Borrow amount

$300,000

Advertised Rate

1.97%

p.a Fixed - 3 years

Loan term
25 Years
IMB Bank
Repayment frequency
Monthly
Monthly Repayments
$1,267
Number of repayments
300
Total interest paid
$80,155
Total Repayments

$380,155

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$774.69$492.50$1,267.19$299,225.31
2Jun 2021$775.96$491.23$1,267.19$298,449.35
3Jul 2021$777.24$489.95$1,267.19$297,672.11
4Aug 2021$778.51$488.68$1,267.19$296,893.60
5Sep 2021$779.79$487.40$1,267.19$296,113.81
6Oct 2021$781.07$486.12$1,267.19$295,332.74
7Nov 2021$782.35$484.84$1,267.19$294,550.39
8Dec 2021$783.64$483.55$1,267.19$293,766.75
2021 Total$6,233.25$3,904.27$10,137.52
9Jan 2022$784.92$482.27$1,267.19$292,981.83
10Feb 2022$786.21$480.98$1,267.19$292,195.62
11Mar 2022$787.50$479.69$1,267.19$291,408.12
12Apr 2022$788.80$478.39$1,267.19$290,619.32
13May 2022$790.09$477.10$1,267.19$289,829.23
14Jun 2022$791.39$475.80$1,267.19$289,037.84
15Jul 2022$792.69$474.50$1,267.19$288,245.15
16Aug 2022$793.99$473.20$1,267.19$287,451.16
17Sep 2022$795.29$471.90$1,267.19$286,655.87
18Oct 2022$796.60$470.59$1,267.19$285,859.27
19Nov 2022$797.90$469.29$1,267.19$285,061.37
20Dec 2022$799.21$467.98$1,267.19$284,262.16
2022 Total$9,504.59$5,701.69$15,206.28
21Jan 2023$800.53$466.66$1,267.19$283,461.63
22Feb 2023$801.84$465.35$1,267.19$282,659.79
23Mar 2023$803.16$464.03$1,267.19$281,856.63
24Apr 2023$804.48$462.71$1,267.19$281,052.15
25May 2023$805.80$461.39$1,267.19$280,246.35
26Jun 2023$807.12$460.07$1,267.19$279,439.23
27Jul 2023$808.44$458.75$1,267.19$278,630.79
28Aug 2023$809.77$457.42$1,267.19$277,821.02
29Sep 2023$811.10$456.09$1,267.19$277,009.92
30Oct 2023$812.43$454.76$1,267.19$276,197.49
31Nov 2023$813.77$453.42$1,267.19$275,383.72
32Dec 2023$815.10$452.09$1,267.19$274,568.62
2023 Total$9,693.54$5,512.74$15,206.28
33Jan 2024$816.44$450.75$1,267.19$273,752.18
34Feb 2024$817.78$449.41$1,267.19$272,934.40
35Mar 2024$819.12$448.07$1,267.19$272,115.28
36Apr 2024$820.47$446.72$1,267.19$271,294.81
37May 2024$821.81$445.38$1,267.19$270,473.00
38Jun 2024$823.16$444.03$1,267.19$269,649.84
39Jul 2024$824.51$442.68$1,267.19$268,825.33
40Aug 2024$825.87$441.32$1,267.19$267,999.46
41Sep 2024$827.22$439.97$1,267.19$267,172.24
42Oct 2024$828.58$438.61$1,267.19$266,343.66
43Nov 2024$829.94$437.25$1,267.19$265,513.72
44Dec 2024$831.30$435.89$1,267.19$264,682.42
2024 Total$9,886.2$5,320.08$15,206.28
45Jan 2025$832.67$434.52$1,267.19$263,849.75
46Feb 2025$834.04$433.15$1,267.19$263,015.71
47Mar 2025$835.41$431.78$1,267.19$262,180.30
