RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.35

% p.a

Fixed - 3 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,323
Number of repayments
300
Total interest paid
$96,990
Total Repayments

$396,990

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$735.80$587.50$1,323.30$299,264.20
2Nov 2021$737.24$586.06$1,323.30$298,526.96
3Dec 2021$738.68$584.62$1,323.30$297,788.28
2021 Total$2,211.72$1,758.18$3,969.9
4Jan 2022$740.13$583.17$1,323.30$297,048.15
5Feb 2022$741.58$581.72$1,323.30$296,306.57
6Mar 2022$743.03$580.27$1,323.30$295,563.54
7Apr 2022$744.49$578.81$1,323.30$294,819.05
8May 2022$745.95$577.35$1,323.30$294,073.10
9Jun 2022$747.41$575.89$1,323.30$293,325.69
10Jul 2022$748.87$574.43$1,323.30$292,576.82
11Aug 2022$750.34$572.96$1,323.30$291,826.48
12Sep 2022$751.81$571.49$1,323.30$291,074.67
13Oct 2022$753.28$570.02$1,323.30$290,321.39
14Nov 2022$754.75$568.55$1,323.30$289,566.64
15Dec 2022$756.23$567.07$1,323.30$288,810.41
2022 Total$8,977.87$6,901.73$15,879.6
16Jan 2023$757.71$565.59$1,323.30$288,052.70
17Feb 2023$759.20$564.10$1,323.30$287,293.50
18Mar 2023$760.68$562.62$1,323.30$286,532.82
19Apr 2023$762.17$561.13$1,323.30$285,770.65
20May 2023$763.67$559.63$1,323.30$285,006.98
21Jun 2023$765.16$558.14$1,323.30$284,241.82
22Jul 2023$766.66$556.64$1,323.30$283,475.16
23Aug 2023$768.16$555.14$1,323.30$282,707.00
24Sep 2023$769.67$553.63$1,323.30$281,937.33
25Oct 2023$771.17$552.13$1,323.30$281,166.16
26Nov 2023$772.68$550.62$1,323.30$280,393.48
27Dec 2023$774.20$549.10$1,323.30$279,619.28
2023 Total$9,191.13$6,688.47$15,879.6
28Jan 2024$775.71$547.59$1,323.30$278,843.57
29Feb 2024$777.23$546.07$1,323.30$278,066.34
30Mar 2024$778.75$544.55$1,323.30$277,287.59
31Apr 2024$780.28$543.02$1,323.30$276,507.31
32May 2024$781.81$541.49$1,323.30$275,725.50
33Jun 2024$783.34$539.96$1,323.30$274,942.16
34Jul 2024$784.87$538.43$1,323.30$274,157.29
35Aug 2024$786.41$536.89$1,323.30$273,370.88
36Sep 2024$787.95$535.35$1,323.30$272,582.93
37Oct 2024$789.49$533.81$1,323.30$271,793.44
38Nov 2024$791.04$532.26$1,323.30$271,002.40
39Dec 2024$792.59$530.71$1,323.30$270,209.81
2024 Total$9,409.47$6,470.13$15,879.6
40Jan 2025$794.14$529.16$1,323.30$269,415.67
41Feb 2025$795.69$527.61$1,323.30$268,619.98
42Mar 2025$797.25$526.05$1,323.30$267,822.73
43Apr 2025$798.81$524.49$1,323.30$267,023.92
44May 2025$800.38$522.92$1,323.30$266,223.54
45Jun 2025$801.95$521.35$1,323.30$265,421.59
46Jul 2025$803.52$519.78$1,323.30$264,618.07
47Aug 2025$805.09$518.21$1,323.30$263,812.98
