.85$1,469.88$247,156.67
75Jul 2027$790.20$679.68$1,469.88$246,366.47
76Aug 2027$792.37$677.51$1,469.88$245,574.10
77Sep 2027$794.55$675.33$1,469.88$244,779.55
78Oct 2027$796.74$673.14$1,469.88$243,982.81
79Nov 2027$798.93$670.95$1,469.88$243,183.88
80Dec 2027$801.12$668.76$1,469.88$242,382.76
2027 Total$9,469.81$8,168.75$17,638.56
81Jan 2028$803.33$666.55$1,469.88$241,579.43
82Feb 2028$805.54$664.34$1,469.88$240,773.89
83Mar 2028$807.75$662.13$1,469.88$239,966.14
84Apr 2028$809.97$659.91$1,469.88$239,156.17
85May 2028$812.20$657.68$1,469.88$238,343.97
86Jun 2028$814.43$655.45$1,469.88$237,529.54
87Jul 2028$816.67$653.21$1,469.88$236,712.87
88Aug 2028$818.92$650.96$1,469.88$235,893.95
89Sep 2028$821.17$648.71$1,469.88$235,072.78
90Oct 2028$823.43$646.45$1,469.88$234,249.35
91Nov 2028$825.69$644.19$1,469.88$233,423.66
92Dec 2028$827.96$641.92$1,469.88$232,595.70
2028 Total$9,787.06$7,851.5$17,638.56
93Jan 2029$830.24$639.64$1,469.88$231,765.46
94Feb 2029$832.52$637.36$1,469.88$230,932.94
95Mar 2029$834.81$635.07$1,469.88$230,098.13
96Apr 2029$837.11$632.77$1,469.88$229,261.02
97May 2029$839.41$630.47$1,469.88$228,421.61
98Jun 2029$841.72$628.16$1,469.88$227,579.89
99Jul 2029$844.04$625.84$1,469.88$226,735.85
100Aug 2029$846.36$623.52$1,469.88$225,889.49
101Sep 2029$848.68$621.20$1,469.88$225,040.81
102Oct 2029$851.02$618.86$1,469.88$224,189.79
103Nov 2029$853.36$616.52$1,469.88$223,336.43
104Dec 2029$855.70$614.18$1,469.88$222,480.73
2029 Total$10,114.97$7,523.59$17,638.56
105Jan 2030$858.06$611.82$1,469.88$221,622.67
106Feb 2030$860.42$609.46$1,469.88$220,762.25
107Mar 2030$862.78$607.10$1,469.88$219,899.47
108Apr 2030$865.16$604.72$1,469.88$219,034.31
109May 2030$867.54$602.34$1,469.88$218,166.77
110Jun 2030$869.92$599.96$1,469.88$217,296.85
111Jul 2030$872.31$597.57$1,469.88$216,424.54
112Aug 2030$874.71$595.17$1,469.88$215,549.83
113Sep 2030$877.12$592.76$1,469.88$214,672.71
114Oct 2030$879.53$590.35$1,469.88$213,793.18
115Nov 2030$881.95$587.93$1,469.88$212,911.23
116Dec 2030$884.37$585.51$1,469.88$212,026.86
2030 Total$10,453.87$7,184.69$17,638.56
117Jan 2031$886.81$583.07$1,469.88$211,140.05
118Feb 2031$889.24$580.64$1,469.88$210,250.81
119Mar 2031$891.69$578.19$1,469.88$209,359.12
120Apr 2031$894.14$575.74$1,469.88$208,464.98
121May 2031$896.60$573.28$1,469.88$207,568.38
122Jun 2031$899.07$570.81$1,469.88$206,669.31
123Jul 2031$901.54$568.34$1,469.88$205,767.77
124Aug 2031$904.02$565.86$1,469.88$204,863.75
125Sep 2031$906.50$563.38$1,469.88$203,957.25
126Oct 2031$909.00$560.88$1,469.88$203,048.25
127Nov 2031$911.50$558.38$1,469.88$202,136.75
128Dec 2031$914.00$555.88$1,469.88$201,222.75
2031 Total$10,804.11$6,834.45$17,638.56
129Jan 2032$916.52$553.36$1,469.88$200,306.23
130Feb 2032$919.04$550.84$1,469.88$199,387.19
131Mar 2032$921.57$548.31$1,469.88$198,465.62