48Apr 2025$836.78$430.41$1,267.19$261,343.52
49May 2025$838.15$429.04$1,267.19$260,505.37
50Jun 2025$839.53$427.66$1,267.19$259,665.84
51Jul 2025$840.91$426.28$1,267.19$258,824.93
52Aug 2025$842.29$424.90$1,267.19$257,982.64
53Sep 2025$843.67$423.52$1,267.19$257,138.97
54Oct 2025$845.05$422.14$1,267.19$256,293.92
55Nov 2025$846.44$420.75$1,267.19$255,447.48
56Dec 2025$847.83$419.36$1,267.19$254,599.65
2025 Total$10,082.77$5,123.51$15,206.28
57Jan 2026$849.22$417.97$1,267.19$253,750.43
58Feb 2026$850.62$416.57$1,267.19$252,899.81
59Mar 2026$852.01$415.18$1,267.19$252,047.80
60Apr 2026$853.41$413.78$1,267.19$251,194.39
61May 2026$854.81$412.38$1,267.19$250,339.58
62Jun 2026$856.22$410.97$1,267.19$249,483.36
63Jul 2026$857.62$409.57$1,267.19$248,625.74
64Aug 2026$859.03$408.16$1,267.19$247,766.71
65Sep 2026$860.44$406.75$1,267.19$246,906.27
66Oct 2026$861.85$405.34$1,267.19$246,044.42
67Nov 2026$863.27$403.92$1,267.19$245,181.15
68Dec 2026$864.68$402.51$1,267.19$244,316.47
2026 Total$10,283.18$4,923.1$15,206.28
69Jan 2027$866.10$401.09$1,267.19$243,450.37
70Feb 2027$867.53$399.66$1,267.19$242,582.84
71Mar 2027$868.95$398.24$1,267.19$241,713.89
72Apr 2027$870.38$396.81$1,267.19$240,843.51
73May 2027$871.81$395.38$1,267.19$239,971.70
74Jun 2027$873.24$393.95$1,267.19$239,098.46
75Jul 2027$874.67$392.52$1,267.19$238,223.79
76Aug 2027$876.11$391.08$1,267.19$237,347.68
77Sep 2027$877.54$389.65$1,267.19$236,470.14
78Oct 2027$878.98$388.21$1,267.19$235,591.16
79Nov 2027$880.43$386.76$1,267.19$234,710.73
80Dec 2027$881.87$385.32$1,267.19$233,828.86
2027 Total$10,487.61$4,718.67$15,206.28
81Jan 2028$883.32$383.87$1,267.19$232,945.54
82Feb 2028$884.77$382.42$1,267.19$232,060.77
83Mar 2028$886.22$380.97$1,267.19$231,174.55
84Apr 2028$887.68$379.51$1,267.19$230,286.87
85May 2028$889.14$378.05$1,267.19$229,397.73
86Jun 2028$890.60$376.59$1,267.19$228,507.13
87Jul 2028$892.06$375.13$1,267.19$227,615.07
88Aug 2028$893.52$373.67$1,267.19$226,721.55
89Sep 2028$894.99$372.20$1,267.19$225,826.56
90Oct 2028$896.46$370.73$1,267.19$224,930.10
91Nov 2028$897.93$369.26$1,267.19$224,032.17
92Dec 2028$899.40$367.79$1,267.19$223,132.77
2028 Total$10,696.09$4,510.19$15,206.28
93Jan 2029$900.88$366.31$1,267.19$222,231.89
94Feb 2029$902.36$364.83$1,267.19$221,329.53
95Mar 2029$903.84$363.35$1,267.19$220,425.69
96Apr 2029$905.32$361.87$1,267.19$219,520.37
97May 2029$906.81$360.38$1,267.19$218,613.56
98Jun 2029$908.30$358.89$1,267.19$217,705.26
99Jul 2029$909.79$357.40$1,267.19$216,795.47