48Sep 2025$806.67$516.63$1,323.30$263,006.31
49Oct 2025$808.25$515.05$1,323.30$262,198.06
50Nov 2025$809.83$513.47$1,323.30$261,388.23
51Dec 2025$811.41$511.89$1,323.30$260,576.82
2025 Total$9,632.99$6,246.61$15,879.6
52Jan 2026$813.00$510.30$1,323.30$259,763.82
53Feb 2026$814.60$508.70$1,323.30$258,949.22
54Mar 2026$816.19$507.11$1,323.30$258,133.03
55Apr 2026$817.79$505.51$1,323.30$257,315.24
56May 2026$819.39$503.91$1,323.30$256,495.85
57Jun 2026$821.00$502.30$1,323.30$255,674.85
58Jul 2026$822.60$500.70$1,323.30$254,852.25
59Aug 2026$824.21$499.09$1,323.30$254,028.04
60Sep 2026$825.83$497.47$1,323.30$253,202.21
61Oct 2026$827.45$495.85$1,323.30$252,374.76
62Nov 2026$829.07$494.23$1,323.30$251,545.69
63Dec 2026$830.69$492.61$1,323.30$250,715.00
2026 Total$9,861.82$6,017.78$15,879.6
64Jan 2027$832.32$490.98$1,323.30$249,882.68
65Feb 2027$833.95$489.35$1,323.30$249,048.73
66Mar 2027$835.58$487.72$1,323.30$248,213.15
67Apr 2027$837.22$486.08$1,323.30$247,375.93
68May 2027$838.86$484.44$1,323.30$246,537.07
69Jun 2027$840.50$482.80$1,323.30$245,696.57
70Jul 2027$842.14$481.16$1,323.30$244,854.43
71Aug 2027$843.79$479.51$1,323.30$244,010.64
72Sep 2027$845.45$477.85$1,323.30$243,165.19
73Oct 2027$847.10$476.20$1,323.30$242,318.09
74Nov 2027$848.76$474.54$1,323.30$241,469.33
75Dec 2027$850.42$472.88$1,323.30$240,618.91
2027 Total$10,096.09$5,783.51$15,879.6
76Jan 2028$852.09$471.21$1,323.30$239,766.82
77Feb 2028$853.76$469.54$1,323.30$238,913.06
78Mar 2028$855.43$467.87$1,323.30$238,057.63
79Apr 2028$857.10$466.20$1,323.30$237,200.53
80May 2028$858.78$464.52$1,323.30$236,341.75
81Jun 2028$860.46$462.84$1,323.30$235,481.29
82Jul 2028$862.15$461.15$1,323.30$234,619.14
83Aug 2028$863.84$459.46$1,323.30$233,755.30
84Sep 2028$865.53$457.77$1,323.30$232,889.77
85Oct 2028$867.22$456.08$1,323.30$232,022.55
86Nov 2028$868.92$454.38$1,323.30$231,153.63
87Dec 2028$870.62$452.68$1,323.30$230,283.01
2028 Total$10,335.9$5,543.7$15,879.6
88Jan 2029$872.33$450.97$1,323.30$229,410.68
89Feb 2029$874.04$449.26$1,323.30$228,536.64
90Mar 2029$875.75$447.55$1,323.30$227,660.89
91Apr 2029$877.46$445.84$1,323.30$226,783.43
92May 2029$879.18$444.12$1,323.30$225,904.25
93Jun 2029$880.90$442.40$1,323.30$225,023.35
94Jul 2029$882.63$440.67$1,323.30$224,140.72
95Aug 2029$884.36$438.94$1,323.30$223,256.36
96Sep 2029$886.09$437.21$1,323.30$222,370.27
97Oct 2029$887.82$435.48$1,323.30$221,482.45
98Nov 2029$889.56$433.74$1,323.30$220,592.89
99Dec 2029$891.31$431.99$1,323.30$219,701.58
2029 Total$10,581.43$5,298.17$15,879.6