132Apr 2032$924.10$545.78$1,469.88$197,541.52
133May 2032$926.64$543.24$1,469.88$196,614.88
134Jun 2032$929.19$540.69$1,469.88$195,685.69
135Jul 2032$931.74$538.14$1,469.88$194,753.95
136Aug 2032$934.31$535.57$1,469.88$193,819.64
137Sep 2032$936.88$533.00$1,469.88$192,882.76
138Oct 2032$939.45$530.43$1,469.88$191,943.31
139Nov 2032$942.04$527.84$1,469.88$191,001.27
140Dec 2032$944.63$525.25$1,469.88$190,056.64
2032 Total$11,166.11$6,472.45$17,638.56
141Jan 2033$947.22$522.66$1,469.88$189,109.42
142Feb 2033$949.83$520.05$1,469.88$188,159.59
143Mar 2033$952.44$517.44$1,469.88$187,207.15
144Apr 2033$955.06$514.82$1,469.88$186,252.09
145May 2033$957.69$512.19$1,469.88$185,294.40
146Jun 2033$960.32$509.56$1,469.88$184,334.08
147Jul 2033$962.96$506.92$1,469.88$183,371.12
148Aug 2033$965.61$504.27$1,469.88$182,405.51
149Sep 2033$968.26$501.62$1,469.88$181,437.25
150Oct 2033$970.93$498.95$1,469.88$180,466.32
151Nov 2033$973.60$496.28$1,469.88$179,492.72
152Dec 2033$976.28$493.60$1,469.88$178,516.44
2033 Total$11,540.2$6,098.36$17,638.56
153Jan 2034$978.96$490.92$1,469.88$177,537.48
154Feb 2034$981.65$488.23$1,469.88$176,555.83
155Mar 2034$984.35$485.53$1,469.88$175,571.48
156Apr 2034$987.06$482.82$1,469.88$174,584.42
157May 2034$989.77$480.11$1,469.88$173,594.65
158Jun 2034$992.49$477.39$1,469.88$172,602.16
159Jul 2034$995.22$474.66$1,469.88$171,606.94
160Aug 2034$997.96$471.92$1,469.88$170,608.98
161Sep 2034$1,000.71$469.17$1,469.88$169,608.27
162Oct 2034$1,003.46$466.42$1,469.88$168,604.81
163Nov 2034$1,006.22$463.66$1,469.88$167,598.59
164Dec 2034$1,008.98$460.90$1,469.88$166,589.61
2034 Total$11,926.83$5,711.73$17,638.56
165Jan 2035$1,011.76$458.12$1,469.88$165,577.85
166Feb 2035$1,014.54$455.34$1,469.88$164,563.31
167Mar 2035$1,017.33$452.55$1,469.88$163,545.98
168Apr 2035$1,020.13$449.75$1,469.88$162,525.85
169May 2035$1,022.93$446.95$1,469.88$161,502.92
170Jun 2035$1,025.75$444.13$1,469.88$160,477.17
171Jul 2035$1,028.57$441.31$1,469.88$159,448.60
172Aug 2035$1,031.40$438.48$1,469.88$158,417.20
173Sep 2035$1,034.23$435.65$1,469.88$157,382.97
174Oct 2035$1,037.08$432.80$1,469.88$156,345.89
175Nov 2035$1,039.93$429.95$1,469.88$155,305.96
176Dec 2035$1,042.79$427.09$1,469.88$154,263.17
2035 Total$12,326.44$5,312.12$17,638.56
177Jan 2036$1,045.66$424.22$1,469.88$153,217.51
178Feb 2036$1,048.53$421.35$1,469.88$152,168.98
179Mar 2036$1,051.42$418.46$1,469.88$151,117.56
180Apr 2036$1,054.31$415.57$1,469.88$150,063.25
181May 2036$1,057.21$412.67$1,469.88$149,006.04
182Jun 2036$1,060.11$409.77$1,469.88$147,945.93
183Jul 2036$1,063.03$406.85$1,469.88$146,882.90
184Aug 2036$1,065.95$403.93$1,469.88$145,816.95
185Sep 2036$1,068.88$401.00$1,469.88$144,748.07
186Oct 2036$1,071.82$398.06$1,469.88$143,676.25
187Nov 2036$1,074.77$395.11$1,469.88$142,601.48
188Dec 2036$1,077.73$392.15$1,469.88$141,523.75