100Aug 2029$911.28$355.91$1,267.19$215,884.19
101Sep 2029$912.78$354.41$1,267.19$214,971.41
102Oct 2029$914.28$352.91$1,267.19$214,057.13
103Nov 2029$915.78$351.41$1,267.19$213,141.35
104Dec 2029$917.28$349.91$1,267.19$212,224.07
2029 Total$10,908.7$4,297.58$15,206.28
105Jan 2030$918.79$348.40$1,267.19$211,305.28
106Feb 2030$920.30$346.89$1,267.19$210,384.98
107Mar 2030$921.81$345.38$1,267.19$209,463.17
108Apr 2030$923.32$343.87$1,267.19$208,539.85
109May 2030$924.84$342.35$1,267.19$207,615.01
110Jun 2030$926.36$340.83$1,267.19$206,688.65
111Jul 2030$927.88$339.31$1,267.19$205,760.77
112Aug 2030$929.40$337.79$1,267.19$204,831.37
113Sep 2030$930.93$336.26$1,267.19$203,900.44
114Oct 2030$932.45$334.74$1,267.19$202,967.99
115Nov 2030$933.98$333.21$1,267.19$202,034.01
116Dec 2030$935.52$331.67$1,267.19$201,098.49
2030 Total$11,125.58$4,080.7$15,206.28
117Jan 2031$937.05$330.14$1,267.19$200,161.44
118Feb 2031$938.59$328.60$1,267.19$199,222.85
119Mar 2031$940.13$327.06$1,267.19$198,282.72
120Apr 2031$941.68$325.51$1,267.19$197,341.04
121May 2031$943.22$323.97$1,267.19$196,397.82
122Jun 2031$944.77$322.42$1,267.19$195,453.05
123Jul 2031$946.32$320.87$1,267.19$194,506.73
124Aug 2031$947.87$319.32$1,267.19$193,558.86
125Sep 2031$949.43$317.76$1,267.19$192,609.43
126Oct 2031$950.99$316.20$1,267.19$191,658.44
127Nov 2031$952.55$314.64$1,267.19$190,705.89
128Dec 2031$954.11$313.08$1,267.19$189,751.78
2031 Total$11,346.71$3,859.57$15,206.28
129Jan 2032$955.68$311.51$1,267.19$188,796.10
130Feb 2032$957.25$309.94$1,267.19$187,838.85
131Mar 2032$958.82$308.37$1,267.19$186,880.03
132Apr 2032$960.40$306.79$1,267.19$185,919.63
133May 2032$961.97$305.22$1,267.19$184,957.66
134Jun 2032$963.55$303.64$1,267.19$183,994.11
135Jul 2032$965.13$302.06$1,267.19$183,028.98
136Aug 2032$966.72$300.47$1,267.19$182,062.26
137Sep 2032$968.30$298.89$1,267.19$181,093.96
138Oct 2032$969.89$297.30$1,267.19$180,124.07
139Nov 2032$971.49$295.70$1,267.19$179,152.58
140Dec 2032$973.08$294.11$1,267.19$178,179.50
2032 Total$11,572.28$3,634$15,206.28
141Jan 2033$974.68$292.51$1,267.19$177,204.82
142Feb 2033$976.28$290.91$1,267.19$176,228.54
143Mar 2033$977.88$289.31$1,267.19$175,250.66
144Apr 2033$979.49$287.70$1,267.19$174,271.17
145May 2033$981.09$286.10$1,267.19$173,290.08
146Jun 2033$982.71$284.48$1,267.19$172,307.37
147Jul 2033$984.32$282.87$1,267.19$171,323.05
148Aug 2033$985.93$281.26$1,267.19$170,337.12
149Sep 2033$987.55$279.64$1,267.19$169,349.57
150Oct 2033$989.17$278.02$1,267.19$168,360.40