100Jan 2030$893.05$430.25$1,323.30$218,808.53
101Feb 2030$894.80$428.50$1,323.30$217,913.73
102Mar 2030$896.55$426.75$1,323.30$217,017.18
103Apr 2030$898.31$424.99$1,323.30$216,118.87
104May 2030$900.07$423.23$1,323.30$215,218.80
105Jun 2030$901.83$421.47$1,323.30$214,316.97
106Jul 2030$903.60$419.70$1,323.30$213,413.37
107Aug 2030$905.37$417.93$1,323.30$212,508.00
108Sep 2030$907.14$416.16$1,323.30$211,600.86
109Oct 2030$908.91$414.39$1,323.30$210,691.95
110Nov 2030$910.69$412.61$1,323.30$209,781.26
111Dec 2030$912.48$410.82$1,323.30$208,868.78
2030 Total$10,832.8$5,046.8$15,879.6
112Jan 2031$914.27$409.03$1,323.30$207,954.51
113Feb 2031$916.06$407.24$1,323.30$207,038.45
114Mar 2031$917.85$405.45$1,323.30$206,120.60
115Apr 2031$919.65$403.65$1,323.30$205,200.95
116May 2031$921.45$401.85$1,323.30$204,279.50
117Jun 2031$923.25$400.05$1,323.30$203,356.25
118Jul 2031$925.06$398.24$1,323.30$202,431.19
119Aug 2031$926.87$396.43$1,323.30$201,504.32
120Sep 2031$928.69$394.61$1,323.30$200,575.63
121Oct 2031$930.51$392.79$1,323.30$199,645.12
122Nov 2031$932.33$390.97$1,323.30$198,712.79
123Dec 2031$934.15$389.15$1,323.30$197,778.64
2031 Total$11,090.14$4,789.46$15,879.6
124Jan 2032$935.98$387.32$1,323.30$196,842.66
125Feb 2032$937.82$385.48$1,323.30$195,904.84
126Mar 2032$939.65$383.65$1,323.30$194,965.19
127Apr 2032$941.49$381.81$1,323.30$194,023.70
128May 2032$943.34$379.96$1,323.30$193,080.36
129Jun 2032$945.18$378.12$1,323.30$192,135.18
130Jul 2032$947.04$376.26$1,323.30$191,188.14
131Aug 2032$948.89$374.41$1,323.30$190,239.25
132Sep 2032$950.75$372.55$1,323.30$189,288.50
133Oct 2032$952.61$370.69$1,323.30$188,335.89
134Nov 2032$954.48$368.82$1,323.30$187,381.41
135Dec 2032$956.34$366.96$1,323.30$186,425.07
2032 Total$11,353.57$4,526.03$15,879.6
136Jan 2033$958.22$365.08$1,323.30$185,466.85
137Feb 2033$960.09$363.21$1,323.30$184,506.76
138Mar 2033$961.97$361.33$1,323.30$183,544.79
139Apr 2033$963.86$359.44$1,323.30$182,580.93
140May 2033$965.75$357.55$1,323.30$181,615.18
141Jun 2033$967.64$355.66$1,323.30$180,647.54
142Jul 2033$969.53$353.77$1,323.30$179,678.01
143Aug 2033$971.43$351.87$1,323.30$178,706.58
144Sep 2033$973.33$349.97$1,323.30$177,733.25
145Oct 2033$975.24$348.06$1,323.30$176,758.01
146Nov 2033$977.15$346.15$1,323.30$175,780.86
147Dec 2033$979.06$344.24$1,323.30$174,801.80
2033 Total$11,623.27$4,256.33$15,879.6
148Jan 2034$980.98$342.32$1,323.30$173,820.82
149Feb 2034$982.90$340.40$1,323.30$172,837.92
150Mar 2034$984.83$338.47$1,323.30$171,853.09