2036 Total$12,739.42$4,899.14$17,638.56
189Jan 2037$1,080.69$389.19$1,469.88$140,443.06
190Feb 2037$1,083.66$386.22$1,469.88$139,359.40
191Mar 2037$1,086.64$383.24$1,469.88$138,272.76
192Apr 2037$1,089.63$380.25$1,469.88$137,183.13
193May 2037$1,092.63$377.25$1,469.88$136,090.50
194Jun 2037$1,095.63$374.25$1,469.88$134,994.87
195Jul 2037$1,098.64$371.24$1,469.88$133,896.23
196Aug 2037$1,101.67$368.21$1,469.88$132,794.56
197Sep 2037$1,104.69$365.19$1,469.88$131,689.87
198Oct 2037$1,107.73$362.15$1,469.88$130,582.14
199Nov 2037$1,110.78$359.10$1,469.88$129,471.36
200Dec 2037$1,113.83$356.05$1,469.88$128,357.53
2037 Total$13,166.22$4,472.34$17,638.56
201Jan 2038$1,116.90$352.98$1,469.88$127,240.63
202Feb 2038$1,119.97$349.91$1,469.88$126,120.66
203Mar 2038$1,123.05$346.83$1,469.88$124,997.61
204Apr 2038$1,126.14$343.74$1,469.88$123,871.47
205May 2038$1,129.23$340.65$1,469.88$122,742.24
206Jun 2038$1,132.34$337.54$1,469.88$121,609.90
207Jul 2038$1,135.45$334.43$1,469.88$120,474.45
208Aug 2038$1,138.58$331.30$1,469.88$119,335.87
209Sep 2038$1,141.71$328.17$1,469.88$118,194.16
210Oct 2038$1,144.85$325.03$1,469.88$117,049.31
211Nov 2038$1,147.99$321.89$1,469.88$115,901.32
212Dec 2038$1,151.15$318.73$1,469.88$114,750.17
2038 Total$13,607.36$4,031.2$17,638.56
213Jan 2039$1,154.32$315.56$1,469.88$113,595.85
214Feb 2039$1,157.49$312.39$1,469.88$112,438.36
215Mar 2039$1,160.67$309.21$1,469.88$111,277.69
216Apr 2039$1,163.87$306.01$1,469.88$110,113.82
217May 2039$1,167.07$302.81$1,469.88$108,946.75
218Jun 2039$1,170.28$299.60$1,469.88$107,776.47
219Jul 2039$1,173.49$296.39$1,469.88$106,602.98
220Aug 2039$1,176.72$293.16$1,469.88$105,426.26
221Sep 2039$1,179.96$289.92$1,469.88$104,246.30
222Oct 2039$1,183.20$286.68$1,469.88$103,063.10
223Nov 2039$1,186.46$283.42$1,469.88$101,876.64
224Dec 2039$1,189.72$280.16$1,469.88$100,686.92
2039 Total$14,063.25$3,575.31$17,638.56
225Jan 2040$1,192.99$276.89$1,469.88$99,493.93
226Feb 2040$1,196.27$273.61$1,469.88$98,297.66
227Mar 2040$1,199.56$270.32$1,469.88$97,098.10
228Apr 2040$1,202.86$267.02$1,469.88$95,895.24
229May 2040$1,206.17$263.71$1,469.88$94,689.07
230Jun 2040$1,209.49$260.39$1,469.88$93,479.58
231Jul 2040$1,212.81$257.07$1,469.88$92,266.77
232Aug 2040$1,216.15$253.73$1,469.88$91,050.62
233Sep 2040$1,219.49$250.39$1,469.88$89,831.13
234Oct 2040$1,222.84$247.04$1,469.88$88,608.29
235Nov 2040$1,226.21$243.67$1,469.88$87,382.08
236Dec 2040$1,229.58$240.30$1,469.88$86,152.50
2040 Total$14,534.42$3,104.14$17,638.56
237Jan 2041$1,232.96$236.92$1,469.88$84,919.54
238Feb 2041$1,236.35$233.53$1,469.88$83,683.19
239Mar 2041$1,239.75$230.13$1,469.88$82,443.44
240Apr 2041$1,243.16$226.72$1,469.88$81,200.28
241May 2041$1,246.58$223.30$1,469.88$79,953.70
242Jun 2041$1,250.01$219.87$1,469.88$78,703.69
243Jul 2041$1,253.44$216.44$1,469.88$77,450.25
244Aug 2041$1,256.89$212.99$1,469.88$76,193.36