151Nov 2033$990.80$276.39$1,267.19$167,369.60
152Dec 2033$992.42$274.77$1,267.19$166,377.18
2033 Total$11,802.32$3,403.96$15,206.28
153Jan 2034$994.05$273.14$1,267.19$165,383.13
154Feb 2034$995.69$271.50$1,267.19$164,387.44
155Mar 2034$997.32$269.87$1,267.19$163,390.12
156Apr 2034$998.96$268.23$1,267.19$162,391.16
157May 2034$1,000.60$266.59$1,267.19$161,390.56
158Jun 2034$1,002.24$264.95$1,267.19$160,388.32
159Jul 2034$1,003.89$263.30$1,267.19$159,384.43
160Aug 2034$1,005.53$261.66$1,267.19$158,378.90
161Sep 2034$1,007.18$260.01$1,267.19$157,371.72
162Oct 2034$1,008.84$258.35$1,267.19$156,362.88
163Nov 2034$1,010.49$256.70$1,267.19$155,352.39
164Dec 2034$1,012.15$255.04$1,267.19$154,340.24
2034 Total$12,036.94$3,169.34$15,206.28
165Jan 2035$1,013.81$253.38$1,267.19$153,326.43
166Feb 2035$1,015.48$251.71$1,267.19$152,310.95
167Mar 2035$1,017.15$250.04$1,267.19$151,293.80
168Apr 2035$1,018.82$248.37$1,267.19$150,274.98
169May 2035$1,020.49$246.70$1,267.19$149,254.49
170Jun 2035$1,022.16$245.03$1,267.19$148,232.33
171Jul 2035$1,023.84$243.35$1,267.19$147,208.49
172Aug 2035$1,025.52$241.67$1,267.19$146,182.97
173Sep 2035$1,027.21$239.98$1,267.19$145,155.76
174Oct 2035$1,028.89$238.30$1,267.19$144,126.87
175Nov 2035$1,030.58$236.61$1,267.19$143,096.29
176Dec 2035$1,032.27$234.92$1,267.19$142,064.02
2035 Total$12,276.22$2,930.06$15,206.28
177Jan 2036$1,033.97$233.22$1,267.19$141,030.05
178Feb 2036$1,035.67$231.52$1,267.19$139,994.38
179Mar 2036$1,037.37$229.82$1,267.19$138,957.01
180Apr 2036$1,039.07$228.12$1,267.19$137,917.94
181May 2036$1,040.77$226.42$1,267.19$136,877.17
182Jun 2036$1,042.48$224.71$1,267.19$135,834.69
183Jul 2036$1,044.19$223.00$1,267.19$134,790.50
184Aug 2036$1,045.91$221.28$1,267.19$133,744.59
185Sep 2036$1,047.63$219.56$1,267.19$132,696.96
186Oct 2036$1,049.35$217.84$1,267.19$131,647.61
187Nov 2036$1,051.07$216.12$1,267.19$130,596.54
188Dec 2036$1,052.79$214.40$1,267.19$129,543.75
2036 Total$12,520.27$2,686.01$15,206.28
189Jan 2037$1,054.52$212.67$1,267.19$128,489.23
190Feb 2037$1,056.25$210.94$1,267.19$127,432.98
191Mar 2037$1,057.99$209.20$1,267.19$126,374.99
192Apr 2037$1,059.72$207.47$1,267.19$125,315.27
193May 2037$1,061.46$205.73$1,267.19$124,253.81
194Jun 2037$1,063.21$203.98$1,267.19$123,190.60
195Jul 2037$1,064.95$202.24$1,267.19$122,125.65
196Aug 2037$1,066.70$200.49$1,267.19$121,058.95
197Sep 2037$1,068.45$198.74$1,267.19$119,990.50
198Oct 2037$1,070.21$196.98$1,267.19$118,920.29
199Nov 2037$1,071.96$195.23$1,267.19$117,848.33
200Dec 2037$1,073.72$193.47$1,267.19$116,774.61
