Since 1880, IMB has been helping Australians reach their financial goals by providing them with access to banking, home and personal loans, financial planning and a wide range of financial products and services. IMB bank has a large community focus and works actively with local communities to provide financial support for projects. Over the years, IMB has grown its branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
Advertised rate
3.43%
Variable
Comparison rate*
3.31%
monthly Repayment
$0
Compare
Customise your mortgage repayments by entering your details:
Pros and Cons
Pros:
- No ongoing fees
- Extra repayments + redraw services
- Free redraw facility
- Repayments may decrease if RBA cuts rates
Cons:
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Advertisement
Advertisement
Fees and Features
Maximum LVR | Maximum LVR 90% |
---|---|
Interest rate structure | Interest rate structure Variable |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 5 - 30 years |
Offset account | Offset account |
Extra repayments | Extra repayments Unlimited extra repayments |
Redraw facility | Redraw facility Redraw fee: $0 |
Allows split interest | Allows split interest |
Suitable For | Suitable ForOwner Occupiers |
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $799.00 |
Application fee | Application fee $449 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee $0 |
Legal fee | Legal fee $350 |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $350 |
Property Type | Property Type |
SMSF Trustee | SMSF Trustee |
Minimum SMSF Amount | Minimum SMSF Amount |
Maximum LVR | Maximum LVR 90% |
---|---|
Interest rate structure | Interest rate structure Variable |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 5 - 30 years |
Offset account | Offset account |
Extra repayments | Extra repayments Unlimited extra repayments |
Redraw facility | Redraw facility Redraw fee: $0 |
Allows split interest | Allows split interest |
Suitable For | Suitable ForOwner Occupiers |
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
---|---|
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $799.00 |
Application fee | Application fee $449 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee $0 |
Legal fee | Legal fee $350 |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $350 |
Property Type | Property Type |
SMSF Trustee | SMSF Trustee |
Minimum SMSF Amount | Minimum SMSF Amount |
Popular home loans searches
- LOW DOC Home Loans
- Low Interest Mortgage
- Best Mortgage
- Fixed Rate Mortgage
- Variable Rate Mortgage
- Home Loan Ratings
- First Mortgage
- Home Loans Comparison
- Low Interest Home Loans
- Mortgage Rates
- 1 year Fixed
- 3 year Fixed
- Investment Property
- SMSF Loans
- payments investment standard variable 500k io service one members banking home loans
- payments advantage package variable investment loan interest only 250k 500k st george bank home loans
- select basic variable investment loan pi amounts less 500k lvr 70 aussie home loans
- payments self managed super fund housing loan regional australia bank home loans
- payments choice package tailored variable io 750k nab home loans
- advantage package fixed rate investment loan interest only 4 years st george bank home loans
- ultimate fixed home loan interest only 3 years new customer greater bank home loans
- standard fixed 3 yrs summerland cu home loans
- introductory classic home loan interest only amp bank home loans
- View more searches