151Apr 2034$986.75$336.55$1,323.30$170,866.34
152May 2034$988.69$334.61$1,323.30$169,877.65
153Jun 2034$990.62$332.68$1,323.30$168,887.03
154Jul 2034$992.56$330.74$1,323.30$167,894.47
155Aug 2034$994.51$328.79$1,323.30$166,899.96
156Sep 2034$996.45$326.85$1,323.30$165,903.51
157Oct 2034$998.41$324.89$1,323.30$164,905.10
158Nov 2034$1,000.36$322.94$1,323.30$163,904.74
159Dec 2034$1,002.32$320.98$1,323.30$162,902.42
2034 Total$11,899.38$3,980.22$15,879.6
160Jan 2035$1,004.28$319.02$1,323.30$161,898.14
161Feb 2035$1,006.25$317.05$1,323.30$160,891.89
162Mar 2035$1,008.22$315.08$1,323.30$159,883.67
163Apr 2035$1,010.19$313.11$1,323.30$158,873.48
164May 2035$1,012.17$311.13$1,323.30$157,861.31
165Jun 2035$1,014.15$309.15$1,323.30$156,847.16
166Jul 2035$1,016.14$307.16$1,323.30$155,831.02
167Aug 2035$1,018.13$305.17$1,323.30$154,812.89
168Sep 2035$1,020.12$303.18$1,323.30$153,792.77
169Oct 2035$1,022.12$301.18$1,323.30$152,770.65
170Nov 2035$1,024.12$299.18$1,323.30$151,746.53
171Dec 2035$1,026.13$297.17$1,323.30$150,720.40
2035 Total$12,182.02$3,697.58$15,879.6
172Jan 2036$1,028.14$295.16$1,323.30$149,692.26
173Feb 2036$1,030.15$293.15$1,323.30$148,662.11
174Mar 2036$1,032.17$291.13$1,323.30$147,629.94
175Apr 2036$1,034.19$289.11$1,323.30$146,595.75
176May 2036$1,036.22$287.08$1,323.30$145,559.53
177Jun 2036$1,038.25$285.05$1,323.30$144,521.28
178Jul 2036$1,040.28$283.02$1,323.30$143,481.00
179Aug 2036$1,042.32$280.98$1,323.30$142,438.68
180Sep 2036$1,044.36$278.94$1,323.30$141,394.32
181Oct 2036$1,046.40$276.90$1,323.30$140,347.92
182Nov 2036$1,048.45$274.85$1,323.30$139,299.47
183Dec 2036$1,050.51$272.79$1,323.30$138,248.96
2036 Total$12,471.44$3,408.16$15,879.6
184Jan 2037$1,052.56$270.74$1,323.30$137,196.40
185Feb 2037$1,054.62$268.68$1,323.30$136,141.78
186Mar 2037$1,056.69$266.61$1,323.30$135,085.09
187Apr 2037$1,058.76$264.54$1,323.30$134,026.33
188May 2037$1,060.83$262.47$1,323.30$132,965.50
189Jun 2037$1,062.91$260.39$1,323.30$131,902.59
190Jul 2037$1,064.99$258.31$1,323.30$130,837.60
191Aug 2037$1,067.08$256.22$1,323.30$129,770.52
192Sep 2037$1,069.17$254.13$1,323.30$128,701.35
193Oct 2037$1,071.26$252.04$1,323.30$127,630.09
194Nov 2037$1,073.36$249.94$1,323.30$126,556.73
195Dec 2037$1,075.46$247.84$1,323.30$125,481.27
2037 Total$12,767.69$3,111.91$15,879.6
196Jan 2038$1,077.57$245.73$1,323.30$124,403.70
197Feb 2038$1,079.68$243.62$1,323.30$123,324.02
198Mar 2038$1,081.79$241.51$1,323.30$122,242.23
199Apr 2038$1,083.91$239.39$1,323.30$121,158.32