2037 Total$12,769.14$2,437.14$15,206.28
201Jan 2038$1,075.49$191.70$1,267.19$115,699.12
202Feb 2038$1,077.25$189.94$1,267.19$114,621.87
203Mar 2038$1,079.02$188.17$1,267.19$113,542.85
204Apr 2038$1,080.79$186.40$1,267.19$112,462.06
205May 2038$1,082.56$184.63$1,267.19$111,379.50
206Jun 2038$1,084.34$182.85$1,267.19$110,295.16
207Jul 2038$1,086.12$181.07$1,267.19$109,209.04
208Aug 2038$1,087.91$179.28$1,267.19$108,121.13
209Sep 2038$1,089.69$177.50$1,267.19$107,031.44
210Oct 2038$1,091.48$175.71$1,267.19$105,939.96
211Nov 2038$1,093.27$173.92$1,267.19$104,846.69
212Dec 2038$1,095.07$172.12$1,267.19$103,751.62
2038 Total$13,022.99$2,183.29$15,206.28
213Jan 2039$1,096.86$170.33$1,267.19$102,654.76
214Feb 2039$1,098.67$168.52$1,267.19$101,556.09
215Mar 2039$1,100.47$166.72$1,267.19$100,455.62
216Apr 2039$1,102.28$164.91$1,267.19$99,353.34
217May 2039$1,104.08$163.11$1,267.19$98,249.26
218Jun 2039$1,105.90$161.29$1,267.19$97,143.36
219Jul 2039$1,107.71$159.48$1,267.19$96,035.65
220Aug 2039$1,109.53$157.66$1,267.19$94,926.12
221Sep 2039$1,111.35$155.84$1,267.19$93,814.77
222Oct 2039$1,113.18$154.01$1,267.19$92,701.59
223Nov 2039$1,115.00$152.19$1,267.19$91,586.59
224Dec 2039$1,116.84$150.35$1,267.19$90,469.75
2039 Total$13,281.87$1,924.41$15,206.28
225Jan 2040$1,118.67$148.52$1,267.19$89,351.08
226Feb 2040$1,120.51$146.68$1,267.19$88,230.57
227Mar 2040$1,122.34$144.85$1,267.19$87,108.23
228Apr 2040$1,124.19$143.00$1,267.19$85,984.04
229May 2040$1,126.03$141.16$1,267.19$84,858.01
230Jun 2040$1,127.88$139.31$1,267.19$83,730.13
231Jul 2040$1,129.73$137.46$1,267.19$82,600.40
232Aug 2040$1,131.59$135.60$1,267.19$81,468.81
233Sep 2040$1,133.45$133.74$1,267.19$80,335.36
234Oct 2040$1,135.31$131.88$1,267.19$79,200.05
235Nov 2040$1,137.17$130.02$1,267.19$78,062.88
236Dec 2040$1,139.04$128.15$1,267.19$76,923.84
2040 Total$13,545.91$1,660.37$15,206.28
237Jan 2041$1,140.91$126.28$1,267.19$75,782.93
238Feb 2041$1,142.78$124.41$1,267.19$74,640.15
239Mar 2041$1,144.66$122.53$1,267.19$73,495.49
240Apr 2041$1,146.53$120.66$1,267.19$72,348.96
241May 2041$1,148.42$118.77$1,267.19$71,200.54
242Jun 2041$1,150.30$116.89$1,267.19$70,050.24
243Jul 2041$1,152.19$115.00$1,267.19$68,898.05
244Aug 2041$1,154.08$113.11$1,267.19$67,743.97
245Sep 2041$1,155.98$111.21$1,267.19$66,587.99
246Oct 2041$1,157.87$109.32$1,267.19$65,430.12
247Nov 2041$1,159.78$107.41$1,267.19$64,270.34
248Dec 2041$1,161.68$105.51$1,267.19$63,108.66
2041 Total$13,815.18$1,391.1$15,206.28
249Jan 2042$1,163.59$103.60$1,267.19$61,945.07