245Sep 2041$1,260.35$209.53$1,469.88$74,933.01
246Oct 2041$1,263.81$206.07$1,469.88$73,669.20
247Nov 2041$1,267.29$202.59$1,469.88$72,401.91
248Dec 2041$1,270.77$199.11$1,469.88$71,131.14
2041 Total$15,021.36$2,617.2$17,638.56
249Jan 2042$1,274.27$195.61$1,469.88$69,856.87
250Feb 2042$1,277.77$192.11$1,469.88$68,579.10
251Mar 2042$1,281.29$188.59$1,469.88$67,297.81
252Apr 2042$1,284.81$185.07$1,469.88$66,013.00
253May 2042$1,288.34$181.54$1,469.88$64,724.66
254Jun 2042$1,291.89$177.99$1,469.88$63,432.77
255Jul 2042$1,295.44$174.44$1,469.88$62,137.33
256Aug 2042$1,299.00$170.88$1,469.88$60,838.33
257Sep 2042$1,302.57$167.31$1,469.88$59,535.76
258Oct 2042$1,306.16$163.72$1,469.88$58,229.60
259Nov 2042$1,309.75$160.13$1,469.88$56,919.85
260Dec 2042$1,313.35$156.53$1,469.88$55,606.50
2042 Total$15,524.64$2,113.92$17,638.56
261Jan 2043$1,316.96$152.92$1,469.88$54,289.54
262Feb 2043$1,320.58$149.30$1,469.88$52,968.96
263Mar 2043$1,324.22$145.66$1,469.88$51,644.74
264Apr 2043$1,327.86$142.02$1,469.88$50,316.88
265May 2043$1,331.51$138.37$1,469.88$48,985.37
266Jun 2043$1,335.17$134.71$1,469.88$47,650.20
267Jul 2043$1,338.84$131.04$1,469.88$46,311.36
268Aug 2043$1,342.52$127.36$1,469.88$44,968.84
269Sep 2043$1,346.22$123.66$1,469.88$43,622.62
270Oct 2043$1,349.92$119.96$1,469.88$42,272.70
271Nov 2043$1,353.63$116.25$1,469.88$40,919.07
272Dec 2043$1,357.35$112.53$1,469.88$39,561.72
2043 Total$16,044.78$1,593.78$17,638.56
273Jan 2044$1,361.09$108.79$1,469.88$38,200.63
274Feb 2044$1,364.83$105.05$1,469.88$36,835.80
275Mar 2044$1,368.58$101.30$1,469.88$35,467.22
276Apr 2044$1,372.35$97.53$1,469.88$34,094.87
277May 2044$1,376.12$93.76$1,469.88$32,718.75
278Jun 2044$1,379.90$89.98$1,469.88$31,338.85
279Jul 2044$1,383.70$86.18$1,469.88$29,955.15
280Aug 2044$1,387.50$82.38$1,469.88$28,567.65
281Sep 2044$1,391.32$78.56$1,469.88$27,176.33
282Oct 2044$1,395.15$74.73$1,469.88$25,781.18
283Nov 2044$1,398.98$70.90$1,469.88$24,382.20
284Dec 2044$1,402.83$67.05$1,469.88$22,979.37
2044 Total$16,582.35$1,056.21$17,638.56
285Jan 2045$1,406.69$63.19$1,469.88$21,572.68
286Feb 2045$1,410.56$59.32$1,469.88$20,162.12
287Mar 2045$1,414.43$55.45$1,469.88$18,747.69
288Apr 2045$1,418.32$51.56$1,469.88$17,329.37
289May 2045$1,422.22$47.66$1,469.88$15,907.15
290Jun 2045$1,426.14$43.74$1,469.88$14,481.01
291Jul 2045$1,430.06$39.82$1,469.88$13,050.95
292Aug 2045$1,433.99$35.89$1,469.88$11,616.96
293Sep 2045$1,437.93$31.95$1,469.88$10,179.03
294Oct 2045$1,441.89$27.99$1,469.88$8,737.14
295Nov 2045$1,445.85$24.03$1,469.88$7,291.29
296Dec 2045$1,449.83$20.05$1,469.88$5,841.46
2045 Total$17,137.91$500.65$17,638.56
297Jan 2046$1,453.82$16.06$1,469.88$4,387.64
298Feb 2046$1,457.81$12.07$1,469.88$2,929.83
299Mar 2046$1,461.82$8.06$1,469.88$1,468.01
300Apr 2046$1,465.84$4.04$1,469.88$2.17
2046 Total$5,839.29$40.23$5,879.52