200May 2038$1,086.03$237.27$1,323.30$120,072.29
201Jun 2038$1,088.16$235.14$1,323.30$118,984.13
202Jul 2038$1,090.29$233.01$1,323.30$117,893.84
203Aug 2038$1,092.42$230.88$1,323.30$116,801.42
204Sep 2038$1,094.56$228.74$1,323.30$115,706.86
205Oct 2038$1,096.71$226.59$1,323.30$114,610.15
206Nov 2038$1,098.86$224.44$1,323.30$113,511.29
207Dec 2038$1,101.01$222.29$1,323.30$112,410.28
2038 Total$13,070.99$2,808.61$15,879.6
208Jan 2039$1,103.16$220.14$1,323.30$111,307.12
209Feb 2039$1,105.32$217.98$1,323.30$110,201.80
210Mar 2039$1,107.49$215.81$1,323.30$109,094.31
211Apr 2039$1,109.66$213.64$1,323.30$107,984.65
212May 2039$1,111.83$211.47$1,323.30$106,872.82
213Jun 2039$1,114.01$209.29$1,323.30$105,758.81
214Jul 2039$1,116.19$207.11$1,323.30$104,642.62
215Aug 2039$1,118.37$204.93$1,323.30$103,524.25
216Sep 2039$1,120.57$202.73$1,323.30$102,403.68
217Oct 2039$1,122.76$200.54$1,323.30$101,280.92
218Nov 2039$1,124.96$198.34$1,323.30$100,155.96
219Dec 2039$1,127.16$196.14$1,323.30$99,028.80
2039 Total$13,381.48$2,498.12$15,879.6
220Jan 2040$1,129.37$193.93$1,323.30$97,899.43
221Feb 2040$1,131.58$191.72$1,323.30$96,767.85
222Mar 2040$1,133.80$189.50$1,323.30$95,634.05
223Apr 2040$1,136.02$187.28$1,323.30$94,498.03
224May 2040$1,138.24$185.06$1,323.30$93,359.79
225Jun 2040$1,140.47$182.83$1,323.30$92,219.32
226Jul 2040$1,142.70$180.60$1,323.30$91,076.62
227Aug 2040$1,144.94$178.36$1,323.30$89,931.68
228Sep 2040$1,147.18$176.12$1,323.30$88,784.50
229Oct 2040$1,149.43$173.87$1,323.30$87,635.07
230Nov 2040$1,151.68$171.62$1,323.30$86,483.39
231Dec 2040$1,153.94$169.36$1,323.30$85,329.45
2040 Total$13,699.35$2,180.25$15,879.6
232Jan 2041$1,156.20$167.10$1,323.30$84,173.25
233Feb 2041$1,158.46$164.84$1,323.30$83,014.79
234Mar 2041$1,160.73$162.57$1,323.30$81,854.06
235Apr 2041$1,163.00$160.30$1,323.30$80,691.06
236May 2041$1,165.28$158.02$1,323.30$79,525.78
237Jun 2041$1,167.56$155.74$1,323.30$78,358.22
238Jul 2041$1,169.85$153.45$1,323.30$77,188.37
239Aug 2041$1,172.14$151.16$1,323.30$76,016.23
240Sep 2041$1,174.43$148.87$1,323.30$74,841.80
241Oct 2041$1,176.73$146.57$1,323.30$73,665.07
242Nov 2041$1,179.04$144.26$1,323.30$72,486.03
243Dec 2041$1,181.35$141.95$1,323.30$71,304.68
2041 Total$14,024.77$1,854.83$15,879.6
244Jan 2042$1,183.66$139.64$1,323.30$70,121.02
245Feb 2042$1,185.98$137.32$1,323.30$68,935.04
246Mar 2042$1,188.30$135.00$1,323.30$67,746.74
247Apr 2042$1,190.63$132.67$1,323.30$66,556.11
248May 2042$1,192.96$130.34$1,323.30$65,363.15
249Jun 2042$1,195.30$128.00$1,323.30$64,167.85