250Feb 2042$1,165.50$101.69$1,267.19$60,779.57
251Mar 2042$1,167.41$99.78$1,267.19$59,612.16
252Apr 2042$1,169.33$97.86$1,267.19$58,442.83
253May 2042$1,171.25$95.94$1,267.19$57,271.58
254Jun 2042$1,173.17$94.02$1,267.19$56,098.41
255Jul 2042$1,175.10$92.09$1,267.19$54,923.31
256Aug 2042$1,177.02$90.17$1,267.19$53,746.29
257Sep 2042$1,178.96$88.23$1,267.19$52,567.33
258Oct 2042$1,180.89$86.30$1,267.19$51,386.44
259Nov 2042$1,182.83$84.36$1,267.19$50,203.61
260Dec 2042$1,184.77$82.42$1,267.19$49,018.84
2042 Total$14,089.82$1,116.46$15,206.28
261Jan 2043$1,186.72$80.47$1,267.19$47,832.12
262Feb 2043$1,188.67$78.52$1,267.19$46,643.45
263Mar 2043$1,190.62$76.57$1,267.19$45,452.83
264Apr 2043$1,192.57$74.62$1,267.19$44,260.26
265May 2043$1,194.53$72.66$1,267.19$43,065.73
266Jun 2043$1,196.49$70.70$1,267.19$41,869.24
267Jul 2043$1,198.45$68.74$1,267.19$40,670.79
268Aug 2043$1,200.42$66.77$1,267.19$39,470.37
269Sep 2043$1,202.39$64.80$1,267.19$38,267.98
270Oct 2043$1,204.37$62.82$1,267.19$37,063.61
271Nov 2043$1,206.34$60.85$1,267.19$35,857.27
272Dec 2043$1,208.32$58.87$1,267.19$34,648.95
2043 Total$14,369.89$836.39$15,206.28
273Jan 2044$1,210.31$56.88$1,267.19$33,438.64
274Feb 2044$1,212.29$54.90$1,267.19$32,226.35
275Mar 2044$1,214.29$52.90$1,267.19$31,012.06
276Apr 2044$1,216.28$50.91$1,267.19$29,795.78
277May 2044$1,218.28$48.91$1,267.19$28,577.50
278Jun 2044$1,220.28$46.91$1,267.19$27,357.22
279Jul 2044$1,222.28$44.91$1,267.19$26,134.94
280Aug 2044$1,224.29$42.90$1,267.19$24,910.65
281Sep 2044$1,226.30$40.89$1,267.19$23,684.35
282Oct 2044$1,228.31$38.88$1,267.19$22,456.04
283Nov 2044$1,230.32$36.87$1,267.19$21,225.72
284Dec 2044$1,232.34$34.85$1,267.19$19,993.38
2044 Total$14,655.57$550.71$15,206.28
285Jan 2045$1,234.37$32.82$1,267.19$18,759.01
286Feb 2045$1,236.39$30.80$1,267.19$17,522.62
287Mar 2045$1,238.42$28.77$1,267.19$16,284.20
288Apr 2045$1,240.46$26.73$1,267.19$15,043.74
289May 2045$1,242.49$24.70$1,267.19$13,801.25
290Jun 2045$1,244.53$22.66$1,267.19$12,556.72
291Jul 2045$1,246.58$20.61$1,267.19$11,310.14
292Aug 2045$1,248.62$18.57$1,267.19$10,061.52
293Sep 2045$1,250.67$16.52$1,267.19$8,810.85
294Oct 2045$1,252.73$14.46$1,267.19$7,558.12
295Nov 2045$1,254.78$12.41$1,267.19$6,303.34
296Dec 2045$1,256.84$10.35$1,267.19$5,046.50
2045 Total$14,946.88$259.4$15,206.28
297Jan 2046$1,258.91$8.28$1,267.19$3,787.59
298Feb 2046$1,260.97$6.22$1,267.19$2,526.62
299Mar 2046$1,263.04$4.15$1,267.19$1,263.58
300Apr 2046$1,263.58$2.07$1,265.65$0.00
2046 Total$5,046.5$20.72$5,067.22