250Jul 2042$1,197.64$125.66$1,323.30$62,970.21
251Aug 2042$1,199.98$123.32$1,323.30$61,770.23
252Sep 2042$1,202.33$120.97$1,323.30$60,567.90
253Oct 2042$1,204.69$118.61$1,323.30$59,363.21
254Nov 2042$1,207.05$116.25$1,323.30$58,156.16
255Dec 2042$1,209.41$113.89$1,323.30$56,946.75
2042 Total$14,357.93$1,521.67$15,879.6
256Jan 2043$1,211.78$111.52$1,323.30$55,734.97
257Feb 2043$1,214.15$109.15$1,323.30$54,520.82
258Mar 2043$1,216.53$106.77$1,323.30$53,304.29
259Apr 2043$1,218.91$104.39$1,323.30$52,085.38
260May 2043$1,221.30$102.00$1,323.30$50,864.08
261Jun 2043$1,223.69$99.61$1,323.30$49,640.39
262Jul 2043$1,226.09$97.21$1,323.30$48,414.30
263Aug 2043$1,228.49$94.81$1,323.30$47,185.81
264Sep 2043$1,230.89$92.41$1,323.30$45,954.92
265Oct 2043$1,233.30$90.00$1,323.30$44,721.62
266Nov 2043$1,235.72$87.58$1,323.30$43,485.90
267Dec 2043$1,238.14$85.16$1,323.30$42,247.76
2043 Total$14,698.99$1,180.61$15,879.6
268Jan 2044$1,240.56$82.74$1,323.30$41,007.20
269Feb 2044$1,242.99$80.31$1,323.30$39,764.21
270Mar 2044$1,245.43$77.87$1,323.30$38,518.78
271Apr 2044$1,247.87$75.43$1,323.30$37,270.91
272May 2044$1,250.31$72.99$1,323.30$36,020.60
273Jun 2044$1,252.76$70.54$1,323.30$34,767.84
274Jul 2044$1,255.21$68.09$1,323.30$33,512.63
275Aug 2044$1,257.67$65.63$1,323.30$32,254.96
276Sep 2044$1,260.13$63.17$1,323.30$30,994.83
277Oct 2044$1,262.60$60.70$1,323.30$29,732.23
278Nov 2044$1,265.07$58.23$1,323.30$28,467.16
279Dec 2044$1,267.55$55.75$1,323.30$27,199.61
2044 Total$15,048.15$831.45$15,879.6
280Jan 2045$1,270.03$53.27$1,323.30$25,929.58
281Feb 2045$1,272.52$50.78$1,323.30$24,657.06
282Mar 2045$1,275.01$48.29$1,323.30$23,382.05
283Apr 2045$1,277.51$45.79$1,323.30$22,104.54
284May 2045$1,280.01$43.29$1,323.30$20,824.53
285Jun 2045$1,282.52$40.78$1,323.30$19,542.01
286Jul 2045$1,285.03$38.27$1,323.30$18,256.98
287Aug 2045$1,287.55$35.75$1,323.30$16,969.43
288Sep 2045$1,290.07$33.23$1,323.30$15,679.36
289Oct 2045$1,292.59$30.71$1,323.30$14,386.77
290Nov 2045$1,295.13$28.17$1,323.30$13,091.64
291Dec 2045$1,297.66$25.64$1,323.30$11,793.98
2045 Total$15,405.63$473.97$15,879.6
292Jan 2046$1,300.20$23.10$1,323.30$10,493.78
293Feb 2046$1,302.75$20.55$1,323.30$9,191.03
294Mar 2046$1,305.30$18.00$1,323.30$7,885.73
295Apr 2046$1,307.86$15.44$1,323.30$6,577.87
296May 2046$1,310.42$12.88$1,323.30$5,267.45
297Jun 2046$1,312.98$10.32$1,323.30$3,954.47
298Jul 2046$1,315.56$7.74$1,323.30$2,638.91
299Aug 2046$1,318.13$5.17$1,323.30$1,320.78
300Sep 2046$1,320.71$2.59$1,323.30$0.07
2046 Total$11,793.91$115.79$11,909.7